The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 14,033 205,937 SH   SOLE - 0 0 205,937
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 887 4,142 SH   SOLE - 0 0 4,142
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 HY 46138J601 23,448 963,978 SH   SOLE - 0 0 963,978
ALLERGAN PLC SHS G0177J108 346 1,818 SH   SOLE - 0 0 1,818
AERIE PHARMACEUTICALS INC COM 00771V108 334 5,425 SH   SOLE - 0 0 5,425
MONMOUTH REAL ESTATE INVT CO CL A 609720107 2,018 120,715 PRN   SOLE - 0 0 120,715
EXXON MOBIL CORP COM 30231G102 23,014 270,687 SH   SOLE - 0 0 270,687
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 5,740 109,019 SH   SOLE - 0 0 109,019
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 259 3,437 SH   SOLE - 0 0 3,437
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 9,387 162,040 SH   SOLE - 0 0 162,040
XCEL ENERGY INC COM 98389B100 6,778 143,571 SH   SOLE - 0 0 143,571
WEINGARTEN RLTY INVS SH BEN INT 948741103 204 6,852 SH   SOLE - 0 0 6,852
WALMART INC COM 931142103 16,329 173,877 SH   SOLE - 0 0 173,877
WASTE MGMT INC DEL COM 94106L109 11,299 125,045 SH   SOLE - 0 0 125,045
VERIZON COMMUNICATIONS INC COM 92343V104 5,070 94,970 SH   SOLE - 0 0 94,970
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,701 19,536 SH   SOLE - 0 0 19,536
VANGUARD INDEX FDS GROWTH ETF 922908736 1,851 11,496 SH   SOLE - 0 0 11,496
VANGUARD INDEX FDS TOTAL STK MKT 922908769 362 2,416 SH   SOLE - 0 0 2,416
VANGUARD WORLD FDS UTILITIES ETF 92204A876 352 2,986 SH   SOLE - 0 0 2,986
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 526 1,970 SH   SOLE - 0 0 1,970
VANGUARD INDEX FDS MID CAP ETF 922908629 316 1,923 SH   SOLE - 0 0 1,923
VALERO ENERGY CORP NEW COM 91913Y100 17,300 152,084 SH   SOLE - 0 0 152,084
VANGUARD GROUP DIV APP ETF 921908844 916 8,276 SH   SOLE - 0 0 8,276
V F CORP COM 918204108 13,091 140,086 SH   SOLE - 0 0 140,086
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 473 10,932 SH   SOLE - 0 0 10,932
VANGUARD INDEX FDS SMALL CP ETF 922908751 226 1,389 SH   SOLE - 0 0 1,389
VARIAN MED SYS INC COM 92220P105 428 3,825 SH   SOLE - 0 0 3,825
VISA INC COM CL A 92826C839 19,351 128,929 SH   SOLE - 0 0 128,929
ISHARES TR MIN VOL USA ETF 46429B697 6,219 109,037 SH   SOLE - 0 0 109,037
US BANCORP DEL COM NEW 902973304 14,067 266,362 SH   SOLE - 0 0 266,362
UNITED PARCEL SERVICE INC CL B 911312106 10,860 93,019 SH   SOLE - 0 0 93,019
UNITEDHEALTH GROUP INC COM 91324P102 19,772 74,321 SH   SOLE - 0 0 74,321
UMH PPTYS INC COM 903002103 1,601 102,368 SH   SOLE - 0 0 102,368
UNILEVER PLC SPON ADR NEW 904767704 3,331 60,595 SH   SOLE - 0 0 60,595
UNIVERSAL HLTH SVCS INC CL B 913903100 344 2,689 SH   SOLE - 0 0 2,689
TWO HBRS INVT CORP COM NEW 90187B408 168 11,265 SH   SOLE - 0 0 11,265
TRAVELERS COMPANIES INC COM 89417E109 17,599 135,677 SH   SOLE - 0 0 135,677
PRICE T ROWE GROUP INC COM 74144T108 12,927 118,402 SH   SOLE - 0 0 118,402
THERMO FISHER SCIENTIFIC INC COM 883556102 8,147 33,377 SH   SOLE - 0 0 33,377
AT&T INC COM 00206R102 659 19,631 SH   SOLE - 0 0 19,631
SPDR S&P 500 ETF TR TR UNIT 78462F103 732 2,517 SH   SOLE - 0 0 2,517
SOUTHERN CO COM 842587107 10,893 249,846 SH   SOLE - 0 0 249,846
SCHLUMBERGER LTD COM 806857108 10,806 177,379 SH   SOLE - 0 0 177,379
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,487 50,133 SH   SOLE - 0 0 50,133
