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Regulatory Capital (Tables)
 12 Months Ended
Dec. 31, 2015
Brokers and Dealers [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The Company's capital amounts and ratios, as calculated under regulatory guidelines of Basel III at December 31, 2015 and as calculated under regulatory guidelines of Basel I at December 31, 2014 are presented in the following table:
(dollars in thousands)
 
 
 
 
For Capital
 
To be Well
 
Actual
 
Adequacy purposes
 
Capitalized
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
Total Capital
 
 
 
 
 
 
 
 
 
 
 
(to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
2,553,161

 
14.34
%
 
$
1,424,127

 
8.00
%
 
$
1,780,159

 
10.00
%
Umpqua Bank
$
2,368,213

 
13.32
%
 
$
1,422,495

 
8.00
%
 
$
1,778,118

 
10.00
%
Tier 1 Capital
 
 
 
 
 
 
 
 
 
 
 
(to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
2,073,402

 
11.65
%
 
$
1,068,096

 
6.00
%
 
$
1,424,127

 
8.00
%
Umpqua Bank
$
2,234,458

 
12.57
%
 
$
1,066,871

 
6.00
%
 
$
1,422,495

 
8.00
%
Tier 1 Common
 
 
 
 
 
 
 
 
 
 
 
(to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
2,020,814

 
11.35
%
 
$
801,072

 
4.50
%
 
$
1,157,104

 
6.50
%
Umpqua Bank
$
2,234,458

 
12.57
%
 
$
800,153

 
4.50
%
 
$
1,155,777

 
6.50
%
Tier 1 Capital
 
 
 
 
 
 
 
 
 
 
 
(to Average Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
2,073,402

 
9.73
%
 
$
852,091

 
4.00
%
 
$
1,065,114

 
5.00
%
Umpqua Bank
$
2,234,458

 
10.50
%
 
$
851,554

 
4.00
%
 
$
1,064,443

 
5.00
%
As of December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
Total Capital
 
 
 
 
 
 
 
 
 
 
 
(to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
2,391,267

 
15.20
%
 
$
1,258,198

 
8.00
%
 
$
1,572,747

 
10.00
%
Umpqua Bank
$
2,181,776

 
13.90
%
 
$
1,255,819

 
8.00
%
 
$
1,569,774

 
10.00
%
Tier 1 Capital
 
 
 
 
 
 
 
 
 
 
 
(to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
2,271,563

 
14.44
%
 
$
629,099

 
4.00
%
 
$
943,648

 
6.00
%
Umpqua Bank
$
2,062,151

 
13.14
%
 
$
627,910

 
4.00
%
 
$
941,864

 
6.00
%
Tier 1 Capital
 
 
 
 
 
 
 
 
 
 
 
(to Average Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
2,271,563

 
10.99
%
 
$
827,128

 
4.00
%
 
$
1,033,910

 
5.00
%
Umpqua Bank
$
2,062,151

 
9.96
%
 
$
828,061

 
4.00
%
 
$
1,035,076

 
5.00
%