The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   178,317 10,132 SH   DFND 1 0 0 10,132
AT&T INC COM 00206R102   16,460 935 SH   SOLE   0 0 935
ARK ETF TR INNOVATION ETF 00214Q104   551 11 SH   SOLE   0 0 11
ARK ETF TR INNOVATION ETF 00214Q104   255,741 5,107 SH   DFND 1 0 0 5,107
ABBOTT LABS COM 002824100   221,978 1,953 SH   DFND 1 0 0 1,953
ABBOTT LABS COM 002824100   18,397 162 SH   SOLE   0 0 162
ABBVIE INC COM 00287Y109   18,210 100 SH   SOLE   0 0 100
ABBVIE INC COM 00287Y109   298,411 1,639 SH   DFND 1 0 0 1,639
ADOBE INC COM 00724F101   414,277 821 SH   DFND 1 0 0 821
ADOBE INC COM 00724F101   26,239 52 SH   SOLE   0 0 52
ADVANCED MICRO DEVICES INC COM 007903107   97,104 538 SH   SOLE   0 0 538
ADVANCED MICRO DEVICES INC COM 007903107   144,572 801 SH   DFND 1 0 0 801
ALLSTATE CORP COM 020002101   218,512 1,263 SH   DFND 1 0 0 1,263
ALLSTATE CORP COM 020002101   1,388 8 SH   SOLE   0 0 8
ALPHABET INC CAP STK CL C 02079K107   62,427 410 SH   SOLE   0 0 410
ALPHABET INC CAP STK CL C 02079K107   337,713 2,218 SH   DFND 1 0 0 2,218
ALPHABET INC CAP STK CL A 02079K305   40,046,106 265,329 SH   DFND 1 0 0 265,329
ALPHABET INC CAP STK CL A 02079K305   12,372,336 81,974 SH   SOLE   0 0 81,974
AMAZON COM INC COM 023135106   13,496,573 74,823 SH   SOLE   0 0 74,823
AMAZON COM INC COM 023135106   45,059,994 249,806 SH   DFND 1 0 0 249,806
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   4,520,960 70,928 SH   DFND 1 0 0 70,928
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   1,157,072 18,153 SH   SOLE   0 0 18,153
AMGEN INC COM 031162100   752,879 2,648 SH   SOLE   0 0 2,648
AMGEN INC COM 031162100   33,834 119 SH   DFND 1 0 0 119
ELEVANCE HEALTH INC COM 036752103   3,283,619 6,332 SH   DFND 1 0 0 6,332
ELEVANCE HEALTH INC COM 036752103   719,785 1,388 SH   SOLE   0 0 1,388
APPLE INC COM 037833100   11,353,996 66,212 SH   SOLE   0 0 66,212
APPLE INC COM 037833100   41,529,739 242,184 SH   DFND 1 0 0 242,184
APPLE HOSPITALITY REIT INC COM NEW 03784Y200   287,846 17,573 SH   DFND 1 0 0 17,573
APPLIED MATLS INC COM 038222105   12,782,385 61,981 SH   DFND 1 0 0 61,981
APPLIED MATLS INC COM 038222105   4,052,658 19,651 SH   SOLE   0 0 19,651
AUTOMATIC DATA PROCESSING IN COM 053015103   194,420 778 SH   SOLE   0 0 778
AUTOMATIC DATA PROCESSING IN COM 053015103   52,445 210 SH   DFND 1 0 0 210
AVID BIOSERVICES INC COM 05368M106   85,191 12,715 SH   SOLE   0 0 12,715
AXSOME THERAPEUTICS INC COM 05464T104   210,034 2,632 SH   DFND 1 0 0 2,632
BANK AMERICA CORP COM 060505104   128,179 3,380 SH   DFND 1 0 0 3,380
BANK AMERICA CORP COM 060505104   72,350 1,908 SH   SOLE   0 0 1,908
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   273,338 650 SH   SOLE   0 0 650
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   764,505 1,818 SH   DFND 1 0 0 1,818
BLACKROCK INC COM 09247X101   12,090,167 14,502 SH   DFND 1 0 0 14,502
BLACKROCK INC COM 09247X101   3,907,674 4,687 SH   SOLE   0 0 4,687
BLACKSTONE INC COM 09260D107   24,829 189 SH   SOLE   0 0 189
BLACKSTONE INC COM 09260D107   178,573 1,359 SH   DFND 1 0 0 1,359
