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Significant Accounting Policies (Tables)
12 Months Ended
Dec. 31, 2012
Significant Accounting Policies [Abstract]  
Schedule Of Assumptions Used In Measuring The Fair Value Of Mortgage Servicing Rights

 

 

 

 

 

 

 

 

 

 

 

2012

 

 

2011

 

 

2010

Constant prepayment rate

 

21.39% 

 

 

20.39% 

 

 

18.54% 

Discount rate

 

8.65% 

 

 

8.60% 

 

 

8.62% 

Weighted average life (years)

 

4.7 

 

 

4.5 

 

 

4.5 

 

Schedule Of Weighted Average Assumptions To Determine The Fair Value Of Stock Option Grants

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2012

 

2011

 

2010

Dividend yield

 

3.90% 

 

 

2.79% 

 

 

2.72% 

Expected life (years)

 

7.4 

 

 

7.1 

 

 

7.1 

Expected volatility

 

53% 

 

 

52% 

 

 

52% 

Risk-free rate

 

1.27% 

 

 

2.71% 

 

 

2.69% 

Weighted average fair value of options on date of grant

$

4.39 

 

$

4.65 

 

$

5.24