The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 235 11,191 SH   DFND 1 0 0 11,191
AT&T INC COM 00206R102 48 2,310 SH   SOLE   0 0 2,310
ABBOTT LABS COM 002824100 18 162 SH   SOLE   0 0 162
ABBOTT LABS COM 002824100 233 2,142 SH   DFND 1 0 0 2,142
ABBVIE INC COM 00287Y109 218 1,426 SH   DFND 1 0 0 1,426
ABBVIE INC COM 00287Y109 150 982 SH   SOLE   0 0 982
ADOBE SYSTEMS INCORPORATED COM 00724F101 1 2 SH   SOLE   0 0 2
ADOBE SYSTEMS INCORPORATED COM 00724F101 339 925 SH   DFND 1 0 0 925
ALPHABET INC CAP STK CL A 02079K305 22,847 10,484 SH   DFND 1 0 0 10,484
ALPHABET INC CAP STK CL A 02079K305 8,283 3,801 SH   SOLE   0 0 3,801
AMAZON COM INC COM 023135106 8,999 84,727 SH   SOLE   0 0 84,727
AMAZON COM INC COM 023135106 27,266 256,715 SH   DFND 1 0 0 256,715
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 2,804 55,025 SH   DFND 1 0 0 55,025
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,550 30,414 SH   SOLE   0 0 30,414
AMGEN INC COM 031162100 655 2,693 SH   SOLE   0 0 2,693
AMGEN INC COM 031162100 12 51 SH   DFND 1 0 0 51
ELEVANCE HEALTH INC COM 036752103 870 1,802 SH   DFND 1 0 0 1,802
APPLE INC COM 037833100 31,725 232,043 SH   DFND 1 0 0 232,043
APPLE INC COM 037833100 11,445 83,710 SH   SOLE   0 0 83,710
APPLE HOSPITALITY REIT INC COM NEW 03784Y200 330 22,481 SH   DFND 1 0 0 22,481
APPLIED MATLS INC COM 038222105 6,854 75,336 SH   DFND 1 0 0 75,336
APPLIED MATLS INC COM 038222105 2,512 27,609 SH   SOLE   0 0 27,609
AUTOMATIC DATA PROCESSING IN COM 053015103 185 882 SH   SOLE   0 0 882
AUTOMATIC DATA PROCESSING IN COM 053015103 44 210 SH   DFND 1 0 0 210
AVID BIOSERVICES INC COM 05368M106 194 12,744 SH   SOLE   0 0 12,744
BK OF AMERICA CORP COM 060505104 157 5,054 SH   SOLE   0 0 5,054
BK OF AMERICA CORP COM 060505104 152 4,875 SH   DFND 1 0 0 4,875
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 545 1,998 SH   DFND 1 0 0 1,998
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 204 747 SH   SOLE   0 0 747
BOEING CO COM 097023105 107 786 SH   SOLE   0 0 786
BOEING CO COM 097023105 197 1,439 SH   DFND 1 0 0 1,439
BRISTOL-MYERS SQUIBB CO COM 110122108 7,364 95,642 SH   DFND 1 0 0 95,642
BRISTOL-MYERS SQUIBB CO COM 110122108 2,866 37,226 SH   SOLE   0 0 37,226
BROADCOM INC COM 11135F101 8,862 18,242 SH   SOLE   0 0 18,242
BROADCOM INC COM 11135F101 26,416 54,376 SH   DFND 1 0 0 54,376
CDW CORP COM 12514G108 1,554 9,861 SH   DFND 1 0 0 9,861
CDW CORP COM 12514G108 618 3,925 SH   SOLE   0 0 3,925
CHARLES RIV LABS INTL INC COM 159864107 496 2,319 SH   SOLE   0 0 2,319
CHARLES RIV LABS INTL INC COM 159864107 1,329 6,213 SH   DFND 1 0 0 6,213
CHEVRON CORP NEW COM 166764100 26,795 185,073 SH   DFND 1 0 0 185,073
CHEVRON CORP NEW COM 166764100 9,048 62,495 SH   SOLE   0 0 62,495
CITIZENS FINL GROUP INC COM 174610105 491 13,760 SH   SOLE   0 0 13,760
CITIZENS FINL GROUP INC COM 174610105 1,291 36,180 SH   DFND 1 0 0 36,180
COCA COLA CO COM 191216100 107 1,699 SH   DFND 1 0 0 1,699
COCA COLA CO COM 191216100 136 2,159 SH   SOLE   0 0 2,159
COINBASE GLOBAL INC COM CL A 19260Q107 13 283 SH   SOLE   0 0 283
COINBASE GLOBAL INC COM CL A 19260Q107 374 7,953 SH   DFND 1 0 0 7,953
CROWDSTRIKE HLDGS INC CL A 22788C105 642 3,807 SH   DFND 1 0 0 3,807
