The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD COM 000375204 1,581 41,415 SH   SOLE   0 0 41,415
ALPHABET INC CLASS A COM 02079K305 12,825 4,427 SH   SOLE   0 0 4,427
ALPHABET INC CLASS C COM 02079K107 472 163 SH   SOLE   0 0 163
ALTRIA GROUP INC COM 02209S103 1,464 30,883 SH   SOLE   0 0 30,883
AMAZON COM INC COM 023135106 25,221 7,564 SH   SOLE   0 0 7,564
APPLE INC COM 037833100 24,622 138,660 SH   SOLE   0 0 138,660
APPLIED MATERIALS INC COM 038222105 787 5,000 SH   SOLE   0 0 5,000
ASTEC INDUSTRIES INC COM 046224101 5,430 78,385 SH   SOLE   0 0 78,385
BRITISH AMERICAN TOBACCO PLC COM 110448107 7,105 189,921 SH   SOLE   0 0 189,921
CARETRUST REIT INC COM 14174T107 3,213 140,735 SH   SOLE   0 0 140,735
CHEVRON CORP COM 166764100 6,832 58,218 SH   SOLE   0 0 58,218
CISCO SYSTEMS INC COM 17275R102 386 6,096 SH   SOLE   0 0 6,096
COCA-COLA CO COM 191216100 7,148 120,720 SH   SOLE   0 0 120,720
CORNING INC COM 219350105 5,487 147,373 SH   SOLE   0 0 147,361
DELL INC COM 24703L202 3,252 57,890 SH   SOLE   0 0 57,890
DISCOVER FINANCIAL SVCS COM 254709108 7,548 65,316 SH   SOLE   0 0 65,316
ELMIRA SAVINGS BANK COM 289660102 2,570 112,411 SH   SOLE   0 0 112,411
EXXON MOBIL CORP COM 30231G102 789 12,901 SH   SOLE   0 0 12,901
F.N.B. CORP COM 302520101 203 16,754 SH   SOLE   0 0 16,754
GARMIN LTD COM H2906T109 5,168 37,953 SH   SOLE   0 0 37,953
GOLDMAN SACHS GROUP INC COM 38141G104 1,739 4,547 SH   SOLE   0 0 4,547
INTEL CORP COM 458140100 2,786 54,090 SH   SOLE   0 0 54,090
INTL BUSINESS MACHINES COM 459200101 5,043 37,727 SH   SOLE   0 0 37,727
INTUITIVE SURGICAL COM 46120E602 11,898 33,115 SH   SOLE   0 0 33,115
J.P. MORGAN CHASE & CO COM 46625H100 9,853 62,221 SH   SOLE   0 0 62,221
JOHNSON & JOHNSON COM 478160104 220 1,285 SH   SOLE   0 0 1,285
KEYCORP INC COM 493267108 3,472 150,121 SH   SOLE   0 0 150,121
LOWES COMPANIES INC COM 548661107 10,501 40,627 SH   SOLE   0 0 40,627
LYONDELLBASELL INDUSTRIES COM N53745100 5,741 62,246 SH   SOLE   0 0 62,246
MEDTRONIC COM G5960L103 7,733 74,753 SH   SOLE   0 0 74,753
MICROSOFT CORP COM 594918104 16,715 49,699 SH   SOLE   0 0 49,699
MONDELEZ INTERNATIONAL INC COM 609207105 673 10,150 SH   SOLE   0 0 10,150
NEWMONT MINING CORP COM 651639106 8,800 141,895 SH   SOLE   0 0 141,895
NEXTERA ENERGY INC COM 65339F101 7,740 82,910 SH   SOLE   0 0 82,910
NIKE INC COM 654106103 1,797 10,780 SH   SOLE   0 0 10,780
NORTHROP GRUMMAN CORP COM 666807102 5,470 14,132 SH   SOLE   0 0 14,132
PARK HOTELS & RESORTS INC COM 700517105 3,046 161,360 SH   SOLE   0 0 161,360
PAYPAL HOLDINGS INC COM 70450Y103 3,938 20,883 SH   SOLE   0 0 20,883
PEPSICO INC COM 713448108 5,035 28,983 SH   SOLE   0 0 28,983
PHILIP MORRIS INTERNATIONAL IN COM 718172109 1,228 12,925 SH   SOLE   0 0 12,925
PROCTER & GAMBLE COM 742718109 219 1,340 SH   SOLE   0 0 1,340
RAYTHEON TECHNOLOGIES CO COM 75513E101 7,550 87,733 SH   SOLE   0 0 87,733
TARGET CORP COM 87612E106 735 3,175 SH   SOLE   0 0 3,175
