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Summary of Significant Accounting Policies (Tables)
 12 Months Ended
Dec. 31, 2013
Accounting Policies [Abstract]  
Schedule Of Assumptions Used In Measuring The Fair Value Of Mortgage Servicing Rights
Key assumptions used in measuring the fair value of MSR as of December 31 were as follows:
 
2013
 
2012
 
2011
Constant prepayment rate
12.74
%
 
21.39
%
 
20.39
%
Discount rate
8.69
%
 
8.65
%
 
8.60
%
Weighted average life (years)
6.0

 
4.7

 
4.5
Schedule Of Weighted Average Assumptions To Determine The Fair Value Of Stock Option Grants
The following weighted average assumptions were used to determine the fair value of stock option grants as of the grant date to determine compensation cost for the years ended December 31, 2012 and 2011:
 
2012
 
2011
Dividend yield
3.90
%
 
2.79
%
Expected life (years)
7.4

 
7.1

Expected volatility
53
%
 
52
%
Risk-free rate
1.27
%
 
2.71
%
Weighted average fair value of options on date of grant
$
4.39

 
$
4.65