CROWDSTRIKE HLDGS INC CL A 22788C105 7 40 SH   SOLE   0 0 40
DEERE & CO COM 244199105 8,097 27,038 SH   SOLE   0 0 27,038
DEERE & CO COM 244199105 23,929 79,904 SH   DFND 1 0 0 79,904
DICKS SPORTING GOODS INC COM 253393102 1,309 17,371 SH   DFND 1 0 0 17,371
DICKS SPORTING GOODS INC COM 253393102 514 6,817 SH   SOLE   0 0 6,817
DISNEY WALT CO COM 254687106 8,768 92,877 SH   SOLE   0 0 92,877
DISNEY WALT CO COM 254687106 25,983 275,244 SH   DFND 1 0 0 275,244
DOLLAR TREE INC COM 256746108 1,635 10,494 SH   DFND 1 0 0 10,494
DOLLAR TREE INC COM 256746108 636 4,083 SH   SOLE   0 0 4,083
DOMINION ENERGY INC COM 25746U109 16 200 SH   SOLE   0 0 200
DOMINION ENERGY INC COM 25746U109 379 4,744 SH   DFND 1 0 0 4,744
EAST WEST BANCORP INC COM 27579R104 486 7,499 SH   SOLE   0 0 7,499
EPAM SYS INC COM 29414B104 567 1,922 SH   SOLE   0 0 1,922
EPAM SYS INC COM 29414B104 1,495 5,072 SH   DFND 1 0 0 5,072
EXXON MOBIL CORP COM 30231G102 1,069 12,485 SH   DFND 1 0 0 12,485
EXXON MOBIL CORP COM 30231G102 231 2,696 SH   SOLE   0 0 2,696
META PLATFORMS INC CL A 30303M102 49 303 SH   SOLE   0 0 303
META PLATFORMS INC CL A 30303M102 252 1,562 SH   DFND 1 0 0 1,562
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 4,555 90,009 SH   DFND 1 0 0 90,009
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 178 3,524 SH   SOLE   0 0 3,524
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722 50 1,425 SH   SOLE   0 0 1,425
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722 494 14,047 SH   DFND 1 0 0 14,047
FORD MTR CO DEL COM 345370860 669 60,139 SH   DFND 1 0 0 60,139
FORD MTR CO DEL COM 345370860 9 800 SH   SOLE   0 0 800
FORTUNE BRANDS HOME & SEC IN COM 34964C106 497 8,292 SH   SOLE   0 0 8,292
FORTUNE BRANDS HOME & SEC IN COM 34964C106 1,344 22,442 SH   DFND 1 0 0 22,442
FREEPORT-MCMORAN INC CL B 35671D857 5,939 202,971 SH   DFND 1 0 0 202,971
FREEPORT-MCMORAN INC CL B 35671D857 2,287 78,162 SH   SOLE   0 0 78,162
GALLAGHER ARTHUR J & CO COM 363576109 1,128 6,921 SH   SOLE   0 0 6,921
GALLAGHER ARTHUR J & CO COM 363576109 6 35 SH   DFND 1 0 0 35
GAP INC COM 364760108 141 17,062 SH   SOLE   0 0 17,062
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1,487 53,541 SH   SOLE   0 0 53,541
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 2,878 103,628 SH   DFND 1 0 0 103,628
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 217,982 2,908,753 SH   DFND 1 0 0 2,908,753
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 69,501 927,426 SH   SOLE   0 0 927,426
HOME DEPOT INC COM 437076102 34 123 SH   SOLE   0 0 123
HOME DEPOT INC COM 437076102 323 1,179 SH   DFND 1 0 0 1,179
HONEYWELL INTL INC COM 438516106 164 946 SH   DFND 1 0 0 946
HONEYWELL INTL INC COM 438516106 57 330 SH   SOLE   0 0 330
INNOVATE CORP COM 45784J105 22 12,600 SH   DFND 1 0 0 12,600
INTERNATIONAL BUSINESS MACHS COM 459200101 318 2,255 SH   DFND 1 0 0 2,255
INTERNATIONAL BUSINESS MACHS COM 459200101 14 100 SH   SOLE   0 0 100
INVESCO QQQ TR UNIT SER 1 46090E103 333 1,187 SH   SOLE   0 0 1,187
INVESCO QQQ TR UNIT SER 1 46090E103 984 3,511 SH   DFND 1 0 0 3,511
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 413 2,800 SH   DFND 1 0 0 2,800
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 248 1,677 SH   SOLE   0 0 1,677
