The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT & T Inc Com 00206R102 1,548 43,567 SH   SOLE 0 43,567 0 0
AT & T Inc Com 00206R102 659 18,564 SH   DFND 0 16,553 0 2,011
Abbott Labs Com 002824100 1,112 22,656 SH   SOLE 0 21,514 0 1,142
Abbott Labs Com 002824100 86 1,761 SH   DFND 0 1,669 0 92
Abbvie Inc Com 00287Y109 1,153 17,165 SH   SOLE 0 15,792 0 1,373
Abbvie Inc Com 00287Y109 116 1,730 SH   DFND 0 1,443 0 287
Aetna Inc Com 00817Y108 229 1,800 SH   SOLE 0 0 0 1,800
ADR Allianz SE Sp Sh Com 018805101 29 1,892 SH   SOLE 0 242 0 1,650
ADR Allianz SE Sp Sh Com 018805101 160 10,270 SH   DFND 0 10,270 0 0
Allstate Corp Com 020002101 357 5,504 SH   SOLE 0 5,504 0 0
Allstate Corp Com 020002101 95 1,467 SH   DFND 0 450 0 1,017
Altria Group Inc Com 02209S103 1,690 34,550 SH   SOLE 0 34,414 0 136
Altria Group Inc Com 02209S103 146 2,975 SH   DFND 0 2,975 0 0
American Electric Power Co Com 025537101 648 12,241 SH   SOLE 0 12,241 0 0
American Electric Power Co Com 025537101 327 6,164 SH   DFND 0 6,164 0 0
American Express Co Com 025816109 152 1,957 SH   SOLE 0 1,957 0 0
American Express Co Com 025816109 140 1,798 SH   DFND 0 290 0 1,508
American Intl Group Inc Com 026874784 226 3,650 SH   SOLE 0 400 0 3,250
American Intl Group Inc Com 026874784 189 3,055 SH   DFND 0 0 0 3,055
Amerisourcebergen Corp Com 03073E105 133 1,250 SH   SOLE 0 1,250 0 0
Amerisourcebergen Corp Com 03073E105 191 1,792 SH   DFND 0 0 0 1,792
Amgen Inc Com 031162100 341 2,222 SH   SOLE 0 1,829 0 393
Amgen Inc Com 031162100 55 355 SH   DFND 0 0 0 355
Apache Corp Com 037411105 184 3,189 SH   SOLE 0 3,189 0 0
Apache Corp Com 037411105 22 374 SH   DFND 0 175 0 199
Apple Inc Com 037833100 2,726 21,736 SH   SOLE 0 20,161 0 1,575
Apple Inc Com 037833100 491 3,914 SH   DFND 0 854 0 3,060
Automatic Data Process Com 053015103 255 3,180 SH   SOLE 0 3,180 0 0
Automatic Data Process Com 053015103 116 1,440 SH   DFND 0 1,440 0 0
Banco Bilbao Vizcaya Argentaria Com 05946K101 528 53,452 SH   SOLE 0 53,452 0 0
Banco Bilbao Vizcaya Argentaria Com 05946K101 158 16,000 SH   DFND 0 16,000 0 0
Baxter International Com 071813109 313 4,472 SH   SOLE 0 4,078 0 394
Baxter International Com 071813109 116 1,661 SH   DFND 0 300 0 1,361
Berkshire Hathaway Inc Cl B Com 084670702 498 3,660 SH   SOLE 0 1,977 0 1,683
Berkshire Hathaway Inc Cl B Com 084670702 125 918 SH   DFND 0 0 0 918
Blackrock Inc Com 09247X101 139 403 SH   SOLE 0 403 0 0
Blackrock Inc Com 09247X101 83 241 SH   DFND 0 0 0 241
Boeing Co Com 097023105 322 2,318 SH   SOLE 0 2,258 0 60
Boeing Co Com 097023105 17 125 SH   DFND 0 0 0 125
Bristol-Myers Squibb CO Com 110122108 805 12,098 SH   SOLE 0 9,385 0 2,713
