The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC CL A FOREIGN EQUITIES G1151C101   402,977 1,410 SH   SOLE   1,410 0 0
ABBVIE INC COMMON STOCK 00287Y109   246,702 1,548 SH   SOLE   1,548 0 0
ALPHA ARCHITECT US QUANTITATIVE VALUE ETF CLOSED END FD/EQ CEF&ETF 02072L102   447,740 13,239 SH   SOLE   13,196 0 43
ALPHA ARCHITECT INTL QUANTITATIVE VALUE ETF CLOSED END/INTL EQ CEF&ETF 02072L201   324,380 13,833 SH   SOLE   13,776 0 57
ALPHA ARCHITECT INTL QUANTITATIVE MOMENTUM ETF CLOSED END/INTL EQ CEF&ETF 02072L300   1,284,568 48,585 SH   SOLE   48,543 0 42
ALPHA ARCHITECT US QUANTITATIVE MOMENTUM ETF CLOSED END FD/EQ CEF&ETF 02072L409   398,187 8,835 SH   SOLE   8,808 0 27
ALPHABET INC CLASS C COMMON STOCK 02079K107   862,368 8,292 SH   SOLE   8,292 0 0
ALPHABET INC CLASS A COMMON STOCK 02079K305   450,912 4,347 SH   SOLE   4,347 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   205,870 4,615 SH   SOLE   4,615 0 0
AMAZON.COM INC COMMON STOCK 023135106   303,564 2,939 SH   SOLE   2,939 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   262,765 1,593 SH   SOLE   1,593 0 0
APPLE INC COMMON STOCK 037833100   11,298,108 68,515 SH   SOLE   68,515 0 0
BERKSHIRE HATHAWAY INC DEL CL B COMMON STOCK 084670702   1,016,432 3,292 SH   SOLE   3,292 0 0
BOEING COMPANY COMMON STOCK 097023105   754,757 3,553 SH   SOLE   3,553 0 0
CATERPILLAR INC COM COMMON STOCK 149123101   412,140 1,801 SH   SOLE   1,801 0 0
CENOVUS ENERGY INC FOREIGN EQUITIES 15135U109   261,348 14,977 SH   SOLE   14,977 0 0
CHEVRON CORPORATION COMMON STOCK 166764100   922,173 5,652 SH   SOLE   5,652 0 0
CISCO SYS INC COMMON STOCK 17275R102   428,245 8,193 SH   SOLE   8,193 0 0
COMPASS INC CLASS A COMMON STOCK 20464U100   76,664 23,735 SH   SOLE   23,735 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104   327,764 3,426 SH   SOLE   3,426 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105   1,705,219 3,432 SH   SOLE   3,432 0 0
CUMMINS INC COMMON STOCK 231021106   590,985 2,474 SH   SOLE   2,474 0 0
DANAHER CORP COMMON STOCK 235851102   1,161,396 4,608 SH   SOLE   4,608 0 0
DEERE & COMPANY COMMON STOCK 244199105   2,232,848 5,408 SH   SOLE   5,408 0 0
DIMENSIONAL ETF TRUST INTL CORE ETF CLOSED END FD/EQ CEF&ETF 25434V203   4,354,282 161,569 SH   SOLE   161,522 0 47
DFA EMERGING MARKETS CORE ETF CLOSED END/INTL EQ CEF&ETF 25434V302   2,176,445 94,547 SH   SOLE   94,448 0 99
DIMENSIONAL U.S. SMALL CAP ETF CLOSED END FD/EQ CEF&ETF 25434V500   2,734,204 51,883 SH   SOLE   51,883 0 0
DIMENSIONAL U.S. TARGETED VALUE ETF CLOSED END FD/EQ CEF&ETF 25434V609   404,015 9,079 SH   SOLE   9,079 0 0
DIMENSIONAL U.S. CORE EQUIT Y II ETF CLOSED END FD/EQ CEF&ETF 25434V708   45,678,491 1,793,426 SH   SOLE   1,793,315 0 111
DIMENSIONAL US MARKETWIDE VALUE ETF CLOSED END FD/EQ CEF&ETF 25434V724   19,399,021 579,596 SH   SOLE   579,596 0 0
DIMENSIONAL INTERNATIONAL VALUE ETF CLOSED END/INTL EQ CEF&ETF 25434V807   8,766,000 272,069 SH   SOLE   272,069 0 0
DIMENSIONAL WORLD EX US CORE EQUITY 2 ETF CLOSED END/INTL EQ CEF&ETF 25434V880   35,079,238 1,521,879 SH   SOLE   1,521,879 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204   310,246 3,216 SH   SOLE   3,053 0 163
EXXON MOBIL CORP COM COMMON STOCK 30231G102   682,409 6,223 SH   SOLE   6,021 0 202
FIDELITY TOTAL BOND ETF CLOSED END FD/FIX INC CEF&ETF 316188309   13,379,790 290,865 SH   SOLE   290,865 0 0
HEALTH CATALYST INC COMMON STOCK 42225T107   287,162 24,607 SH   SOLE   24,607 0 0
HOME DEPOT INC COM COMMON STOCK 437076102   517,916 1,755 SH   SOLE   1,755 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106   308,084 1,612 SH   SOLE   1,612 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109   389,520 1,600 SH   SOLE   1,600 0 0
INTEL CORPORATION COM COMMON STOCK 458140100   313,009 9,584 SH   SOLE   9,358 0 226