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 107 5,265 SH   SOLE   0 0 5,265
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 955 47,103 SH   DFND 1 0 0 47,103
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 264 9,521 SH   SOLE   0 0 9,521
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 244 12,607 SH   DFND 1 0 0 12,607
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 245 12,703 SH   DFND 1 0 0 12,703
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 246 12,036 SH   DFND 1 0 0 12,036
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 247 11,893 SH   DFND 1 0 0 11,893
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 249 11,865 SH   DFND 1 0 0 11,865
ISHARES GOLD TR ISHARES NEW 464285204 89 2,580 SH   DFND 1 0 0 2,580
ISHARES GOLD TR ISHARES NEW 464285204 307 8,942 SH   SOLE   0 0 8,942
ISHARES INC EM MKTS DIV ETF 464286319 2,040 76,690 SH   SOLE   0 0 76,690
ISHARES INC EM MKTS DIV ETF 464286319 6,662 250,466 SH   DFND 1 0 0 250,466
ISHARES TR CORE S&P500 ETF 464287200 392 1,035 SH   DFND 1 0 0 1,035
ISHARES TR CORE S&P500 ETF 464287200 99 260 SH   SOLE   0 0 260
ISHARES TR CORE US AGGBD ET 464287226 1,034 10,166 SH   SOLE   0 0 10,166
ISHARES TR CORE US AGGBD ET 464287226 268 2,635 SH   DFND 1 0 0 2,635
ISHARES TR S&P 500 GRWT ETF 464287309 1,878 31,113 SH   DFND 1 0 0 31,113
ISHARES TR S&P 500 GRWT ETF 464287309 1,832 30,356 SH   SOLE   0 0 30,356
ISHARES TR 1 3 YR TREAS BD 464287457 324 3,911 SH   SOLE   0 0 3,911
ISHARES TR 1 3 YR TREAS BD 464287457 41 501 SH   DFND 1 0 0 501
ISHARES TR RUS MID CAP ETF 464287499 267 4,132 SH   DFND 1 0 0 4,132
ISHARES TR EXPND TEC SC ETF 464287549 41,938 142,458 SH   DFND 1 0 0 142,458
ISHARES TR EXPND TEC SC ETF 464287549 14,260 48,440 SH   SOLE   0 0 48,440
ISHARES TR S&P MC 400GR ETF 464287606 2,136 33,514 SH   SOLE   0 0 33,514
ISHARES TR S&P MC 400GR ETF 464287606 609 9,554 SH   DFND 1 0 0 9,554
ISHARES TR RUS 1000 ETF 464287622 318 1,531 SH   DFND 1 0 0 1,531
ISHARES TR S&P MC 400VL ETF 464287705 650 6,881 SH   DFND 1 0 0 6,881
ISHARES TR S&P MC 400VL ETF 464287705 2,255 23,884 SH   SOLE   0 0 23,884
ISHARES TR CORE S&P SCP ETF 464287804 370 4,009 SH   SOLE   0 0 4,009
ISHARES TR CORE S&P SCP ETF 464287804 3,330 36,040 SH   DFND 1 0 0 36,040
ISHARES TR SP SMCP600VL ETF 464287879 382 4,289 SH   DFND 1 0 0 4,289
ISHARES TR SP SMCP600VL ETF 464287879 635 7,137 SH   SOLE   0 0 7,137
ISHARES TR S&P SML 600 GWT 464287887 655 6,218 SH   SOLE   0 0 6,218
ISHARES TR S&P SML 600 GWT 464287887 380 3,612 SH   DFND 1 0 0 3,612
ISHARES TR GL CLEAN ENE ETF 464288224 1,100 57,732 SH   DFND 1 0 0 57,732
ISHARES TR GL CLEAN ENE ETF 464288224 46 2,432 SH   SOLE   0 0 2,432
ISHARES TR NATIONAL MUN ETF 464288414 39 363 SH   SOLE   0 0 363
ISHARES TR NATIONAL MUN ETF 464288414 267 2,506 SH   DFND 1 0 0 2,506
ISHARES TR INTL SEL DIV ETF 464288448 11,173 411,372 SH   DFND 1 0 0 411,372
ISHARES TR INTL SEL DIV ETF 464288448 3,237 119,197 SH   SOLE   0 0 119,197
ISHARES TR US AER DEF ETF 464288760 10 100 SH   SOLE   0 0 100
ISHARES TR US AER DEF ETF 464288760 340 3,429 SH   DFND 1 0 0 3,429
ISHARES TR U.S. MED DVC ETF 464288810 534 10,594 SH   DFND 1 0 0 10,594
ISHARES TR FLTG RATE NT ETF 46429B655 494 9,897 SH   DFND 1 0 0 9,897
