The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/3 Int. Mineral Rights Ward Com 999006498 0 1 SH   SOLE   1 0 0
3M CO COM 88579Y101 102 720 SH   DFND   670 50 0
3M CO COM 88579Y101 773 5,456 SH   SOLE   5,311 145 0
ABBOTT LABS COM 002824100 50 1,250 SH   DFND   1,250 0 0
ABBVIE INC COM 00287Y109 68 1,250 SH   DFND   1,250 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 122 1,238 SH   SOLE   1,238 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 64 650 SH   DFND   650 0 0
AIR PRODS & CHEMS INC COM 009158106 38 300 SH   DFND   300 0 0
AIRGAS INC COM 009363102 783 8,763 SH   SOLE   8,353 410 0
ALLIANCEBERNSTEIN INCOME FUN COM 01881E101 24 3,000 SH   DFND   3,000 0 0
ALLSTATE CORP COM 020002101 89 1,536 SH   SOLE   1,536 0 0
ALTRIA GROUP INC COM 02209S103 1,107 20,342 SH   SOLE   19,249 1,093 0
ALTRIA GROUP INC COM 02209S103 544 10,000 SH   DFND   10,000 0 0
AMAZON COM INC COM 023135106 51 100 SH   SOLE   100 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 25 1,540 SH   SOLE   1,540 0 0
AMERICAN ELEC PWR INC COM 025537101 459 8,074 SH   DFND   8,074 0 0
AMERICAN ELEC PWR INC COM 025537101 601 10,571 SH   SOLE   10,110 461 0
AMERICAN EXPRESS CO COM 025816109 29 390 SH   SOLE   390 0 0
ANDERSONS INC COM 034164103 8 230 SH   DFND   0 230 0
ANDERSONS INC COM 034164103 8 230 SH   SOLE   230 0 0
APACHE CORP COM 037411105 16 400 SH   DFND   400 0 0
APACHE CORP COM 037411105 8 200 SH   SOLE   200 0 0
APPLE INC COM 037833100 2,368 21,471 SH   SOLE   20,821 650 0
APPLE INC COM 037833100 165 1,500 SH   DFND   1,400 100 0
AT&T INC COM 00206R102 1,194 36,634 SH   SOLE   35,330 1,304 0
AT&T INC COM 00206R102 528 16,210 SH   DFND   16,035 175 0
ATMOS ENERGY CORP COM 049560105 9 160 SH   SOLE   160 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 573 7,135 SH   DFND   7,135 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 374 4,656 SH   SOLE   4,486 170 0
AVNET INC COM 053807103 11 260 SH   SOLE   260 0 0
BANCFIRST CORP COM 05945F103 334 5,300 SH   DFND   5,150 150 0
BANCFIRST CORP COM 05945F103 899 14,248 SH   SOLE   13,978 270 0
BANK AMER CORP COM 060505104 7 450 SH   SOLE   450 0 0
BANK MONTREAL QUE COM 063671101 11 200 SH   SOLE   200 0 0
BANK OF THE OZARKS INC COM 063904106 12 280 SH   DFND   80 200 0
BANK OF THE OZARKS INC COM 063904106 1,343 30,680 SH   SOLE   29,710 970 0
BARD C R INC COM 067383109 109 585 SH   SOLE   585 0 0
BAXALTA INC COM 07177M103 27 853 SH   SOLE   853 0 0
BAXTER INTL INC COM 071813109 28 843 SH   SOLE   843 0 0
BECTON DICKINSON & CO COM 075887109 27 200 SH   DFND   200 0 0
BECTON DICKINSON & CO COM 075887109 27 200 SH   SOLE   200 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 16 125 SH   DFND   75 50 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 522 4,001 SH   SOLE   3,881 120 0
BHP BILLITON LTD SPONSORED ADR 088606108 11 350 SH   DFND   350 0 0
BLACK HILLS CORP COM 092113109 21 500 SH   DFND   500 0 0
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 55 4,144 SH   SOLE   4,144 0 0
BOEING CO COM 097023105 10 75 SH   DFND   75 0 0
BOEING CO COM 097023105 18 140 SH   SOLE   140 0 0
BP PLC SPONSORED ADR 055622104 162 5,300 SH   DFND   5,300 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 73 1,235 SH   DFND   1,235 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 106 1,795 SH   SOLE   1,795 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 9 150 SH   SOLE   150 0 0
CABELAS INC COM 126804301 5 100 SH   SOLE   100 0 0
CAL MAINE FOODS INC COM NEW 128030202 401 7,335 SH   DFND   7,335 0 0
CAL MAINE FOODS INC COM NEW 128030202 1,165 21,331 SH   SOLE   20,491 840 0
CARNIVAL CORP PAIRED CTF 143658300 5 100 SH   SOLE   100 0 0
CASEYS GEN STORES INC COM 147528103 14 135 SH   SOLE   135 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 9 130 SH   DFND   130 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 22 300 SH   SOLE   300 0 0
