The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC COM 00206r102   3,042 165,218 SH   SOLE   165,218 0 0
ACCENTURE PLC F CLASS A COM g1151c101   35,675 133,696 SH   SOLE   133,696 0 0
ACCENTURE PLC F CLASS A COM g1151c101   158 592 SH   DFND   0 592 0
ADOBE INC COM 00724f101   483 1,435 SH   SOLE   1,435 0 0
AGILENT TECHNOLOGIES COM 00846u101   813 5,433 SH   SOLE   5,433 0 0
AIR PROD & CHEMICALS COM 009158106   523 1,697 SH   SOLE   1,697 0 0
ALPHABET INC. CLASS A COM 02079k305   27,263 309,001 SH   SOLE   309,001 0 0
ALPHABET INC. CLASS A COM 02079k305   134 1,520 SH   DFND   0 1,520 0
ALPHABET INC. CLASS C COM 02079k107   27,423 309,064 SH   SOLE   309,064 0 0
ALPHABET INC. CLASS C COM 02079k107   135 1,520 SH   DFND   0 1,520 0
AMAZON.COM INC COM 023135106   35,914 427,545 SH   SOLE   427,545 0 0
AMAZON.COM INC COM 023135106   176 2,100 SH   DFND   0 2,100 0
AMGEN INC. COM 031162100   5,782 22,015 SH   SOLE   22,015 0 0
AMGEN INC. COM 031162100   29 110 SH   DFND   0 110 0
APPLE INC COM 037833100   131,961 1,015,628 SH   SOLE   1,015,628 0 0
APPLE INC COM 037833100   616 4,743 SH   DFND   0 4,743 0
AUTO DATA PROCESSING COM 053015103   5,749 24,069 SH   SOLE   24,069 0 0
BLACKROCK INC COM 09247x101   28,925 40,818 SH   SOLE   40,818 0 0
BLACKROCK INC COM 09247x101   126 178 SH   DFND   0 178 0
BOEING CO COM 097023105   9,062 47,573 SH   SOLE   47,573 0 0
BOEING CO COM 097023105   46 240 SH   DFND   0 240 0
BRISTOL-MYERS SQUIBB COM 110122108   3,330 46,283 SH   SOLE   46,283 0 0
CANADIAN NATL RAILWY F COM 136375102   22,394 188,376 SH   SOLE   188,376 0 0
CANADIAN NATL RAILWY F COM 136375102   114 955 SH   DFND   0 955 0
CARRIER GLOBAL CORP COM 14448c104   6,016 145,836 SH   SOLE   145,836 0 0
CARRIER GLOBAL CORP COM 14448c104   26 634 SH   DFND   0 634 0
CME GROUP INC CLASS A COM 12572q105   14,975 89,052 SH   SOLE   89,052 0 0
CME GROUP INC CLASS A COM 12572q105   59 348 SH   DFND   0 348 0
COMCAST CORP NEW CLASS A COM 20030n101   8,993 257,163 SH   SOLE   257,163 0 0
COMCAST CORP NEW CLASS A COM 20030n101   46 1,304 SH   DFND   0 1,304 0
CORTEVA INC COM 22052l104   4,725 80,377 SH   SOLE   80,377 0 0
CORTEVA INC COM 22052l104   24 406 SH   DFND   0 406 0
COSTCO WHOLESALE CO COM 22160k105   34,098 74,695 SH   SOLE   74,695 0 0
COSTCO WHOLESALE CO COM 22160k105   169 370 SH   DFND   0 370 0
CUMMINS INC COM 231021106   13,699 56,540 SH   SOLE   56,540 0 0
CUMMINS INC COM 231021106   69 286 SH   DFND   0 286 0
CVS HEALTH CORP COM 126650100   27,510 295,207 SH   SOLE   295,207 0 0
CVS HEALTH CORP COM 126650100   140 1,505 SH   DFND   0 1,505 0
