The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 288 2,250 SH   SOLE 0 2,250 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 683 1,828 SH   SOLE 0 1,828 0 0
AMAZON COM INC COM 023135106 466 143 SH   SOLE 0 143 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 263 4,239 SH   SOLE 0 4,072 0 167
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 21,546 92,923 SH   SOLE 0 85,157 0 7,766
BOEING CO COM 097023105 2,226 10,401 SH   SOLE 0 9,736 0 665
AMGEN INC COM 031162100 328 1,425 SH   SOLE 0 1,279 0 146
ABBOTT LABS COM 002824100 241 2,197 SH   SOLE 0 1,759 0 438
INTEL CORP COM 458140100 222 4,450 SH   OTR 0 4,450 0 0
INTEL CORP COM 458140100 8,264 165,877 SH   SOLE 0 152,918 0 12,959
DISNEY WALT CO COM 254687106 11,479 63,356 SH   SOLE 0 58,697 0 4,659
SEMPRA ENERGY COM 816851109 335 2,630 SH   OTR 0 2,630 0 0
SEMPRA ENERGY COM 816851109 289 2,272 SH   SOLE 0 2,272 0 0
US BANCORP DEL COM NEW 902973304 6,492 139,344 SH   SOLE 0 128,931 0 10,413
JOHNSON & JOHNSON COM 478160104 1,704 10,826 SH   SOLE 0 10,211 0 615
PFIZER INC COM 717081103 1,731 47,026 SH   SOLE 0 43,620 0 3,406
CHEVRON CORP NEW COM 166764100 169 2,000 SH   OTR 0 2,000 0 0
CHEVRON CORP NEW COM 166764100 1,887 22,342 SH   SOLE 0 19,301 0 3,041
MICROSOFT CORP COM 594918104 712 3,200 SH   OTR 0 3,200 0 0
MICROSOFT CORP COM 594918104 16,338 73,455 SH   SOLE 0 68,896 0 4,559
INGREDION INC COM 457187102 211 2,679 SH   SOLE 0 2,606 0 73
INTERNATIONAL BUSINESS MACHS COM 459200101 52 413 SH   OTR 0 413 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 499 3,962 SH   SOLE 0 1,539 0 2,423
COCA COLA CO COM 191216100 307 5,600 SH   SOLE 0 5,600 0 0
PEPSICO INC COM 713448108 582 3,926 SH   SOLE 0 3,851 0 75
DEERE & CO COM 244199105 538 2,000 SH   OTR 0 2,000 0 0
DEERE & CO COM 244199105 369 1,370 SH   SOLE 0 1,300 0 70
BK OF AMERICA CORP COM 060505104 21,346 704,269 SH   SOLE 0 652,561 0 51,708
EXXON MOBIL CORP COM 30231G102 74 1,800 SH   OTR 0 1,800 0 0
EXXON MOBIL CORP COM 30231G102 5,972 144,881 SH   SOLE 0 133,368 0 11,513
UNION PAC CORP COM 907818108 1,194 5,734 SH   SOLE 0 534 0 5,200
TARGET CORP COM 87612E106 353 2,000 SH   OTR 0 2,000 0 0
TARGET CORP COM 87612E106 868 4,915 SH   SOLE 0 4,915 0 0
CAPITAL ONE FINL CORP COM 14040H105 13,324 134,792 SH   SOLE 0 124,578 0 10,214
COSTCO WHSL CORP NEW COM 22160K105 617 1,638 SH   SOLE 0 1,638 0 0
CVS HEALTH CORP COM 126650100 15,835 231,844 SH   SOLE 0 215,427 0 16,417
MERCK & CO. INC COM 58933Y105 245 3,000 SH   OTR 0 3,000 0 0
MERCK & CO. INC COM 58933Y105 13,405 163,877 SH   SOLE 0 154,838 0 9,039
PROCTER AND GAMBLE CO COM 742718109 334 2,400 SH   OTR 0 2,400 0 0
PROCTER AND GAMBLE CO COM 742718109 2,029 14,584 SH   SOLE 0 7,383 0 7,201
GENERAL ELECTRIC CO COM 369604103 32 3,000 SH   OTR 0 3,000 0 0
GENERAL ELECTRIC CO COM 369604103 117 10,840 SH   SOLE 0 7,790 0 3,050
MCDONALDS CORP COM 580135101 248 1,155 SH   SOLE 0 1,080 0 75
JPMORGAN CHASE & CO COM 46625H100 656 5,161 SH   SOLE 0 4,507 0 654
WELLS FARGO CO NEW COM 949746101 767 25,427 SH   SOLE 0 24,572 0 855
