0001077428-15-000013.txt : 20150902 0001077428-15-000013.hdr.sgml : 20150902 20150902080713 ACCESSION NUMBER: 0001077428-15-000013 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20150901 ITEM INFORMATION: Regulation FD Disclosure FILED AS OF DATE: 20150902 DATE AS OF CHANGE: 20150902 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TEXAS CAPITAL BANCSHARES INC/TX CENTRAL INDEX KEY: 0001077428 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 752679109 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-34657 FILM NUMBER: 151088532 BUSINESS ADDRESS: STREET 1: 2000 MCKINNEY AVE STREET 2: SUITE 700 CITY: DALLAS STATE: TX ZIP: 75201 BUSINESS PHONE: 2149326600 MAIL ADDRESS: STREET 1: 2000 MCKINNEY AVE STREET 2: SUITE 700 CITY: DALLAS STATE: TX ZIP: 75201 8-K 1 a9120158k.htm 9.1.2015 8-K 8-K


 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
FORM 8-K
 
Current Report Pursuant
to Section 13 or 15(d) of the
Securities and Exchange Act of 1934
Date of Report (Date of earliest event reported): September 2, 2015
 
TEXAS CAPITAL BANCSHARES, INC.
(Name of Registrant)
 
Delaware
(State or other jurisdiction of
incorporation or organization)
001-34657
(Commission
File Number)
75-2679109
(I.R.S. Employer
Identification Number)
2000 McKinney Avenue, Suite 700, Dallas, Texas, U.S.A.
(Address of principal executive officers)

75201
(Zip Code)

214-932-6600
(Registrant's telephone number,
including area code)

N/A
(Former address of principal executive offices)
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
¬
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
 
¬
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
 
¬
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
 
¬
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 




Item 7.01.    Regulation FD Disclosure
As a result of the continued volatility in energy prices, we are providing additional information related to our Houston commercial real estate loans (CRE). Set forth below are market risk real estate loans for properties located in Houston, excluding loans related to our builder finance line of business, which were presented in the table summarizing our market risk real estate portfolio by geographic region at December 31, 2014 and included in our Form 10-K filed on February 19, 2015. The builder finance loans have been excluded from the information below as they represent a different risk profile. As of June 30, 2015 and December 31, 2014 all of these loans were pass graded.
(in thousands except % data)
 
June 30, 2015
% of Total Houston Market Risk CRE
December 31, 2014
% of Total Houston Market Risk CRE
 
 
 
 
 
Apartment buildings
137,838
25%
140,680
29%
Commercial buildings
132,545
24%
127,162
26%
Shopping center/mall buildings
102,073
18%
98,636
20%
Hotel/motel buildings
65,021
12%
56,876
12%
Manufacturing
48,194
9%
16,068
3%
Other
67,200
12%
47,438
10%
Total Houston Market Risk CRE (excluding builder finance loans)
552,871
 
486,860
 
Percentage of Total Loans
3%
 
3%
 






SIGNATURE


Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date:
September 2, 2015
TEXAS CAPITAL BANCSHARES, INC.
 
 
 
 
 
 
 
By:
 
/s/ Julie L. Anderson
 
 
 
 
 
Julie L. Anderson
Controller and Chief Accounting Officer