The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 350 12,264 SH   DFND 1 0 0 12,264
AT&T INC COM 00206R102 88 3,093 SH   SOLE   0 0 3,093
ABBOTT LABS COM 002824100 18 162 SH   SOLE   0 0 162
ABBOTT LABS COM 002824100 229 2,104 SH   DFND 1 0 0 2,104
ACTIVISION BLIZZARD INC COM 00507V109 21,049 260,029 SH   DFND 1 0 0 260,029
ACTIVISION BLIZZARD INC COM 00507V109 7,520 92,893 SH   SOLE   0 0 92,893
ADOBE SYSTEMS INCORPORATED COM 00724F101 450 917 SH   DFND 1 0 0 917
ALPHABET INC CAP STK CL A 02079K305 309 211 SH   DFND 1 0 0 211
ALPHABET INC CAP STK CL A 02079K305 186 127 SH   SOLE   0 0 127
AMAZON COM INC COM 023135106 8,061 2,560 SH   SOLE   0 0 2,560
AMAZON COM INC COM 023135106 22,054 7,004 SH   DFND 1 0 0 7,004
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 2,160 43,858 SH   DFND 1 0 0 43,858
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,425 28,921 SH   SOLE   0 0 28,921
AMGEN INC COM 031162100 1,091 4,293 SH   SOLE   0 0 4,293
AMGEN INC COM 031162100 2 7 SH   DFND 1 0 0 7
ANTHEM INC COM 036752103 458 1,704 SH   DFND 1 0 0 1,704
ANTHEM INC COM 036752103 7 25 SH   SOLE   0 0 25
APPLE INC COM 037833100 10,365 89,497 SH   SOLE   0 0 89,497
APPLE INC COM 037833100 26,456 228,443 SH   DFND 1 0 0 228,443
APPLE HOSPITALITY REIT INC COM NEW 03784Y200 216 22,481 SH   DFND 1 0 0 22,481
APPLIED MATLS INC COM 038222105 19,867 334,183 SH   DFND 1 0 0 334,183
APPLIED MATLS INC COM 038222105 7,171 120,615 SH   SOLE   0 0 120,615
AVID BIOSERVICES INC COM 05368M106 97 12,715 SH   SOLE   0 0 12,715
BAKER HUGHES COMPANY CL A 05722G100 373 28,032 SH   SOLE   0 0 28,032
BAKER HUGHES COMPANY CL A 05722G100 778 58,505 SH   DFND 1 0 0 58,505
BK OF AMERICA CORP COM 060505104 107 4,423 SH   DFND 1 0 0 4,423
BK OF AMERICA CORP COM 060505104 99 4,121 SH   SOLE   0 0 4,121
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 62 289 SH   SOLE   0 0 289
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 503 2,363 SH   DFND 1 0 0 2,363
BRISTOL-MYERS SQUIBB CO COM 110122108 3,750 62,194 SH   DFND 1 0 0 62,194
BRISTOL-MYERS SQUIBB CO COM 110122108 1,751 29,046 SH   SOLE   0 0 29,046
BROADCOM INC COM 11135F101 8,186 22,470 SH   SOLE   0 0 22,470
BROADCOM INC COM 11135F101 22,961 63,025 SH   DFND 1 0 0 63,025
CDW CORP COM 12514G108 976 8,167 SH   DFND 1 0 0 8,167
CDW CORP COM 12514G108 469 3,924 SH   SOLE   0 0 3,924
CIGNA CORP NEW COM 125523100 1,689 9,970 SH   SOLE   0 0 9,970
CIGNA CORP NEW COM 125523100 3,523 20,793 SH   DFND 1 0 0 20,793
CHARLES RIV LABS INTL INC COM 159864107 1,033 4,562 SH   DFND 1 0 0 4,562
CHARLES RIV LABS INTL INC COM 159864107 475 2,096 SH   SOLE   0 0 2,096
CHEVRON CORP NEW COM 166764100 6,218 86,361 SH   SOLE   0 0 86,361
CHEVRON CORP NEW COM 166764100 17,244 239,494 SH   DFND 1 0 0 239,494
COCA COLA CO COM 191216100 123 2,487 SH   DFND 1 0 0 2,487
COCA COLA CO COM 191216100 83 1,680 SH   SOLE   0 0 1,680