Bristol-Myers Squibb CO Com 110122108 269 4,042 SH   DFND 0 542 0 3,500
ADR British Amern Tob Plc Sponsored Com 110448107 56 513 SH   SOLE 0 138 0 375
ADR British Amern Tob Plc Sponsored Com 110448107 152 1,400 SH   DFND 0 1,400 0 0
CVS/Caremark Corp Com 126650100 936 8,927 SH   SOLE 0 8,077 0 850
CVS/Caremark Corp Com 126650100 131 1,250 SH   DFND 0 1,000 0 250
Capital One Finl Corp Com 14040H105 278 3,158 SH   SOLE 0 2,533 0 625
Capital One Finl Corp Com 14040H105 9 100 SH   DFND 0 0 0 100
Celegene Com 151020104 569 4,915 SH   SOLE 0 2,965 0 1,950
Celegene Com 151020104 200 1,724 SH   DFND 0 0 0 1,724
Centerpoint Energy Inc Com 15189T107 414 21,744 SH   SOLE 0 21,744 0 0
Centerpoint Energy Inc Com 15189T107 83 4,340 SH   DFND 0 4,340 0 0
ChevronTexaco Corp Com 166764100 1,669 17,296 SH   SOLE 0 16,192 0 1,104
ChevronTexaco Corp Com 166764100 959 9,940 SH   DFND 0 8,637 0 1,303
Cisco Systems Com 17275R102 534 19,452 SH   SOLE 0 16,002 0 3,450
Cisco Systems Com 17275R102 168 6,122 SH   DFND 0 3,925 0 2,197
Coach Inc Com 189754104 557 16,100 SH   DFND 0 16,100 0 0
Coca-Cola Inc Com 191216100 4,375 111,520 SH   SOLE 0 109,520 0 2,000
Coca-Cola Inc Com 191216100 397 10,112 SH   DFND 0 9,694 0 418
ConocoPhillips Com 20825C104 1,293 21,058 SH   SOLE 0 20,151 0 907
ConocoPhillips Com 20825C104 252 4,100 SH   DFND 0 4,100 0 0
DTE Energy Co Com 233331107 394 5,273 SH   SOLE 0 5,202 0 71
Danaher Corp Com 235851102 204 2,381 SH   SOLE 0 2,381 0 0
Danaher Corp Com 235851102 58 680 SH   DFND 0 0 0 680
Deere & Co Com 244199105 309 3,184 SH   SOLE 0 3,184 0 0
Deere & Co Com 244199105 104 1,072 SH   DFND 0 880 0 192
Walt Disney Co Com 254687106 1,011 8,859 SH   SOLE 0 8,009 0 850
Walt Disney Co Com 254687106 52 459 SH   DFND 0 0 0 459
Du Pont E I De Nemours & Co Com 263534109 671 10,499 SH   SOLE 0 10,019 0 480
Du Pont E I De Nemours & Co Com 263534109 115 1,793 SH   DFND 0 1,443 0 350
Duke Energy Corp Com 26441C204 649 9,185 SH   SOLE 0 8,419 0 766
Duke Energy Corp Com 26441C204 264 3,732 SH   DFND 0 3,452 0 280
EMC Corp Com 268648102 244 9,262 SH   SOLE 0 9,262 0 0
EMC Corp Com 268648102 40 1,500 SH   DFND 0 1,500 0 0
Ebay Inc Com 278642103 168 2,783 SH   SOLE 0 2,783 0 0
Ebay Inc Com 278642103 160 2,656 SH   DFND 0 0 0 2,656
Emerson Electric Co Com 291011104 271 4,889 SH   SOLE 0 3,889 0 1,000
Emerson Electric Co Com 291011104 381 6,882 SH   DFND 0 2,145 0 4,737
Entergy Corp Com 29364G103 179 2,546 SH   SOLE 0 2,546 0 0
Entergy Corp Com 29364G103 49 700 SH   DFND 0 700 0 0
Exelon Corp Com 30161N101 241 7,665 SH   SOLE 0 7,665 0 0
Exelon Corp Com 30161N101 30 950 SH   DFND 0 950 0 0
