The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC CLS A USD0.00002 COM g1151c101 31,276 162,602 SH   SOLE   162,602 0 0
ACCENTURE PLC CLS A USD0.00002 COM g1151c101 165 856 SH   DFND   0 856 0
ADOBE INC COM COM 00724f101 441 1,596 SH   SOLE   1,596 0 0
AGILENT TECHNOLOGIES INC COM 00846u101 365 4,757 SH   SOLE   4,757 0 0
AIR PRODUCTS & CHEM COM 009158106 423 1,906 SH   SOLE   1,906 0 0
ALLERGAN PLC COM g0177j108 541 3,213 SH   SOLE   3,213 0 0
ALPHABET INC CAP STK CLA COM 02079k305 23,301 19,081 SH   SOLE   19,081 0 0
ALPHABET INC CAP STK CLA COM 02079k305 136 111 SH   DFND   0 111 0
ALPHABET INC CAP STK CLC COM 02079k107 23,301 19,115 SH   SOLE   19,115 0 0
ALPHABET INC CAP STK CLC COM 02079k107 135 111 SH   DFND   0 111 0
AMAZON.COM INC COM 023135106 47,673 27,463 SH   SOLE   27,463 0 0
AMAZON.COM INC COM 023135106 267 154 SH   DFND   0 154 0
AMGEN INC COM 031162100 5,221 26,983 SH   SOLE   26,983 0 0
AMGEN INC COM 031162100 31 162 SH   DFND   0 162 0
APPLE INC COM USD COM 037833100 71,340 318,526 SH   SOLE   318,526 0 0
APPLE INC COM USD COM 037833100 387 1,726 SH   DFND   0 1,726 0
AT&T INC COM COM 00206r102 8,317 219,804 SH   SOLE   219,804 0 0
AT&T INC COM COM 00206r102 40 1,053 SH   DFND   0 1,053 0
AUTOMATIC DATA PROCESSING INC COM 053015103 3,626 22,465 SH   SOLE   22,465 0 0
AXOS FINL INC COM COM 05465c100 215 7,770 SH   SOLE   7,770 0 0
BLACKBERRY LTD COM COM 09228f103 56 10,632 SH   SOLE   10,632 0 0
BLACKROCK INC COM COM 09247x101 21,363 47,938 SH   SOLE   47,938 0 0
BLACKROCK INC COM COM 09247x101 114 256 SH   DFND   0 256 0
BOEING CO COM COM 097023105 11,878 31,220 SH   SOLE   31,220 0 0
BOEING CO COM COM 097023105 81 214 SH   DFND   0 214 0
BRISTOL-MYERS SQUIBB CO COM 110122108 2,171 42,805 SH   SOLE   42,805 0 0
CANADIAN NATL RY CO COM COM 136375102 20,687 230,219 SH   SOLE   230,219 0 0
CANADIAN NATL RY CO COM COM 136375102 123 1,370 SH   DFND   0 1,370 0
CHEVRON CORPORATION COM 166764100 2,408 20,300 SH   SOLE   20,300 0 0
CME GROUP INC COM COM 12572q105 21,488 101,677 SH   SOLE   101,677 0 0
CME GROUP INC COM COM 12572q105 107 505 SH   DFND   0 505 0
COMCAST CORP NEW CLA COM 20030n101 13,937 309,161 SH   SOLE   309,161 0 0
COMCAST CORP NEW CLA COM 20030n101 85 1,895 SH   DFND   0 1,895 0
CONTINENTAL RESOURCES INC COM COM 212015101 4,216 136,933 SH   SOLE   136,933 0 0
CONTINENTAL RESOURCES INC COM COM 212015101 30 965 SH   DFND   0 965 0
CORTEVA INC COM COM 22052l104 3,305 118,052 SH   SOLE   118,052 0 0
CORTEVA INC COM COM 22052l104 17 592 SH   DFND   0 592 0
COSTCO WHOLESALE CORPCOM USD COM 22160k105 26,648 92,491 SH   SOLE   92,491 0 0
COSTCO WHOLESALE CORPCOM USD COM 22160k105 154 536 SH   DFND   0 536 0
CUMMINS INC COM 231021106 9,690 59,566 SH   SOLE   59,566 0 0
