The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 322 13,097 SH   DFND 1 0 0 13,097
AT&T INC COM 00206R102 60 2,446 SH   SOLE   0 0 2,446
ARK ETF TR INNOVATION ETF 00214Q104 47 497 SH   SOLE   0 0 497
ARK ETF TR INNOVATION ETF 00214Q104 400 4,232 SH   DFND 1 0 0 4,232
ABBOTT LABS COM 002824100 305 2,170 SH   DFND 1 0 0 2,170
ABBOTT LABS COM 002824100 23 162 SH   SOLE   0 0 162
ABBVIE INC COM 00287Y109 91 672 SH   SOLE   0 0 672
ABBVIE INC COM 00287Y109 210 1,550 SH   DFND 1 0 0 1,550
ACTIVISION BLIZZARD INC COM 00507V109 242 3,638 SH   DFND 1 0 0 3,638
ACTIVISION BLIZZARD INC COM 00507V109 70 1,055 SH   SOLE   0 0 1,055
ADOBE SYSTEMS INCORPORATED COM 00724F101 15 26 SH   SOLE   0 0 26
ADOBE SYSTEMS INCORPORATED COM 00724F101 562 991 SH   DFND 1 0 0 991
ALPHABET INC CAP STK CL A 02079K305 25,207 8,701 SH   DFND 1 0 0 8,701
ALPHABET INC CAP STK CL A 02079K305 9,065 3,129 SH   SOLE   0 0 3,129
AMAZON COM INC COM 023135106 10,011 3,003 SH   SOLE   0 0 3,003
AMAZON COM INC COM 023135106 28,235 8,468 SH   DFND 1 0 0 8,468
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 2,793 44,065 SH   DFND 1 0 0 44,065
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,840 29,029 SH   SOLE   0 0 29,029
AMERICAN EXPRESS CO COM 025816109 18 108 SH   SOLE   0 0 108
AMERICAN EXPRESS CO COM 025816109 188 1,148 SH   DFND 1 0 0 1,148
AMGEN INC COM 031162100 2 7 SH   DFND 1 0 0 7
AMGEN INC COM 031162100 596 2,648 SH   SOLE   0 0 2,648
ANTHEM INC COM 036752103 5 11 SH   SOLE   0 0 11
ANTHEM INC COM 036752103 791 1,705 SH   DFND 1 0 0 1,705
APPLE INC COM 037833100 39,654 223,315 SH   DFND 1 0 0 223,315
APPLE INC COM 037833100 14,684 82,692 SH   SOLE   0 0 82,692
APPLE HOSPITALITY REIT INC COM NEW 03784Y200 363 22,481 SH   DFND 1 0 0 22,481
APPLIED MATLS INC COM 038222105 33,202 210,996 SH   DFND 1 0 0 210,996
APPLIED MATLS INC COM 038222105 11,336 72,039 SH   SOLE   0 0 72,039
ATHERSYS INC NEW COM 04744L106 9 10,416 SH   DFND 1 0 0 10,416
AUTOMATIC DATA PROCESSING IN COM 053015103 54 218 SH   DFND 1 0 0 218
AUTOMATIC DATA PROCESSING IN COM 053015103 217 881 SH   SOLE   0 0 881
AVID BIOSERVICES INC COM 05368M106 372 12,744 SH   SOLE   0 0 12,744
BK OF AMERICA CORP COM 060505104 253 5,676 SH   SOLE   0 0 5,676
BK OF AMERICA CORP COM 060505104 244 5,485 SH   DFND 1 0 0 5,485
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 593 1,982 SH   DFND 1 0 0 1,982
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 72 240 SH   SOLE   0 0 240
BOEING CO COM 097023105 158 786 SH   SOLE   0 0 786
BOEING CO COM 097023105 157 778 SH   DFND 1 0 0 778
BRISTOL-MYERS SQUIBB CO COM 110122108 7,326 117,495 SH   DFND 1 0 0 117,495
BRISTOL-MYERS SQUIBB CO COM 110122108 2,815 45,151 SH   SOLE   0 0 45,151
BROADCOM INC COM 11135F101 11,741 17,644 SH   SOLE   0 0 17,644
BROADCOM INC COM 11135F101 34,165 51,344 SH   DFND 1 0 0 51,344
CDW CORP COM 12514G108 1,861 9,090 SH   DFND 1 0 0 9,090
CDW CORP COM 12514G108 743 3,629 SH   SOLE   0 0 3,629
CHARLES RIV LABS INTL INC COM 159864107 607 1,612 SH   SOLE   0 0 1,612
CHARLES RIV LABS INTL INC COM 159864107 1,602 4,253 SH   DFND 1 0 0 4,253
