The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   142 8,932 SH   DFND 1 0 0 8,932
AT&T INC COM 00206R102   18 1,103 SH   SOLE   0 0 1,103
ARK ETF TR INNOVATION ETF 00214Q104   22 497 SH   SOLE   0 0 497
ARK ETF TR INNOVATION ETF 00214Q104   223 5,054 SH   DFND 1 0 0 5,054
ABBOTT LABS COM 002824100   234 2,145 SH   DFND 1 0 0 2,145
ABBOTT LABS COM 002824100   18 161 SH   SOLE   0 0 161
ABBVIE INC COM 00287Y109   20 151 SH   SOLE   0 0 151
ABBVIE INC COM 00287Y109   213 1,579 SH   DFND 1 0 0 1,579
ADOBE SYSTEMS INCORPORATED COM 00724F101   445 911 SH   DFND 1 0 0 911
ADOBE SYSTEMS INCORPORATED COM 00724F101   36 73 SH   SOLE   0 0 73
ALPHABET INC CAP STK CL C 02079K107   58 479 SH   SOLE   0 0 479
ALPHABET INC CAP STK CL C 02079K107   223 1,842 SH   DFND 1 0 0 1,842
ALPHABET INC CAP STK CL A 02079K305   33,448 279,431 SH   DFND 1 0 0 279,431
ALPHABET INC CAP STK CL A 02079K305   10,716 89,524 SH   SOLE   0 0 89,524
AMAZON COM INC COM 023135106   11,481 88,071 SH   SOLE   0 0 88,071
AMAZON COM INC COM 023135106   36,896 283,031 SH   DFND 1 0 0 283,031
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   3,826 66,647 SH   DFND 1 0 0 66,647
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   1,041 18,139 SH   SOLE   0 0 18,139
AMGEN INC COM 031162100   588 2,648 SH   SOLE   0 0 2,648
AMGEN INC COM 031162100   25 114 SH   DFND 1 0 0 114
ELEVANCE HEALTH INC COM 036752103   986 2,218 SH   DFND 1 0 0 2,218
APPLE INC COM 037833100   44,282 228,293 SH   DFND 1 0 0 228,293
APPLE INC COM 037833100   12,261 63,213 SH   SOLE   0 0 63,213
APPLE HOSPITALITY REIT INC COM NEW 03784Y200   266 17,573 SH   DFND 1 0 0 17,573
APPLIED MATLS INC COM 038222105   9,829 68,002 SH   DFND 1 0 0 68,002
APPLIED MATLS INC COM 038222105   3,548 24,546 SH   SOLE   0 0 24,546
AUTOMATIC DATA PROCESSING IN COM 053015103   194 885 SH   SOLE   0 0 885
AUTOMATIC DATA PROCESSING IN COM 053015103   46 210 SH   DFND 1 0 0 210
AVID BIOSERVICES INC COM 05368M106   178 12,715 SH   SOLE   0 0 12,715
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   207 606 SH   SOLE   0 0 606
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   721 2,115 SH   DFND 1 0 0 2,115
BLACKROCK INC COM 09247X101   8,581 12,416 SH   DFND 1 0 0 12,416
BLACKROCK INC COM 09247X101   3,163 4,576 SH   SOLE   0 0 4,576
BOEING CO COM 097023105   160 757 SH   SOLE   0 0 757
BOEING CO COM 097023105   261 1,238 SH   DFND 1 0 0 1,238
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   1,964 17,599 SH   DFND 1 0 0 17,599
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   731 6,552 SH   SOLE   0 0 6,552
BROADCOM INC COM 11135F101   11,070 12,762 SH   SOLE   0 0 12,762
BROADCOM INC COM 11135F101   35,264 40,654 SH   DFND 1 0 0 40,654
CDW CORP COM 12514G108   1,805 9,839 SH   DFND 1 0 0 9,839
CDW CORP COM 12514G108   693 3,775 SH   SOLE   0 0 3,775
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   17,227 682,812 SH   SOLE   0 0 682,812
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   43,971 1,742,798 SH   DFND 1 0 0 1,742,798
CHARLES RIV LABS INTL INC COM 159864107   1,778 8,456 SH   DFND 1 0 0 8,456
CHARLES RIV LABS INTL INC COM 159864107   660 3,140 SH   SOLE   0 0 3,140
CHEVRON CORP NEW COM 166764100   10,011 63,624 SH   SOLE   0 0 63,624
CHEVRON CORP NEW COM 166764100   31,442 199,821 SH   DFND 1 0 0 199,821
CISCO SYS INC COM 17275R102   9,230 178,391 SH   DFND 1 0 0 178,391