BOEING CO COM 097023105   269,485 1,396 SH   DFND 1 0 0 1,396
BOEING CO COM 097023105   86,941 451 SH   SOLE   0 0 451
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   760,601 5,124 SH   SOLE   0 0 5,124
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   2,379,198 16,028 SH   DFND 1 0 0 16,028
BROADCOM INC COM 11135F101   44,199,355 33,348 SH   DFND 1 0 0 33,348
BROADCOM INC COM 11135F101   13,502,328 10,187 SH   SOLE   0 0 10,187
CDW CORP COM 12514G108   853,471 3,337 SH   SOLE   0 0 3,337
CDW CORP COM 12514G108   2,540,527 9,932 SH   DFND 1 0 0 9,932
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   53,083,358 1,659,374 SH   DFND 1 0 0 1,659,374
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   19,855,790 620,687 SH   SOLE   0 0 620,687
CARRIER GLOBAL CORPORATION COM 14448C104   207,640 3,572 SH   DFND 1 0 0 3,572
CELSIUS HLDGS INC COM NEW 15118V207   248,760 3,000 SH   DFND 1 0 0 3,000
CHEVRON CORP NEW COM 166764100   40,451,391 256,443 SH   DFND 1 0 0 256,443
CHEVRON CORP NEW COM 166764100   12,356,637 78,335 SH   SOLE   0 0 78,335
CISCO SYS INC COM 17275R102   11,403,749 228,486 SH   SOLE   0 0 228,486
CISCO SYS INC COM 17275R102   36,682,934 734,982 SH   DFND 1 0 0 734,982
COSTCO WHSL CORP NEW COM 22160K105   257,353 351 SH   DFND 1 0 0 351
COSTCO WHSL CORP NEW COM 22160K105   23,127 32 SH   SOLE   0 0 32
DEERE & CO COM 244199105   12,346,278 30,059 SH   SOLE   0 0 30,059
DEERE & CO COM 244199105   39,602,559 96,418 SH   DFND 1 0 0 96,418
DISNEY WALT CO COM 254687106   396,383 3,239 SH   DFND 1 0 0 3,239
DISNEY WALT CO COM 254687106   137,215 1,121 SH   SOLE   0 0 1,121
DOMINION ENERGY INC COM 25746U109   334,718 6,805 SH   DFND 1 0 0 6,805
DRAFTKINGS INC NEW COM CL A 26142V105   220,763 4,862 SH   DFND 1 0 0 4,862
EPAM SYS INC COM 29414B104   249,777 904 SH   DFND 1 0 0 904
EPAM SYS INC COM 29414B104   75,668 274 SH   SOLE   0 0 274
EXXON MOBIL CORP COM 30231G102   84,037 723 SH   SOLE   0 0 723
EXXON MOBIL CORP COM 30231G102   1,511,512 13,003 SH   DFND 1 0 0 13,003
META PLATFORMS INC CL A 30303M102   40,217,802 82,824 SH   DFND 1 0 0 82,824
META PLATFORMS INC CL A 30303M102   12,300,455 25,331 SH   SOLE   0 0 25,331
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   370,159 12,535 SH   DFND 1 0 0 12,535
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F722   660,490 14,047 SH   DFND 1 0 0 14,047
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   243,720,532 5,589,920 SH   DFND 1 0 0 5,589,920
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   51,361,051 1,178,006 SH   SOLE   0 0 1,178,006
FORD MTR CO DEL COM 345370860   13,280 1,000 SH   SOLE   0 0 1,000
FORD MTR CO DEL COM 345370860   781,669 58,861 SH   DFND 1 0 0 58,861
FREEPORT-MCMORAN INC CL B 35671D857   13,255,875 281,920 SH   DFND 1 0 0 281,920
FREEPORT-MCMORAN INC CL B 35671D857   4,284,051 91,111 SH   SOLE   0 0 91,111
GALLAGHER ARTHUR J & CO COM 363576109   1,530,495 6,121 SH   SOLE   0 0 6,121
GALLAGHER ARTHUR J & CO COM 363576109   40,506 162 SH   DFND 1 0 0 162
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   595,079 33,226 SH   DFND 1 0 0 33,226