CDW CORP COM 12514G108 7 170 SH   SOLE   170 0 0
CENTERPOINT ENERGY INC COM 15189T107 138 7,645 SH   DFND   7,345 300 0
CENTERPOINT ENERGY INC COM 15189T107 490 27,168 SH   SOLE   26,215 953 0
CHEVRON CORP NEW COM 166764100 940 11,922 SH   SOLE   11,443 479 0
CHEVRON CORP NEW COM 166764100 370 4,690 SH   DFND   4,640 50 0
CINCINNATI FINL CORP COM 172062101 27 500 SH   DFND   500 0 0
CINCINNATI FINL CORP COM 172062101 16 300 SH   SOLE   300 0 0
CISCO SYS INC COM 17275R102 153 5,810 SH   DFND   5,810 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DUR 18383M654 4,884 97,577 SH   SOLE   94,712 2,865 0
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DUR 18383M654 179 3,580 SH   DFND   3,350 230 0
CLOROX CO DEL COM 189054109 116 1,000 SH   SOLE   1,000 0 0
CMS ENERGY CORP COM 125896100 18 500 SH   SOLE   500 0 0
COCA COLA CO COM 191216100 321 7,992 SH   SOLE   7,992 0 0
COCA COLA CO COM 191216100 68 1,700 SH   DFND   1,700 0 0
COLGATE PALMOLIVE CO COM 194162103 82 1,296 SH   SOLE   1,296 0 0
COMCAST CORP NEW CL A 20030N101 84 1,475 SH   DFND   1,400 75 0
COMCAST CORP NEW CL A 20030N101 448 7,878 SH   SOLE   7,648 230 0
COMERICA INC COM 200340107 16 400 SH   SOLE   400 0 0
COMMUNICATIONS SALES&LEAS IN COM 20341J104 9 518 SH   SOLE   518 0 0
COMMUNICATIONS SALES&LEAS IN COM 20341J104 7 400 SH   DFND   400 0 0
CONAGRA FOODS INC COM 205887102 429 10,600 SH   DFND   10,600 0 0
CONOCOPHILLIPS COM 20825C104 10 200 SH   SOLE   200 0 0
CONOCOPHILLIPS COM 20825C104 37 775 SH   DFND   775 0 0
CORE LABORATORIES N V COM N22717107 50 505 SH   DFND   505 0 0
CORE LABORATORIES N V COM N22717107 869 8,705 SH   SOLE   8,470 235 0
COSTCO WHSL CORP NEW COM 22160K105 14 100 SH   SOLE   100 0 0
CREDIT SUISSE HIGH YLD BND F SH BEN INT 22544F103 27 11,850 SH   DFND   11,850 0 0
CREDIT SUISSE HIGH YLD BND F SH BEN INT 22544F103 25 10,909 SH   SOLE   10,909 0 0
CUMMINS INC COM 231021106 7 60 SH   SOLE   60 0 0
DANAHER CORP DEL COM 235851102 75 875 SH   DFND   750 125 0
DANAHER CORP DEL COM 235851102 1,238 14,532 SH   SOLE   14,037 495 0
DIAGEO P L C SPON ADR NEW 25243Q205 22 200 SH   DFND   200 0 0
DISCOVER FINL SVCS COM 254709108 20 390 SH   SOLE   390 0 0
DISNEY WALT CO COM DISNEY 254687106 61 600 SH   SOLE   600 0 0
DOMINION RES INC VA NEW COM 25746U109 70 990 SH   SOLE   990 0 0
DOMINION RES INC VA NEW COM 25746U109 56 800 SH   DFND   800 0 0
DOW CHEM CO COM 260543103 74 1,738 SH   DFND   1,738 0 0
DOW CHEM CO COM 260543103 476 11,230 SH   SOLE   11,230 0 0
DTE ENERGY CO COM 233331107 131 1,636 SH   DFND   1,420 216 0
DTE ENERGY CO COM 233331107 186 2,318 SH   SOLE   2,318 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 46 950 SH   DFND   950 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 298 6,173 SH   SOLE   5,661 512 0
DUKE ENERGY CORP NEW COM NEW 26441c204 175 2,435 SH   DFND   2,435 0 0
EATON CORP PLC SHS G29183103 10 200 SH   SOLE   200 0 0
EDGEWELL PERS CARE CO COM 28035Q102 8 100 SH   SOLE   100 0 0
EMPLOYERS HOLDINGS INC COM 292218104 9 420 SH   SOLE   420 0 0
ENERGEN CORP COM 29265N108 6 125 SH   SOLE   125 0 0
ENERGY RECOVERY INC COM 29270J100 21 10,000 SH   SOLE   10,000 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 273 6,650 SH   DFND   6,650 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 16 400 SH   SOLE   400 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 44 1,750 SH   DFND   1,750 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 72 2,900 SH   SOLE   2,900 0 0
EXELON CORP COM 30161N101 12 400 SH   DFND   400 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 644 7,959 SH   SOLE   7,476 483 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 2 21 SH   DFND   21 0 0
EXXON MOBIL CORP COM 30231G102 1,594 21,445 SH   SOLE   20,771 674 0
EXXON MOBIL CORP COM 30231G102 138 1,850 SH   DFND   1,750 100 0
