The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT & T Inc Com 00206R102 2,117 49,001 SH   SOLE 0 49,001 0 0
AT & T Inc Com 00206R102 699 16,185 SH   DFND 0 12,868 0 3,317
Abbott Labs Com 002824100 1,820 46,297 SH   SOLE 0 45,181 0 1,116
Abbott Labs Com 002824100 129 3,276 SH   DFND 0 3,276 0 0
Abbvie Inc Com 00287Y109 851 13,745 SH   SOLE 0 12,392 0 1,353
Abbvie Inc Com 00287Y109 176 2,846 SH   DFND 0 1,197 0 1,649
Aberdeen Asset Mgmt Plc ADR Com 00300A104 135 18,048 SH   DFND 0 18,048 0 0
Aetna Inc Com 00817Y108 220 1,800 SH   SOLE 0 0 0 1,800
ADR Allianz SE Sp Sh Com 018805101 28 1,969 SH   SOLE 0 319 0 1,650
ADR Allianz SE Sp Sh Com 018805101 166 11,670 SH   DFND 0 11,670 0 0
Allstate Corp Com 020002101 610 8,725 SH   SOLE 0 8,725 0 0
Allstate Corp Com 020002101 143 2,043 SH   DFND 0 1,250 0 793
Alphabet Inc - Class C Com 02079K107 332 480 SH   SOLE 0 345 0 135
Alphabet Inc - Class C Com 02079K107 176 254 SH   DFND 0 41 0 213
Alphabet Inc - Class A Com 02079K305 407 578 SH   SOLE 0 433 0 145
Alphabet Inc - Class A Com 02079K305 107 152 SH   DFND 0 24 0 128
Altria Group Inc Com 02209S103 2,269 32,910 SH   SOLE 0 32,797 0 113
Altria Group Inc Com 02209S103 205 2,975 SH   DFND 0 2,975 0 0
Amazon Com Inc Com 023135106 152 213 SH   SOLE 0 213 0 0
Amazon Com Inc Com 023135106 203 284 SH   DFND 0 164 0 120
American Electric Power Co Com 025537101 853 12,166 SH   SOLE 0 12,166 0 0
American Electric Power Co Com 025537101 385 5,498 SH   DFND 0 5,498 0 0
American Intl Group Inc Com 026874784 172 3,250 SH   SOLE 0 0 0 3,250
American Intl Group Inc Com 026874784 79 1,500 SH   DFND 0 0 0 1,500
Ameriprise Finl Inc Com 03076C106 1,131 12,589 SH   SOLE 0 12,589 0 0
Ameriprise Finl Inc Com 03076C106 90 1,000 SH   DFND 0 796 0 204
Amgen Inc Com 031162100 338 2,220 SH   SOLE 0 1,584 0 636
Amgen Inc Com 031162100 90 594 SH   DFND 0 0 0 594
Apple Inc Com 037833100 1,882 19,682 SH   SOLE 0 18,107 0 1,575
Apple Inc Com 037833100 437 4,575 SH   DFND 0 1,154 0 3,421
Automatic Data Processing Com 053015103 358 3,900 SH   SOLE 0 3,900 0 0
Automatic Data Processing Com 053015103 154 1,672 SH   DFND 0 1,672 0 0
BB&T Corp Com 054937107 1,207 33,891 SH   SOLE 0 33,891 0 0
BB&T Corp Com 054937107 89 2,499 SH   DFND 0 2,499 0 0
Banco Bilbao Vizcaya Argentaria Com 05946K101 210 36,593 SH   SOLE 0 36,593 0 0
Banco Bilbao Vizcaya Argentaria Com 05946K101 92 16,000 SH   DFND 0 16,000 0 0
Berkshire Hathaway Inc Cl B Com 084670702 303 2,091 SH   SOLE 0 1,583 0 508
Berkshire Hathaway Inc Cl B Com 084670702 97 668 SH   DFND 0 0 0 668
Blackrock Inc Com 09247X101 161 470 SH   SOLE 0 470 0 0
Blackrock Inc Com 09247X101 89 261 SH   DFND 0 0 0 261