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   3,637,554 106,082 SH   DFND 1 0 0 106,082
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   937,557 27,342 SH   SOLE   0 0 27,342
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   117,122,008 1,128,452 SH   SOLE   0 0 1,128,452
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   399,191,047 3,846,142 SH   DFND 1 0 0 3,846,142
HARTFORD FINL SVCS GROUP INC COM 416515104   206,100 2,000 SH   DFND 1 0 0 2,000
HOME DEPOT INC COM 437076102   539,897 1,407 SH   DFND 1 0 0 1,407
HOME DEPOT INC COM 437076102   32,606 85 SH   SOLE   0 0 85
INTERNATIONAL BUSINESS MACHS COM 459200101   128,673 674 SH   SOLE   0 0 674
INTERNATIONAL BUSINESS MACHS COM 459200101   265,893 1,392 SH   DFND 1 0 0 1,392
INVESCO QQQ TR UNIT SER 1 46090E103   1,742,851 3,925 SH   DFND 1 0 0 3,925
INVESCO QQQ TR UNIT SER 1 46090E103   515,235 1,160 SH   SOLE   0 0 1,160
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   306,612 8,350 SH   SOLE   0 0 8,350
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   236,860 6,450 SH   DFND 1 0 0 6,450
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   797,617 6,944 SH   DFND 1 0 0 6,944
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   212,146 1,847 SH   SOLE   0 0 1,847
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   166,478 7,871 SH   SOLE   0 0 7,871
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,091,812 51,622 SH   DFND 1 0 0 51,622
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   243,189 12,607 SH   DFND 1 0 0 12,607
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   244,025 12,703 SH   DFND 1 0 0 12,703
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   245,895 12,036 SH   DFND 1 0 0 12,036
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   249,396 11,893 SH   DFND 1 0 0 11,893
ISHARES GOLD TR ISHARES NEW 464285204   77,466 1,844 SH   DFND 1 0 0 1,844
ISHARES GOLD TR ISHARES NEW 464285204   349,607 8,322 SH   SOLE   0 0 8,322
ISHARES TR CORE S&P500 ETF 464287200   968,395 1,842 SH   DFND 1 0 0 1,842
ISHARES TR S&P 500 GRWT ETF 464287309   2,519,666 29,840 SH   DFND 1 0 0 29,840
ISHARES TR S&P 500 GRWT ETF 464287309   2,775,965 32,875 SH   SOLE   0 0 32,875
ISHARES TR 1 3 YR TREAS BD 464287457   308,065 3,767 SH   SOLE   0 0 3,767
ISHARES TR 1 3 YR TREAS BD 464287457   40,972 501 SH   DFND 1 0 0 501
ISHARES TR RUS MID CAP ETF 464287499   539,690 6,418 SH   DFND 1 0 0 6,418
ISHARES TR EXPND TEC SC ETF 464287549   66,230,217 768,510 SH   DFND 1 0 0 768,510
ISHARES TR EXPND TEC SC ETF 464287549   20,731,581 240,561 SH   SOLE   0 0 240,561
ISHARES TR S&P MC 400GR ETF 464287606   2,624,942 28,766 SH   SOLE   0 0 28,766
ISHARES TR S&P MC 400GR ETF 464287606   1,571,709 17,224 SH   DFND 1 0 0 17,224
ISHARES TR RUS 1000 ETF 464287622   328,642 1,141 SH   DFND 1 0 0 1,141
ISHARES TR S&P MC 400VL ETF 464287705   1,624,843 13,736 SH   DFND 1 0 0 13,736
ISHARES TR S&P MC 400VL ETF 464287705   3,018,766 25,520 SH   SOLE   0 0 25,520
ISHARES TR CORE S&P SCP ETF 464287804   82,567 747 SH   SOLE   0 0 747