Fairholme Fund Com 304871106 18 524 SH   SOLE   524 0 0
FIFTH THIRD BANCORP COM 316773100 9 450 SH   SOLE   450 0 0
FIRST AMERN FINL CORP COM 31847R102 12 295 SH   SOLE   295 0 0
FIRST HORIZON NATL CORP COM 320517105 0 4 SH   SOLE   4 0 0
FIRST TR ENERGY INCOME & GRW COM 33738G104 255 10,030 SH   DFND   9,755 275 0
FIRST TR ENERGY INCOME & GRW COM 33738G104 1,333 52,504 SH   SOLE   50,048 2,456 0
First Trust MLP Closed End Fund Com 30284S458 5 988 SH   DFND   0 988 0
First Trust MLP Closed End Fund Com 30284S458 5 989 SH   SOLE   989 0 0
FIRSTENERGY CORP COM 337932107 25 800 SH   DFND   800 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 68 5,027 SH   DFND   0 5,027 0
FORD MTR CO DEL COM PAR $0.01 345370860 519 38,238 SH   SOLE   33,888 4,350 0
GABELLI EQUITY TR INC COM 362397101 8 1,530 SH   DFND   0 1,530 0
GABELLI EQUITY TR INC COM 362397101 8 1,530 SH   SOLE   1,530 0 0
GENERAL DYNAMICS CORP COM 369550108 19 140 SH   SOLE   140 0 0
GENERAL ELECTRIC CO COM 369604103 242 9,600 SH   DFND   9,600 0 0
GENERAL ELECTRIC CO COM 369604103 185 7,347 SH   SOLE   7,347 0 0
GENERAL MLS INC COM 370334104 134 2,390 SH   DFND   2,340 50 0
GENERAL MLS INC COM 370334104 761 13,556 SH   SOLE   13,036 520 0
GENUINE PARTS CO COM 372460105 446 5,375 SH   DFND   5,375 0 0
GENUINE PARTS CO COM 372460105 671 8,092 SH   SOLE   7,889 203 0
GILEAD SCIENCES INC COM 375558103 29 300 SH   SOLE   300 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 58 1,500 SH   DFND   1,500 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 241 1,385 SH   SOLE   1,385 0 0
GOOGLE INC CL A 38259P508 10 15 SH   DFND   0 15 0
GOOGLE INC CL A 38259P508 345 540 SH   SOLE   525 15 0
GOOGLE INC CL C 38259P706 141 232 SH   SOLE   217 15 0
GRAND CANYON ED INC COM 38526M106 665 17,514 SH   SOLE   17,129 385 0
GREAT PLAINS ENERGY INC COM 391164100 588 21,750 SH   DFND   21,750 0 0
GREAT PLAINS ENERGY INC COM 391164100 27 1,000 SH   SOLE   1,000 0 0
HALLIBURTON CO COM 406216101 7 200 SH   SOLE   200 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT 41013W108 283 14,625 SH   DFND   14,625 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT 41013W108 163 8,418 SH   SOLE   6,418 2,000 0
HCA HOLDINGS INC COM 40412C101 12 160 SH   SOLE   160 0 0
HEADWATERS INC COM 42210P102 10 545 SH   SOLE   545 0 0
Health Care REIT Com 42217K106 129 1,908 SH   DFND   1,908 0 0
Health Care REIT Com 42217K106 119 1,762 SH   SOLE   1,762 0 0
HEALTH NET INC COM 42222G108 15 245 SH   SOLE   245 0 0
HECLA MNG CO COM 422704106 14 7,000 SH   DFND   7,000 0 0
HELMERICH & PAYNE INC COM 423452101 986 20,872 SH   SOLE   20,030 842 0
HELMERICH & PAYNE INC COM 423452101 323 6,840 SH   DFND   6,785 55 0
HEXCEL CORP NEW COM 428291108 49 1,083 SH   DFND   883 200 0
HEXCEL CORP NEW COM 428291108 1,221 27,209 SH   SOLE   26,343 866 0
HOME DEPOT INC COM 437076102 400 3,465 SH   DFND   3,465 0 0
HONEYWELL INTL INC COM 438516106 24 250 SH   DFND   250 0 0
HONEYWELL INTL INC COM 438516106 28 295 SH   SOLE   295 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 12 110 SH   SOLE   110 0 0
ILLINOIS TOOL WKS INC COM 452308109 25 300 SH   DFND   300 0 0
ILLINOIS TOOL WKS INC COM 452308109 47 572 SH   SOLE   572 0 0
INSIGHT ENTERPRISES INC COM 45765U103 13 505 SH   SOLE   505 0 0
INTEL CORP COM 458140100 488 16,205 SH   DFND   15,955 250 0
INTEL CORP COM 458140100 540 17,919 SH   SOLE   17,388 531 0
INTERNATIONAL BUSINESS MACHS COM 459200101 88 605 SH   DFND   565 40 0
INTERNATIONAL BUSINESS MACHS COM 459200101 523 3,607 SH   SOLE   3,442 165 0
ISHARES MSCI CDA ETF 464286509 12 500 SH   SOLE   500 0 0
ISHARES MSCI PAC JP ETF 464286665 11 300 SH   DFND   300 0 0
ISHARES MSCI PAC JP ETF 464286665 82 2,250 SH   SOLE   2,250 0 0
ISHARES GOLD TRUST ISHARES 464285105 11 1,000 SH   DFND   1,000 0 0
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 3 150 SH   DFND   150 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 439 4,180 SH   SOLE   4,180 0 0