D R HORTON CO COM 23331a109   502 5,634 SH   SOLE   5,634 0 0
DEERE & CO COM 244199105   7,108 16,578 SH   SOLE   16,578 0 0
DOMINION ENERGY INC COM 25746u109   2,855 46,562 SH   SOLE   46,562 0 0
DOW INC COM 260557103   2,350 46,639 SH   SOLE   46,639 0 0
DUKE ENERGY CORP COM 26441c204   4,247 41,241 SH   SOLE   41,241 0 0
DUPONT DE NEMOURS INC IA COM 26614n102   5,539 80,703 SH   SOLE   80,703 0 0
DUPONT DE NEMOURS INC IA COM 26614n102   28 410 SH   DFND   0 410 0
EMERSON ELECTRIC CO COM 291011104   3,733 38,862 SH   SOLE   38,862 0 0
FISERV INC COM 337738108   22,228 219,927 SH   SOLE   219,927 0 0
FISERV INC COM 337738108   111 1,103 SH   DFND   0 1,103 0
HOME DEPOT INC COM 437076102   4,469 14,150 SH   SOLE   14,150 0 0
IBM CORP COM 459200101   3,452 24,503 SH   SOLE   24,503 0 0
ILLUMINA INC COM 452327109   3,798 18,782 SH   SOLE   18,782 0 0
ILLUMINA INC COM 452327109   20 97 SH   DFND   0 97 0
INTEL CORP COM 458140100   1,644 62,210 SH   SOLE   62,210 0 0
JOHNSON & JOHNSON COM 478160104   3,356 18,997 SH   SOLE   18,997 0 0
JPMORGAN CHASE & CO COM 46625h100   7,008 52,261 SH   SOLE   52,261 0 0
JPMORGAN CHASE & CO COM 46625h100   35 263 SH   DFND   0 263 0
KEYSIGHT TECH INC COM 49338l103   847 4,949 SH   SOLE   4,949 0 0
KIMBERLY CLARK CORP COM 494368103   3,278 24,150 SH   SOLE   24,150 0 0
LINDE PLC F COM g5494j103   26,979 82,712 SH   SOLE   82,712 0 0
LINDE PLC F COM g5494j103   108 331 SH   DFND   0 331 0
LOCKHEED MARTIN CORP COM 539830109   27,905 57,359 SH   SOLE   57,359 0 0
LOCKHEED MARTIN CORP COM 539830109   119 245 SH   DFND   0 245 0
LYONDELLBASELL INDS F CLASS A COM n53745100   1,905 22,945 SH   SOLE   22,945 0 0
MARRIOTT INTL INC CLASS A COM 571903202   17,308 116,248 SH   SOLE   116,248 0 0
MARRIOTT INTL INC CLASS A COM 571903202   87 584 SH   DFND   0 584 0
MICROSOFT CORP COM 594918104   7,268 30,305 SH   SOLE   30,305 0 0
NEXTERA ENERGY INC COM 65339f101   37,883 453,143 SH   SOLE   453,143 0 0
NEXTERA ENERGY INC COM 65339f101   157 1,880 SH   DFND   0 1,880 0
NIKE INC CLASS B COM 654106103   37,470 320,230 SH   SOLE   320,230 0 0
NIKE INC CLASS B COM 654106103   189 1,619 SH   DFND   0 1,619 0
OTIS WORLDWIDE CORP COM 68902v107   5,752 73,449 SH   SOLE   73,449 0 0
OTIS WORLDWIDE CORP COM 68902v107   25 316 SH   DFND   0 316 0
PALO ALTO NETWORKS COM 697435105   316 2,268 SH   SOLE   2,268 0 0
PAYPAL HOLDINGS INCORPOR COM 70450y103   7,100 99,685 SH   SOLE   99,685 0 0
PAYPAL HOLDINGS INCORPOR COM 70450y103   35 493 SH   DFND   0 493 0
PEPSICO INC COM 713448108   21,251 117,632 SH   SOLE   117,632 0 0