ISHARES TR CORE S&P SCP ETF 464287804   176,575 1,598 SH   DFND 1 0 0 1,598
ISHARES TR SP SMCP600VL ETF 464287879   407,182 3,962 SH   DFND 1 0 0 3,962
ISHARES TR SP SMCP600VL ETF 464287879   592,876 5,770 SH   SOLE   0 0 5,770
ISHARES TR S&P SML 600 GWT 464287887   524,567 4,013 SH   SOLE   0 0 4,013
ISHARES TR S&P SML 600 GWT 464287887   334,590 2,559 SH   DFND 1 0 0 2,559
ISHARES TR NATIONAL MUN ETF 464288414   146,228 1,359 SH   DFND 1 0 0 1,359
ISHARES TR NATIONAL MUN ETF 464288414   160,324 1,490 SH   SOLE   0 0 1,490
ISHARES TR INTL SEL DIV ETF 464288448   3,851,719 137,365 SH   SOLE   0 0 137,365
ISHARES TR INTL SEL DIV ETF 464288448   14,170,190 505,356 SH   DFND 1 0 0 505,356
ISHARES TR US AER DEF ETF 464288760   516,339 3,914 SH   DFND 1 0 0 3,914
ISHARES TR U.S. MED DVC ETF 464288810   479,501 8,184 SH   DFND 1 0 0 8,184
ISHARES TR MSCI USA VALUE 46432F388   729,136 6,732 SH   DFND 1 0 0 6,732
ISHARES TR MSCI USA VALUE 46432F388   108 1 SH   SOLE   0 0 1
ISHARES TR MSCI USA MMENTM 46432F396   5,995 32 SH   SOLE   0 0 32
ISHARES TR MSCI USA MMENTM 46432F396   197,842 1,056 SH   DFND 1 0 0 1,056
ISHARES INC ESG AWR MSCI EM 46434G863   192,478 5,972 SH   DFND 1 0 0 5,972
ISHARES INC ESG AWR MSCI EM 46434G863   26,977 837 SH   SOLE   0 0 837
ISHARES TR US SML CAP EQT 46434V290   240,078 3,776 SH   SOLE   0 0 3,776
ISHARES TR US SML CAP EQT 46434V290   947,442 14,902 SH   DFND 1 0 0 14,902
ISHARES TR TRS FLT RT BD 46434V860   1,374,409 27,114 SH   SOLE   0 0 27,114
ISHARES TR CORE MSCI INTL 46435G326   25,865,341 385,302 SH   SOLE   0 0 385,302
ISHARES TR CORE MSCI INTL 46435G326   14,127,149 210,445 SH   DFND 1 0 0 210,445
ISHARES TR ESG AW MSCI EAFE 46435G516   297,904 3,728 SH   DFND 1 0 0 3,728
ISHARES TR ESG AW MSCI EAFE 46435G516   41,873 524 SH   SOLE   0 0 524
ISHARES TR BROAD USD HIGH 46435U853   110,946 3,032 SH   SOLE   0 0 3,032
ISHARES TR BROAD USD HIGH 46435U853   738,668 20,188 SH   DFND 1 0 0 20,188
JPMORGAN CHASE & CO COM 46625H100   963,044 4,808 SH   DFND 1 0 0 4,808
JPMORGAN CHASE & CO COM 46625H100   86,930 434 SH   SOLE   0 0 434
JABIL INC COM 466313103   725,556 5,417 SH   SOLE   0 0 5,417
JABIL INC COM 466313103   2,295,870 17,140 SH   DFND 1 0 0 17,140
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,699,789 29,378 SH   DFND 1 0 0 29,378
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   7,302,602 143,922 SH   DFND 1 0 0 143,922
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   180,127 3,550 SH   SOLE   0 0 3,550
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779   914,472 17,359 SH   SOLE   0 0 17,359
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779   3,656,581 69,411 SH   DFND 1 0 0 69,411
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   294,306 5,426 SH   DFND 1 0 0 5,426
JACOBS SOLUTIONS INC COM 46982L108   2,417,165 15,723 SH   DFND 1 0 0 15,723
JACOBS SOLUTIONS INC COM 46982L108   769,809 5,008 SH   SOLE   0 0 5,008
JOHNSON & JOHNSON COM 478160104   99,502 629 SH   SOLE   0 0 629
JOHNSON & JOHNSON COM 478160104   564,180 3,566 SH   DFND 1 0 0 3,566
KINSALE CAP GROUP INC COM 49714P108   267,093 509 SH   DFND 1 0 0 509