ISHARES TR MSCI USA VALUE 46432F388 115,119 1,271,747 SH   DFND 1 0 0 1,271,747
ISHARES TR MSCI USA VALUE 46432F388 20,812 229,915 SH   SOLE   0 0 229,915
ISHARES TR MSCI USA MMENTM 46432F396 115 842 SH   SOLE   0 0 842
ISHARES TR MSCI USA MMENTM 46432F396 1,057 7,753 SH   DFND 1 0 0 7,753
ISHARES TR CORE MSCI EAFE 46432F842 259 4,409 SH   DFND 1 0 0 4,409
ISHARES TR CORE MSCI EAFE 46432F842 6 99 SH   SOLE   0 0 99
ISHARES TR MSCI USA SML CP 46434V290 397 8,462 SH   SOLE   0 0 8,462
ISHARES TR MSCI USA SML CP 46434V290 746 15,901 SH   DFND 1 0 0 15,901
ISHARES TR CORE MSCI INTL 46435G326 7,358 136,923 SH   DFND 1 0 0 136,923
ISHARES TR CORE MSCI INTL 46435G326 15,367 285,948 SH   SOLE   0 0 285,948
ISHARES TR ESG AWR MSCI USA 46435G425 227 2,706 SH   SOLE   0 0 2,706
ISHARES TR ESG AWR MSCI USA 46435G425 367 4,375 SH   DFND 1 0 0 4,375
ISHARES TR ESG AW MSCI EAFE 46435G516 156 2,481 SH   DFND 1 0 0 2,481
ISHARES TR ESG AW MSCI EAFE 46435G516 101 1,614 SH   SOLE   0 0 1,614
ISHARES TR BROAD USD HIGH 46435U853 159 4,596 SH   SOLE   0 0 4,596
ISHARES TR BROAD USD HIGH 46435U853 1,425 41,166 SH   DFND 1 0 0 41,166
JPMORGAN CHASE & CO COM 46625H100 498 4,424 SH   DFND 1 0 0 4,424
JPMORGAN CHASE & CO COM 46625H100 155 1,376 SH   SOLE   0 0 1,376
JABIL INC COM 466313103 548 10,702 SH   SOLE   0 0 10,702
JABIL INC COM 466313103 1,434 28,007 SH   DFND 1 0 0 28,007
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 482 8,686 SH   DFND 1 0 0 8,686
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 2,255 62,068 SH   DFND 1 0 0 62,068
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 1,121 30,860 SH   SOLE   0 0 30,860
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 1,316 26,275 SH   SOLE   0 0 26,275
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 440 9,960 SH   SOLE   0 0 9,960
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 781 17,679 SH   DFND 1 0 0 17,679
JOHNSON & JOHNSON COM 478160104 730 4,111 SH   DFND 1 0 0 4,111
JOHNSON & JOHNSON COM 478160104 177 998 SH   SOLE   0 0 998
LABORATORY CORP AMER HLDGS COM NEW 50540R409 585 2,495 SH   SOLE   0 0 2,495
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,516 6,469 SH   DFND 1 0 0 6,469
LOWES COS INC COM 548661107 310 1,776 SH   DFND 1 0 0 1,776
LOWES COS INC COM 548661107 142 811 SH   SOLE   0 0 811
MASTERCARD INCORPORATED CL A 57636Q104 9,458 29,980 SH   SOLE   0 0 29,980
MASTERCARD INCORPORATED CL A 57636Q104 28,372 89,934 SH   DFND 1 0 0 89,934
MCDONALDS CORP COM 580135101 121 489 SH   DFND 1 0 0 489
MCDONALDS CORP COM 580135101 88 356 SH   SOLE   0 0 356
MCKESSON CORP COM 58155Q103 10,366 31,777 SH   SOLE   0 0 31,777
MCKESSON CORP COM 58155Q103 30,952 94,883 SH   DFND 1 0 0 94,883
MERCK & CO INC COM 58933Y105 112 1,228 SH   DFND 1 0 0 1,228
MERCK & CO INC COM 58933Y105 107 1,174 SH   SOLE   0 0 1,174
METLIFE INC COM 59156R108 9,266 147,575 SH   SOLE   0 0 147,575
METLIFE INC COM 59156R108 27,991 445,780 SH   DFND 1 0 0 445,780
MICROSOFT CORP COM 594918104 29,946 116,597 SH   DFND 1 0 0 116,597
MICROSOFT CORP COM 594918104 9,904 38,562 SH   SOLE   0 0 38,562
MORGAN STANLEY COM NEW 617446448 9,103 119,685 SH   SOLE   0 0 119,685
MORGAN STANLEY COM NEW 617446448 27,408 360,345 SH   DFND 1 0 0 360,345