CISCO SYS INC COM 17275R102   3,386 65,436 SH   SOLE   0 0 65,436
COINBASE GLOBAL INC COM CL A 19260Q107   5 67 SH   SOLE   0 0 67
COINBASE GLOBAL INC COM CL A 19260Q107   559 7,818 SH   DFND 1 0 0 7,818
CROWDSTRIKE HLDGS INC CL A 22788C105   560 3,812 SH   DFND 1 0 0 3,812
DEERE & CO COM 244199105   32,102 79,227 SH   DFND 1 0 0 79,227
DEERE & CO COM 244199105   10,352 25,549 SH   SOLE   0 0 25,549
DICKS SPORTING GOODS INC COM 253393102   619 4,683 SH   SOLE   0 0 4,683
DICKS SPORTING GOODS INC COM 253393102   1,730 13,089 SH   DFND 1 0 0 13,089
DIGITAL MEDIA SOLUTIONS INC COM CL A 25401G106   4 13,162 SH   DFND 1 0 0 13,162
DISNEY WALT CO COM 254687106   29,264 327,776 SH   DFND 1 0 0 327,776
DISNEY WALT CO COM 254687106   9,524 106,674 SH   SOLE   0 0 106,674
DOMINION ENERGY INC COM 25746U109   327 6,323 SH   DFND 1 0 0 6,323
EPAM SYS INC COM 29414B104   1,655 7,363 SH   DFND 1 0 0 7,363
EPAM SYS INC COM 29414B104   623 2,773 SH   SOLE   0 0 2,773
EXXON MOBIL CORP COM 30231G102   77 722 SH   SOLE   0 0 722
EXXON MOBIL CORP COM 30231G102   1,378 12,845 SH   DFND 1 0 0 12,845
META PLATFORMS INC CL A 30303M102   508 1,770 SH   DFND 1 0 0 1,770
META PLATFORMS INC CL A 30303M102   86 299 SH   SOLE   0 0 299
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   186 3,678 SH   SOLE   0 0 3,678
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   7,271 143,472 SH   DFND 1 0 0 143,472
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722   582 14,047 SH   DFND 1 0 0 14,047
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722   59 1,425 SH   SOLE   0 0 1,425
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   41,007 928,397 SH   SOLE   0 0 928,397
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   209,339 4,739,392 SH   DFND 1 0 0 4,739,392
FORD MTR CO DEL COM 345370860   911 60,238 SH   DFND 1 0 0 60,238
FORD MTR CO DEL COM 345370860   14 900 SH   SOLE   0 0 900
FREEPORT-MCMORAN INC CL B 35671D857   3,397 84,927 SH   SOLE   0 0 84,927
FREEPORT-MCMORAN INC CL B 35671D857   9,299 232,474 SH   DFND 1 0 0 232,474
GALLAGHER ARTHUR J & CO COM 363576109   38 174 SH   DFND 1 0 0 174
GALLAGHER ARTHUR J & CO COM 363576109   1,520 6,921 SH   SOLE   0 0 6,921
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   253 14,248 SH   DFND 1 0 0 14,248
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   3,333 106,312 SH   DFND 1 0 0 106,312
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   896 28,574 SH   SOLE   0 0 28,574
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   80,257 919,326 SH   SOLE   0 0 919,326
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   271,622 3,111,361 SH   DFND 1 0 0 3,111,361
HEARTBEAM INC COM 42238H108   24 10,000 SH   DFND 1 0 0 10,000
HOME DEPOT INC COM 437076102   413 1,331 SH   DFND 1 0 0 1,331
HOME DEPOT INC COM 437076102   26 85 SH   SOLE   0 0 85
INTERNATIONAL BUSINESS MACHS COM 459200101   215 1,607 SH   DFND 1 0 0 1,607
INVESCO QQQ TR UNIT SER 1 46090E103   1,428 3,866 SH   DFND 1 0 0 3,866
INVESCO QQQ TR UNIT SER 1 46090E103   413 1,119 SH   SOLE   0 0 1,119
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   255 1,670 SH   SOLE   0 0 1,670
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   305 2,001 SH   DFND 1 0 0 2,001
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   390 9,438 SH   DFND 1 0 0 9,438