LABORATORY CORP AMER HLDGS COM NEW 50540R409   2,191,536 10,032 SH   DFND 1 0 0 10,032
LABORATORY CORP AMER HLDGS COM NEW 50540R409   698,980 3,200 SH   SOLE   0 0 3,200
LOWES COS INC COM 548661107   48,372 190 SH   SOLE   0 0 190
LOWES COS INC COM 548661107   248,270 975 SH   DFND 1 0 0 975
MASTERCARD INCORPORATED CL A 57636Q104   42,399,768 88,045 SH   DFND 1 0 0 88,045
MASTERCARD INCORPORATED CL A 57636Q104   12,906,779 26,801 SH   SOLE   0 0 26,801
MCKESSON CORP COM 58155Q103   12,786,623 23,818 SH   SOLE   0 0 23,818
MCKESSON CORP COM 58155Q103   41,907,240 78,061 SH   DFND 1 0 0 78,061
MERCK & CO INC COM 58933Y105   12,775,568 96,821 SH   DFND 1 0 0 96,821
MERCK & CO INC COM 58933Y105   4,094,828 31,033 SH   SOLE   0 0 31,033
METLIFE INC COM 59156R108   12,630,860 170,434 SH   SOLE   0 0 170,434
METLIFE INC COM 59156R108   40,987,081 553,057 SH   DFND 1 0 0 553,057
MICROSOFT CORP COM 594918104   44,965,057 106,876 SH   DFND 1 0 0 106,876
MICROSOFT CORP COM 594918104   12,963,349 30,812 SH   SOLE   0 0 30,812
MONDELEZ INTL INC CL A 609207105   698,261 9,975 SH   SOLE   0 0 9,975
MONDELEZ INTL INC CL A 609207105   2,138,022 30,543 SH   DFND 1 0 0 30,543
MORGAN STANLEY COM NEW 617446448   469,497 4,986 SH   DFND 1 0 0 4,986
MORGAN STANLEY COM NEW 617446448   137,904 1,465 SH   SOLE   0 0 1,465
NEXTERA ENERGY INC COM 65339F101   4,075,392 63,768 SH   SOLE   0 0 63,768
NEXTERA ENERGY INC COM 65339F101   12,765,937 199,749 SH   DFND 1 0 0 199,749
NORFOLK SOUTHN CORP COM 655844108   293,254 1,151 SH   DFND 1 0 0 1,151
NVIDIA CORPORATION COM 67066G104   3,232,743 3,578 SH   DFND 1 0 0 3,578
NVIDIA CORPORATION COM 67066G104   842,139 932 SH   SOLE   0 0 932
NUVEEN AMT FREE MUN CR INC F COM 67071L106   648,786 53,398 SH   DFND 1 0 0 53,398
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   662,339 8,683 SH   DFND 1 0 0 8,683
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   185,360 2,430 SH   SOLE   0 0 2,430
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   86,075 2,215 SH   SOLE   0 0 2,215
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   626,501 16,122 SH   DFND 1 0 0 16,122
OREILLY AUTOMOTIVE INC COM 67103H107   42,226,885 37,406 SH   DFND 1 0 0 37,406
OREILLY AUTOMOTIVE INC COM 67103H107   12,959,542 11,480 SH   SOLE   0 0 11,480
PACER FDS TR US CASH COWS 100 69374H881   231,564 3,985 SH   DFND 1 0 0 3,985
PEPSICO INC COM 713448108   2,278,925 13,022 SH   DFND 1 0 0 13,022
PEPSICO INC COM 713448108   738,094 4,217 SH   SOLE   0 0 4,217
REVVITY INC COM 714046109   406,980 3,876 SH   DFND 1 0 0 3,876
PFIZER INC COM 717081103   284,292 10,245 SH   DFND 1 0 0 10,245
PFIZER INC COM 717081103   3,857 139 SH   SOLE   0 0 139
PROCTER AND GAMBLE CO COM 742718109   936,887 5,774 SH   SOLE   0 0 5,774
PROCTER AND GAMBLE CO COM 742718109   3,365,808 20,745 SH   DFND 1 0 0 20,745
PROLOGIS INC. COM 74340W103   11,587,621 88,985 SH   DFND 1 0 0 88,985
PROLOGIS INC. COM 74340W103   3,676,857 28,236 SH   SOLE   0 0 28,236
RBB FD INC MOTLEY FOOL GBL 74933W635   304,676 10,052 SH   DFND 1 0 0 10,052