COMCAST CORP NEW CL A 20030N101 51 1,103 SH   SOLE   0 0 1,103
COMCAST CORP NEW CL A 20030N101 304 6,574 SH   DFND 1 0 0 6,574
COSTCO WHSL CORP NEW COM 22160K105 181 510 SH   DFND 1 0 0 510
COSTCO WHSL CORP NEW COM 22160K105 41 116 SH   SOLE   0 0 116
DISNEY WALT CO COM DISNEY 254687106 7,398 59,623 SH   SOLE   0 0 59,623
DISNEY WALT CO COM DISNEY 254687106 20,447 164,790 SH   DFND 1 0 0 164,790
DISCOVERY INC COM SER A 25470F104 882 40,527 SH   DFND 1 0 0 40,527
DISCOVERY INC COM SER A 25470F104 412 18,920 SH   SOLE   0 0 18,920
DOCUSIGN INC COM 256163106 455 2,112 SH   SOLE   0 0 2,112
DOCUSIGN INC COM 256163106 982 4,564 SH   DFND 1 0 0 4,564
EAST WEST BANCORP INC COM 27579R104 247 7,534 SH   SOLE   0 0 7,534
EPAM SYS INC COM 29414B104 470 1,454 SH   SOLE   0 0 1,454
EPAM SYS INC COM 29414B104 1,031 3,189 SH   DFND 1 0 0 3,189
EXXON MOBIL CORP COM 30231G102 302 8,808 SH   DFND 1 0 0 8,808
EXXON MOBIL CORP COM 30231G102 31 907 SH   SOLE   0 0 907
FACEBOOK INC CL A 30303M102 82 314 SH   SOLE   0 0 314
FACEBOOK INC CL A 30303M102 318 1,213 SH   DFND 1 0 0 1,213
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 1,499 78,213 SH   DFND 1 0 0 78,213
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 612 31,919 SH   SOLE   0 0 31,919
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 122 2,196 SH   SOLE   0 0 2,196
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 3,901 70,148 SH   DFND 1 0 0 70,148
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 22,008 1,135,583 SH   DFND 1 0 0 1,135,583
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 7,448 384,328 SH   SOLE   0 0 384,328
FISERV INC COM 337738108 7,166 69,542 SH   SOLE   0 0 69,542
FISERV INC COM 337738108 19,962 193,710 SH   DFND 1 0 0 193,710
FORD MTR CO DEL COM 345370860 246 36,943 SH   DFND 1 0 0 36,943
FORD MTR CO DEL COM 345370860 1 100 SH   SOLE   0 0 100
FORTUNE BRANDS HOME & SEC IN COM 34964C106 458 5,299 SH   SOLE   0 0 5,299
FORTUNE BRANDS HOME & SEC IN COM 34964C106 983 11,362 SH   DFND 1 0 0 11,362
FS KKR CAP CORP II COM 35952V303 641 43,586 SH   DFND 1 0 0 43,586
GALLAGHER ARTHUR J & CO COM 363576109 24 225 SH   DFND 1 0 0 225
GALLAGHER ARTHUR J & CO COM 363576109 187 1,775 SH   SOLE   0 0 1,775
GENERAL MOLY INC COM 370373102 11 98,000 SH   DFND 1 0 0 98,000
GENTEX CORP COM 371901109 911 35,386 SH   DFND 1 0 0 35,386
GENTEX CORP COM 371901109 415 16,128 SH   SOLE   0 0 16,128
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 56,377 828,469 SH   SOLE   0 0 828,469
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 168,070 2,469,802 SH   DFND 1 0 0 2,469,802
HILL ROM HLDGS INC COM 431475102 810 9,700 SH   DFND 1 0 0 9,700
HILL ROM HLDGS INC COM 431475102 389 4,663 SH   SOLE   0 0 4,663
HOME DEPOT INC COM 437076102 26 94 SH   SOLE   0 0 94
HOME DEPOT INC COM 437076102 512 1,842 SH   DFND 1 0 0 1,842
HONEYWELL INTL INC COM 438516106 20,904 126,992 SH   DFND 1 0 0 126,992