Boeing Co Com 097023105 280 2,156 SH   SOLE 0 2,096 0 60
Boeing Co Com 097023105 87 672 SH   DFND 0 0 0 672
Bristol-Myers Squibb CO Com 110122108 881 11,984 SH   SOLE 0 9,290 0 2,694
Bristol-Myers Squibb CO Com 110122108 327 4,442 SH   DFND 0 942 0 3,500
ADR British Amern Tob Plc Sponsored Com 110448107 59 456 SH   SOLE 0 81 0 375
ADR British Amern Tob Plc Sponsored Com 110448107 246 1,900 SH   DFND 0 1,900 0 0
CVS Health Corp Com 126650100 1,209 12,630 SH   SOLE 0 11,780 0 850
CVS Health Corp Com 126650100 120 1,250 SH   DFND 0 1,000 0 250
Capital One Finl Corp Com 14040H105 283 4,452 SH   SOLE 0 3,827 0 625
Celgene Corp Com 151020104 579 5,875 SH   SOLE 0 3,925 0 1,950
Celgene Corp Com 151020104 176 1,784 SH   DFND 0 100 0 1,684
Centerpoint Energy Inc Com 15189T107 435 18,110 SH   SOLE 0 18,110 0 0
Centerpoint Energy Inc Com 15189T107 32 1,350 SH   DFND 0 1,350 0 0
ChevronTexaco Corp Com 166764100 2,925 27,899 SH   SOLE 0 26,806 0 1,093
ChevronTexaco Corp Com 166764100 867 8,266 SH   DFND 0 7,046 0 1,220
Cisco Systems Com 17275R102 2,122 73,969 SH   SOLE 0 70,312 0 3,657
Cisco Systems Com 17275R102 324 11,294 SH   DFND 0 8,145 0 3,149
Coach Inc Com 189754104 656 16,100 SH   DFND 0 16,100 0 0
Coca-Cola Inc Com 191216100 5,006 110,430 SH   SOLE 0 108,430 0 2,000
Coca-Cola Inc Com 191216100 520 11,482 SH   DFND 0 9,294 0 2,188
ConocoPhillips Com 20825C104 1,895 43,465 SH   SOLE 0 42,576 0 889
ConocoPhillips Com 20825C104 162 3,727 SH   DFND 0 3,727 0 0
DTE Energy Co Com 233331107 1,855 18,716 SH   SOLE 0 18,659 0 57
DTE Energy Co Com 233331107 96 972 SH   DFND 0 972 0 0
Danaher Corp Com 235851102 352 3,487 SH   SOLE 0 3,487 0 0
Danaher Corp Com 235851102 62 616 SH   DFND 0 0 0 616
Darden Restaurants Inc Com 237194105 1,288 20,329 SH   SOLE 0 20,329 0 0
Darden Restaurants Inc Com 237194105 72 1,142 SH   DFND 0 1,142 0 0
Deere & Co Com 244199105 305 3,767 SH   SOLE 0 3,767 0 0
Deere & Co Com 244199105 74 917 SH   DFND 0 525 0 392
Walt Disney Co Com 254687106 838 8,566 SH   SOLE 0 7,716 0 850
Walt Disney Co Com 254687106 39 403 SH   DFND 0 0 0 403
Dominion Resources Com 25746U109 97 1,239 SH   SOLE 0 1,239 0 0
Dominion Resources Com 25746U109 203 2,610 SH   DFND 0 1,453 0 1,157
Dow Chemical Co Com 260543103 116 2,334 SH   SOLE 0 934 0 1,400
Dow Chemical Co Com 260543103 124 2,485 SH   DFND 0 0 0 2,485
Du Pont E I De Nemours & Co Com 263534109 565 8,716 SH   SOLE 0 8,236 0 480
Du Pont E I De Nemours & Co Com 263534109 157 2,425 SH   DFND 0 758 0 1,667
Duke Energy Corp Com 26441C204 798 9,298 SH   SOLE 0 8,532 0 766
Duke Energy Corp Com 26441C204 344 4,012 SH   DFND 0 2,743 0 1,269
Emerson Electric Co Com 291011104 249 4,783 SH   SOLE 0 3,783 0 1,000