ISHARES TR COHEN&STEER REIT 464287564 6 60 SH   DFND   60 0 0
ISHARES TR CORE S&P SCP ETF 464287804 53 500 SH   SOLE   500 0 0
ISHARES TR CORE S&P500 ETF 464287200 533 2,766 SH   SOLE   2,766 0 0
ISHARES TR CORE US AGGBD ET 464287226 45,608 416,211 SH   SOLE   403,621 12,590 0
ISHARES TR CORE US AGGBD ET 464287226 3,800 34,680 SH   DFND   33,575 1,105 0
ISHARES TR CORE US CR BD 464288620 226 2,087 SH   SOLE   2,087 0 0
ISHARES TR CORE US CR BD 464288620 38 350 SH   DFND   350 0 0
ISHARES TR IBOXX HI YD ETF 464288513 133 1,599 SH   SOLE   1,599 0 0
ISHARES TR IBOXX HI YD ETF 464288513 2 20 SH   DFND   0 20 0
ISHARES TR INTERM CR BD ETF 464288638 144 1,325 SH   SOLE   1,325 0 0
ISHARES TR INTL SEL DIV ETF 464288448 430 15,275 SH   DFND   14,855 420 0
ISHARES TR INTL SEL DIV ETF 464288448 1,619 57,541 SH   SOLE   56,076 1,465 0
ISHARES TR JP MOR EM MK ETF 464288281 3,870 36,372 SH   SOLE   35,097 1,275 0
ISHARES TR JP MOR EM MK ETF 464288281 327 3,070 SH   DFND   2,995 75 0
ISHARES TR MBS ETF 464288588 27 250 SH   DFND   250 0 0
ISHARES TR MICRO-CAP ETF 464288869 5,715 81,930 SH   SOLE   80,435 1,495 0
ISHARES TR MICRO-CAP ETF 464288869 358 5,135 SH   DFND   4,425 710 0
ISHARES TR MSCI EAFE ETF 464287465 3,808 66,435 SH   SOLE   64,675 1,760 0
ISHARES TR MSCI EAFE ETF 464287465 251 4,376 SH   DFND   3,691 685 0
ISHARES TR MSCI EMG MKT ETF 464287234 5,132 156,574 SH   SOLE   152,244 4,330 0
ISHARES TR MSCI EMG MKT ETF 464287234 363 11,079 SH   DFND   10,604 475 0
ISHARES TR NAT AMT FREE BD 464288414 58 525 SH   DFND   525 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 9 100 SH   DFND   100 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 159 1,706 SH   SOLE   1,706 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 12 90 SH   DFND   90 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 314 2,345 SH   SOLE   2,345 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 126 1,395 SH   SOLE   1,395 0 0
ISHARES TR RUS MD CP GR ETF 464287481 164 1,847 SH   DFND   1,357 490 0
ISHARES TR RUS MD CP GR ETF 464287481 3,862 43,583 SH   SOLE   43,143 440 0
ISHARES TR RUS MDCP VAL ETF 464287473 134 2,000 SH   SOLE   2,000 0 0
ISHARES TR RUS MID-CAP ETF 464287499 131 840 SH   DFND   840 0 0
ISHARES TR RUS MID-CAP ETF 464287499 861 5,535 SH   SOLE   4,865 670 0
ISHARES TR RUSSELL 2000 ETF 464287655 8,850 81,047 SH   SOLE   78,986 2,061 0
ISHARES TR RUSSELL 2000 ETF 464287655 689 6,311 SH   DFND   5,776 535 0
ISHARES TR S&P 100 ETF 464287101 106 1,250 SH   SOLE   1,250 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 654 6,066 SH   DFND   5,011 1,055 0
ISHARES TR S&P 500 GRWT ETF 464287309 9,091 84,330 SH   SOLE   82,248 2,082 0
ISHARES TR S&P 500 VAL ETF 464287408 5,185 61,707 SH   SOLE   60,704 1,003 0
ISHARES TR S&P 500 VAL ETF 464287408 410 4,876 SH   DFND   4,076 800 0
ISHARES TR S&P MC 400VL ETF 464287705 69 600 SH   SOLE   600 0 0
ISHARES TR SELECT DIVID ETF 464287168 219 3,015 SH   SOLE   2,515 500 0
ISHARES TR SELECT DIVID ETF 464287168 210 2,890 SH   DFND   2,590 300 0
ISHARES TR TIPS BD ETF 464287176 77 700 SH   SOLE   700 0 0
ISHARES TR U.S. BAS MTL ETF 464287838 32 495 SH   SOLE   495 0 0
ISHARES TR U.S. CNSM GD ETF 464287812 286 2,790 SH   SOLE   2,790 0 0
ISHARES TR U.S. CNSM GD ETF 464287812 13 125 SH   DFND   0 125 0
ISHARES TR U.S. CNSM SV ETF 464287580 191 1,390 SH   SOLE   1,390 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 10 75 SH   DFND   0 75 0
ISHARES TR U.S. ENERGY ETF 464287796 242 7,045 SH   SOLE   7,045 0 0
ISHARES TR U.S. ENERGY ETF 464287796 40 1,155 SH   DFND   855 300 0
ISHARES TR U.S. FINLS ETF 464287788 445 5,290 SH   SOLE   5,290 0 0
ISHARES TR U.S. FINLS ETF 464287788 8 100 SH   DFND   0 100 0
ISHARES TR U.S. INDS ETF 464287754 321 3,333 SH   SOLE   3,333 0 0