Express Scripts Hldg Co Com 30219G108 68 767 SH   SOLE 0 767 0 0
Express Scripts Hldg Co Com 30219G108 156 1,757 SH   DFND 0 0 0 1,757
Exxon Mobil Corporation Com 30231G102 19,788 237,832 SH   SOLE 0 225,032 0 12,800
Exxon Mobil Corporation Com 30231G102 8,979 107,917 SH   DFND 0 84,207 0 23,710
Fiserv Inc Com 337738108 158 1,910 SH   SOLE 0 1,910 0 0
Fiserv Inc Com 337738108 72 872 SH   DFND 0 750 0 122
General Electric Co Com 369604103 3,094 116,446 SH   SOLE 0 108,673 0 7,773
General Electric Co Com 369604103 2,155 81,105 SH   DFND 0 63,169 0 17,936
General Growth Properties Inc Com 370023103 281 10,961 SH   DFND 0 10,961 0 0
General Mills Inc Com 370334104 357 6,400 SH   SOLE 0 6,400 0 0
General Motors Company Com 37045V100 281 8,440 SH   SOLE 0 7,710 0 730
General Motors Company Com 37045V100 38 1,136 SH   DFND 0 586 0 550
Gilead Sci Inc Com 375558103 279 2,381 SH   SOLE 0 2,381 0 0
Gilead Sci Inc Com 375558103 6 50 SH   DFND 0 50 0 0
Glaxo Smithkline PLC Com 37733W105 134 3,228 SH   SOLE 0 3,080 0 148
Glaxo Smithkline PLC Com 37733W105 78 1,871 SH   DFND 0 1,871 0 0
Goldman Sachs Group Inc Com 38141G104 141 674 SH   SOLE 0 674 0 0
Goldman Sachs Group Inc Com 38141G104 124 595 SH   DFND 0 83 0 512
Google Inc Com 38259P508 262 486 SH   SOLE 0 351 0 135
Google Inc Com 38259P508 98 182 SH   DFND 0 24 0 158
Hanesbrand Inc Com 410345102 257 7,700 SH   SOLE 0 0 0 7,700
Hanesbrand Inc Com 410345102 163 4,900 SH   DFND 0 0 0 4,900
Hewlett-Packard Com 428236103 386 12,852 SH   SOLE 0 8,402 0 4,450
Hewlett-Packard Com 428236103 53 1,750 SH   DFND 0 1,750 0 0
Home Depot Inc Com 437076102 1,189 10,701 SH   SOLE 0 9,176 0 1,525
Home Depot Inc Com 437076102 218 1,960 SH   DFND 0 660 0 1,300
Honeywell Intl Com 438516106 397 3,894 SH   SOLE 0 1,794 0 2,100
Honeywell Intl Com 438516106 173 1,699 SH   DFND 0 0 0 1,699
Intel Corp Com 458140100 1,092 35,913 SH   SOLE 0 33,713 0 2,200
Intel Corp Com 458140100 456 15,004 SH   DFND 0 10,282 0 4,722
International Business Machines Com 459200101 2,644 16,253 SH   SOLE 0 16,253 0 0
International Business Machines Com 459200101 562 3,453 SH   DFND 0 3,453 0 0
Intuit Com 461202103 227 2,249 SH   SOLE 0 2,249 0 0
Intuit Com 461202103 47 469 SH   DFND 0 0 0 469
J P Morgan Chase & Co Com 46625H100 1,916 28,269 SH   SOLE 0 25,502 0 2,767
J P Morgan Chase & Co Com 46625H100 479 7,064 SH   DFND 0 4,193 0 2,871
Johnson & Johnson Com 478160104 2,965 30,421 SH   SOLE 0 26,052 0 4,369
Johnson & Johnson Com 478160104 2,134 21,901 SH   DFND 0 20,791 0 1,110
Kimberly-Clark Com 494368103 183 1,727 SH   SOLE 0 1,077 0 650
Kimberly-Clark Com 494368103 175 1,652 SH   DFND 0 1,652 0 0