PEPSICO INC COM 713448108   86 476 SH   DFND   0 476 0
PFIZER INC COM 717081103   4,028 78,617 SH   SOLE   78,617 0 0
PHILIP MORRIS INTL COM 718172109   3,249 32,106 SH   SOLE   32,106 0 0
POTLATCH CORP REIT COM 737630103   3,188 72,460 SH   SOLE   72,460 0 0
PROCTER & GAMBLE COM 742718109   21,674 143,005 SH   SOLE   143,005 0 0
PROCTER & GAMBLE COM 742718109   83 548 SH   DFND   0 548 0
RAYTHEON TECHNOLOGIES CO COM 75513e101   15,194 150,553 SH   SOLE   150,553 0 0
RAYTHEON TECHNOLOGIES CO COM 75513e101   64 632 SH   DFND   0 632 0
ROPER TECHNOLOGIES COM 776696106   840 1,944 SH   SOLE   1,944 0 0
ROSS STORES INC COM 778296103   334 2,880 SH   SOLE   2,880 0 0
SALESFORCE INC COM 79466l302   27,238 205,427 SH   SOLE   205,427 0 0
SALESFORCE INC COM 79466l302   135 1,019 SH   DFND   0 1,019 0
SEAGATE TECHNOLOGY HLD F COM g7997r103   3,192 60,667 SH   SOLE   60,667 0 0
STARBUCKS CORP COM 855244109   9,837 99,167 SH   SOLE   99,167 0 0
STARBUCKS CORP COM 855244109   48 481 SH   DFND   0 481 0
T-MOBILE US INC COM 872590104   283 2,020 SH   SOLE   2,020 0 0
TERADYNE INCORPORATE COM 880770102   9,697 111,017 SH   SOLE   111,017 0 0
TERADYNE INCORPORATE COM 880770102   49 563 SH   DFND   0 563 0
THERMO FISHER SCNTFC COM 883556102   20,299 36,861 SH   SOLE   36,861 0 0
THERMO FISHER SCNTFC COM 883556102   100 181 SH   DFND   0 181 0
TJX COMPANIES INC COM 872540109   16,731 210,193 SH   SOLE   210,193 0 0
TJX COMPANIES INC COM 872540109   85 1,066 SH   DFND   0 1,066 0
TRACTOR SUPPLY COMP COM 892356106   585 2,602 SH   SOLE   2,602 0 0
UNION PACIFIC CORP COM 907818108   4,816 23,257 SH   SOLE   23,257 0 0
UNITEDHEALTH GRP INC COM 91324p102   271 511 SH   SOLE   511 0 0
VERIZON COMMUNICATN COM 92343v104   2,555 64,838 SH   SOLE   64,838 0 0
WABTEC COM 929740108   347 3,475 SH   SOLE   3,475 0 0
WALMART INC COM 931142103   3,961 27,933 SH   SOLE   27,933 0 0
WALT DISNEY CO COM 254687106   14,943 171,996 SH   SOLE   171,996 0 0
WALT DISNEY CO COM 254687106   74 855 SH   DFND   0 855 0
WARNER BROTHERS DISCOVER COM 934423104   380 40,125 SH   SOLE   40,125 0 0
WASTE MANAGEMENT INC COM 94106l109   4,990 31,805 SH   SOLE   31,805 0 0
WELLTOWER INC REIT COM 95040q104   3,251 49,599 SH   SOLE   49,599 0 0
WEYERHAEUSER CO REIT COM 962166104   3,307 106,663 SH   SOLE   106,663 0 0
YUM BRANDS INC COM 988498101   374 2,921 SH   SOLE   2,921 0 0
ZOETIS INC CLASS A COM 98978v103   22,085 150,702 SH   SOLE   150,702 0 0
ZOETIS INC CLASS A COM 98978v103   112 764 SH   DFND   0 764 0
NESTLE S A F SPONSORED ADR 1 A ADR 641069406   4,367 37,708 SH   SOLE   37,708 0 0