NEWS CORP NEW CL A 65249B109 1,302 83,578 SH   DFND 1 0 0 83,578
NEWS CORP NEW CL A 65249B109 514 32,976 SH   SOLE   0 0 32,976
NEXTERA ENERGY INC COM 65339F101 10,122 130,673 SH   SOLE   0 0 130,673
NEXTERA ENERGY INC COM 65339F101 30,320 391,424 SH   DFND 1 0 0 391,424
NORFOLK SOUTHN CORP COM 655844108 352 1,548 SH   DFND 1 0 0 1,548
NVIDIA CORPORATION COM 67066G104 730 4,817 SH   DFND 1 0 0 4,817
NVIDIA CORPORATION COM 67066G104 79 518 SH   SOLE   0 0 518
OREILLY AUTOMOTIVE INC COM 67103H107 9,421 14,912 SH   SOLE   0 0 14,912
OREILLY AUTOMOTIVE INC COM 67103H107 27,663 43,787 SH   DFND 1 0 0 43,787
PEPSICO INC COM 713448108 253 1,518 SH   DFND 1 0 0 1,518
PEPSICO INC COM 713448108 78 471 SH   SOLE   0 0 471
PERKINELMER INC COM 714046109 551 3,876 SH   DFND 1 0 0 3,876
PFIZER INC COM 717081103 325 6,205 SH   DFND 1 0 0 6,205
PFIZER INC COM 717081103 88 1,683 SH   SOLE   0 0 1,683
PHILIP MORRIS INTL INC COM 718172109 82 829 SH   SOLE   0 0 829
PHILIP MORRIS INTL INC COM 718172109 161 1,631 SH   DFND 1 0 0 1,631
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 0 1 SH   DFND 1 0 0 1
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 308 3,209 SH   SOLE   0 0 3,209
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 93 936 SH   SOLE   0 0 936
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 111 1,121 SH   DFND 1 0 0 1,121
PROCTER AND GAMBLE CO COM 742718109 29,240 203,353 SH   DFND 1 0 0 203,353
PROCTER AND GAMBLE CO COM 742718109 9,846 68,476 SH   SOLE   0 0 68,476
PROLOGIS INC. COM 74340W103 2,687 22,837 SH   SOLE   0 0 22,837
PROLOGIS INC. COM 74340W103 7,232 61,471 SH   DFND 1 0 0 61,471
RAYTHEON TECHNOLOGIES CORP COM 75513E101 111 1,153 SH   DFND 1 0 0 1,153
RAYTHEON TECHNOLOGIES CORP COM 75513E101 154 1,605 SH   SOLE   0 0 1,605
SPDR S&P 500 ETF TR TR UNIT 78462F103 250 663 SH   SOLE   0 0 663
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,674 4,436 SH   DFND 1 0 0 4,436
SPDR GOLD TR GOLD SHS 78463V107 232 1,377 SH   DFND 1 0 0 1,377
SPDR GOLD TR GOLD SHS 78463V107 363 2,156 SH   SOLE   0 0 2,156
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 9,291 267,207 SH   SOLE   0 0 267,207
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,425 98,502 SH   DFND 1 0 0 98,502
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 112,132 3,888,067 SH   DFND 1 0 0 3,888,067
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 31,129 1,079,355 SH   SOLE   0 0 1,079,355
SPDR SER TR NYSE TECH ETF 78464A102 63 610 SH   SOLE   0 0 610
SPDR SER TR NYSE TECH ETF 78464A102 139 1,350 SH   DFND 1 0 0 1,350
SPDR SER TR S&P 600 SMCP GRW 78464A201 29,270 415,179 SH   DFND 1 0 0 415,179
SPDR SER TR S&P 600 SMCP GRW 78464A201 8,532 121,020 SH   SOLE   0 0 121,020
SPDR SER TR S&P 600 SMCP VAL 78464A300 3,915 54,067 SH   SOLE   0 0 54,067
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,981 27,360 SH   DFND 1 0 0 27,360
SPDR SER TR PORTFOLIO AGRGTE 78464A649 4,191 159,041 SH   DFND 1 0 0 159,041
SPDR SER TR PORTFOLIO AGRGTE 78464A649 469 17,806 SH   SOLE   0 0 17,806
SPDR SER TR S&P 400 MDCP GRW 78464A821 2,128 34,905 SH   SOLE   0 0 34,905
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,163 19,072 SH   DFND 1 0 0 19,072