Kinder Morgan Inc Com 49456B101 466 12,128 SH   SOLE 0 3,123 0 9,005
Kinder Morgan Inc Com 49456B101 524 13,643 SH   DFND 0 12,412 0 1,231
Kohls Corp Com 500255104 617 9,855 SH   SOLE 0 9,763 0 92
Kohls Corp Com 500255104 91 1,450 SH   DFND 0 1,450 0 0
Kraft Foods Group Com 50076Q106 387 4,551 SH   SOLE 0 4,110 0 441
Kraft Foods Group Com 50076Q106 148 1,740 SH   DFND 0 1,740 0 0
Lilly Eli & Co Com 532457108 426 5,103 SH   SOLE 0 5,103 0 0
Lilly Eli & Co Com 532457108 94 1,120 SH   DFND 0 1,120 0 0
Lockheed Martin Com 539830109 205 1,103 SH   SOLE 0 671 0 432
Lockheed Martin Com 539830109 380 2,044 SH   DFND 0 1,958 0 86
Lowes Companies Com 548661107 599 8,947 SH   SOLE 0 7,997 0 950
Lowes Companies Com 548661107 167 2,500 SH   DFND 0 1,300 0 1,200
Marathon Petroleum Corp Com 56585A102 544 10,390 SH   SOLE 0 10,390 0 0
McDonald's Corp Com 580135101 658 6,921 SH   SOLE 0 6,921 0 0
McDonald's Corp Com 580135101 442 4,648 SH   DFND 0 4,492 0 156
Merck & Co Inc Com 58933Y105 1,934 33,965 SH   SOLE 0 27,911 0 6,054
Merck & Co Inc Com 58933Y105 1,605 28,199 SH   DFND 0 25,244 0 2,955
Metlife Com 59156R108 560 10,008 SH   SOLE 0 9,130 0 878
Metlife Com 59156R108 7 125 SH   DFND 0 125 0 0
Microsoft Corp Com 594918104 1,843 41,736 SH   SOLE 0 41,567 0 169
Microsoft Corp Com 594918104 420 9,522 SH   DFND 0 5,963 0 3,559
Midnight Hldgs Group Inc Com 597880103 0 15,000 SH   SOLE 0 15,000 0 0
Mondelez Intl Inc Com 609207105 821 19,953 SH   SOLE 0 18,278 0 1,675
Mondelez Intl Inc Com 609207105 114 2,759 SH   DFND 0 2,759 0 0
Monsanto Co Com 61166W101 200 1,881 SH   SOLE 0 1,881 0 0
Monsanto Co Com 61166W101 105 988 SH   DFND 0 300 0 688
National Fuel Gas Company Com 636180101 471 7,990 SH   SOLE 0 7,990 0 0
National Fuel Gas Company Com 636180101 35 602 SH   DFND 0 602 0 0
National Oilwell Varco Com 637071101 213 4,409 SH   SOLE 0 4,409 0 0
National Oilwell Varco Com 637071101 18 370 SH   DFND 0 370 0 0
ADR Nestle SA Sponsored Repstg Reg Sh Com 641069406 152 2,099 SH   SOLE 0 749 0 1,350
ADR Nestle SA Sponsored Repstg Reg Sh Com 641069406 149 2,060 SH   DFND 0 2,060 0 0
NextEra Energy Com 65339F101 219 2,234 SH   SOLE 0 2,234 0 0
NextEra Energy Com 65339F101 260 2,655 SH   DFND 0 1,785 0 870
ADR Nissan Motors Sponsored Com 654744408 25 1,200 SH   SOLE 0 0 0 1,200
ADR Nissan Motors Sponsored Com 654744408 206 9,900 SH   DFND 0 9,900 0 0
Norfolk Southern Corporation Com 655844108 327 3,741 SH   SOLE 0 3,675 0 66
Norfolk Southern Corporation Com 655844108 15 166 SH   DFND 0 0 0 166
Novartis AG Sponsored ADR Com 66987V109 373 3,789 SH   SOLE 0 2,913 0 876
Novartis AG Sponsored ADR Com 66987V109 200 2,031 SH   DFND 0 1,920 0 111