TC ENERGY CORP COM 87807B107 3,892 83,620 SH   SOLE   0 0 83,620
TELEDYNE TECHNOLOGIES INC COM 879360105 5,359 12,267 SH   SOLE   0 0 12,267
UNION PACIFIC CORP COM 907818108 4,642 18,425 SH   SOLE   0 0 18,425
VERISIGN INC COM 92343E102 494 1,945 SH   SOLE   0 0 1,945
VERIZON COMMUNICATIONS COM 92343V104 9,819 188,980 SH   SOLE   0 0 188,980
VISA INC CL A COM 92826c839 7,731 35,675 SH   SOLE   0 0 35,675
VMWARE INC COM 928563402 3,925 33,870 SH   SOLE   0 0 33,870
WALT DISNEY CO COM 254687106 496 3,200 SH   SOLE   0 0 3,200
XILINX INC COM 983919101 12,119 57,156 SH   SOLE   0 0 57,156
ZOETIS INC COM 98978v103 5,749 23,559 SH   SOLE   0 0 23,559
FINANCIAL SPDR COM 81369Y605 3,027 77,526 SH   SOLE   0 0 77,526
INVESCO KBW BANK ETF COM 46138E628 4,422 65,180 SH   SOLE   0 0 65,180
INVESCO PREFERRED ETF COM 46138E511 2,832 188,808 SH   SOLE   0 0 188,808
INVESCO QQQ TRUST COM 46090E103 282 710 SH   SOLE   0 0 710
INVESCO S&P 500 EQ WEIGHT HC COM 46137V332 293 915 SH   SOLE   0 0 915
INVESCO S&P 500 LOW VOLATILIY COM 46138E354 323 4,708 SH   SOLE   0 0 4,708
ISHARES NASDAQ BIOTECH INDX COM 464287556 9,662 63,307 SH   SOLE   0 0 63,307
ISHARES RUSSELL TOP 200 ETF COM 464289446 3,880 34,043 SH   SOLE   0 0 34,043
JPMORGAN DIVERSIFIED RETURN IN COM 46641Q209 1,288 21,773 SH   SOLE   0 0 21,773
NUVEEN ESG LARGE-CAP GROWTH ET COM 67092P201 4,391 64,035 SH   SOLE   0 0 64,035
SCHWAB INTERNATIONAL EQUITY COM 808524805 2,689 69,186 SH   SOLE   0 0 69,186
SCHWAB U.S. LARGE-CAP GROWTH E COM 808524300 915 5,586 SH   SOLE   0 0 5,586
SCHWAB US BROAD MARKET ETF COM 808524102 5,575 49,332 SH   SOLE   0 0 49,332
SCHWAB US DIVIDEND EQUITY ETF COM 808524797 231 2,857 SH   SOLE   0 0 2,857
SCHWAB US LARGE-CAP COM 808524201 26,221 230,370 SH   SOLE   0 0 230,312
SCHWAB US SMALL-CAP COM 808524607 593 5,788 SH   SOLE   0 0 5,788
SECTOR SPDR ENERGY SELECT SHAR COM 81369Y506 2,905 52,350 SH   SOLE   0 0 52,350
SELECT SECTOR SPDR MATERIALS F COM 81369Y100 2,394 26,425 SH   SOLE   0 0 26,425
SPDR S&P 500 ETF COM 78462F103 1,478 3,111 SH   SOLE   0 0 3,111
SPDR S&P 600 SMALL CAP ETF COM 78468R853 1,324 29,619 SH   SOLE   0 0 29,619
INVESCO INSURED NY MUNI BOND P COM 46138E529 431 16,525 SH   SOLE   0 0 16,525
ISHARES AAA - A RATED CORPORAT COM 46429b291 8,173 145,791 SH   SOLE   0 0 145,791
ISHARES CORE US AGGREGATE BOND COM 464287226 4,958 43,461 SH   SOLE   0 0 43,461
ISHARES ULTRA SHORT-TERM BOND COM 46434V878 1,183 23,473 SH   SOLE   0 0 23,473
PIMCO ETF TRUST COM 72201R783 978 9,869 SH   SOLE   0 0 9,869
PIMCO INVESTMENT GRADE CORP BO COM 72201R817 3,024 26,796 SH   SOLE   0 0 26,796
PIMCO TOTAL RETURN ETF COM 72201R775 216 1,975 SH   SOLE   0 0 1,975
SCHWAB US AGGREGATE BOND COM 808524839 3,558 66,002 SH   SOLE   0 0 66,002
SCHWAB US TIPS ETF COM 808524870 4,402 69,990 SH   SOLE   0 0 69,990
SPDR BLMB BARCL SHORT TERM HIG COM 78468R408 1,608 59,242 SH   SOLE   0 0 59,242
ISHARES TR COMEX GOLD COM 464285105 669 19,209 SH   SOLE   0 0 19,209