INTERNATIONAL BUSINESS MACHINES CORP COM COMMON STOCK 459200101   236,353 1,803 SH   SOLE   1,803 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FD ETF CLOSED END FD/EQ CEF&ETF 464287614   686,567 2,810 SH   SOLE   2,810 0 0
ISHARES NATIONAL MUNI BD ETF MUTUAL FUND/TX EXPT/CEF & ETF 464288414   335,393 3,113 SH   SOLE   3,113 0 0
ISHARES MSCI USA MOMENTUM FACTOR ETF CLOSED END FD/EQ CEF&ETF 46432F396   468,973 3,373 SH   SOLE   3,373 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF CLOSED END/INTL EQ CEF&ETF 46434G103   728,859 14,939 SH   SOLE   14,939 0 0
JP MORGAN HIGH YLD RESEARCH ENHANCED ETF CLOSED END FD/FIX INC CEF&ETF 46641Q878   390,801 8,698 SH   SOLE   8,698 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104   1,360,125 8,775 SH   SOLE   8,673 0 102
KOSMOS ENERGY LTD COM COMMON STOCK 500688106   159,770 21,475 SH   SOLE   21,475 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104   373,211 1,027 SH   SOLE   1,027 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   1,189,974 4,256 SH   SOLE   4,256 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105   228,840 2,151 SH   SOLE   2,151 0 0
MICROSOFT CORP COM COMMON STOCK 594918104   7,963,707 27,624 SH   SOLE   27,624 0 0
NIKE INC CL B COM COMMON STOCK 654106103   1,108,419 9,038 SH   SOLE   9,038 0 0
PACCAR INC COMMON STOCK 693718108   528,942 7,226 SH   SOLE   7,226 0 0
PEPSICO INC COM COMMON STOCK 713448108   329,413 1,807 SH   SOLE   1,807 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109   825,371 5,551 SH   SOLE   5,428 0 123
PROCTER & GAMBLE CO COM COMMON STOCK 742718109   19,329 130 SH   DFND   130 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101   312,782 3,194 SH   SOLE   3,088 0 106
RITE AID CORP COMMON STOCK 767754872   37,380 16,688 SH   SOLE   16,688 0 0
SPDR S&P 500 TRUST ETF CLOSED END FD/EQ CEF&ETF 78462F103   952,240 2,326 SH   SOLE   2,326 0 0
TECHNOLOGY SECTOR INDEX COMMON STOCK 81369Y803   527,930 3,496 SH   SOLE   3,496 0 0
SOUTHERN CO COMMON STOCK 842587107   423,324 6,084 SH   SOLE   6,084 0 0
TESLA MOTORS, INC COMMON STOCK 88160R101   1,239,563 5,975 SH   SOLE   5,975 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304   268,639 7,454 SH   SOLE   7,454 0 0
UNION PAC CORP COM COMMON STOCK 907818108   408,754 2,031 SH   SOLE   2,031 0 0
UNION PAC CORP COM COMMON STOCK 907818108   139,473 693 SH   DFND   693 0 0
UNITED PARCEL SERVICE COM COMMON STOCK 911312106   300,099 1,547 SH   SOLE   1,547 0 0
UNITED HEALTH GROUP INC COMMON STOCK 91324P102   527,871 1,117 SH   SOLE   1,117 0 0
VALMONT INDUSTRIES, INC. COMMON STOCK 920253101   410,261 1,285 SH   SOLE   1,285 0 0
VANGUARD TOTAL BOND MARKET ETF CLOSED END FD/FIX INC CEF&ETF 921937835   798,987 10,822 SH   SOLE   10,822 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF CLOSED END/INTL EQ CEF&ETF 921943858   4,274,075 94,643 SH   SOLE   94,643 0 0
VANGUARD TOTAL INTL BOND ETF CLOSED END FD/FIX INC CEF&ETF 92203J407   331,756 6,783 SH   SOLE   6,783 0 0
VANGUARD EMERGING MARKETS ETF CLOSED END/INTL EQ CEF&ETF 922042858   1,048,501 25,953 SH   SOLE   25,953 0 0
VANGUARD INTERMEDIATE TERM TREASURY ETF CLOSED END FD/FIX INC CEF&ETF 92206C706   4,588,047 76,532 SH   SOLE   76,532 0 0
VANGUARD TAX EXEMPT BOND ETF MUTUAL FUND/TX EXPT/CEF & ETF 922907746   53,414,101 1,054,574 SH   SOLE   1,054,574 0 0
VANGUARD S&P 500 ETF CLOSED END FD/EQ CEF&ETF 922908363   1,787,455 4,753 SH   SOLE   4,753 0 0
VANGUARD EXTENDED MARKET INDEX ETF CLOSED END FD/EQ CEF&ETF 922908652   300,448 2,143 SH   SOLE   2,143 0 0
VANGUARD GROWTH ETF CLOSED END FD/EQ CEF&ETF 922908736   3,386,646 13,577 SH   SOLE   13,577 0 0
VANGUARD VALUE ETF CLOSED END FD/EQ CEF&ETF 922908744   4,412,325 31,948 SH   SOLE   31,948 0 0
VANGUARD SMALL CAP ETF CLOSED END FD/EQ CEF&ETF 922908751   873,112 4,606 SH   SOLE   4,606 0 0
WARNER BROS DISCOVERY INC COMMON STOCK 934423104   370,009 24,504 SH   SOLE   24,504 0 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109   322,911 1,979 SH   SOLE   1,979 0 0