COMMERCIAL LOANS (Details Textual) (USD $)	6 Months Ended
	Jun. 30, 2013	Dec. 31, 2012	Jun. 30, 2012
Additional Construction Loan For Borrowers Subject To Conditions	$ 2,467,950
Commercial Loans Issued To Borrowers	3,195,000
Aggregate Percentage Of Commercial Loans Issued	22.50%
Jointly Funded Loans Total	2,385,000
Jointly Funded Loans	1,635,000
Short Term Loans Receivable	10,790,000	11,022,866
Long Term Loans Receivable	3,393,000	2,601,500
Long Term Loans Receivable Repayments In Five Years	53,000
Loans and Leases Receivable, Gross, Carrying Amount, Commercial	14,183,000		11,065,710
Commercial Loan [Member]
Long Term Loans Receivable	800,000
Subsequent Event [Member] | Commercial Loan [Member]
Proceeds Form Collection Of Noncurrent Portion Of Commercial Loan Receivable	60,000
Due In 2009 [Member]
Loans and Leases Receivable, Gross, Carrying Amount, Commercial	333,000
Due In 2010 [Member]
Loans and Leases Receivable, Gross, Carrying Amount, Commercial	182,000
Due In 2011 [Member]
Loans and Leases Receivable, Gross, Carrying Amount, Commercial	375,000
Due In 2012 [Member]
Loans and Leases Receivable, Gross, Carrying Amount, Commercial	715,000
Seven Borrowers [Member] | Short Term Loan Two [Member]
Commercial Loans Issued To Borrowers	1,516,000
Long Term Loans Issued To Borrowers	600,000
Interest Percentage Of Individual	at least a twenty-five percent interest
Six Borrowers [Member] | Short Term Loan One [Member]
Commercial Loans Issued To Borrowers	1,679,000
Long Term Loans Issued To Borrowers	$ 600,000
Interest Percentage Of Individual	at least a fifty percent interest