HONEYWELL INTL INC COM 438516106 7,506 45,596 SH   SOLE   0 0 45,596
INTEL CORP COM 458140100 116 2,240 SH   SOLE   0 0 2,240
INTEL CORP COM 458140100 149 2,873 SH   DFND 1 0 0 2,873
INTERCONTINENTAL EXCHANGE IN COM 45866F104 21,378 213,671 SH   DFND 1 0 0 213,671
INTERCONTINENTAL EXCHANGE IN COM 45866F104 7,712 77,084 SH   SOLE   0 0 77,084
INTERNATIONAL BUSINESS MACHS COM 459200101 21 175 SH   SOLE   0 0 175
INTERNATIONAL BUSINESS MACHS COM 459200101 347 2,852 SH   DFND 1 0 0 2,852
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 319 6,322 SH   SOLE   0 0 6,322
INVESCO QQQ TR UNIT SER 1 46090E103 432 1,555 SH   SOLE   0 0 1,555
INVESCO QQQ TR UNIT SER 1 46090E103 967 3,480 SH   DFND 1 0 0 3,480
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 1,642 11,596 SH   DFND 1 0 0 11,596
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 1,333 9,409 SH   SOLE   0 0 9,409
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 HY 46138J601 192 8,205 SH   SOLE   0 0 8,205
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 HY 46138J601 183 7,847 SH   DFND 1 0 0 7,847
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 24,160 1,133,204 SH   DFND 1 0 0 1,133,204
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 7,548 354,022 SH   SOLE   0 0 354,022
ISHARES GOLD TRUST ISHARES 464285105 279 15,513 SH   SOLE   0 0 15,513
ISHARES GOLD TRUST ISHARES 464285105 12 688 SH   DFND 1 0 0 688
ISHARES INC EM MKTS DIV ETF 464286319 6,809 226,150 SH   DFND 1 0 0 226,150
ISHARES INC EM MKTS DIV ETF 464286319 2,288 75,997 SH   SOLE   0 0 75,997
ISHARES TR CORE US AGGBD ET 464287226 15,922 134,862 SH   SOLE   0 0 134,862
ISHARES TR CORE US AGGBD ET 464287226 40,846 345,979 SH   DFND 1 0 0 345,979
ISHARES TR S&P 500 GRWT ETF 464287309 2,631 11,386 SH   DFND 1 0 0 11,386
ISHARES TR S&P 500 GRWT ETF 464287309 2,131 9,220 SH   SOLE   0 0 9,220
ISHARES TR 1 3 YR TREAS BD 464287457 276 3,185 SH   SOLE   0 0 3,185
ISHARES TR EXPND TEC SC ETF 464287549 13,632 44,107 SH   SOLE   0 0 44,107
ISHARES TR EXPND TEC SC ETF 464287549 37,445 121,157 SH   DFND 1 0 0 121,157
ISHARES TR S&P MC 400GR ETF 464287606 711 2,973 SH   DFND 1 0 0 2,973
ISHARES TR S&P MC 400GR ETF 464287606 1,350 5,642 SH   SOLE   0 0 5,642
ISHARES TR S&P MC 400VL ETF 464287705 1,279 9,483 SH   SOLE   0 0 9,483
ISHARES TR S&P MC 400VL ETF 464287705 710 5,265 SH   DFND 1 0 0 5,265
ISHARES TR CORE S&P SCP ETF 464287804 2,605 37,097 SH   DFND 1 0 0 37,097
ISHARES TR CORE S&P SCP ETF 464287804 278 3,951 SH   SOLE   0 0 3,951
ISHARES TR SP SMCP600VL ETF 464287879 627 5,120 SH   SOLE   0 0 5,120
ISHARES TR SP SMCP600VL ETF 464287879 420 3,434 SH   DFND 1 0 0 3,434
ISHARES TR S&P SML 600 GWT 464287887 466 2,641 SH   DFND 1 0 0 2,641
ISHARES TR S&P SML 600 GWT 464287887 714 4,049 SH   SOLE   0 0 4,049
ISHARES TR GL CLEAN ENE ETF 464288224 1,113 60,196 SH   DFND 1 0 0 60,196