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   944 44,856 SH   DFND 1 0 0 44,856
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   90 4,280 SH   SOLE   0 0 4,280
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   252 13,244 SH   DFND 1 0 0 13,244
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   253 13,342 SH   DFND 1 0 0 13,342
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   254 12,635 SH   DFND 1 0 0 12,635
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   245 11,893 SH   DFND 1 0 0 11,893
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   251 11,865 SH   DFND 1 0 0 11,865
ISHARES GOLD TR ISHARES NEW 464285204   72 1,969 SH   DFND 1 0 0 1,969
ISHARES GOLD TR ISHARES NEW 464285204   303 8,322 SH   SOLE   0 0 8,322
ISHARES INC EM MKTS DIV ETF 464286319   1,506 61,455 SH   SOLE   0 0 61,455
ISHARES INC EM MKTS DIV ETF 464286319   4,628 188,893 SH   DFND 1 0 0 188,893
ISHARES TR CORE S&P500 ETF 464287200   404 907 SH   DFND 1 0 0 907
ISHARES TR CORE S&P500 ETF 464287200   8 19 SH   SOLE   0 0 19
ISHARES TR CORE US AGGBD ET 464287226   1,013 10,340 SH   SOLE   0 0 10,340
ISHARES TR CORE US AGGBD ET 464287226   197 2,013 SH   DFND 1 0 0 2,013
ISHARES TR IBOXX INV CP ETF 464287242   1,580 14,608 SH   SOLE   0 0 14,608
ISHARES TR S&P 500 GRWT ETF 464287309   2,344 33,251 SH   SOLE   0 0 33,251
ISHARES TR S&P 500 GRWT ETF 464287309   2,350 33,341 SH   DFND 1 0 0 33,341
ISHARES TR 1 3 YR TREAS BD 464287457   43 528 SH   DFND 1 0 0 528
ISHARES TR 1 3 YR TREAS BD 464287457   305 3,767 SH   SOLE   0 0 3,767
ISHARES TR RUS MID CAP ETF 464287499   469 6,418 SH   DFND 1 0 0 6,418
ISHARES TR EXPND TEC SC ETF 464287549   57,155 145,481 SH   DFND 1 0 0 145,481
ISHARES TR EXPND TEC SC ETF 464287549   18,472 47,018 SH   SOLE   0 0 47,018
ISHARES TR S&P MC 400GR ETF 464287606   2,959 39,453 SH   SOLE   0 0 39,453
ISHARES TR S&P MC 400GR ETF 464287606   1,412 18,829 SH   DFND 1 0 0 18,829
ISHARES TR RUS 1000 GRW ETF 464287614   207 754 SH   DFND 1 0 0 754
ISHARES TR RUS 1000 GRW ETF 464287614   17 60 SH   SOLE   0 0 60
ISHARES TR RUS 1000 ETF 464287622   416 1,708 SH   DFND 1 0 0 1,708
ISHARES TR S&P MC 400VL ETF 464287705   1,410 13,157 SH   DFND 1 0 0 13,157
ISHARES TR S&P MC 400VL ETF 464287705   2,957 27,603 SH   SOLE   0 0 27,603
ISHARES TR CORE S&P SCP ETF 464287804   438 4,394 SH   SOLE   0 0 4,394
ISHARES TR CORE S&P SCP ETF 464287804   4,009 40,236 SH   DFND 1 0 0 40,236
ISHARES TR SP SMCP600VL ETF 464287879   378 3,972 SH   DFND 1 0 0 3,972
ISHARES TR SP SMCP600VL ETF 464287879   606 6,371 SH   SOLE   0 0 6,371
ISHARES TR S&P SML 600 GWT 464287887   662 5,758 SH   SOLE   0 0 5,758
ISHARES TR S&P SML 600 GWT 464287887   403 3,507 SH   DFND 1 0 0 3,507
ISHARES TR GL CLEAN ENE ETF 464288224   1,062 57,732 SH   DFND 1 0 0 57,732
ISHARES TR GL CLEAN ENE ETF 464288224   40 2,180 SH   SOLE   0 0 2,180
ISHARES TR INTL SEL DIV ETF 464288448   3,249 123,384 SH   SOLE   0 0 123,384
ISHARES TR INTL SEL DIV ETF 464288448   13,815 524,692 SH   DFND 1 0 0 524,692
ISHARES TR US AER DEF ETF 464288760   521 4,466 SH   DFND 1 0 0 4,466
ISHARES TR U.S. MED DVC ETF 464288810   515 9,120 SH   DFND 1 0 0 9,120
ISHARES TR MSCI USA VALUE 46432F388   1,418 15,122 SH   DFND 1 0 0 15,122
ISHARES TR MSCI USA VALUE 46432F388   6 63 SH   SOLE   0 0 63
ISHARES TR US SML CAP EQT 46434V290   229 4,279 SH   SOLE   0 0 4,279