ISHARES TR U.S. INDS ETF 464287754 33 345 SH   DFND   270 75 0
ISHARES TR U.S. PFD STK ETF 464288687 985 25,510 SH   DFND   25,405 105 0
ISHARES TR U.S. PFD STK ETF 464288687 2,029 52,564 SH   SOLE   49,349 3,215 0
ISHARES TR U.S. TECH ETF 464287721 5,324 53,835 SH   SOLE   53,035 800 0
ISHARES TR U.S. TECH ETF 464287721 282 2,847 SH   DFND   2,462 385 0
ISHARES TR U.S. TELECOM ETF 464287713 1,005 37,226 SH   SOLE   37,156 70 0
ISHARES TR U.S. TELECOM ETF 464287713 34 1,262 SH   DFND   1,032 230 0
ISHARES TR U.S. UTILITS ETF 464287697 13 125 SH   DFND   100 25 0
ISHARES TR U.S. UTILITS ETF 464287697 220 2,040 SH   SOLE   1,740 300 0
ISHARES TR US HLTHCARE ETF 464287762 78 555 SH   DFND   455 100 0
ISHARES TR US HLTHCARE ETF 464287762 655 4,680 SH   SOLE   4,680 0 0
JETBLUE AIRWAYS CORP COM 477143101 14 545 SH   SOLE   545 0 0
JOHNSON & JOHNSON COM 478160104 274 2,940 SH   DFND   2,865 75 0
JOHNSON & JOHNSON COM 478160104 883 9,455 SH   SOLE   9,080 375 0
JPMORGAN CHASE & CO COM 46625H100 1,075 17,634 SH   SOLE   16,839 795 0
JPMORGAN CHASE & CO COM 46625H100 83 1,360 SH   DFND   1,360 0 0
KELLOGG CO COM 487836108 27 400 SH   DFND   400 0 0
KELLY SVCS INC CL A 488152208 867 61,327 SH   SOLE   61,327 0 0
KIMBERLY CLARK CORP COM 494368103 369 3,383 SH   DFND   3,383 0 0
KIMBERLY CLARK CORP COM 494368103 408 3,740 SH   SOLE   3,615 125 0
KINDER MORGAN INC DEL COM 49456B101 49 1,780 SH   DFND   1,780 0 0
KINDER MORGAN INC DEL COM 49456B101 12 445 SH   SOLE   445 0 0
KRAFT HEINZ CO COM 500754106 441 6,249 SH   SOLE   5,987 262 0
KRAFT HEINZ CO COM 500754106 451 6,385 SH   DFND   6,115 270 0
KROGER CO COM 501044101 11 300 SH   DFND   300 0 0
LA Z BOY INC COM 505336107 1,543 58,082 SH   DFND   58,082 0 0
LA Z BOY INC COM 505336107 2,878 108,364 SH   SOLE   108,364 0 0
LEGGETT & PLATT INC COM 524660107 25 600 SH   DFND   600 0 0
LILLY ELI & CO COM 532457108 520 6,219 SH   SOLE   5,062 1,157 0
LILLY ELI & CO COM 532457108 633 7,560 SH   DFND   7,560 0 0
LOCKHEED MARTIN CORP COM 539830109 524 2,529 SH   DFND   2,529 0 0
LOCKHEED MARTIN CORP COM 539830109 452 2,179 SH   SOLE   2,114 65 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 239 2,865 SH   DFND   2,865 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 149 1,785 SH   SOLE   1,785 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 84 1,400 SH   DFND   1,400 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 156 2,600 SH   SOLE   2,600 0 0
MARATHON OIL CORP COM 565849106 169 11,000 SH   DFND   11,000 0 0
MARATHON PETE CORP COM 56585A102 510 11,000 SH   DFND   11,000 0 0
MARKETAXESS HLDGS INC COM 57060D108 860 9,256 SH   SOLE   8,701 555 0
MARKETAXESS HLDGS INC COM 57060D108 157 1,690 SH   DFND   1,690 0 0
MASTERCARD INC CL A 57636Q104 23 250 SH   SOLE   250 0 0
MBT FINL CORP COM 578877102 7,730 1,238,848 SH   OTR   0 0 1,238,848
MCCORMICK & CO INC COM NON VTG 579780206 66 800 SH   SOLE   800 0 0
MCDONALDS CORP COM 580135101 528 5,355 SH   DFND   5,255 100 0
MCDONALDS CORP COM 580135101 1,407 14,283 SH   SOLE   13,507 776 0
MCKESSON CORP COM 58155Q103 19 100 SH   SOLE   100 0 0
MDU RES GROUP INC COM 552690109 10 600 SH   SOLE   600 0 0
MERCK & CO INC NEW COM 58933Y105 74 1,505 SH   DFND   1,075 430 0
MERCK & CO INC NEW COM 58933Y105 126 2,557 SH   SOLE   1,900 657 0
METHODE ELECTRS INC COM 591520200 10 300 SH   SOLE   300 0 0
METLIFE INC COM 59156R108 63 1,332 SH   SOLE   1,332 0 0
MICROSOFT CORP COM 594918104 1,315 29,712 SH   SOLE   28,697 1,015 0
MICROSOFT CORP COM 594918104 505 11,400 SH   DFND   11,225 175 0
MOLINA HEALTHCARE INC COM 60855R100 10 150 SH   SOLE   150 0 0
MONSANTO CO NEW COM 61166W101 50 588 SH   SOLE   588 0 0
MORGAN STANLEY COM NEW 617446448 63 1,992 SH   SOLE   1,992 0 0
MURPHY USA INC COM 626755102 12 215 SH   SOLE   215 0 0
MYLAN N V SHS EURO N59465109 64 1,600 SH   DFND   1,600 0 0