Oracle Corp Com 68389X105 390 9,677 SH   SOLE 0 9,677 0 0
Oracle Corp Com 68389X105 36 902 SH   DFND 0 0 0 902
PG & E Corp Com 69331C108 293 5,959 SH   SOLE 0 4,548 0 1,411
PNC Bank Corp Com 693475105 217 2,268 SH   SOLE 0 2,193 0 75
Pepsico Inc Com 713448108 649 6,958 SH   SOLE 0 6,958 0 0
Pepsico Inc Com 713448108 78 834 SH   DFND 0 635 0 199
Pfizer Inc Com 717081103 1,474 43,974 SH   SOLE 0 42,868 0 1,106
Pfizer Inc Com 717081103 436 12,998 SH   DFND 0 6,038 0 6,960
Philip Morris Intl Inc Com 718172109 2,171 27,083 SH   SOLE 0 26,184 0 899
Philip Morris Intl Inc Com 718172109 321 4,000 SH   DFND 0 3,254 0 746
Priceline Com Com 741503403 106 92 SH   SOLE 0 57 0 35
Priceline Com Com 741503403 116 101 SH   DFND 0 0 0 101
Procter & Gamble Com 742718109 3,160 40,383 SH   SOLE 0 39,149 0 1,234
Procter & Gamble Com 742718109 12,328 157,564 SH   DFND 0 156,001 0 1,563
Public Service Enterprise Group, Inc Com 744573106 439 11,181 SH   SOLE 0 11,013 0 168
Public Service Enterprise Group, Inc Com 744573106 78 1,986 SH   DFND 0 1,986 0 0
Qualcomm Inc Com 747525103 137 2,183 SH   SOLE 0 2,183 0 0
Qualcomm Inc Com 747525103 102 1,633 SH   DFND 0 257 0 1,376
Raytheon Co Com 755111507 338 3,537 SH   SOLE 0 3,474 0 63
Raytheon Co Com 755111507 153 1,600 SH   DFND 0 1,600 0 0
ADR Sanofi Sponsored Com 80105N105 67 1,349 SH   SOLE 0 374 0 975
ADR Sanofi Sponsored Com 80105N105 180 3,638 SH   DFND 0 3,638 0 0
Schlumberger Ltd Com 806857108 4,335 50,293 SH   SOLE 0 2,843 0 47,450
Schlumberger Ltd Com 806857108 751 8,711 SH   DFND 0 8,200 0 511
Southern Co Com 842587107 135 3,219 SH   SOLE 0 3,219 0 0
Southern Co Com 842587107 170 4,067 SH   DFND 0 4,067 0 0
Starz Inc Com 85571Q102 221 4,950 SH   SOLE 0 0 0 4,950
Starz Inc Com 85571Q102 112 2,500 SH   DFND 0 0 0 2,500
Sumitomo Mitsui Finl Group Inc ADR Com 86562M209 6 707 SH   SOLE 0 707 0 0
Sumitomo Mitsui Finl Group Inc ADR Com 86562M209 109 12,220 SH   DFND 0 12,220 0 0
Target Corp Com 87612E106 948 11,608 SH   SOLE 0 10,208 0 1,400
Target Corp Com 87612E106 167 2,044 SH   DFND 0 1,544 0 500
ADR Telefonica D'espana Com 879382208 13 889 SH   SOLE 0 889 0 0
ADR Telefonica D'espana Com 879382208 141 9,920 SH   DFND 0 9,920 0 0
Texas Instruments Com 882508104 157 3,050 SH   SOLE 0 3,050 0 0
Texas Instruments Com 882508104 187 3,635 SH   DFND 0 3,635 0 0
Thermo Fisher Corp Com 883556102 260 2,006 SH   SOLE 0 2,006 0 0
Thermo Fisher Corp Com 883556102 105 811 SH   DFND 0 0 0 811
3M Company Com 88579Y101 890 5,767 SH   SOLE 0 5,080 0 687
3M Company Com 88579Y101 1,538 9,967 SH   DFND 0 9,754 0 213
Tortoise MLP Fund Inc Com 89148B101 906 42,637 SH   SOLE 0 42,637 0 0