CHEVRON CORP NEW COM 166764100 32,935 280,657 SH   DFND 1 0 0 280,657
CHEVRON CORP NEW COM 166764100 11,303 96,322 SH   SOLE   0 0 96,322
CITIZENS FINL GROUP INC COM 174610105 657 13,906 SH   SOLE   0 0 13,906
CITIZENS FINL GROUP INC COM 174610105 1,690 35,767 SH   DFND 1 0 0 35,767
COCA COLA CO COM 191216100 100 1,689 SH   DFND 1 0 0 1,689
COCA COLA CO COM 191216100 124 2,097 SH   SOLE   0 0 2,097
COMCAST CORP NEW CL A 20030N101 38 756 SH   SOLE   0 0 756
COMCAST CORP NEW CL A 20030N101 206 4,089 SH   DFND 1 0 0 4,089
COSTCO WHSL CORP NEW COM 22160K105 152 269 SH   DFND 1 0 0 269
COSTCO WHSL CORP NEW COM 22160K105 51 90 SH   SOLE   0 0 90
DISNEY WALT CO COM 254687106 9,764 63,041 SH   SOLE   0 0 63,041
DISNEY WALT CO COM 254687106 28,929 186,774 SH   DFND 1 0 0 186,774
DOLLAR TREE INC COM 256746108 1,853 13,187 SH   DFND 1 0 0 13,187
DOLLAR TREE INC COM 256746108 742 5,279 SH   SOLE   0 0 5,279
DOMINION ENERGY INC COM 25746U109 306 3,894 SH   DFND 1 0 0 3,894
EAST WEST BANCORP INC COM 27579R104 590 7,499 SH   SOLE   0 0 7,499
EPAM SYS INC COM 29414B104 717 1,073 SH   SOLE   0 0 1,073
EPAM SYS INC COM 29414B104 1,841 2,754 SH   DFND 1 0 0 2,754
EXXON MOBIL CORP COM 30231G102 845 13,812 SH   DFND 1 0 0 13,812
EXXON MOBIL CORP COM 30231G102 131 2,146 SH   SOLE   0 0 2,146
META PLATFORMS INC CL A 30303M102 117 349 SH   SOLE   0 0 349
META PLATFORMS INC CL A 30303M102 593 1,762 SH   DFND 1 0 0 1,762
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 5,197 91,201 SH   DFND 1 0 0 91,201
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 257 4,514 SH   SOLE   0 0 4,514
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722 533 14,047 SH   DFND 1 0 0 14,047
FORD MTR CO DEL COM 345370860 1,247 60,036 SH   DFND 1 0 0 60,036
FORD MTR CO DEL COM 345370860 17 800 SH   SOLE   0 0 800
FORTUNE BRANDS HOME & SEC IN COM 34964C106 683 6,389 SH   SOLE   0 0 6,389
FORTUNE BRANDS HOME & SEC IN COM 34964C106 1,776 16,611 SH   DFND 1 0 0 16,611
FREEPORT-MCMORAN INC CL B 35671D857 7,897 189,252 SH   DFND 1 0 0 189,252
FREEPORT-MCMORAN INC CL B 35671D857 3,018 72,331 SH   SOLE   0 0 72,331
GALLAGHER ARTHUR J & CO COM 363576109 1,174 6,921 SH   SOLE   0 0 6,921
GALLAGHER ARTHUR J & CO COM 363576109 6 35 SH   DFND 1 0 0 35
GENTEX CORP COM 371901109 1,734 49,743 SH   DFND 1 0 0 49,743
GENTEX CORP COM 371901109 653 18,724 SH   SOLE   0 0 18,724
GOLDMAN SACHS GROUP INC COM 38141G104 220 574 SH   SOLE   0 0 574
GOLDMAN SACHS GROUP INC COM 38141G104 49 128 SH   DFND 1 0 0 128
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 262,043 2,754,287 SH   DFND 1 0 0 2,754,287
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 84,751 890,807 SH   SOLE   0 0 890,807
HOME DEPOT INC COM 437076102 90 216 SH   SOLE   0 0 216
HOME DEPOT INC COM 437076102 577 1,390 SH   DFND 1 0 0 1,390
HONEYWELL INTL INC COM 438516106 29,784 142,842 SH   DFND 1 0 0 142,842
HONEYWELL INTL INC COM 438516106 10,113 48,503 SH   SOLE   0 0 48,503
HUBSPOT INC COM 443573100 569 863 SH   SOLE   0 0 863
HUBSPOT INC COM 443573100 1,527 2,316 SH   DFND 1 0 0 2,316