Emerson Electric Co Com 291011104 383 7,345 SH   DFND 0 1,850 0 5,495
Entergy Corp Com 29364G103 205 2,520 SH   SOLE 0 2,520 0 0
Entergy Corp Com 29364G103 41 500 SH   DFND 0 500 0 0
Exelon Corp Com 30161N101 257 7,065 SH   SOLE 0 7,065 0 0
Exelon Corp Com 30161N101 25 700 SH   DFND 0 700 0 0
Exxon Mobil Corporation Com 30231G102 21,881 233,424 SH   SOLE 0 221,224 0 12,200
Exxon Mobil Corporation Com 30231G102 8,598 91,720 SH   DFND 0 67,211 0 24,509
Fanuc Corporation Com 307305102 220 8,177 SH   DFND 0 8,177 0 0
First Intermediate Duration Pref & Inc Fund Com 33718W103 292 12,365 SH   SOLE 0 3,577 0 8,788
Fiserv Inc Com 337738108 261 2,401 SH   SOLE 0 2,401 0 0
Fiserv Inc Com 337738108 82 750 SH   DFND 0 750 0 0
General Electric Co Com 369604103 4,772 151,581 SH   SOLE 0 144,550 0 7,031
General Electric Co Com 369604103 2,560 81,321 SH   DFND 0 64,080 0 17,241
General Growth Properties Inc Com 370023103 327 10,961 SH   DFND 0 10,961 0 0
General Mills Inc Com 370334104 451 6,328 SH   SOLE 0 6,328 0 0
General Motors Company Com 37045V100 1,241 43,838 SH   SOLE 0 43,141 0 697
General Motors Company Com 37045V100 151 5,328 SH   DFND 0 2,425 0 2,903
Gilead Sci Inc Com 375558103 307 3,677 SH   SOLE 0 3,677 0 0
Gilead Sci Inc Com 375558103 4 50 SH   DFND 0 50 0 0
Glaxo Smithkline PLC Com 37733W105 177 4,080 SH   SOLE 0 3,956 0 124
Glaxo Smithkline PLC Com 37733W105 207 4,775 SH   DFND 0 4,775 0 0
HP Inc Com 40434L105 186 14,842 SH   SOLE 0 14,842 0 0
HP Inc Com 40434L105 3 200 SH   DFND 0 200 0 0
Hanesbrand Inc Com 410345102 186 7,400 SH   SOLE 0 0 0 7,400
Hanesbrand Inc Com 410345102 101 4,000 SH   DFND 0 0 0 4,000
Harman International Com 413086109 156 2,174 SH   SOLE 0 2,174 0 0
Harman International Com 413086109 57 800 SH   DFND 0 800 0 0
Home Depot Inc Com 437076102 1,411 11,048 SH   SOLE 0 9,523 0 1,525
Home Depot Inc Com 437076102 225 1,760 SH   DFND 0 460 0 1,300
Honeywell Intl Com 438516106 447 3,845 SH   SOLE 0 1,745 0 2,100
Honeywell Intl Com 438516106 177 1,525 SH   DFND 0 0 0 1,525
Intel Corp Com 458140100 2,498 76,163 SH   SOLE 0 73,963 0 2,200
Intel Corp Com 458140100 561 17,095 SH   DFND 0 12,325 0 4,770
International Business Machines Com 459200101 2,548 16,788 SH   SOLE 0 16,788 0 0
International Business Machines Com 459200101 479 3,153 SH   DFND 0 3,153 0 0
Intuit Com 461202103 251 2,249 SH   SOLE 0 2,249 0 0
Intuit Com 461202103 19 168 SH   DFND 0 0 0 168
J P Morgan Chase & Co Com 46625H100 2,968 47,765 SH   SOLE 0 45,118 0 2,647
J P Morgan Chase & Co Com 46625H100 518 8,329 SH   DFND 0 5,504 0 2,825
Johnson & Johnson Com 478160104 4,802 39,585 SH   SOLE 0 35,328 0 4,257
Johnson & Johnson Com 478160104 2,746 22,639 SH   DFND 0 20,783 0 1,856
