The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 3,468 118,967 SH   DFND   2,260 0 116,707
ALPHABET CLASS A COM 02079K305 8,930 7,685 SH   DFND   139 0 7,546
AMAZON.COM INC COM 023135106 9,203 4,720 SH   DFND   87 0 4,633
AMERICAN ELECTRIC POWER COM 025537101 4,876 60,968 SH   DFND   1,135 0 59,833
AMGEN INC. COM 031162100 5,672 27,980 SH   DFND   470 0 27,510
APPLE INC COM 037833100 9,345 36,747 SH   DFND   605 0 36,142
BANK OF AMERICA CORP COM 060505104 3,330 156,866 SH   DFND   4,820 0 152,046
BLACKROCK INC COM 09247X101 6,174 14,032 SH   DFND   275 0 13,757
BRISTOL-MYERS SQUIBB COM 110122108 3,918 70,289 SH   DFND   1,225 0 69,064
CME GROUP INC COM 12572Q105 5,040 29,149 SH   DFND   510 0 28,639
CALUMET SPP LP COM 131476103 30 28,100 SH   DFND   0 0 28,100
CHEVRON CORP NEW COM 166764100 2,624 36,213 SH   DFND   665 0 35,548
CISCO SYSTEMS INC COM 17275R102 5,841 148,580 SH   DFND   2,585 0 145,995
COMCAST CORP CL A (NEW) COM 20030N101 2,624 76,337 SH   DFND   1,355 0 74,982
DANAHER CORP COM 235851102 4,567 32,997 SH   DFND   585 0 32,412
DIGITAL REALTY TRUST INC COM 253868103 3,994 28,751 SH   DFND   515 0 28,236
DISNEY WALT CO (HOLDING CO) COM 254687106 4,979 51,541 SH   DFND   950 0 50,591
FORTIVE CORPORATION COM 34959J108 4,131 74,845 SH   DFND   1,565 0 73,280
HOME DEPOT INC COM 437076102 5,012 26,842 SH   DFND   440 0 26,402
HONEYWELL INTERNATIONAL INC COM 438516106 2,603 19,454 SH   DFND   355 0 19,099
INVESCO QQQ TR COM 46090E103 444 2,334 SH   DFND   0 0 2,334
POWERSHARES S&P 500 LOW VLTY COM 46138E354 489 10,420 SH   DFND   0 0 10,420
ISHARES BARCLAYS TIPS BOND COM 464287176 215 1,822 SH   DFND   0 0 1,822
ISHARES RUSSELL 1000 GROWTH FD FUND 464287614 2,916 19,355 SH   DFND   63 0 19,292
ISHARES EDGE MSCI MIN VOL EAFE COM 46429B689 401 6,460 SH   DFND   0 0 6,460
J.P. MORGAN CHASE& CO COM 46625H100 8,343 92,665 SH   DFND   1,435 0 91,230
KIMBERLY CLARK COM 494368103 3,208 25,084 SH   DFND   540 0 24,544
MACERICH REIT CO COM 554382101 954 169,412 SH   DFND   3,000 0 166,412
MERCK& CO. INC. COM 58933Y105 6,517 84,703 SH   DFND   1,680 0 83,023
MICROSOFT CORP COM 594918104 14,798 93,828 SH   DFND   1,760 0 92,068
MONDELEZ INTERNATIONAL INC COM 609207105 4,952 98,879 SH   DFND   1,770 0 97,109
NVIDIA CORP COM 67066G104 4,876 18,499 SH   DFND   330 0 18,169
PEPSICO INC COM 713448108 4,976 41,429 SH   DFND   830 0 40,599
PFIZER INC COM 717081103 4,127 126,451 SH   DFND   2,535 0 123,916
RADIX MARINE INC COM 750483109 0 20,000 SH   DFND   0 0 20,000
SPDR MSCI USA FACTORS COM 78468R812 299 3,915 SH   DFND   0 0 3,915
SALESFORCE.COM INC COM 79466L302 3,357 23,317 SH   DFND   410 0 22,907
SIMON PROPERTY GROUP COM 828806109 782 14,250 SH   DFND   0 0 14,250
STARBUCKS CORP COM 855244109 2,914 44,324 SH   DFND   780 0 43,544
TRUIST FINANCIAL CORPORATION COM 89832Q109 3,724 120,739 SH   DFND   2,370 0 118,369
UNITED TECHNOLOGIES CORP COM 913017109 3,657 38,766 SH   DFND   660 0 38,106
UNITEDHEALTH GROUP INC COM 91324P102 4,643 18,619 SH   DFND   340 0 18,279
VANGUARD S&P 500 ETF COM 922908363 224 943 SH   DFND   0 0 943
VERIZON COMMUNICATIONS COM 92343V104 5,242 97,555 SH   DFND   1,635 0 95,920
VISA INC. COM 92826C839 8,554 53,090 SH   DFND   950 0 52,140
WEYERHAEUSER COMPANY COM 962166104 2,174 128,234 SH   DFND   2,300 0 125,934