INTERCONTINENTAL EXCHANGE IN COM 45866F104 384 2,807 SH   DFND 1 0 0 2,807
INTERCONTINENTAL EXCHANGE IN COM 45866F104 95 695 SH   SOLE   0 0 695
INTERNATIONAL BUSINESS MACHS COM 459200101 261 1,953 SH   DFND 1 0 0 1,953
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 413 8,208 SH   SOLE   0 0 8,208
INVESCO QQQ TR UNIT SER 1 46090E103 566 1,423 SH   SOLE   0 0 1,423
INVESCO QQQ TR UNIT SER 1 46090E103 1,414 3,553 SH   DFND 1 0 0 3,553
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 811 3,847 SH   DFND 1 0 0 3,847
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 531 2,521 SH   SOLE   0 0 2,521
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 990 30,047 SH   SOLE   0 0 30,047
ISHARES GOLD TR ISHARES NEW 464285204 291 8,363 SH   SOLE   0 0 8,363
ISHARES GOLD TR ISHARES NEW 464285204 95 2,715 SH   DFND 1 0 0 2,715
ISHARES INC EM MKTS DIV ETF 464286319 10,233 265,781 SH   DFND 1 0 0 265,781
ISHARES INC EM MKTS DIV ETF 464286319 3,261 84,694 SH   SOLE   0 0 84,694
ISHARES TR TIPS BD ETF 464287176 10 78 SH   SOLE   0 0 78
ISHARES TR TIPS BD ETF 464287176 2,279 17,640 SH   DFND 1 0 0 17,640
ISHARES TR CORE S&P500 ETF 464287200 141 296 SH   DFND 1 0 0 296
ISHARES TR CORE S&P500 ETF 464287200 108 227 SH   SOLE   0 0 227
ISHARES TR CORE US AGGBD ET 464287226 2,602 22,812 SH   SOLE   0 0 22,812
ISHARES TR CORE US AGGBD ET 464287226 2,380 20,862 SH   DFND 1 0 0 20,862
ISHARES TR S&P 500 GRWT ETF 464287309 3,045 36,388 SH   DFND 1 0 0 36,388
ISHARES TR S&P 500 GRWT ETF 464287309 2,489 29,746 SH   SOLE   0 0 29,746
ISHARES TR 1 3 YR TREAS BD 464287457 249 2,915 SH   SOLE   0 0 2,915
ISHARES TR EXPND TEC SC ETF 464287549 18,547 42,247 SH   SOLE   0 0 42,247
ISHARES TR EXPND TEC SC ETF 464287549 53,951 122,890 SH   DFND 1 0 0 122,890
ISHARES TR S&P MC 400GR ETF 464287606 875 10,257 SH   DFND 1 0 0 10,257
ISHARES TR S&P MC 400GR ETF 464287606 2,377 27,882 SH   SOLE   0 0 27,882
ISHARES TR S&P MC 400VL ETF 464287705 2,357 21,297 SH   SOLE   0 0 21,297
ISHARES TR S&P MC 400VL ETF 464287705 880 7,949 SH   DFND 1 0 0 7,949
ISHARES TR U.S. FINLS ETF 464287788 1 12 SH   DFND 1 0 0 12
ISHARES TR U.S. FINLS ETF 464287788 781 9,010 SH   SOLE   0 0 9,010
ISHARES TR CORE S&P SCP ETF 464287804 494 4,317 SH   SOLE   0 0 4,317
ISHARES TR CORE S&P SCP ETF 464287804 3,815 33,319 SH   DFND 1 0 0 33,319
ISHARES TR SP SMCP600VL ETF 464287879 502 4,802 SH   DFND 1 0 0 4,802
ISHARES TR SP SMCP600VL ETF 464287879 805 7,705 SH   SOLE   0 0 7,705
ISHARES TR S&P SML 600 GWT 464287887 900 6,484 SH   SOLE   0 0 6,484
ISHARES TR S&P SML 600 GWT 464287887 558 4,022 SH   DFND 1 0 0 4,022
ISHARES TR GL CLEAN ENE ETF 464288224 1,222 57,732 SH   DFND 1 0 0 57,732
ISHARES TR GL CLEAN ENE ETF 464288224 46 2,180 SH   SOLE   0 0 2,180
ISHARES TR NATIONAL MUN ETF 464288414 189 1,623 SH   SOLE   0 0 1,623
ISHARES TR NATIONAL MUN ETF 464288414 607 5,217 SH   DFND 1 0 0 5,217
ISHARES TR INTL SEL DIV ETF 464288448 11,466 367,735 SH   DFND 1 0 0 367,735
ISHARES TR INTL SEL DIV ETF 464288448 3,629 116,403 SH   SOLE   0 0 116,403
ISHARES TR US AER DEF ETF 464288760 390 3,797 SH   DFND 1 0 0 3,797