ISHARES TR NATIONAL MUN ETF 464288414 4,783 41,257 SH   DFND 1 0 0 41,257
ISHARES TR NATIONAL MUN ETF 464288414 2,261 19,499 SH   SOLE   0 0 19,499
ISHARES TR INTL SEL DIV ETF 464288448 3,491 140,030 SH   SOLE   0 0 140,030
ISHARES TR INTL SEL DIV ETF 464288448 10,523 422,110 SH   DFND 1 0 0 422,110
ISHARES TR US AER DEF ETF 464288760 427 2,694 SH   DFND 1 0 0 2,694
ISHARES TR U.S. MED DVC ETF 464288810 764 2,550 SH   DFND 1 0 0 2,550
ISHARES TR MSCI USA MIN VOL 46429B697 36,091 566,310 SH   DFND 1 0 0 566,310
ISHARES TR MSCI USA MIN VOL 46429B697 13,039 204,596 SH   SOLE   0 0 204,596
ISHARES TR MSCI USA QLT FCT 46432F339 13,097 126,245 SH   SOLE   0 0 126,245
ISHARES TR MSCI USA QLT FCT 46432F339 36,353 350,421 SH   DFND 1 0 0 350,421
ISHARES TR MSCI USA VALUE 46432F388 67,676 917,274 SH   DFND 1 0 0 917,274
ISHARES TR MSCI USA VALUE 46432F388 13,077 177,237 SH   SOLE   0 0 177,237
ISHARES TR MSCI USA MMENTM 46432F396 13,658 92,660 SH   SOLE   0 0 92,660
ISHARES TR MSCI USA MMENTM 46432F396 70,674 479,473 SH   DFND 1 0 0 479,473
ISHARES TR CORE MSCI EAFE 46432F842 297 4,929 SH   DFND 1 0 0 4,929
ISHARES TR CORE MSCI EAFE 46432F842 20 338 SH   SOLE   0 0 338
ISHARES TR MSCI USA SML CP 46434V290 268 7,182 SH   SOLE   0 0 7,182
ISHARES TR MSCI USA SML CP 46434V290 510 13,697 SH   DFND 1 0 0 13,697
ISHARES TR CORE DIV GRWTH 46434V621 283 7,121 SH   DFND 1 0 0 7,121
ISHARES TR CORE DIV GRWTH 46434V621 76 1,919 SH   SOLE   0 0 1,919
ISHARES TR CORE MSCI INTL 46435G326 290 5,379 SH   SOLE   0 0 5,379
ISHARES TR CORE MSCI INTL 46435G326 449 8,327 SH   DFND 1 0 0 8,327
ISHARES TR ESG AWR MSCI USA 46435G425 174 2,281 SH   DFND 1 0 0 2,281
ISHARES TR ESG AWR MSCI USA 46435G425 266 3,487 SH   SOLE   0 0 3,487
ISHARES TR IBONDS DEC 25 46435U432 662 23,575 SH   SOLE   0 0 23,575
ISHARES TR IBONDS DEC 25 46435U432 3,461 123,161 SH   DFND 1 0 0 123,161
ISHARES TR IBONDS DEC 46435U697 2,426 89,531 SH   DFND 1 0 0 89,531
ISHARES TR IBONDS DEC 46435U697 628 23,177 SH   SOLE   0 0 23,177
JPMORGAN CHASE & CO COM 46625H100 1,801 18,711 SH   SOLE   0 0 18,711
JPMORGAN CHASE & CO COM 46625H100 4,158 43,191 SH   DFND 1 0 0 43,191
JACOBS ENGR GROUP INC COM 469814107 1,007 10,854 SH   DFND 1 0 0 10,854
JACOBS ENGR GROUP INC COM 469814107 467 5,038 SH   SOLE   0 0 5,038
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 439 11,666 SH   SOLE   0 0 11,666
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 660 17,533 SH   DFND 1 0 0 17,533
JOHNSON & JOHNSON COM 478160104 522 3,506 SH   DFND 1 0 0 3,506
JOHNSON & JOHNSON COM 478160104 43 291 SH   SOLE   0 0 291
KAYNE ANDERSON ENERGY INFRST COM 486606106 33 8,265 SH   SOLE   0 0 8,265
KAYNE ANDERSON ENERGY INFRST COM 486606106 19 4,791 SH   DFND 1 0 0 4,791
LOWES COS INC COM 548661107 22,901 138,076 SH   DFND 1 0 0 138,076
LOWES COS INC COM 548661107 8,172 49,272 SH   SOLE   0 0 49,272
MARKETAXESS HLDGS INC COM 57060D108 408 848 SH   SOLE   0 0 848