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,269,236 8,162 SH   DFND 1 0 0 8,162
SPDR S&P 500 ETF TR TR UNIT 78462F103   304,660 582 SH   SOLE   0 0 582
SPDR GOLD TR GOLD SHS 78463V107   317,837 1,545 SH   SOLE   0 0 1,545
SPDR GOLD TR GOLD SHS 78463V107   326,272 1,586 SH   DFND 1 0 0 1,586
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   5,403,498 149,309 SH   DFND 1 0 0 149,309
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   10,704,755 295,793 SH   SOLE   0 0 295,793
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   1,369,278 48,214 SH   SOLE   0 0 48,214
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   12,501,879 440,207 SH   DFND 1 0 0 440,207
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   164,017,544 4,576,382 SH   DFND 1 0 0 4,576,382
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   49,136,764 1,371,003 SH   SOLE   0 0 1,371,003
SPDR SER TR NYSE TECH ETF 78464A102   84,993 466 SH   SOLE   0 0 466
SPDR SER TR NYSE TECH ETF 78464A102   178,744 980 SH   DFND 1 0 0 980
SPDR SER TR S&P 600 SMCP GRW 78464A201   3,588,360 41,137 SH   DFND 1 0 0 41,137
SPDR SER TR S&P 600 SMCP GRW 78464A201   4,377,198 50,180 SH   SOLE   0 0 50,180
SPDR SER TR S&P 600 SMCP VAL 78464A300   6,013,854 72,482 SH   SOLE   0 0 72,482
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,328,655 40,119 SH   DFND 1 0 0 40,119
SPDR SER TR PORTFOLIO AGRGTE 78464A649   6,430,632 254,376 SH   DFND 1 0 0 254,376
SPDR SER TR PORTFOLIO AGRGTE 78464A649   1,072,555 42,427 SH   SOLE   0 0 42,427
SPDR SER TR S&P INS ETF 78464A789   468,630 9,000 SH   DFND 1 0 0 9,000
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,479,835 16,953 SH   DFND 1 0 0 16,953
SPDR SER TR S&P 400 MDCP GRW 78464A821   2,804,394 32,127 SH   SOLE   0 0 32,127
SPDR SER TR S&P 400 MDCP VAL 78464A839   3,097,353 40,755 SH   SOLE   0 0 40,755
SPDR SER TR S&P 400 MDCP VAL 78464A839   1,777,260 23,385 SH   DFND 1 0 0 23,385
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   223,573,917 5,582,370 SH   DFND 1 0 0 5,582,370
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   59,692,825 1,490,458 SH   SOLE   0 0 1,490,458
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   221,155 556 SH   SOLE   0 0 556
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   97,671 246 SH   DFND 1 0 0 246
SALESFORCE INC COM 79466L302   41,016,801 136,187 SH   DFND 1 0 0 136,187
SALESFORCE INC COM 79466L302   12,574,867 41,752 SH   SOLE   0 0 41,752
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   78,568 1,266 SH   SOLE   0 0 1,266
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   542,715 8,745 SH   DFND 1 0 0 8,745
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   1,196,370 20,978 SH   DFND 1 0 0 20,978
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   275,056 4,823 SH   SOLE   0 0 4,823
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   26,075,656 386,937 SH   SOLE   0 0 386,937
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   153,244,586 2,273,996 SH   DFND 1 0 0 2,273,996
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   488,511 12,519 SH   DFND 1 0 0 12,519