ISHARES TR U.S. MED DVC ETF 464288810 841 12,772 SH   DFND 1 0 0 12,772
ISHARES TR MSCI USA MIN VOL 46429B697 165 2,044 SH   DFND 1 0 0 2,044
ISHARES TR MSCI USA MIN VOL 46429B697 110 1,359 SH   SOLE   0 0 1,359
ISHARES TR MSCI USA VALUE 46432F388 23,182 211,770 SH   SOLE   0 0 211,770
ISHARES TR MSCI USA VALUE 46432F388 118,375 1,081,345 SH   DFND 1 0 0 1,081,345
ISHARES TR MSCI USA MMENTM 46432F396 113,154 622,338 SH   DFND 1 0 0 622,338
ISHARES TR MSCI USA MMENTM 46432F396 22,262 122,438 SH   SOLE   0 0 122,438
ISHARES TR CORE MSCI EAFE 46432F842 7 93 SH   SOLE   0 0 93
ISHARES TR CORE MSCI EAFE 46432F842 281 3,768 SH   DFND 1 0 0 3,768
ISHARES INC ESG AWR MSCI EM 46434G863 140 3,522 SH   DFND 1 0 0 3,522
ISHARES INC ESG AWR MSCI EM 46434G863 78 1,964 SH   SOLE   0 0 1,964
ISHARES TR MSCI USA SML CP 46434V290 525 9,166 SH   SOLE   0 0 9,166
ISHARES TR MSCI USA SML CP 46434V290 876 15,299 SH   DFND 1 0 0 15,299
ISHARES TR CORE MSCI INTL 46435G326 399 5,910 SH   DFND 1 0 0 5,910
ISHARES TR CORE MSCI INTL 46435G326 227 3,367 SH   SOLE   0 0 3,367
ISHARES TR ESG AWR MSCI USA 46435G425 311 2,884 SH   SOLE   0 0 2,884
ISHARES TR ESG AWR MSCI USA 46435G425 487 4,517 SH   DFND 1 0 0 4,517
ISHARES TR ESG AW MSCI EAFE 46435G516 205 2,582 SH   DFND 1 0 0 2,582
ISHARES TR ESG AW MSCI EAFE 46435G516 119 1,499 SH   SOLE   0 0 1,499
ISHARES TR ESG AWARE MSCI 46435U663 81 2,014 SH   SOLE   0 0 2,014
ISHARES TR ESG AWARE MSCI 46435U663 124 3,080 SH   DFND 1 0 0 3,080
JPMORGAN CHASE & CO COM 46625H100 29,937 189,053 SH   DFND 1 0 0 189,053
JPMORGAN CHASE & CO COM 46625H100 10,057 63,512 SH   SOLE   0 0 63,512
JACOBS ENGR GROUP INC COM 469814107 661 4,751 SH   SOLE   0 0 4,751
JACOBS ENGR GROUP INC COM 469814107 1,706 12,250 SH   DFND 1 0 0 12,250
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 815 14,669 SH   DFND 1 0 0 14,669
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 607 10,913 SH   SOLE   0 0 10,913
JOHNSON & JOHNSON COM 478160104 122 713 SH   SOLE   0 0 713
JOHNSON & JOHNSON COM 478160104 544 3,178 SH   DFND 1 0 0 3,178
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,777 5,655 SH   DFND 1 0 0 5,655
LABORATORY CORP AMER HLDGS COM NEW 50540R409 703 2,236 SH   SOLE   0 0 2,236
LOWES COS INC COM 548661107 11,675 45,168 SH   SOLE   0 0 45,168
LOWES COS INC COM 548661107 34,085 131,867 SH   DFND 1 0 0 131,867
MKS INSTRS INC COM 55306N104 1,804 10,356 SH   DFND 1 0 0 10,356
MKS INSTRS INC COM 55306N104 703 4,037 SH   SOLE   0 0 4,037
MASTERCARD INCORPORATED CL A 57636Q104 10,526 29,294 SH   SOLE   0 0 29,294
MASTERCARD INCORPORATED CL A 57636Q104 31,094 86,536 SH   DFND 1 0 0 86,536
MCDONALDS CORP COM 580135101 178 663 SH   DFND 1 0 0 663
MCDONALDS CORP COM 580135101 46 172 SH   SOLE   0 0 172
MCKESSON CORP COM 58155Q103 11,890 47,835 SH   SOLE   0 0 47,835
MCKESSON CORP COM 58155Q103 34,573 139,088 SH   DFND 1 0 0 139,088
MICROSOFT CORP COM 594918104 11,745 34,921 SH   DFND 1 0 0 34,921
MICROSOFT CORP COM 594918104 4,612 13,712 SH   SOLE   0 0 13,712
NEWS CORP NEW CL A 65249B109 603 27,034 SH   SOLE   0 0 27,034