Kimberly-Clark Com 494368103 271 1,971 SH   SOLE 0 1,321 0 650
Kimberly-Clark Com 494368103 212 1,542 SH   DFND 0 1,542 0 0
Kinder Morgan Inc Com 49456B101 32 1,705 SH   SOLE 0 1,705 0 0
Kinder Morgan Inc Com 49456B101 190 10,143 SH   DFND 0 10,143 0 0
Kohls Corp Com 500255104 1,154 30,437 SH   SOLE 0 30,360 0 77
Kohls Corp Com 500255104 60 1,571 SH   DFND 0 1,571 0 0
Eli Lilly & Co Com 532457108 1,513 19,208 SH   SOLE 0 19,208 0 0
Eli Lilly & Co Com 532457108 163 2,073 SH   DFND 0 2,073 0 0
Lockheed Martin Com 539830109 254 1,024 SH   SOLE 0 592 0 432
Lockheed Martin Com 539830109 514 2,073 SH   DFND 0 1,638 0 435
Lowes Companies Com 548661107 1,147 14,493 SH   SOLE 0 13,543 0 950
Lowes Companies Com 548661107 192 2,425 SH   DFND 0 1,225 0 1,200
Macy's Inc Com 55616P104 1,012 30,124 SH   SOLE 0 30,038 0 86
Macy's Inc Com 55616P104 57 1,701 SH   DFND 0 1,701 0 0
Marathon Petroleum Corp Com 56585A102 368 9,700 SH   SOLE 0 9,700 0 0
Marathon Petroleum Corp Com 56585A102 5 125 SH   DFND 0 0 0 125
McDonald's Corp Com 580135101 827 6,872 SH   SOLE 0 6,872 0 0
McDonald's Corp Com 580135101 627 5,212 SH   DFND 0 4,342 0 870
McKesson Corp Com 58155Q103 372 1,993 SH   SOLE 0 1,793 0 200
McKesson Corp Com 58155Q103 47 250 SH   DFND 0 250 0 0
Merck & Co Inc Com 58933Y105 3,243 56,290 SH   SOLE 0 50,257 0 6,033
Merck & Co Inc Com 58933Y105 1,602 27,809 SH   DFND 0 24,092 0 3,717
Metlife Com 59156R108 1,600 40,180 SH   SOLE 0 39,326 0 854
Metlife Com 59156R108 125 3,143 SH   DFND 0 3,143 0 0
Microsoft Corp Com 594918104 3,133 61,220 SH   SOLE 0 60,230 0 990
Microsoft Corp Com 594918104 512 10,015 SH   DFND 0 7,173 0 2,842
Midnight Hldgs Group Inc Com 597880103 0 15,000 SH   SOLE 0 15,000 0 0
Mondelez International, Inc Com 609207105 877 19,270 SH   SOLE 0 17,595 0 1,675
Mondelez International, Inc Com 609207105 126 2,759 SH   DFND 0 2,759 0 0
ADR Nestle SA Sponsored Repstg Reg Sh Com 641069406 133 1,725 SH   SOLE 0 375 0 1,350
ADR Nestle SA Sponsored Repstg Reg Sh Com 641069406 147 1,900 SH   DFND 0 1,900 0 0
NextEra Energy Com 65339F101 227 1,742 SH   SOLE 0 1,742 0 0
NextEra Energy Com 65339F101 333 2,555 SH   DFND 0 1,785 0 770
Norfolk Southern Corporation Com 655844108 1,361 15,989 SH   SOLE 0 15,934 0 55
Norfolk Southern Corporation Com 655844108 147 1,723 SH   DFND 0 936 0 787
Novartis AG Sponsored ADR Com 66987V109 1,525 18,478 SH   SOLE 0 17,614 0 864
Novartis AG Sponsored ADR Com 66987V109 243 2,947 SH   DFND 0 2,947 0 0
Nvidia Corp Com 67066G104 366 7,776 SH   SOLE 0 7,776 0 0
Nvidia Corp Com 67066G104 106 2,250 SH   DFND 0 2,250 0 0
Oracle Corp Com 68389X105 390 9,534 SH   SOLE 0 9,534 0 0
PG & E Corp Com 69331C108 1,541 24,102 SH   SOLE 0 22,713 0 1,389