SPDR SER TR S&P 400 MDCP VAL 78464A839 1,478 24,428 SH   DFND 1 0 0 24,428
SPDR SER TR S&P 400 MDCP VAL 78464A839 2,341 38,698 SH   SOLE   0 0 38,698
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 709 16,802 SH   SOLE   0 0 16,802
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 6,294 149,209 SH   DFND 1 0 0 149,209
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 203 4,535 SH   DFND 1 0 0 4,535
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 57 1,266 SH   SOLE   0 0 1,266
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 412 9,114 SH   SOLE   0 0 9,114
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 847 18,724 SH   DFND 1 0 0 18,724
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 51,481 401,445 SH   DFND 1 0 0 401,445
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 17,305 134,945 SH   SOLE   0 0 134,945
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 16,105 223,128 SH   SOLE   0 0 223,128
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 48,261 668,622 SH   DFND 1 0 0 668,622
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 669 21,266 SH   DFND 1 0 0 21,266
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 269 8,547 SH   SOLE   0 0 8,547
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 16,101 184,352 SH   SOLE   0 0 184,352
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 48,260 552,555 SH   DFND 1 0 0 552,555
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 146 1,150 SH   DFND 1 0 0 1,150
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 88 696 SH   SOLE   0 0 696
BLOCK INC CL A 852234103 2,531 41,188 SH   SOLE   0 0 41,188
BLOCK INC CL A 852234103 6,625 107,788 SH   DFND 1 0 0 107,788
SYSCO CORP COM 871829107 1,500 17,705 SH   DFND 1 0 0 17,705
SYSCO CORP COM 871829107 576 6,805 SH   SOLE   0 0 6,805
TESLA INC COM 88160R101 547 812 SH   SOLE   0 0 812
TESLA INC COM 88160R101 616 915 SH   DFND 1 0 0 915
THERMO FISHER SCIENTIFIC INC COM 883556102 29,999 55,218 SH   DFND 1 0 0 55,218
THERMO FISHER SCIENTIFIC INC COM 883556102 10,019 18,442 SH   SOLE   0 0 18,442
TRUIST FINL CORP COM 89832Q109 345 7,272 SH   DFND 1 0 0 7,272
US BANCORP DEL COM NEW 902973304 6,826 148,330 SH   DFND 1 0 0 148,330
US BANCORP DEL COM NEW 902973304 2,673 58,075 SH   SOLE   0 0 58,075
UNITEDHEALTH GROUP INC COM 91324P102 198 386 SH   SOLE   0 0 386
UNITEDHEALTH GROUP INC COM 91324P102 568 1,106 SH   DFND 1 0 0 1,106
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,082 7,540 SH   DFND 1 0 0 7,540
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 161 1,120 SH   SOLE   0 0 1,120
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 5,747 140,866 SH   SOLE   0 0 140,866
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 7,568 185,498 SH   DFND 1 0 0 185,498
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,858 37,935 SH   DFND 1 0 0 37,935
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 650 6,387 SH   SOLE   0 0 6,387
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 3,189 54,208 SH   SOLE   0 0 54,208
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 11,191 190,256 SH   DFND 1 0 0 190,256
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 351 7,032 SH   DFND 1 0 0 7,032