SCHWAB CHARLES CORP NEW COM 808513105 12,307 250,389 SH   SOLE - 0 0 250,389
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,662 29,642 SH   SOLE - 0 0 29,642
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,229 21,240 SH   SOLE - 0 0 21,240
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,807 22,034 SH   SOLE - 0 0 22,034
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,882 56,125 SH   SOLE - 0 0 56,125
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 587 11,075 SH   SOLE - 0 0 11,075
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 835 10,961 SH   SOLE - 0 0 10,961
ROSS STORES INC COM 778296103 17,502 176,605 SH   SOLE - 0 0 176,605
ISHARES TR USA QUALITY FCTR 46432F339 3,122 34,544 SH   SOLE - 0 0 34,544
QUALCOMM INC COM 747525103 17,326 240,539 SH   SOLE - 0 0 240,539
PRAXAIR INC COM 74005P104 8,769 54,558 SH   SOLE - 0 0 54,558
PUBLIC STORAGE COM 74460D109 2,607 12,928 SH   SOLE - 0 0 12,928
PERRIGO CO PLC SHS G97822103 5,322 75,171 SH   SOLE - 0 0 75,171
PINNACLE WEST CAP CORP COM 723484101 5,853 73,914 SH   SOLE - 0 0 73,914
PHILIP MORRIS INTL INC COM 718172109 7,167 87,895 SH   SOLE - 0 0 87,895
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511 190 13,280 SH   SOLE - 0 0 13,280
PROCTER AND GAMBLE CO COM 742718109 14,205 170,667 SH   SOLE - 0 0 170,667
PEPSICO INC COM 713448108 16,327 146,039 SH   SOLE - 0 0 146,039
PUBLIC SVC ENTERPRISE GROUP COM 744573106 14,306 271,006 SH   SOLE - 0 0 271,006
ORACLE CORP COM 68389X105 9,366 181,650 SH   SOLE - 0 0 181,650
NOVARTIS A G SPONSORED ADR 66987V109 7,860 91,222 SH   SOLE - 0 0 91,222
NOVO-NORDISK A S ADR 670100205 10,451 221,701 SH   SOLE - 0 0 221,701
NORFOLK SOUTHERN CORP COM 655844108 351 1,946 SH   SOLE - 0 0 1,946
NATIONAL RETAIL PPTYS INC COM 637417106 251 5,599 SH   SOLE - 0 0 5,599
MICROSOFT CORP COM 594918104 15,086 131,904 SH   SOLE - 0 0 131,904
MARATHON PETE CORP COM 56585A102 283 3,534 SH   SOLE - 0 0 3,534
ALTRIA GROUP INC COM 02209S103 1,866 30,940 SH   SOLE - 0 0 30,940
3M CO COM 88579Y101 12,663 60,099 SH   SOLE - 0 0 60,099
METLIFE INC COM 59156R108 12,975 277,716 SH   SOLE - 0 0 277,716
MEDNAX INC COM 58502B106 10,459 224,157 SH   SOLE - 0 0 224,157
MCDONALDS CORP COM 580135101 10,648 63,648 SH   SOLE - 0 0 63,648
LOCKHEED MARTIN CORP COM 539830109 10,351 29,920 SH   SOLE - 0 0 29,920
KROGER CO COM 501044101 7,150 245,627 SH   SOLE - 0 0 245,627
COCA COLA CO COM 191216100 2,806 60,756 SH   SOLE - 0 0 60,756
JPMORGAN CHASE & CO COM 46625H100 304 2,697 SH   SOLE - 0 0 2,697
JOHNSON & JOHNSON COM 478160104 17,699 128,096 SH   SOLE - 0 0 128,096
ISHARES TR U.S. TECH ETF 464287721 325 1,673 SH   SOLE - 0 0 1,673
ISHARES TR RUS 1000 GRW ETF 464287614 318 2,038 SH   SOLE - 0 0 2,038
ISHARES TR CORE S&P500 ETF 464287200 712 2,431 SH   SOLE - 0 0 2,431
ILLINOIS TOOL WKS INC COM 452308109 4,752 33,675 SH   SOLE - 0 0 33,675
INTEL CORP COM 458140100 20,729 438,329 SH   SOLE - 0 0 438,329
ISHARES TR CORE S&P SCP ETF 464287804 39,004 447,090 SH   SOLE - 0 0 447,090
ISHARES TR CORE S&P MCP ETF 464287507 53,295 264,766 SH   SOLE - 0 0 264,766
INTERCONTINENTAL EXCHANGE IN COM 45866F104 16,918 225,900 SH   SOLE - 0 0 225,900
INTERNATIONAL BUSINESS MACHS COM 459200101 324 2,146 SH   SOLE - 0 0 2,146
HORMEL FOODS CORP COM 440452100 14,680 372,579 SH   SOLE - 0 0 372,579