NEWS CORP NEW CL A 65249B109 1,570 70,352 SH   DFND 1 0 0 70,352
NEXTERA ENERGY INC COM 65339F101 8,327 89,198 SH   DFND 1 0 0 89,198
NEXTERA ENERGY INC COM 65339F101 3,098 33,185 SH   SOLE   0 0 33,185
NORFOLK SOUTHN CORP COM 655844108 527 1,771 SH   DFND 1 0 0 1,771
NVIDIA CORPORATION COM 67066G104 1,283 4,363 SH   DFND 1 0 0 4,363
NVIDIA CORPORATION COM 67066G104 111 376 SH   SOLE   0 0 376
OREILLY AUTOMOTIVE INC COM 67103H107 208 295 SH   DFND 1 0 0 295
PEPSICO INC COM 713448108 297 1,711 SH   DFND 1 0 0 1,711
PEPSICO INC COM 713448108 54 309 SH   SOLE   0 0 309
PERKINELMER INC COM 714046109 779 3,876 SH   DFND 1 0 0 3,876
PFIZER INC COM 717081103 445 7,536 SH   DFND 1 0 0 7,536
PFIZER INC COM 717081103 57 965 SH   SOLE   0 0 965
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 323 3,209 SH   SOLE   0 0 3,209
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 0 1 SH   DFND 1 0 0 1
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 114 1,123 SH   DFND 1 0 0 1,123
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 225 2,214 SH   SOLE   0 0 2,214
PIMCO ETF TR INTER MUN BD ACT 72201R866 236 4,192 SH   DFND 1 0 0 4,192
PROCTER AND GAMBLE CO COM 742718109 238 1,455 SH   DFND 1 0 0 1,455
PROCTER AND GAMBLE CO COM 742718109 214 1,311 SH   SOLE   0 0 1,311
PROLOGIS INC. COM 74340W103 3,255 19,332 SH   SOLE   0 0 19,332
PROLOGIS INC. COM 74340W103 8,443 50,150 SH   DFND 1 0 0 50,150
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,418 7,196 SH   DFND 1 0 0 7,196
SPDR S&P 500 ETF TR TR UNIT 78462F103 575 1,211 SH   SOLE   0 0 1,211
SPDR GOLD TR GOLD SHS 78463V107 304 1,780 SH   SOLE   0 0 1,780
SPDR GOLD TR GOLD SHS 78463V107 238 1,391 SH   DFND 1 0 0 1,391
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4,531 109,208 SH   DFND 1 0 0 109,208
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 9,780 235,714 SH   SOLE   0 0 235,714
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 34,408 943,213 SH   SOLE   0 0 943,213
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 123,943 3,397,547 SH   DFND 1 0 0 3,397,547
SPDR SER TR S&P 600 SMCP GRW 78464A201 37,929 408,632 SH   DFND 1 0 0 408,632
SPDR SER TR S&P 600 SMCP GRW 78464A201 10,897 117,399 SH   SOLE   0 0 117,399
SPDR SER TR ICE PFD SEC ETF 78464A292 407 9,489 SH   SOLE   0 0 9,489
SPDR SER TR ICE PFD SEC ETF 78464A292 2,740 63,866 SH   DFND 1 0 0 63,866
SPDR SER TR S&P 600 SMCP VAL 78464A300 2,685 31,695 SH   DFND 1 0 0 31,695
SPDR SER TR S&P 600 SMCP VAL 78464A300 4,403 51,971 SH   SOLE   0 0 51,971
SPDR SER TR PORTFOLIO AGRGTE 78464A649 528 17,815 SH   SOLE   0 0 17,815
SPDR SER TR PORTFOLIO AGRGTE 78464A649 4,004 135,179 SH   DFND 1 0 0 135,179
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,669 20,474 SH   DFND 1 0 0 20,474
SPDR SER TR S&P 400 MDCP GRW 78464A821 2,576 31,601 SH   SOLE   0 0 31,601
SPDR SER TR S&P 400 MDCP VAL 78464A839 2,623 36,892 SH   SOLE   0 0 36,892
SPDR SER TR S&P 400 MDCP VAL 78464A839 1,962 27,592 SH   DFND 1 0 0 27,592
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 7,193 151,939 SH   DFND 1 0 0 151,939