ISHARES TR US SML CAP EQT 46434V290   869 16,199 SH   DFND 1 0 0 16,199
ISHARES TR TRS FLT RT BD 46434V860   1,541 30,404 SH   SOLE   0 0 30,404
ISHARES TR CORE MSCI INTL 46435G326   23,240 380,231 SH   SOLE   0 0 380,231
ISHARES TR CORE MSCI INTL 46435G326   12,102 198,007 SH   DFND 1 0 0 198,007
ISHARES TR ESG AW MSCI EAFE 46435G516   183 2,504 SH   DFND 1 0 0 2,504
ISHARES TR ESG AW MSCI EAFE 46435G516   81 1,107 SH   SOLE   0 0 1,107
ISHARES TR BROAD USD HIGH 46435U853   61 1,740 SH   SOLE   0 0 1,740
ISHARES TR BROAD USD HIGH 46435U853   660 18,707 SH   DFND 1 0 0 18,707
JPMORGAN CHASE & CO COM 46625H100   673 4,630 SH   DFND 1 0 0 4,630
JPMORGAN CHASE & CO COM 46625H100   70 483 SH   SOLE   0 0 483
JABIL INC COM 466313103   713 6,603 SH   SOLE   0 0 6,603
JABIL INC COM 466313103   1,992 18,452 SH   DFND 1 0 0 18,452
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,374 24,831 SH   DFND 1 0 0 24,831
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   24 442 SH   SOLE   0 0 442
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779   759 17,905 SH   SOLE   0 0 17,905
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779   2,816 66,458 SH   DFND 1 0 0 66,458
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   829 16,692 SH   DFND 1 0 0 16,692
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   195 3,932 SH   SOLE   0 0 3,932
JOHNSON & JOHNSON COM 478160104   103 620 SH   SOLE   0 0 620
JOHNSON & JOHNSON COM 478160104   596 3,601 SH   DFND 1 0 0 3,601
LABORATORY CORP AMER HLDGS COM NEW 50540R409   1,838 7,618 SH   DFND 1 0 0 7,618
LABORATORY CORP AMER HLDGS COM NEW 50540R409   673 2,787 SH   SOLE   0 0 2,787
LOWES COS INC COM 548661107   44 196 SH   SOLE   0 0 196
LOWES COS INC COM 548661107   275 1,219 SH   DFND 1 0 0 1,219
MASTERCARD INCORPORATED CL A 57636Q104   34,687 88,195 SH   DFND 1 0 0 88,195
MASTERCARD INCORPORATED CL A 57636Q104   10,952 27,847 SH   SOLE   0 0 27,847
MCDONALDS CORP COM 580135101   37 124 SH   SOLE   0 0 124
MCDONALDS CORP COM 580135101   218 730 SH   DFND 1 0 0 730
MCKESSON CORP COM 58155Q103   36,656 85,784 SH   DFND 1 0 0 85,784
MCKESSON CORP COM 58155Q103   11,673 27,318 SH   SOLE   0 0 27,318
MERCK & CO INC COM 58933Y105   3,282 28,439 SH   SOLE   0 0 28,439
MERCK & CO INC COM 58933Y105   9,235 80,037 SH   DFND 1 0 0 80,037
METLIFE INC COM 59156R108   32,808 580,362 SH   DFND 1 0 0 580,362
METLIFE INC COM 59156R108   10,625 187,956 SH   SOLE   0 0 187,956
MICROSOFT CORP COM 594918104   11,916 34,991 SH   SOLE   0 0 34,991
MICROSOFT CORP COM 594918104   38,682 113,589 SH   DFND 1 0 0 113,589
MONDELEZ INTL INC CL A 609207105   1,869 25,629 SH   DFND 1 0 0 25,629
MONDELEZ INTL INC CL A 609207105   683 9,367 SH   SOLE   0 0 9,367
MORGAN STANLEY COM NEW 617446448   9,765 114,347 SH   SOLE   0 0 114,347
MORGAN STANLEY COM NEW 617446448   30,459 356,661 SH   DFND 1 0 0 356,661
NEXTERA ENERGY INC COM 65339F101   30,146 406,280 SH   DFND 1 0 0 406,280
NEXTERA ENERGY INC COM 65339F101   9,632 129,814 SH   SOLE   0 0 129,814
NORFOLK SOUTHN CORP COM 655844108   381 1,681 SH   DFND 1 0 0 1,681
NOVARTIS AG SPONSORED ADR 66987V109   298 2,958 SH   DFND 1 0 0 2,958
NOVARTIS AG SPONSORED ADR 66987V109   5 50 SH   SOLE   0 0 50
NVIDIA CORPORATION COM 67066G104   173 409 SH   SOLE   0 0 409
NVIDIA CORPORATION COM 67066G104   1,791 4,234 SH   DFND 1 0 0 4,234
NUVEEN AMT FREE MUN CR INC F COM 67071L106   561 47,956 SH   DFND 1 0 0 47,956