HONEYWELL INTL INC COM 438516106 515 3,097 SH   SOLE - 0 0 3,097
HOME DEPOT INC COM 437076102 5,267 25,428 SH   SOLE - 0 0 25,428
ALPHABET INC CAP STK CL A 02079K305 25,812 21,384 SH   SOLE - 0 0 21,384
ALPHABET INC CAP STK CL C 02079K107 282 236 SH   SOLE - 0 0 236
GENERAL MLS INC COM 370334104 3,108 72,414 SH   SOLE - 0 0 72,414
GILEAD SCIENCES INC COM 375558103 13,734 177,874 SH   SOLE - 0 0 177,874
F5 NETWORKS INC COM 315616102 205 1,028 SH   SOLE - 0 0 1,028
FEDEX CORP COM 31428X106 204 847 SH   SOLE - 0 0 847
FORTUNE BRANDS HOME & SEC IN COM 34964C106 623 11,890 SH   SOLE - 0 0 11,890
FACEBOOK INC CL A 30303M102 441 2,682 SH   SOLE - 0 0 2,682
FASTENAL CO COM 311900104 211 3,640 SH   SOLE - 0 0 3,640
EATON CORP PLC SHS G29183103 2,673 30,817 SH   SOLE - 0 0 30,817
NIC INC COM 62914B100 187 12,667 SH   SOLE - 0 0 12,667
ISHARES TR MSCI EAFE ETF 464287465 49,763 731,923 SH   SOLE - 0 0 731,923
CONSOLIDATED EDISON INC COM 209115104 281 3,685 SH   SOLE - 0 0 3,685
ECOLAB INC COM 278865100 15,254 97,296 SH   SOLE - 0 0 97,296
ISHARES TR SELECT DIVID ETF 464287168 1,131 11,338 SH   SOLE - 0 0 11,338
WISDOMTREE TR US DIVID EX FNCL 97717W406 539 5,959 SH   SOLE - 0 0 5,959
DARDEN RESTAURANTS INC COM 237194105 13,174 118,478 SH   SOLE - 0 0 118,478
DISNEY WALT CO COM DISNEY 254687106 25,314 216,470 SH   SOLE - 0 0 216,470
WISDOMTREE TR US QTLY DIV GRT 97717X669 455 10,269 SH   SOLE - 0 0 10,269
DOMINION ENERGY INC COM 25746U109 6,752 96,067 SH   SOLE - 0 0 96,067
CHEVRON CORP NEW COM 166764100 15,544 127,115 SH   SOLE - 0 0 127,115
CVS HEALTH CORP COM 126650100 23,412 297,411 SH   SOLE - 0 0 297,411
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 14,386 186,463 SH   SOLE - 0 0 186,463
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 15,860 161,971 SH   SOLE - 0 0 161,971
CHECK POINT SOFTWARE TECH LT ORD M22465104 211 1,796 SH   SOLE - 0 0 1,796
CHURCH & DWIGHT INC COM 171340102 2,031 34,214 SH   SOLE - 0 0 34,214
CERNER CORP COM 156782104 13,217 205,197 SH   SOLE - 0 0 205,197
CELGENE CORP COM 151020104 16,219 181,237 SH   SOLE - 0 0 181,237
COMMERCE BANCSHARES INC COM 200525103 232 3,518 SH   SOLE - 0 0 3,518
CRACKER BARREL OLD CTRY STOR COM 22410J106 14,178 96,366 SH   SOLE - 0 0 96,366
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 3,403 72,977 SH   SOLE - 0 0 72,977
BLACKROCK INC COM 09247X101 7,184 15,241 SH   SOLE - 0 0 15,241
SPDR SER TR SPDR BLOOMBERG 78468R663 8,725 95,267 SH   SOLE - 0 0 95,267
BECTON DICKINSON & CO COM 075887109 3,678 14,093 SH   SOLE - 0 0 14,093
BB&T CORP COM 054937107 617 12,713 SH   SOLE - 0 0 12,713
BANK AMER CORP COM 060505104 314 10,673 SH   SOLE - 0 0 10,673
BOEING CO COM 097023105 4,655 12,516 SH   SOLE - 0 0 12,516
AVERY DENNISON CORP COM 053611109 209 1,928 SH   SOLE - 0 0 1,928
AMAZON COM INC COM 023135106 1,126 562 SH   SOLE - 0 0 562
AMGEN INC COM 031162100 241 1,162 SH   SOLE - 0 0 1,162
GALLAGHER ARTHUR J & CO COM 363576109 9,899 132,980 SH   SOLE - 0 0 132,980
AFLAC INC COM 001055102 290 6,155 SH   SOLE - 0 0 6,155
AETNA INC NEW COM 00817Y108 1,981 9,767 SH   SOLE - 0 0 9,767
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 470 2,759 SH   SOLE - 0 0 2,759
ABBOTT LABS COM 002824100 18,337 249,955 SH   SOLE - 0 0 249,955
APPLE INC COM 037833100 43,996 194,897 SH   SOLE - 0 0 194,897