MARKETAXESS HLDGS INC COM 57060D108 836 1,736 SH   DFND 1 0 0 1,736
MASTERCARD INCORPORATED CL A 57636Q104 22,421 66,300 SH   DFND 1 0 0 66,300
MASTERCARD INCORPORATED CL A 57636Q104 7,912 23,395 SH   SOLE   0 0 23,395
MCDONALDS CORP COM 580135101 123 561 SH   SOLE   0 0 561
MCDONALDS CORP COM 580135101 230 1,046 SH   DFND 1 0 0 1,046
MCKESSON CORP COM 58155Q103 19,545 131,233 SH   DFND 1 0 0 131,233
MCKESSON CORP COM 58155Q103 7,012 47,085 SH   SOLE   0 0 47,085
MERCK & CO. INC COM 58933Y105 46 551 SH   SOLE   0 0 551
MERCK & CO. INC COM 58933Y105 167 2,016 SH   DFND 1 0 0 2,016
MICROSOFT CORP COM 594918104 6,593 31,346 SH   DFND 1 0 0 31,346
MICROSOFT CORP COM 594918104 2,624 12,478 SH   SOLE   0 0 12,478
NEXTERA ENERGY INC COM 65339F101 1,800 6,485 SH   SOLE   0 0 6,485
NEXTERA ENERGY INC COM 65339F101 4,132 14,887 SH   DFND 1 0 0 14,887
NVIDIA CORPORATION COM 67066G104 229 424 SH   DFND 1 0 0 424
PAYPAL HLDGS INC COM 70450Y103 190 962 SH   DFND 1 0 0 962
PAYPAL HLDGS INC COM 70450Y103 49 248 SH   SOLE   0 0 248
PEPSICO INC COM 713448108 5 36 SH   SOLE   0 0 36
PEPSICO INC COM 713448108 224 1,613 SH   DFND 1 0 0 1,613
PERKINELMER INC COM 714046109 486 3,876 SH   DFND 1 0 0 3,876
PFIZER INC COM 717081103 283 7,724 SH   DFND 1 0 0 7,724
PFIZER INC COM 717081103 15 407 SH   SOLE   0 0 407
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,097 10,760 SH   SOLE   0 0 10,760
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 331 3,249 SH   DFND 1 0 0 3,249
PIMCO ETF TR INTER MUN BD ACT 72201R866 204 3,637 SH   DFND 1 0 0 3,637
PIMCO DYNAMIC CR INCOME FD COM SHS 72202D106 501 24,948 SH   DFND 1 0 0 24,948
PROCTER AND GAMBLE CO COM 742718109 133 956 SH   DFND 1 0 0 956
PROCTER AND GAMBLE CO COM 742718109 164 1,178 SH   SOLE   0 0 1,178
PROLOGIS INC. COM 74340W103 7,770 77,220 SH   SOLE   0 0 77,220
PROLOGIS INC. COM 74340W103 21,648 215,144 SH   DFND 1 0 0 215,144
PROOFPOINT INC COM 743424103 842 7,978 SH   DFND 1 0 0 7,978
PROOFPOINT INC COM 743424103 391 3,706 SH   SOLE   0 0 3,706
SPDR S&P 500 ETF TR TR UNIT 78462F103 80 240 SH   SOLE   0 0 240
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,187 6,530 SH   DFND 1 0 0 6,530
SPDR GOLD TR GOLD SHS 78463V107 59 333 SH   DFND 1 0 0 333
SPDR GOLD TR GOLD SHS 78463V107 161 907 SH   SOLE   0 0 907
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4,414 120,726 SH   SOLE   0 0 120,726
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,147 86,074 SH   DFND 1 0 0 86,074
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 81,546 2,786,957 SH   DFND 1 0 0 2,786,957
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 21,730 742,652 SH   SOLE   0 0 742,652
SPDR SER TR S&P 600 SMCP GRW 78464A201 5,543 93,908 SH   SOLE   0 0 93,908
SPDR SER TR S&P 600 SMCP GRW 78464A201 19,883 336,836 SH   DFND 1 0 0 336,836
SPDR SER TR WELLS FG PFD ETF 78464A292 2,250 51,764 SH   DFND 1 0 0 51,764