SCHWAB STRATEGIC TR US TIPS ETF 808524870   303,808 5,825 SH   DFND 1 0 0 5,825
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   66,984,419 453,425 SH   DFND 1 0 0 453,425
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   20,630,268 139,648 SH   SOLE   0 0 139,648
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   254,831 3,337 SH   SOLE   0 0 3,337
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   679,188 8,895 SH   DFND 1 0 0 8,895
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   222,365 5,279 SH   DFND 1 0 0 5,279
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   38,881 923 SH   SOLE   0 0 923
SELECT SECTOR SPDR TR INDL 81369Y704   21,055,083 167,157 SH   SOLE   0 0 167,157
SELECT SECTOR SPDR TR INDL 81369Y704   68,156,541 541,097 SH   DFND 1 0 0 541,097
SHOPIFY INC CL A 82509L107   216,462 2,805 SH   DFND 1 0 0 2,805
SHOPIFY INC CL A 82509L107   772 10 SH   SOLE   0 0 10
SHORE BANCSHARES INC COM 825107105   133,331 11,594 SH   DFND 1 0 0 11,594
T-MOBILE US INC COM 872590104   2,278,068 13,957 SH   DFND 1 0 0 13,957
T-MOBILE US INC COM 872590104   744,715 4,563 SH   SOLE   0 0 4,563
TELEDYNE TECHNOLOGIES INC COM 879360105   625,090 1,456 SH   SOLE   0 0 1,456
TELEDYNE TECHNOLOGIES INC COM 879360105   1,882,998 4,386 SH   DFND 1 0 0 4,386
TESLA INC COM 88160R101   1,024,969 5,831 SH   DFND 1 0 0 5,831
TESLA INC COM 88160R101   152,213 866 SH   SOLE   0 0 866
THERMO FISHER SCIENTIFIC INC COM 883556102   12,200,890 20,992 SH   SOLE   0 0 20,992
THERMO FISHER SCIENTIFIC INC COM 883556102   39,488,963 67,943 SH   DFND 1 0 0 67,943
TRUIST FINL CORP COM 89832Q109   269,196 6,906 SH   DFND 1 0 0 6,906
UNITEDHEALTH GROUP INC COM 91324P102   514,983 1,041 SH   DFND 1 0 0 1,041
UNITEDHEALTH GROUP INC COM 91324P102   121,863 246 SH   SOLE   0 0 246
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   252,371 1,382 SH   SOLE   0 0 1,382
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,348,940 7,387 SH   DFND 1 0 0 7,387
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   723,191 14,415 SH   DFND 1 0 0 14,415
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   248,066 4,945 SH   SOLE   0 0 4,945
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   964,669 7,973 SH   SOLE   0 0 7,973
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   4,224,101 34,913 SH   DFND 1 0 0 34,913
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   18,263,195 265,453 SH   DFND 1 0 0 265,453
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   4,818,890 70,042 SH   SOLE   0 0 70,042
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   412,427 7,032 SH   DFND 1 0 0 7,032
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,550,616 61,063 SH   DFND 1 0 0 61,063
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,894,413 93,235 SH   SOLE   0 0 93,235
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   3,246 12 SH   SOLE   0 0 12
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,197,522 4,427 SH   DFND 1 0 0 4,427
VANGUARD WORLD FD INF TECH ETF 92204A702   1,851,180 3,531 SH   DFND 1 0 0 3,531