PG & E Corp Com 69331C108 83 1,302 SH   DFND 0 1,302 0 0
PNC Bank Corp Com 693475105 1,254 15,412 SH   SOLE 0 15,349 0 63
PNC Bank Corp Com 693475105 83 1,025 SH   DFND 0 1,025 0 0
Pepsico Inc Com 713448108 724 6,834 SH   SOLE 0 6,834 0 0
Pepsico Inc Com 713448108 169 1,598 SH   DFND 0 635 0 963
Pfizer Inc Com 717081103 2,650 75,267 SH   SOLE 0 74,195 0 1,072
Pfizer Inc Com 717081103 483 13,727 SH   DFND 0 4,485 0 9,242
Philip Morris International Inc. Com 718172109 2,678 26,326 SH   SOLE 0 25,427 0 899
Philip Morris International Inc. Com 718172109 482 4,740 SH   DFND 0 3,754 0 986
Procter & Gamble Com 742718109 3,346 39,514 SH   SOLE 0 38,295 0 1,219
Procter & Gamble Com 742718109 13,345 157,611 SH   DFND 0 155,800 0 1,811
Public Service Enterprise Group, Inc Com 744573106 1,728 37,072 SH   SOLE 0 36,932 0 140
Public Service Enterprise Group, Inc Com 744573106 212 4,556 SH   DFND 0 4,556 0 0
Qualcomm Inc Com 747525103 127 2,370 SH   SOLE 0 1,570 0 800
Qualcomm Inc Com 747525103 90 1,687 SH   DFND 0 257 0 1,430
Raytheon Co Com 755111507 1,620 11,919 SH   SOLE 0 11,866 0 53
Raytheon Co Com 755111507 300 2,210 SH   DFND 0 2,210 0 0
Schein Henry Inc Com 806407102 90 507 SH   SOLE 0 507 0 0
Schein Henry Inc Com 806407102 111 627 SH   DFND 0 0 0 627
Schlumberger Ltd Com 806857108 3,779 47,788 SH   SOLE 0 238 0 47,550
Schlumberger Ltd Com 806857108 656 8,300 SH   DFND 0 8,200 0 100
J M Smucker Co Com 832696405 5 34 SH   SOLE 0 34 0 0
J M Smucker Co Com 832696405 251 1,649 SH   DFND 0 1,649 0 0
Southern Co Com 842587107 173 3,219 SH   SOLE 0 3,219 0 0
Southern Co Com 842587107 218 4,067 SH   DFND 0 4,067 0 0
Stanley Black& Decker Com 854502101 174 1,563 SH   SOLE 0 1,563 0 0
Stanley Black& Decker Com 854502101 36 325 SH   DFND 0 325 0 0
Stericycle Inc Com 858912108 240 2,304 SH   SOLE 0 2,304 0 0
Target Corp Com 87612E106 1,838 26,331 SH   SOLE 0 24,946 0 1,385
Target Corp Com 87612E106 202 2,892 SH   DFND 0 2,392 0 500
Texas Instruments Com 882508104 232 3,710 SH   SOLE 0 3,710 0 0
Texas Instruments Com 882508104 223 3,560 SH   DFND 0 3,110 0 450
Thermo Fisher Corp Com 883556102 536 3,628 SH   SOLE 0 3,628 0 0
Thermo Fisher Corp Com 883556102 135 912 SH   DFND 0 200 0 712
3M Company Com 88579Y101 1,085 6,195 SH   SOLE 0 5,508 0 687
3M Company Com 88579Y101 1,689 9,643 SH   DFND 0 9,430 0 213
Tortoise MLP Fund Inc Com 89148B101 354 19,209 SH   SOLE 0 19,209 0 0
Tortoise MLP Fund Inc Com 89148B101 62 3,350 SH   DFND 0 3,350 0 0
Travelers Cos Inc. Com 89417E109 1,627 13,667 SH   SOLE 0 13,412 0 255
Travelers Cos Inc. Com 89417E109 95 795 SH   DFND 0 795 0 0
UGI Corporation Com 902681105 1,498 33,098 SH   SOLE 0 31,931 0 1,167