SPDR SER TR WELLS FG PFD ETF 78464A292 298 6,849 SH   SOLE   0 0 6,849
SPDR SER TR S&P 600 SMCP VAL 78464A300 2,222 44,358 SH   SOLE   0 0 44,358
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,853 36,985 SH   DFND 1 0 0 36,985
SPDR SER TR PORTFOLIO AGRGTE 78464A649 2,933 95,184 SH   DFND 1 0 0 95,184
SPDR SER TR PORTFOLIO AGRGTE 78464A649 347 11,249 SH   SOLE   0 0 11,249
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,949 33,962 SH   SOLE   0 0 33,962
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,521 26,499 SH   DFND 1 0 0 26,499
SPDR SER TR S&P 400 MDCP VAL 78464A839 1,659 38,240 SH   DFND 1 0 0 38,240
SPDR SER TR S&P 400 MDCP VAL 78464A839 1,919 44,230 SH   SOLE   0 0 44,230
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 737 14,947 SH   SOLE   0 0 14,947
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 6,165 125,031 SH   DFND 1 0 0 125,031
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 552 16,694 SH   DFND 1 0 0 16,694
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 272 8,236 SH   SOLE   0 0 8,236
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 13,640 129,317 SH   SOLE   0 0 129,317
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 38,282 362,929 SH   DFND 1 0 0 362,929
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 434 5,637 SH   DFND 1 0 0 5,637
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 101 1,313 SH   SOLE   0 0 1,313
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 216 1,855 SH   DFND 1 0 0 1,855
TESLA INC COM 88160R101 196 456 SH   DFND 1 0 0 456
TESLA INC COM 88160R101 156 364 SH   SOLE   0 0 364
THERMO FISHER SCIENTIFIC INC COM 883556102 8,277 18,746 SH   SOLE   0 0 18,746
THERMO FISHER SCIENTIFIC INC COM 883556102 22,914 51,898 SH   DFND 1 0 0 51,898
TRUIST FINL CORP COM 89832Q109 283 7,439 SH   DFND 1 0 0 7,439
US FOODS HLDG CORP COM 912008109 896 40,320 SH   DFND 1 0 0 40,320
US FOODS HLDG CORP COM 912008109 409 18,393 SH   SOLE   0 0 18,393
UNITEDHEALTH GROUP INC COM 91324P102 85 274 SH   SOLE   0 0 274
UNITEDHEALTH GROUP INC COM 91324P102 355 1,139 SH   DFND 1 0 0 1,139
VANGUARD WORLD FD MEGA GRWTH IND 921910816 652 3,517 SH   DFND 1 0 0 3,517
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 35 421 SH   DFND 1 0 0 421
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 169 2,036 SH   SOLE   0 0 2,036
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,120 149,624 SH   SOLE   0 0 149,624
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,791 214,950 SH   DFND 1 0 0 214,950
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,795 34,538 SH   DFND 1 0 0 34,538
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 669 8,270 SH   SOLE   0 0 8,270
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,348 77,418 SH   SOLE   0 0 77,418
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,862 66,191 SH   DFND 1 0 0 66,191