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   418 6,717 SH   DFND 1 0 0 6,717
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   175 2,813 SH   SOLE   0 0 2,813
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   157 4,531 SH   SOLE   0 0 4,531
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   375 10,822 SH   DFND 1 0 0 10,822
OREILLY AUTOMOTIVE INC COM 67103H107   34,992 36,629 SH   DFND 1 0 0 36,629
OREILLY AUTOMOTIVE INC COM 67103H107   11,041 11,558 SH   SOLE   0 0 11,558
OUTLOOK THERAPEUTICS INC COM NEW 69012T206   27 15,732 SH   DFND 1 0 0 15,732
PEPSICO INC COM 713448108   2,046 11,048 SH   DFND 1 0 0 11,048
PEPSICO INC COM 713448108   694 3,748 SH   SOLE   0 0 3,748
REVVITY INC COM 714046109   460 3,876 SH   DFND 1 0 0 3,876
PFIZER INC COM 717081103   458 12,496 SH   DFND 1 0 0 12,496
PFIZER INC COM 717081103   10 273 SH   SOLE   0 0 273
PHILIP MORRIS INTL INC COM 718172109   55 565 SH   SOLE   0 0 565
PHILIP MORRIS INTL INC COM 718172109   168 1,720 SH   DFND 1 0 0 1,720
PIMCO MUN INCOME FD COM 72200R107   547 53,252 SH   DFND 1 0 0 53,252
PROCTER AND GAMBLE CO COM 742718109   33,654 221,787 SH   DFND 1 0 0 221,787
PROCTER AND GAMBLE CO COM 742718109   10,682 70,394 SH   SOLE   0 0 70,394
PROLOGIS INC. COM 74340W103   3,152 25,706 SH   SOLE   0 0 25,706
PROLOGIS INC. COM 74340W103   8,763 71,460 SH   DFND 1 0 0 71,460
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,980 6,724 SH   DFND 1 0 0 6,724
SPDR S&P 500 ETF TR TR UNIT 78462F103   265 598 SH   SOLE   0 0 598
SPDR GOLD TR GOLD SHS 78463V107   275 1,545 SH   SOLE   0 0 1,545
SPDR GOLD TR GOLD SHS 78463V107   290 1,629 SH   DFND 1 0 0 1,629
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   5,494 159,805 SH   DFND 1 0 0 159,805
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   11,712 340,669 SH   SOLE   0 0 340,669
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   39,284 1,207,253 SH   SOLE   0 0 1,207,253
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   146,776 4,510,621 SH   DFND 1 0 0 4,510,621
SPDR SER TR NYSE TECH ETF 78464A102   173 1,239 SH   DFND 1 0 0 1,239
SPDR SER TR NYSE TECH ETF 78464A102   77 552 SH   SOLE   0 0 552
SPDR SER TR S&P 600 SMCP GRW 78464A201   10,343 134,395 SH   SOLE   0 0 134,395
SPDR SER TR S&P 600 SMCP GRW 78464A201   36,461 473,760 SH   DFND 1 0 0 473,760
SPDR SER TR S&P 600 SMCP VAL 78464A300   2,618 33,916 SH   DFND 1 0 0 33,916
SPDR SER TR S&P 600 SMCP VAL 78464A300   4,743 61,452 SH   SOLE   0 0 61,452
SPDR SER TR PORTFOLIO AGRGTE 78464A649   506 19,936 SH   SOLE   0 0 19,936
SPDR SER TR PORTFOLIO AGRGTE 78464A649   5,471 215,657 SH   DFND 1 0 0 215,657
SPDR SER TR S&P INS ETF 78464A789   409 10,017 SH   DFND 1 0 0 10,017
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,366 19,070 SH   DFND 1 0 0 19,070
SPDR SER TR S&P 400 MDCP GRW 78464A821   2,475 34,540 SH   SOLE   0 0 34,540
SPDR SER TR S&P 400 MDCP VAL 78464A839   2,454 35,677 SH   SOLE   0 0 35,677
SPDR SER TR S&P 400 MDCP VAL 78464A839   1,535 22,319 SH   DFND 1 0 0 22,319
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   223,212 5,504,607 SH   DFND 1 0 0 5,504,607
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   58,469 1,441,892 SH   SOLE   0 0 1,441,892
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   191 556 SH   SOLE   0 0 556