CORNING INC COM 219350105 371 10,300 SH   SOLE 0 10,300 0 0
PROGRESSIVE CORP COM 743315103 18,079 182,835 SH   SOLE 0 168,096 0 14,739
RAYTHEON TECHNOLOGIES CORP COM 75513E101 29 412 SH   OTR 0 412 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 564 7,893 SH   SOLE 0 7,818 0 75
MARSH & MCLENNAN COS INC COM 571748102 441 3,772 SH   SOLE 0 3,772 0 0
APPLE INC COM 037833100 21,053 158,662 SH   SOLE 0 145,612 0 13,050
CATERPILLAR INC COM 149123101 304 1,668 SH   SOLE 0 1,601 0 67
VERISIGN INC COM 92343E102 13,782 63,687 SH   SOLE 0 58,460 0 5,227
KELLOGG CO COM 487836108 417 6,700 SH   SOLE 0 6,700 0 0
CALIFORNIA WTR SVC GROUP COM 130788102 357 6,600 SH   SOLE 0 6,600 0 0
VALERO ENERGY CORP COM 91913Y100 113 2,000 SH   OTR 0 2,000 0 0
VALERO ENERGY CORP COM 91913Y100 7,117 125,817 SH   SOLE 0 116,827 0 8,990
ROCKWELL AUTOMATION INC COM 773903109 276 1,100 SH   OTR 0 1,100 0 0
ROCKWELL AUTOMATION INC COM 773903109 368 1,469 SH   SOLE 0 1,455 0 14
ROBERT HALF INTL INC COM 770323103 231 3,700 SH   OTR 0 3,700 0 0
ROBERT HALF INTL INC COM 770323103 12,662 202,650 SH   SOLE 0 188,912 0 13,738
JACOBS ENGR GROUP INC COM 469814107 15,107 138,647 SH   SOLE 0 129,131 0 9,516
NOVO-NORDISK A S ADR 670100205 126 1,800 SH   OTR 0 1,800 0 0
NOVO-NORDISK A S ADR 670100205 11,862 169,825 SH   SOLE 0 157,718 0 12,107
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 12,091 78,224 SH   SOLE 0 72,569 0 5,655
YUM BRANDS INC COM 988498101 212 1,950 SH   SOLE 0 1,950 0 0
ALPHABET INC CAP STK CL A 02079K305 10,973 6,261 SH   SOLE 0 5,929 0 332
VANGUARD INDEX FDS MID CAP ETF 922908629 328 1,585 SH   SOLE 0 1,585 0 0
MARKEL CORP COM 570535104 16,866 16,322 SH   SOLE 0 15,081 0 1,241
CARMAX INC COM 143130102 12,978 137,388 SH   SOLE 0 127,795 0 9,593
BANK NEW YORK MELLON CORP COM 064058100 212 5,000 SH   OTR 0 5,000 0 0
BANK NEW YORK MELLON CORP COM 064058100 326 7,692 SH   SOLE 0 6,367 0 1,325
VISA INC COM CL A 92826C839 491 2,245 SH   SOLE 0 1,254 0 991
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 3,074 59,826 SH   SOLE 0 53,193 0 6,633
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 996 17,107 SH   SOLE 0 17,107 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 228 3,676 SH   SOLE 0 3,676 0 0
VEEVA SYS INC CL A COM 922475108 1,179 4,332 SH   SOLE 0 4,332 0 0
ALPHABET INC CAP STK CL C 02079K107 364 208 SH   SOLE 0 47 0 161
CDK GLOBAL INC COM 12508E101 15,247 294,166 SH   SOLE 0 273,361 0 20,805
LIBERTY BROADBAND CORP COM SER C 530307305 7,560 47,739 SH   SOLE 0 44,201 0 3,538
STORE CAP CORP COM 862121100 14,183 417,393 SH   SOLE 0 385,798 0 31,595
CABLE ONE INC COM 12685J105 15,810 7,097 SH   SOLE 0 6,625 0 472
CHARTER COMMUNICATIONS INC N CL A 16119P108 11,821 17,869 SH   SOLE 0 16,694 0 1,175
CARRIER GLOBAL CORPORATION COM 14448C104 16 412 SH   OTR 0 412 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 328 8,693 SH   SOLE 0 8,618 0 75
OTIS WORLDWIDE CORP COM 68902V107 14 205 SH   OTR 0 205 0 0
OTIS WORLDWIDE CORP COM 68902V107 293 4,342 SH   SOLE 0 4,305 0 37