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Regulatory Capital (Tables)
 12 Months Ended
Dec. 31, 2013
Brokers and Dealers [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The Company's capital amounts and ratios as of December 31, 2013 and December 31, 2012 are presented in the following table:
(dollars in thousands)

 
 
 
 
 
For Capital
 
To be Well
 
Actual
 
Adequacy purposes
 
Capitalized
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
Total Capital
 
 
 
 
 
 
 
 
 
 
 
(to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,279,586

 
14.66
%
 
$
698,273

 
8.00
%
 
$
872,842

 
10.00
%
Umpqua Bank
$
1,177,782

 
13.51
%
 
$
697,428

 
8.00
%
 
$
871,785

 
10.00
%
Tier 1 Capital
 
 
 
 
 
 
 
 
 
 
 
(to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,183,061

 
13.56
%
 
$
348,986

 
4.00
%
 
$
523,478

 
6.00
%
Umpqua Bank
$
1,081,282

 
12.40
%
 
$
348,801

 
4.00
%
 
$
523,201

 
6.00
%
Tier 1 Capital
 
 
 
 
 
 
 
 
 
 
 
(to Average Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,183,061

 
10.90
%
 
$
434,151

 
4.00
%
 
$
542,689

 
5.00
%
Umpqua Bank
$
1,081,282

 
9.97
%
 
$
433,814

 
4.00
%
 
$
542,268

 
5.00
%
As of December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
Total Capital
 
 
 
 
 
 
 
 
 
 
 
(to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,357,206

 
16.52
%
 
$
657,243

 
8.00
%
 
$
821,553

 
10.00
%
Umpqua Bank
$
1,234,010

 
15.03
%
 
$
656,825

 
8.00
%
 
$
821,031

 
10.00
%
Tier 1 Capital
 
 
 
 
 
 
 
 
 
 
 
(to Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,254,514

 
15.27
%
 
$
328,622

 
4.00
%
 
$
492,933

 
6.00
%
Umpqua Bank
$
1,131,373

 
13.78
%
 
$
328,410

 
4.00
%
 
$
492,615

 
6.00
%
Tier 1 Capital
 
 
 
 
 
 
 
 
 
 
 
(to Average Assets)
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
1,254,514

 
11.44
%
 
$
438,641

 
4.00
%
 
$
548,302

 
5.00
%
Umpqua Bank
$
1,131,373

 
10.32
%
 
$
438,517

 
4.00
%
 
$
548,146

 
5.00
%