MYLAN N V SHS EURO N59465109 1,117 27,746 SH   SOLE   26,306 1,440 0
NAVISTAR INTL CORP NEW COM 63934E108 1 55 SH   SOLE   55 0 0
NEWS CORP NEW CL A 65249B109 0 8 SH   SOLE   8 0 0
NEXTERA ENERGY INC COM 65339F101 31 314 SH   DFND   314 0 0
NEXTERA ENERGY INC COM 65339F101 93 950 SH   SOLE   950 0 0
NIKE INC CL B 654106103 277 2,250 SH   SOLE   2,250 0 0
NOBLE CORP PLC SHS USD G65431101 5 500 SH   SOLE   500 0 0
NOBLE CORP PLC SHS USD G65431101 4 400 SH   DFND   400 0 0
NORFOLK SOUTHERN CORP COM 655844108 262 3,428 SH   DFND   3,428 0 0
NORFOLK SOUTHERN CORP COM 655844108 73 962 SH   SOLE   962 0 0
NORTHROP GRUMMAN CORP COM 666807102 362 2,183 SH   DFND   2,183 0 0
NOVARTIS A G SPONSORED ADR 66987V109 101 1,100 SH   SOLE   1,100 0 0
NOVARTIS A G SPONSORED ADR 66987V109 18 200 SH   DFND   200 0 0
NOVO-NORDISK A S ADR 670100205 27 500 SH   SOLE   500 0 0
NUCOR CORP COM 670346105 9 250 SH   SOLE   250 0 0
NUVEEN MICH QUALITY INCOME M COM 670979103 24 1,800 SH   SOLE   1,800 0 0
NVR INC COM 62944T105 15 10 SH   SOLE   10 0 0
OCEANEERING INTL INC COM 675232102 4 90 SH   DFND   25 65 0
OCEANEERING INTL INC COM 675232102 760 19,343 SH   SOLE   18,798 545 0
OMNICELL INC COM 68213N109 2 75 SH   DFND   0 75 0
OMNICELL INC COM 68213N109 1,145 36,830 SH   SOLE   35,365 1,465 0
ORACLE CORP COM 68389X105 1,056 29,241 SH   SOLE   28,206 1,035 0
ORACLE CORP COM 68389X105 137 3,800 SH   DFND   3,675 125 0
PARAGON OFFSHORE PLC SHS G6S01W108 0 133 SH   DFND   133 0 0
PEPSICO INC COM 713448108 587 6,225 SH   DFND   5,860 365 0
PEPSICO INC COM 713448108 1,420 15,054 SH   SOLE   14,755 299 0
PFIZER INC COM 717081103 1,206 38,383 SH   SOLE   37,269 1,114 0
PFIZER INC COM 717081103 456 14,505 SH   DFND   14,305 200 0
PG&E CORP COM 69331C108 86 1,620 SH   DFND   1,620 0 0
PG&E CORP COM 69331C108 616 11,672 SH   SOLE   11,142 530 0
PHILIP MORRIS INTL INC COM 718172109 645 8,125 SH   DFND   8,125 0 0
PHILIP MORRIS INTL INC COM 718172109 1,345 16,949 SH   SOLE   16,015 934 0
PHILLIPS 66 COM 718546104 16 213 SH   DFND   213 0 0
PILGRIMS PRIDE CORP NEW COM 72147K108 8 375 SH   SOLE   375 0 0
PINNACLE WEST CAP CORP COM 723484101 346 5,400 SH   DFND   5,400 0 0
PLUM CREEK TIMBER CO INC COM 729251108 12 300 SH   DFND   300 0 0
PNC FINL SVCS GROUP INC COM 693475105 11 125 SH   DFND   125 0 0
PNC FINL SVCS GROUP INC COM 693475105 15 171 SH   SOLE   171 0 0
POLARIS INDS INC COM 731068102 81 678 SH   DFND   603 75 0
POLARIS INDS INC COM 731068102 1,152 9,609 SH   SOLE   9,294 315 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 41 400 SH   DFND   400 0 0
PPL CORP COM 69351T106 334 10,165 SH   DFND   10,165 0 0
PRA GROUP INC COM 69354N106 974 18,400 SH   SOLE   17,660 740 0
PRAXAIR INC COM 74005P104 15 150 SH   SOLE   150 0 0
PROCTER & GAMBLE CO COM 742718109 149 2,075 SH   DFND   1,945 130 0
PROCTER & GAMBLE CO COM 742718109 1,242 17,265 SH   SOLE   16,550 715 0
PROGRESSIVE CORP OHIO COM 743315103 15 475 SH   SOLE   475 0 0
PRUDENTIAL FINL INC COM 744320102 30 400 SH   SOLE   400 0 0
QUALCOMM INC COM 747525103 21 400 SH   DFND   300 100 0
QUALCOMM INC COM 747525103 830 15,449 SH   SOLE   15,019 430 0
RAYTHEON CO COM NEW 755111507 12 109 SH   SOLE   109 0 0
REALTY INCOME CORP COM 756109104 43 900 SH   DFND   900 0 0
REPUBLIC SVCS INC COM 760759100 15 375 SH   SOLE   375 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 32 903 SH   SOLE   903 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 19 350 SH   SOLE   350 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 8 150 SH   DFND   150 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 22 470 SH   DFND   470 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 303 6,397 SH   SOLE   6,127 270 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 246 5,185 SH   DFND   5,010 175 0
SANMINA CORPORATION COM 801056102 10 490 SH   SOLE   490 0 0
SCHLUMBERGER LTD COM 806857108 33 473 SH   SOLE   468 5 0