CUMMINS INC COM 231021106 68 415 SH   DFND   0 415 0
CVS HEALTH CORPORATION COM 126650100 22,894 363,000 SH   SOLE   363,000 0 0
CVS HEALTH CORPORATION COM 126650100 136 2,163 SH   DFND   0 2,163 0
DEERE & COMPANY COM 244199105 2,580 15,295 SH   SOLE   15,295 0 0
DISNEY WALT CO COM 254687106 22,777 174,778 SH   SOLE   174,778 0 0
DISNEY WALT CO COM 254687106 138 1,058 SH   DFND   0 1,058 0
DOMINION ENERGY INC COM COM 25746u109 2,815 34,736 SH   SOLE   34,736 0 0
DOW INC COM COM 260557103 5,622 117,980 SH   SOLE   117,980 0 0
DOW INC COM COM 260557103 28 586 SH   DFND   0 586 0
DR HORTON INC COM COM 23331a109 334 6,331 SH   SOLE   6,331 0 0
DUKE ENERGY CORP HOLDING CO COM 26441c204 3,215 33,543 SH   SOLE   33,543 0 0
DUPONT DE NEMOURS INC COM COM 26614n102 8,404 117,852 SH   SOLE   117,852 0 0
DUPONT DE NEMOURS INC COM COM 26614n102 42 587 SH   DFND   0 587 0
EBAY INC COM 278642103 6,511 167,023 SH   SOLE   167,023 0 0
EBAY INC COM 278642103 40 1,024 SH   DFND   0 1,024 0
EMERSON ELECTRIC CO COM 291011104 2,391 35,754 SH   SOLE   35,754 0 0
FISERV INC COM 337738108 27,504 265,508 SH   SOLE   265,508 0 0
FISERV INC COM 337738108 163 1,578 SH   DFND   0 1,578 0
HOME DEPOT INC COM COM 437076102 3,015 12,993 SH   SOLE   12,993 0 0
ILLUMINA INC COM USD COM 452327109 6,948 22,839 SH   SOLE   22,839 0 0
ILLUMINA INC COM USD COM 452327109 42 138 SH   DFND   0 138 0
INTEL CORP COM USD COM 458140100 2,949 57,228 SH   SOLE   57,228 0 0
INTERNATIONAL BUS MACH CORP CO COM 459200101 2,655 18,256 SH   SOLE   18,256 0 0
JOHNSON &JOHNSON COM COM 478160104 13,051 100,871 SH   SOLE   100,871 0 0
JOHNSON &JOHNSON COM COM 478160104 59 455 SH   DFND   0 455 0
JPMORGAN CHASE & CO COM COM 46625h100 7,557 64,209 SH   SOLE   64,209 0 0
JPMORGAN CHASE & CO COM COM 46625h100 44 376 SH   DFND   0 376 0
KEYSIGHT TECHNOLOGIES INC COM COM 49338l103 536 5,513 SH   SOLE   5,513 0 0
KIMBERLY CLARK CORP COM COM 494368103 3,166 22,286 SH   SOLE   22,286 0 0
LAS VEGAS SANDS CORP COM COM 517834107 2,369 41,009 SH   SOLE   41,009 0 0
LINDE PLC COM COM g5494j103 18,446 95,222 SH   SOLE   95,222 0 0
LINDE PLC COM COM g5494j103 92 475 SH   DFND   0 475 0
LOCKHEED MARTIN CORP COM COM 539830109 21,939 56,244 SH   SOLE   56,244 0 0
LOCKHEED MARTIN CORP COM COM 539830109 129 332 SH   DFND   0 332 0
LYONDELLBASELL INDUSTRIESN V C COM n53745100 1,905 21,288 SH   SOLE   21,288 0 0
MARRIOTT INTERNATIONAL INC COM COM 571903202 17,409 139,979 SH   SOLE   139,979 0 0
MARRIOTT INTERNATIONAL INC COM COM 571903202 104 838 SH   DFND   0 838 0
MICROSOFT CORP COM 594918104 3,888 27,968 SH   SOLE   27,968 0 0
NEXTERA ENERGY INC COM COM 65339f101 19,640 84,295 SH   SOLE   84,295 0 0
NEXTERA ENERGY INC COM COM 65339f101 108 463 SH   DFND   0 463 0