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,075 73,831 SH   DFND 1 0 0 73,831
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,100 98,429 SH   SOLE   0 0 98,429
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 9 116 SH   SOLE   0 0 116
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 277 3,593 SH   DFND 1 0 0 3,593
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,344 5,707 SH   DFND 1 0 0 5,707
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,154 3,534 SH   DFND 1 0 0 3,534
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 568 4,385 SH   DFND 1 0 0 4,385
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 612 4,722 SH   SOLE   0 0 4,722
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 573 3,265 SH   SOLE   0 0 3,265
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 678 3,863 SH   DFND 1 0 0 3,863
VANGUARD INDEX FDS SML CP GRW ETF 922908595 427 2,166 SH   DFND 1 0 0 2,166
VANGUARD INDEX FDS SML CP GRW ETF 922908595 477 2,423 SH   SOLE   0 0 2,423
VANGUARD INDEX FDS GROWTH ETF 922908736 29,751 133,478 SH   SOLE   0 0 133,478
VANGUARD INDEX FDS GROWTH ETF 922908736 96,410 432,544 SH   DFND 1 0 0 432,544
VANGUARD INDEX FDS VALUE ETF 922908744 10,696 81,106 SH   DFND 1 0 0 81,106
VANGUARD INDEX FDS VALUE ETF 922908744 19,944 151,231 SH   SOLE   0 0 151,231
VANGUARD INDEX FDS SMALL CP ETF 922908751 72 408 SH   SOLE   0 0 408
VANGUARD INDEX FDS SMALL CP ETF 922908751 479 2,720 SH   DFND 1 0 0 2,720
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,209 11,714 SH   DFND 1 0 0 11,714
VANGUARD INDEX FDS TOTAL STK MKT 922908769 63 332 SH   SOLE   0 0 332
VERIZON COMMUNICATIONS INC COM 92343V104 94 1,846 SH   SOLE   0 0 1,846
VERIZON COMMUNICATIONS INC COM 92343V104 365 7,199 SH   DFND 1 0 0 7,199
VISA INC COM CL A 92826C839 324 1,647 SH   DFND 1 0 0 1,647
VISA INC COM CL A 92826C839 40 204 SH   SOLE   0 0 204
WALMART INC COM 931142103 169 1,387 SH   SOLE   0 0 1,387
WALMART INC COM 931142103 363 2,988 SH   DFND 1 0 0 2,988
WASTE CONNECTIONS INC COM 94106B101 1,615 13,026 SH   DFND 1 0 0 13,026
WASTE CONNECTIONS INC COM 94106B101 614 4,952 SH   SOLE   0 0 4,952
WISDOMTREE TR EMER MKT HIGH FD 97717W315 472 12,757 SH   SOLE   0 0 12,757
WISDOMTREE TR EMER MKT HIGH FD 97717W315 2,174 58,706 SH   DFND 1 0 0 58,706
WISDOMTREE TR US MIDCAP DIVID 97717W505 4,620 118,531 SH   DFND 1 0 0 118,531
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,244 31,903 SH   SOLE   0 0 31,903
WISDOMTREE TR US SMALLCAP DIVD 97717W604 919 32,563 SH   SOLE   0 0 32,563
WISDOMTREE TR US SMALLCAP DIVD 97717W604 3,194 113,190 SH   DFND 1 0 0 113,190
WISDOMTREE TR INTL EQUITY FD 97717W703 502 11,056 SH   DFND 1 0 0 11,056
WISDOMTREE TR INTL EQUITY FD 97717W703 300 6,592 SH   SOLE   0 0 6,592
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 12,645 251,249 SH   SOLE   0 0 251,249
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 44,402 882,217 SH   DFND 1 0 0 882,217
ZOETIS INC CL A 98978V103 208 1,210 SH   DFND 1 0 0 1,210
AMDOCS LTD SHS G02602103 1,656 19,878 SH   DFND 1 0 0 19,878
AMDOCS LTD SHS G02602103 656 7,873 SH   SOLE   0 0 7,873
EVEREST RE GROUP LTD COM G3223R108 635 2,266 SH   SOLE   0 0 2,266
EVEREST RE GROUP LTD COM G3223R108 1,630 5,816 SH   DFND 1 0 0 5,816