UGI Corporation Com 902681105 87 1,913 SH   DFND 0 1,913 0 0
Unilever N V ADR Com 904784709 1,391 29,626 SH   SOLE 0 29,490 0 136
Unilever N V ADR Com 904784709 221 4,705 SH   DFND 0 4,705 0 0
Union Pacific Corp Com 907818108 692 7,933 SH   SOLE 0 7,933 0 0
Union Pacific Corp Com 907818108 188 2,154 SH   DFND 0 1,424 0 730
United Parcel Svc Inc Com 911312106 149 1,387 SH   SOLE 0 1,387 0 0
United Parcel Svc Inc Com 911312106 101 938 SH   DFND 0 0 0 938
United Technologies Corp Com 913017109 778 7,589 SH   SOLE 0 7,540 0 49
United Technologies Corp Com 913017109 186 1,809 SH   DFND 0 535 0 1,274
UnitedHealth Group Inc Com 91324P102 490 3,469 SH   SOLE 0 3,469 0 0
UnitedHealth Group Inc Com 91324P102 112 791 SH   DFND 0 341 0 450
Unum Corp Com 91529Y106 224 7,038 SH   SOLE 0 7,038 0 0
Unum Corp Com 91529Y106 16 500 SH   DFND 0 500 0 0
Vectren Corp Com 92240G101 1,446 27,448 SH   SOLE 0 26,812 0 636
Vectren Corp Com 92240G101 81 1,540 SH   DFND 0 1,540 0 0
Verizon Communications Com 92343V104 2,159 38,667 SH   SOLE 0 36,438 0 2,229
Verizon Communications Com 92343V104 487 8,717 SH   DFND 0 6,585 0 2,132
Visa Com 92826C839 96 1,297 SH   SOLE 0 1,297 0 0
Visa Com 92826C839 115 1,552 SH   DFND 0 800 0 752
Vulcan Materials Co Com 929160109 204 1,698 SH   SOLE 0 1,698 0 0
Wal-Mart Stores Com 931142103 4,572 62,607 SH   SOLE 0 62,607 0 0
Wal-Mart Stores Com 931142103 301 4,117 SH   DFND 0 3,775 0 342
Walgreens Boots Alliance Inc Com 931427108 1,843 22,131 SH   SOLE 0 22,065 0 66
Walgreens Boots Alliance Inc Com 931427108 312 3,752 SH   DFND 0 1,831 0 1,921
Wells Fargo & Co. Com 949746101 544 11,486 SH   SOLE 0 10,286 0 1,200
Wells Fargo & Co. Com 949746101 294 6,210 SH   DFND 0 1,269 0 4,941
Allergan PLC Com G0177J108 202 873 SH   SOLE 0 873 0 0
Allergan PLC Com G0177J108 79 342 SH   DFND 0 69 0 273
Accenture PLC - Cl A Com G1151C101 1,493 13,178 SH   SOLE 0 12,609 0 569
Accenture PLC - Cl A Com G1151C101 176 1,551 SH   DFND 0 691 0 860
Eaton Corp PLC Com G29183103 1,256 21,022 SH   SOLE 0 20,954 0 68
Eaton Corp PLC Com G29183103 75 1,249 SH   DFND 0 1,249 0 0
Medtronic Plc Com G5960L103 224 2,584 SH   SOLE 0 2,584 0 0
Medtronic Plc Com G5960L103 146 1,678 SH   DFND 0 1,003 0 675
Chubb Limited Com H1467J104 140 1,070 SH   SOLE 0 1,070 0 0
Chubb Limited Com H1467J104 71 540 SH   DFND 0 0 0 540
Core Laboratories NV Com N22717107 358 2,890 SH   SOLE 0 2,890 0 0
Lyondellbasell Industries CL-A Com N53745100 1,251 16,816 SH   SOLE 0 16,452 0 364
Lyondellbasell Industries CL-A Com N53745100 66 882 SH   DFND 0 882 0 0
VuCOMP Inc. Com VUCOMP 316 158,000 SH   SOLE 0 158,000 0 0
Vucomp (with Warrants) Com VUCOMPWR 56 28,000 SH   SOLE 0 28,000 0 0