NIKE INC CLASS B COM NPV COM 654106103 36,463 388,231 SH   SOLE   388,231 0 0
NIKE INC CLASS B COM NPV COM 654106103 216 2,295 SH   DFND   0 2,295 0
NORDSTROM INC COM NPV COM 655664100 1,743 51,780 SH   SOLE   51,780 0 0
PAYPAL HLDGS INC COM COM 70450y103 12,462 120,302 SH   SOLE   120,302 0 0
PAYPAL HLDGS INC COM COM 70450y103 74 714 SH   DFND   0 714 0
PEPSICO INC COM 713448108 18,697 136,375 SH   SOLE   136,375 0 0
PEPSICO INC COM 713448108 95 691 SH   DFND   0 691 0
PFIZER INC COM 717081103 20,537 571,580 SH   SOLE   571,580 0 0
PFIZER INC COM 717081103 105 2,928 SH   DFND   0 2,928 0
PHILIP MORRIS INTERNATIONAL IN COM 718172109 9,150 120,512 SH   SOLE   120,512 0 0
PHILIP MORRIS INTERNATIONAL IN COM 718172109 44 583 SH   DFND   0 583 0
PROCTER & GAMBLE CO COM COM 742718109 19,042 153,098 SH   SOLE   153,098 0 0
PROCTER & GAMBLE CO COM COM 742718109 93 751 SH   DFND   0 751 0
RAYTHEON CO COM NEW COM 755111507 400 2,040 SH   SOLE   2,040 0 0
ROPER TECHNOLOGIES INC COM 776696106 781 2,191 SH   SOLE   2,191 0 0
ROSS STORES INC COM COM 778296103 357 3,246 SH   SOLE   3,246 0 0
SALESFORCE COM INC COM 79466l302 37,034 249,485 SH   SOLE   249,485 0 0
SALESFORCE COM INC COM 79466l302 217 1,464 SH   DFND   0 1,464 0
SEAGATE TECHNOLOGY PLCCOM COM g7945m107 3,003 55,833 SH   SOLE   55,833 0 0
STARBUCKS CORP COM COM 855244109 10,590 119,764 SH   SOLE   119,764 0 0
STARBUCKS CORP COM COM 855244109 63 715 SH   DFND   0 715 0
THERMO FISHER SCIENTIFICINC COM 883556102 357 1,227 SH   SOLE   1,227 0 0
TJX COS INC NEW COM COM 872540109 13,677 245,373 SH   SOLE   245,373 0 0
TJX COS INC NEW COM COM 872540109 86 1,545 SH   DFND   0 1,545 0
TRACTOR SUPPLY CO COM 892356106 267 2,948 SH   SOLE   2,948 0 0
UNION PACIFIC CORP COM COM 907818108 601 3,708 SH   SOLE   3,708 0 0
UNITED TECHNOLOGIES CORP COM 913017109 22,596 165,515 SH   SOLE   165,515 0 0
UNITED TECHNOLOGIES CORP COM 913017109 124 908 SH   DFND   0 908 0
VERIZON COMMUNICATIONS COM 92343v104 2,939 48,689 SH   SOLE   48,689 0 0
WABTEC CORP COM COM 929740108 276 3,839 SH   SOLE   3,839 0 0
WALMART INC COM COM 931142103 3,021 25,458 SH   SOLE   25,458 0 0
WASTE MANAGEMENT INC COM 94106l109 3,373 29,327 SH   SOLE   29,327 0 0
WELLTOWER INC COM 95040q104 4,097 45,200 SH   SOLE   45,200 0 0
WEYERHAEUSER CO COM COM 962166104 2,710 97,841 SH   SOLE   97,841 0 0
YUM BRANDS INC COM 988498101 373 3,290 SH   SOLE   3,290 0 0
ZOETIS INC COM USD0.01CL A COM 98978v103 17,663 141,772 SH   SOLE   141,772 0 0
ZOETIS INC COM USD0.01CL A COM 98978v103 109 878 SH   DFND   0 878 0
ANHEUSER BUSCH INBEV SA/NVSPON ADR 03524a108 2,165 22,750 SH   SOLE   22,750 0 0
NESTLE S A SPONSORED ADR ADR 641069406 3,240 29,837 SH   SOLE   29,837 0 0