Tortoise MLP Fund Inc Com 89148B101 122 5,762 SH   DFND 0 5,762 0 0
Travelers Cos Inc. Com 89417E109 363 3,760 SH   SOLE 0 3,494 0 266
UGI Corporation Com 902681105 212 6,141 SH   SOLE 0 4,940 0 1,201
UGI Corporation Com 902681105 17 500 SH   DFND 0 0 0 500
Unilever N V ADR Com 904784709 185 4,424 SH   SOLE 0 4,261 0 163
Unilever N V ADR Com 904784709 126 3,000 SH   DFND 0 3,000 0 0
Union Pacific Corp Com 907818108 620 6,497 SH   SOLE 0 6,497 0 0
Union Pacific Corp Com 907818108 195 2,040 SH   DFND 0 1,218 0 822
United Technologies Corp Com 913017109 842 7,592 SH   SOLE 0 7,533 0 59
United Technologies Corp Com 913017109 217 1,959 SH   DFND 0 685 0 1,274
UnitedHealth Group Inc Com 91324P102 408 3,344 SH   SOLE 0 3,344 0 0
UnitedHealth Group Inc Com 91324P102 97 791 SH   DFND 0 341 0 450
Verizon Communications Com 92343V104 1,430 30,690 SH   SOLE 0 29,286 0 1,404
Verizon Communications Com 92343V104 346 7,432 SH   DFND 0 6,795 0 637
Visa Com 92826C839 96 1,427 SH   SOLE 0 1,427 0 0
Visa Com 92826C839 109 1,624 SH   DFND 0 800 0 824
Vulcan Materials Co Com 929160109 285 3,396 SH   SOLE 0 3,396 0 0
Wal-Mart Stores Com 931142103 4,556 64,226 SH   SOLE 0 64,226 0 0
Wal-Mart Stores Com 931142103 398 5,616 SH   DFND 0 4,483 0 1,133
Walgreens Boots Alliance Inc Com 931427108 571 6,765 SH   SOLE 0 6,687 0 78
Walgreens Boots Alliance Inc Com 931427108 247 2,921 SH   DFND 0 1,000 0 1,921
Wells Fargo & Co. Com 949746101 611 10,863 SH   SOLE 0 9,663 0 1,200
Wells Fargo & Co. Com 949746101 358 6,362 SH   DFND 0 1,346 0 5,016
The Williams Companies Inc Com 969457100 402 7,001 SH   SOLE 0 1,386 0 5,615
The Williams Companies Inc Com 969457100 274 4,780 SH   DFND 0 4,405 0 375
Wisdomtree Europe Hedged Eq Com 97717X701 182 2,963 SH   SOLE 0 2,963 0 0
Wisdomtree Europe Hedged Eq Com 97717X701 71 1,146 SH   DFND 0 1,146 0 0
Yum Brands Com 988498101 71 788 SH   SOLE 0 788 0 0
Yum Brands Com 988498101 141 1,564 SH   DFND 0 1,564 0 0
Daimler Chrysler AG Ord Com D1668R123 229 2,491 SH   DFND 0 2,360 0 131
Allergan PLC Com G0177J108 216 713 SH   SOLE 0 603 0 110
Allergan PLC Com G0177J108 104 342 SH   DFND 0 69 0 273
Accenture PLC - Cl A Com G1151C101 348 3,595 SH   SOLE 0 3,013 0 582
Accenture PLC - Cl A Com G1151C101 86 884 SH   DFND 0 0 0 884
Eaton Corp PLC Com G29183103 249 3,693 SH   SOLE 0 3,608 0 85
Marks & Spencer Gp Ord Com G5824M107 189 22,200 SH   DFND 0 22,200 0 0
Medtronic Plc Com G5960L103 144 1,947 SH   SOLE 0 1,947 0 0
Medtronic Plc Com G5960L103 124 1,678 SH   DFND 0 1,003 0 675
Core Laboratories NV Com N22717107 438 3,845 SH   SOLE 0 3,845 0 0
Lyondellbasell Industries CL-A Com N53745100 307 2,962 SH   SOLE 0 2,585 0 377