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   20 57 SH   DFND 1 0 0 57
SPDR SER TR S&P OILGAS EXP 78468R556   502 3,896 SH   DFND 1 0 0 3,896
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   492 9,388 SH   DFND 1 0 0 9,388
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   66 1,266 SH   SOLE   0 0 1,266
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   244 9,922 SH   DFND 1 0 0 9,922
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   948 18,798 SH   DFND 1 0 0 18,798
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   228 4,522 SH   SOLE   0 0 4,522
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   20,523 356,492 SH   SOLE   0 0 356,492
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   127,520 2,215,040 SH   DFND 1 0 0 2,215,040
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   552 15,497 SH   DFND 1 0 0 15,497
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   55,585 418,782 SH   DFND 1 0 0 418,782
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   17,554 132,256 SH   SOLE   0 0 132,256
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   17,487 235,769 SH   SOLE   0 0 235,769
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   55,011 741,686 SH   DFND 1 0 0 741,686
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   274 8,134 SH   DFND 1 0 0 8,134
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   42 1,238 SH   SOLE   0 0 1,238
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   297 2,771 SH   SOLE   0 0 2,771
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   1,387 12,928 SH   DFND 1 0 0 12,928
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   52,455 801,580 SH   DFND 1 0 0 801,580
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   16,677 254,842 SH   SOLE   0 0 254,842
T-MOBILE US INC COM 872590104   645 4,646 SH   SOLE   0 0 4,646
T-MOBILE US INC COM 872590104   1,757 12,646 SH   DFND 1 0 0 12,646
TESLA INC COM 88160R101   977 3,732 SH   DFND 1 0 0 3,732
TESLA INC COM 88160R101   240 916 SH   SOLE   0 0 916
THERMO FISHER SCIENTIFIC INC COM 883556102   9,766 18,717 SH   SOLE   0 0 18,717
THERMO FISHER SCIENTIFIC INC COM 883556102   30,720 58,879 SH   DFND 1 0 0 58,879
TRUIST FINL CORP COM 89832Q109   262 8,626 SH   DFND 1 0 0 8,626
UNITEDHEALTH GROUP INC COM 91324P102   527 1,097 SH   DFND 1 0 0 1,097
UNITEDHEALTH GROUP INC COM 91324P102   109 227 SH   SOLE   0 0 227
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   249 1,534 SH   SOLE   0 0 1,534
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,024 6,305 SH   DFND 1 0 0 6,305
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,560 185,370 SH   DFND 1 0 0 185,370
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,420 139,030 SH   SOLE   0 0 139,030
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   697 6,576 SH   SOLE   0 0 6,576
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   4,115 38,799 SH   DFND 1 0 0 38,799
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   16,436 260,061 SH   DFND 1 0 0 260,061
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   3,782 59,838 SH   SOLE   0 0 59,838
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   383 7,032 SH   DFND 1 0 0 7,032
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,933 72,110 SH   DFND 1 0 0 72,110
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,310 105,945 SH   SOLE   0 0 105,945