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 955 20,166 SH   SOLE   0 0 20,166
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 205 563 SH   SOLE   0 0 563
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 18 50 SH   DFND 1 0 0 50
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 314 2,763 SH   DFND 1 0 0 2,763
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 82 718 SH   SOLE   0 0 718
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 531 9,553 SH   SOLE   0 0 9,553
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 951 17,102 SH   DFND 1 0 0 17,102
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 57,908 411,014 SH   DFND 1 0 0 411,014
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 19,815 140,645 SH   SOLE   0 0 140,645
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 18,989 486,267 SH   SOLE   0 0 486,267
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 55,188 1,413,268 SH   DFND 1 0 0 1,413,268
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 56,147 530,637 SH   DFND 1 0 0 530,637
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 19,057 180,102 SH   SOLE   0 0 180,102
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 236 1,359 SH   SOLE   0 0 1,359
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 202 1,162 SH   DFND 1 0 0 1,162
SHOPIFY INC CL A 82509L107 262 190 SH   DFND 1 0 0 190
SHOPIFY INC CL A 82509L107 48 35 SH   SOLE   0 0 35
BLOCK INC CL A 852234103 8,527 52,795 SH   SOLE   0 0 52,795
BLOCK INC CL A 852234103 25,469 157,694 SH   DFND 1 0 0 157,694
TESLA INC COM 88160R101 879 832 SH   DFND 1 0 0 832
TESLA INC COM 88160R101 748 708 SH   SOLE   0 0 708
THERMO FISHER SCIENTIFIC INC COM 883556102 11,710 17,550 SH   SOLE   0 0 17,550
THERMO FISHER SCIENTIFIC INC COM 883556102 34,458 51,642 SH   DFND 1 0 0 51,642
TOWNEBANK PORTSMOUTH VA COM 89214P109 256 8,097 SH   DFND 1 0 0 8,097
TRUIST FINL CORP COM 89832Q109 426 7,272 SH   DFND 1 0 0 7,272
US BANCORP DEL COM NEW 902973304 28,381 505,278 SH   DFND 1 0 0 505,278
US BANCORP DEL COM NEW 902973304 9,672 172,188 SH   SOLE   0 0 172,188
UNITEDHEALTH GROUP INC COM 91324P102 212 421 SH   SOLE   0 0 421
UNITEDHEALTH GROUP INC COM 91324P102 585 1,166 SH   DFND 1 0 0 1,166
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 846 4,928 SH   DFND 1 0 0 4,928
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 195 1,133 SH   SOLE   0 0 1,133
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,363 5,227 SH   DFND 1 0 0 5,227
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 399 4,942 SH   SOLE   0 0 4,942
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 454 5,361 SH   SOLE   0 0 5,361
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,662 130,465 SH   SOLE   0 0 130,465
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 9,124 178,698 SH   DFND 1 0 0 178,698
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,580 40,848 SH   DFND 1 0 0 40,848
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 784 6,994 SH   SOLE   0 0 6,994
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 431 7,032 SH   DFND 1 0 0 7,032