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   556,878 1,158 SH   DFND 1 0 0 1,158
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   22,265 46 SH   SOLE   0 0 46
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   642,505 4,121 SH   SOLE   0 0 4,121
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   609,095 3,907 SH   DFND 1 0 0 3,907
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   747,583 3,171 SH   DFND 1 0 0 3,171
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   481,719 2,043 SH   SOLE   0 0 2,043
VANGUARD INDEX FDS SML CP GRW ETF 922908595   558,244 2,141 SH   SOLE   0 0 2,141
VANGUARD INDEX FDS SML CP GRW ETF 922908595   363,542 1,394 SH   DFND 1 0 0 1,394
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   5,515,711 31,470 SH   DFND 1 0 0 31,470
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   556,155 3,173 SH   SOLE   0 0 3,173
VANGUARD INDEX FDS GROWTH ETF 922908736   54,587,694 158,593 SH   SOLE   0 0 158,593
VANGUARD INDEX FDS GROWTH ETF 922908736   191,192,978 555,471 SH   DFND 1 0 0 555,471
VANGUARD INDEX FDS VALUE ETF 922908744   18,070,043 110,954 SH   DFND 1 0 0 110,954
VANGUARD INDEX FDS VALUE ETF 922908744   25,099,840 154,119 SH   SOLE   0 0 154,119
VANGUARD INDEX FDS TOTAL STK MKT 922908769   94,645 364 SH   SOLE   0 0 364
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,059,621 11,772 SH   DFND 1 0 0 11,772
VERIZON COMMUNICATIONS INC COM 92343V104   319,987 7,626 SH   DFND 1 0 0 7,626
VERIZON COMMUNICATIONS INC COM 92343V104   22,658 540 SH   SOLE   0 0 540
VISA INC COM CL A 92826C839   34,165 122 SH   SOLE   0 0 122
VISA INC COM CL A 92826C839   453,808 1,626 SH   DFND 1 0 0 1,626
WALMART INC COM 931142103   40,607,528 674,880 SH   DFND 1 0 0 674,880
WALMART INC COM 931142103   12,510,251 207,915 SH   SOLE   0 0 207,915
WASTE CONNECTIONS INC COM 94106B101   770,175 4,478 SH   SOLE   0 0 4,478
WASTE CONNECTIONS INC COM 94106B101   2,410,044 14,011 SH   DFND 1 0 0 14,011
WISDOMTREE TR EMER MKT HIGH FD 97717W315   10,531,235 251,703 SH   DFND 1 0 0 251,703
WISDOMTREE TR EMER MKT HIGH FD 97717W315   2,741,817 65,531 SH   SOLE   0 0 65,531
WISDOMTREE TR US MIDCAP DIVID 97717W505   1,229,252 25,205 SH   SOLE   0 0 25,205
WISDOMTREE TR US MIDCAP DIVID 97717W505   5,540,478 113,604 SH   DFND 1 0 0 113,604
WISDOMTREE TR US SMALLCAP DIVD 97717W604   4,543,645 139,034 SH   DFND 1 0 0 139,034
WISDOMTREE TR US SMALLCAP DIVD 97717W604   1,202,504 36,796 SH   SOLE   0 0 36,796
WISDOMTREE TR INTL EQUITY FD 97717W703   290,385 5,299 SH   DFND 1 0 0 5,299
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   98,313,807 1,954,938 SH   DFND 1 0 0 1,954,938
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   24,790,383 492,949 SH   SOLE   0 0 492,949
AMDOCS LTD SHS G02602103   689,323 7,628 SH   SOLE   0 0 7,628
AMDOCS LTD SHS G02602103   2,177,709 24,098 SH   DFND 1 0 0 24,098
EVEREST GROUP LTD COM G3223R108   2,275,177 5,724 SH   DFND 1 0 0 5,724
EVEREST GROUP LTD COM G3223R108   717,299 1,805 SH   SOLE   0 0 1,805
ZAPP ELEC VEHS GROUP LTD SHS G9889X107   2,997 12,000 SH   DFND 1 0 0 12,000