SCHWAB CHARLES CORP NEW COM 808513105 6 200 SH   SOLE   200 0 0
SELECT COMFORT CORP COM 81616X103 602 27,500 SH   SOLE   26,415 1,085 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,202 16,180 SH   SOLE   16,040 140 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 113 1,528 SH   DFND   1,436 92 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 164 3,474 SH   DFND   2,912 562 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,716 36,365 SH   SOLE   35,598 767 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 209 3,156 SH   DFND   2,655 501 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,130 47,266 SH   SOLE   46,846 420 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 1,526 24,935 SH   SOLE   24,750 185 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 127 2,075 SH   DFND   1,977 98 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,591 70,196 SH   SOLE   68,636 1,560 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 152 6,728 SH   DFND   6,259 469 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 114 2,291 SH   DFND   2,161 130 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,011 20,270 SH   SOLE   19,952 318 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,863 66,128 SH   SOLE   65,128 1,000 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 220 5,073 SH   DFND   4,618 455 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 174 4,347 SH   SOLE   4,322 25 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 15 385 SH   DFND   355 30 0
SELECTIVE INS GROUP INC COM 816300107 13 415 SH   SOLE   415 0 0
SEMPRA ENERGY COM 816851109 68 700 SH   DFND   700 0 0
SIGNET JEWELERS LIMITED SHS G81276100 259 1,903 SH   SOLE   1,903 0 0
SLM Corp Nt Lkd Flt Rt 1. Pfd Stk 78442P403 11 500 SH   SOLE   500 0 0
SMUCKER J M CO COM NEW 832696405 57 500 SH   SOLE   500 0 0
SMUCKER J M CO COM NEW 832696405 23 200 SH   DFND   200 0 0
SNAP ON INC COM 833034101 95 627 SH   DFND   552 75 0
SNAP ON INC COM 833034101 1,689 11,189 SH   SOLE   10,919 270 0
South32 Ltd ADR Com 84473L105 1 140 SH   DFND   140 0 0
South32 Ltd ADR Com 84473L105 0 80 SH   SOLE   80 0 0
SOUTHERN CO COM 842587107 87 1,950 SH   DFND   1,950 0 0
SOUTHERN CO COM 842587107 18 400 SH   SOLE   400 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 24 145 SH   DFND   145 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 16 100 SH   SOLE   100 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 11 100 SH   SOLE   0 100 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 797 22,360 SH   DFND   22,110 250 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 5,293 148,418 SH   SOLE   143,328 5,090 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 360 6,906 SH   DFND   6,651 255 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 6,249 120,019 SH   SOLE   116,315 3,704 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 24 1,000 SH   SOLE   0 1,000 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 164 2,275 SH   SOLE   2,275 0 0
SPECTRA ENERGY CORP COM 847560109 72 2,750 SH   DFND   2,750 0 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 5,783 121,090 SH   SOLE   116,881 4,209 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 424 8,880 SH   DFND   8,640 240 0
STARBUCKS CORP COM 855244109 68 1,200 SH   SOLE   1,200 0 0
STRYKER CORP COM 863667101 47 500 SH   DFND   500 0 0
SUNTRUST BKS INC COM 867914103 8 200 SH   SOLE   200 0 0
SUPERVALU INC COM 868536103 9 1,260 SH   SOLE   1,260 0 0
SYKES ENTERPRISES INC COM 871237103 12 455 SH   SOLE   455 0 0
SYNCHRONY FINL COM 87165B103 10 330 SH   SOLE   330 0 0
SYSCO CORP COM 871829107 12 320 SH   SOLE   320 0 0
SYSCO CORP COM 871829107 37 950 SH   DFND   950 0 0
TALEN ENERGY CORP COM 87422J105 1 125 SH   DFND   125 0 0
TCW STRATEGIC INCOME FUND IN COM 872340104 28 5,400 SH   DFND   5,400 0 0