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   3 12 SH   SOLE   0 0 12
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,198 4,892 SH   DFND 1 0 0 4,892
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,742 3,940 SH   DFND 1 0 0 3,940
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   412 1,010 SH   DFND 1 0 0 1,010
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   15 37 SH   SOLE   0 0 37
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   581 4,195 SH   SOLE   0 0 4,195
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   560 4,047 SH   DFND 1 0 0 4,047
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   851 4,135 SH   DFND 1 0 0 4,135
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   564 2,742 SH   SOLE   0 0 2,742
VANGUARD INDEX FDS SML CP GRW ETF 922908595   529 2,303 SH   SOLE   0 0 2,303
VANGUARD INDEX FDS SML CP GRW ETF 922908595   588 2,558 SH   DFND 1 0 0 2,558
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   319 2,141 SH   DFND 1 0 0 2,141
VANGUARD INDEX FDS GROWTH ETF 922908736   149,460 528,203 SH   DFND 1 0 0 528,203
VANGUARD INDEX FDS GROWTH ETF 922908736   42,632 150,664 SH   SOLE   0 0 150,664
VANGUARD INDEX FDS VALUE ETF 922908744   21,950 154,466 SH   SOLE   0 0 154,466
VANGUARD INDEX FDS VALUE ETF 922908744   14,742 103,743 SH   DFND 1 0 0 103,743
VANGUARD INDEX FDS SMALL CP ETF 922908751   438 2,200 SH   DFND 1 0 0 2,200
VANGUARD INDEX FDS SMALL CP ETF 922908751   67 336 SH   SOLE   0 0 336
VANGUARD INDEX FDS TOTAL STK MKT 922908769   80 363 SH   SOLE   0 0 363
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,357 10,699 SH   DFND 1 0 0 10,699
VERIZON COMMUNICATIONS INC COM 92343V104   176 4,727 SH   DFND 1 0 0 4,727
VERIZON COMMUNICATIONS INC COM 92343V104   33 892 SH   SOLE   0 0 892
VISA INC COM CL A 92826C839   29 122 SH   SOLE   0 0 122
VISA INC COM CL A 92826C839   391 1,647 SH   DFND 1 0 0 1,647
WALMART INC COM 931142103   2,227 14,165 SH   DFND 1 0 0 14,165
WALMART INC COM 931142103   703 4,472 SH   SOLE   0 0 4,472
WASTE CONNECTIONS INC COM 94106B101   669 4,678 SH   SOLE   0 0 4,678
WASTE CONNECTIONS INC COM 94106B101   1,862 13,027 SH   DFND 1 0 0 13,027
WISDOMTREE TR EMER MKT HIGH FD 97717W315   6,609 172,698 SH   DFND 1 0 0 172,698
WISDOMTREE TR EMER MKT HIGH FD 97717W315   1,080 28,225 SH   SOLE   0 0 28,225
WISDOMTREE TR US MIDCAP DIVID 97717W505   934 22,207 SH   SOLE   0 0 22,207
WISDOMTREE TR US MIDCAP DIVID 97717W505   4,868 115,765 SH   DFND 1 0 0 115,765
WISDOMTREE TR US SMALLCAP DIVD 97717W604   3,713 128,956 SH   DFND 1 0 0 128,956
WISDOMTREE TR US SMALLCAP DIVD 97717W604   854 29,649 SH   SOLE   0 0 29,649
WISDOMTREE TR INTL EQUITY FD 97717W703   8 151 SH   SOLE   0 0 151
WISDOMTREE TR INTL EQUITY FD 97717W703   320 6,394 SH   DFND 1 0 0 6,394
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   60,298 1,198,284 SH   DFND 1 0 0 1,198,284
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   15,033 298,751 SH   SOLE   0 0 298,751
ZOETIS INC CL A 98978V103   205 1,192 SH   DFND 1 0 0 1,192
ZIPRECRUITER INC CL A 98980B103   429 24,166 SH   SOLE   0 0 24,166
AMDOCS LTD SHS G02602103   712 7,206 SH   SOLE   0 0 7,206
AMDOCS LTD SHS G02602103   1,943 19,656 SH   DFND 1 0 0 19,656
EVEREST RE GROUP LTD COM G3223R108   1,725 5,045 SH   DFND 1 0 0 5,045
EVEREST RE GROUP LTD COM G3223R108   618 1,809 SH   SOLE   0 0 1,809