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Regulatory Capital (Tables)
 12 Months Ended
Dec. 31, 2014
Brokers and Dealers [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The Company's capital amounts and ratios as of December 31, 2014 and December 31, 2013 are presented in the following table:
(dollars in thousands)
 
 
 
 
For Capital
 
To be Well
 
Actual
 
Adequacy purposes
 
Capitalized
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
Total Capital
 
 
 
 
 
 
 
 
 
 
 
(to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
2,391,267

 
15.20
%
 
$
1,258,198

 
8.00
%
 
$
1,572,747

 
10.00
%
Umpqua Bank
$
2,181,776

 
13.90
%
 
$
1,255,819

 
8.00
%
 
$
1,569,774

 
10.00
%
Tier 1 Capital
 
 
 
 
 
 
 
 
 
 
 
(to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
2,271,563

 
14.44
%
 
$
629,099

 
4.00
%
 
$
943,648

 
6.00
%
Umpqua Bank
$
2,062,151

 
13.14
%
 
$
627,910

 
4.00
%
 
$
941,864

 
6.00
%
Tier 1 Capital
 
 
 
 
 
 
 
 
 
 
 
(to Average Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
2,271,563

 
10.99
%
 
$
827,128

 
4.00
%
 
$
1,033,910

 
5.00
%
Umpqua Bank
$
2,062,151

 
9.96
%
 
$
828,061

 
4.00
%
 
$
1,035,076

 
5.00
%
As of December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
Total Capital
 
 
 
 
 
 
 
 
 
 
 
(to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,279,586

 
14.66
%
 
$
698,273

 
8.00
%
 
$
872,842

 
10.00
%
Umpqua Bank
$
1,177,782

 
13.51
%
 
$
697,428

 
8.00
%
 
$
871,785

 
10.00
%
Tier 1 Capital
 
 
 
 
 
 
 
 
 
 
 
(to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,183,061

 
13.56
%
 
$
348,986

 
4.00
%
 
$
523,478

 
6.00
%
Umpqua Bank
$
1,081,282

 
12.40
%
 
$
348,801

 
4.00
%
 
$
523,201

 
6.00
%
Tier 1 Capital
 
 
 
 
 
 
 
 
 
 
 
(to Average Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,183,061

 
10.90
%
 
$
434,151

 
4.00
%
 
$
542,689

 
5.00
%
Umpqua Bank
$
1,081,282

 
9.97
%
 
$
433,814

 
4.00
%
 
$
542,268

 
5.00
%