TEMPLETON DRAGON FD INC COM 88018T101 46 2,479 SH   SOLE   2,479 0 0
TENNECO INC COM 880349105 7 150 SH   SOLE   150 0 0
TESORO CORP COM 881609101 8 80 SH   SOLE   80 0 0
TESSERA TECHNOLOGIES INC COM 88164L100 11 325 SH   SOLE   325 0 0
TEXTRON INC COM 883203101 12 315 SH   SOLE   315 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 18 150 SH   SOLE   150 0 0
TIME INC NEW COM 887228104 1 41 SH   SOLE   41 0 0
TIME WARNER CABLE INC COM 88732J207 15 83 SH   SOLE   83 0 0
TIME WARNER INC COM NEW 887317303 23 333 SH   SOLE   333 0 0
TJX COS INC NEW COM 872540109 43 600 SH   DFND   600 0 0
U S SILICA HLDGS INC COM 90346E103 359 25,488 SH   SOLE   24,428 1,060 0
U S SILICA HLDGS INC COM 90346E103 26 1,842 SH   DFND   1,742 100 0
UNDER ARMOUR INC CL A 904311107 19 200 SH   DFND   200 0 0
UNION PAC CORP COM 907818108 249 2,820 SH   DFND   2,820 0 0
UNITED PARCEL SERVICE INC CL B 911312106 322 3,260 SH   DFND   3,260 0 0
UNITED PARCEL SERVICE INC CL B 911312106 378 3,826 SH   SOLE   3,722 104 0
UNITED TECHNOLOGIES CORP COM 913017109 953 10,707 SH   SOLE   10,462 245 0
UNITED TECHNOLOGIES CORP COM 913017109 101 1,130 SH   DFND   1,065 65 0
UNITEDHEALTH GROUP INC COM 91324P102 132 1,136 SH   SOLE   1,136 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100 13 105 SH   SOLE   105 0 0
UNIVERSAL INS HLDGS INC COM 91359V107 12 390 SH   SOLE   390 0 0
US BANCORP DEL COM NEW 902973304 37 900 SH   DFND   900 0 0
VALERO ENERGY CORP NEW COM 91913Y100 30 500 SH   DFND   500 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 608 7,172 SH   DFND   6,847 325 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 11,063 130,393 SH   SOLE   126,670 3,723 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 38 462 SH   SOLE   462 0 0
VANGUARD INDEX FDS REIT ETF 922908553 595 7,870 SH   DFND   7,520 350 0
VANGUARD INDEX FDS REIT ETF 922908553 2,738 36,251 SH   SOLE   35,401 850 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 112 2,620 SH   SOLE   2,620 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13 400 SH   SOLE   400 0 0
Vanguard Mid-Cap Index Admiral Com 922908645 2,640 18,272 SH   SOLE   17,739 533 0
Vanguard Mid-Cap Index Admiral Com 922908645 37 256 SH   DFND   128 128 0
Vanguard Wellington Adm Com 921935201 20 306 SH   SOLE   306 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 6,079 97,030 SH   SOLE   93,910 3,120 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 810 12,925 SH   DFND   12,275 650 0
VERIZON COMMUNICATIONS INC COM 92343V104 651 14,966 SH   DFND   14,891 75 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,093 25,131 SH   SOLE   23,964 1,167 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 12 381 SH   DFND   381 0 0
WAL-MART STORES INC COM 931142103 8 127 SH   SOLE   127 0 0
WAL-MART STORES INC COM 931142103 29 450 SH   DFND   225 225 0
WASTE MGMT INC DEL COM 94106L109 658 13,205 SH   SOLE   12,075 1,130 0
WASTE MGMT INC DEL COM 94106L109 403 8,096 SH   DFND   7,736 360 0
WELLS FARGO & CO NEW COM 949746101 1,060 20,651 SH   SOLE   19,851 800 0
WELLS FARGO & CO NEW COM 949746101 33 640 SH   DFND   400 240 0
WELLS FARGO ADVANTAGE UTILS COM 94987E109 23 2,150 SH   SOLE   2,150 0 0
WELLS FARGO ADVANTAGE UTILS COM 94987E109 81 7,655 SH   DFND   7,655 0 0
WENDYS CO COM 95058W100 31 3,536 SH   SOLE   3,536 0 0
WESTAR ENERGY INC COM 95709T100 48 1,250 SH   DFND   1,250 0 0
WESTERN ASSET CLYM INFL OPP COM 95766R104 5 500 SH   SOLE   500 0 0
WESTERN REFNG INC COM 959319104 12 270 SH   SOLE   270 0 0
WINDSTREAM HLDGS INC COM NEW 97382A200 3 432 SH   SOLE   432 0 0
WINDSTREAM HLDGS INC COM NEW 97382A200 2 333 SH   DFND   333 0 0
WISDOMTREE TR INTL DIV EX FINL 97717W786 188 4,930 SH   SOLE   4,930 0 0
XL GROUP PLC SHS G98290102 20 550 SH   SOLE   550 0 0
YAMANA GOLD INC COM 98462Y100 9 5,000 SH   DFND   5,000 0 0
ZIONS BANCORPORATION COM 989701107 11 400 SH   SOLE   400 0 0