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,278 6,263 SH   DFND 1 0 0 6,263
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,497 4,808 SH   DFND 1 0 0 4,808
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 966 9,041 SH   DFND 1 0 0 9,041
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 169 1,581 SH   SOLE   0 0 1,581
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 666 6,574 SH   SOLE   0 0 6,574
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 652 6,430 SH   DFND 1 0 0 6,430
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,033 5,735 SH   DFND 1 0 0 5,735
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 806 4,474 SH   SOLE   0 0 4,474
VANGUARD INDEX FDS SML CP GRW ETF 922908595 552 2,569 SH   SOLE   0 0 2,569
VANGUARD INDEX FDS SML CP GRW ETF 922908595 507 2,358 SH   DFND 1 0 0 2,358
VANGUARD INDEX FDS GROWTH ETF 922908736 8,575 37,674 SH   DFND 1 0 0 37,674
VANGUARD INDEX FDS GROWTH ETF 922908736 10,737 47,174 SH   SOLE   0 0 47,174
VANGUARD INDEX FDS VALUE ETF 922908744 11,980 114,631 SH   SOLE   0 0 114,631
VANGUARD INDEX FDS VALUE ETF 922908744 10,335 98,894 SH   DFND 1 0 0 98,894
VANGUARD INDEX FDS SMALL CP ETF 922908751 681 4,430 SH   DFND 1 0 0 4,430
VANGUARD INDEX FDS SMALL CP ETF 922908751 101 658 SH   SOLE   0 0 658
VANGUARD INDEX FDS TOTAL STK MKT 922908769 30 179 SH   SOLE   0 0 179
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,134 12,530 SH   DFND 1 0 0 12,530
VERIZON COMMUNICATIONS INC COM 92343V104 311 5,233 SH   DFND 1 0 0 5,233
VERIZON COMMUNICATIONS INC COM 92343V104 89 1,497 SH   SOLE   0 0 1,497
VISA INC COM CL A 92826C839 24 120 SH   SOLE   0 0 120
VISA INC COM CL A 92826C839 304 1,522 SH   DFND 1 0 0 1,522
WALMART INC COM 931142103 22,065 157,706 SH   DFND 1 0 0 157,706
WALMART INC COM 931142103 8,039 57,455 SH   SOLE   0 0 57,455
WASTE CONNECTIONS INC COM 94106B101 446 4,298 SH   SOLE   0 0 4,298
WASTE CONNECTIONS INC COM 94106B101 966 9,304 SH   DFND 1 0 0 9,304
WISDOMTREE TR US MIDCAP DIVID 97717W505 4,362 150,817 SH   DFND 1 0 0 150,817
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,263 43,659 SH   SOLE   0 0 43,659
WISDOMTREE TR US SMALLCAP DIVD 97717W604 859 40,735 SH   SOLE   0 0 40,735
WISDOMTREE TR US SMALLCAP DIVD 97717W604 2,615 124,038 SH   DFND 1 0 0 124,038
WISDOMTREE TR INTL EQUITY FD 97717W703 21,017 462,196 SH   DFND 1 0 0 462,196
WISDOMTREE TR INTL EQUITY FD 97717W703 15,660 344,379 SH   SOLE   0 0 344,379
WISDOMTREE TR FLOATNG RAT TREA 97717X628 281 11,201 SH   SOLE   0 0 11,201
WISDOMTREE TR FLOATNG RAT TREA 97717X628 768 30,571 SH   DFND 1 0 0 30,571
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 379 807 SH   DFND 1 0 0 807
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 133 282 SH   SOLE   0 0 282
TRANE TECHNOLOGIES PLC SHS G8994E103 1,824 15,043 SH   SOLE   0 0 15,043
TRANE TECHNOLOGIES PLC SHS G8994E103 3,962 32,675 SH   DFND 1 0 0 32,675