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,175 84,416 SH   DFND 1 0 0 84,416
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,959 100,270 SH   SOLE   0 0 100,270
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 22 81 SH   SOLE   0 0 81
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,513 5,678 SH   DFND 1 0 0 5,678
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,643 3,587 SH   DFND 1 0 0 3,587
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 756 5,029 SH   DFND 1 0 0 5,029
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 779 5,183 SH   SOLE   0 0 5,183
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 833 3,273 SH   SOLE   0 0 3,273
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,086 4,265 SH   DFND 1 0 0 4,265
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 214 1,847 SH   DFND 1 0 0 1,847
VANGUARD INDEX FDS SML CP GRW ETF 922908595 621 2,205 SH   DFND 1 0 0 2,205
VANGUARD INDEX FDS SML CP GRW ETF 922908595 659 2,338 SH   SOLE   0 0 2,338
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 445 2,432 SH   DFND 1 0 0 2,432
VANGUARD INDEX FDS GROWTH ETF 922908736 10,267 31,995 SH   DFND 1 0 0 31,995
VANGUARD INDEX FDS GROWTH ETF 922908736 16,489 51,384 SH   SOLE   0 0 51,384
VANGUARD INDEX FDS VALUE ETF 922908744 18,918 128,600 SH   SOLE   0 0 128,600
VANGUARD INDEX FDS VALUE ETF 922908744 13,333 90,632 SH   DFND 1 0 0 90,632
VANGUARD INDEX FDS SMALL CP ETF 922908751 646 2,860 SH   DFND 1 0 0 2,860
VANGUARD INDEX FDS SMALL CP ETF 922908751 114 504 SH   SOLE   0 0 504
VANGUARD INDEX FDS TOTAL STK MKT 922908769 80 332 SH   SOLE   0 0 332
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,792 11,565 SH   DFND 1 0 0 11,565
VERIZON COMMUNICATIONS INC COM 92343V104 352 6,778 SH   DFND 1 0 0 6,778
VERIZON COMMUNICATIONS INC COM 92343V104 86 1,661 SH   SOLE   0 0 1,661
VISA INC COM CL A 92826C839 63 291 SH   SOLE   0 0 291
VISA INC COM CL A 92826C839 460 2,123 SH   DFND 1 0 0 2,123
WALMART INC COM 931142103 30,941 213,844 SH   DFND 1 0 0 213,844
WALMART INC COM 931142103 10,543 72,867 SH   SOLE   0 0 72,867
WASTE CONNECTIONS INC COM 94106B101 709 5,206 SH   SOLE   0 0 5,206
WASTE CONNECTIONS INC COM 94106B101 1,801 13,216 SH   DFND 1 0 0 13,216
WISDOMTREE TR US MIDCAP DIVID 97717W505 4,922 110,966 SH   DFND 1 0 0 110,966
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,522 34,308 SH   SOLE   0 0 34,308
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,117 34,002 SH   SOLE   0 0 34,002
WISDOMTREE TR US SMALLCAP DIVD 97717W604 3,575 108,790 SH   DFND 1 0 0 108,790
WISDOMTREE TR INTL EQUITY FD 97717W703 23,655 437,400 SH   DFND 1 0 0 437,400
WISDOMTREE TR INTL EQUITY FD 97717W703 21,565 398,755 SH   SOLE   0 0 398,755
ZOETIS INC CL A 98978V103 38 155 SH   SOLE   0 0 155
ZOETIS INC CL A 98978V103 295 1,210 SH   DFND 1 0 0 1,210
AMDOCS LTD SHS G02602103 1,566 20,924 SH   DFND 1 0 0 20,924
AMDOCS LTD SHS G02602103 607 8,112 SH   SOLE   0 0 8,112
TRANE TECHNOLOGIES PLC SHS G8994E103 3,038 15,037 SH   SOLE   0 0 15,037
TRANE TECHNOLOGIES PLC SHS G8994E103 7,915 39,179 SH   DFND 1 0 0 39,179