The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/3 Int. Mineral Rights Ward Com 999006498 0 1 SH   SOLE   1 0 0
3M CO COM 88579Y101 126 765 SH   DFND   715 50 0
3M CO COM 88579Y101 1,282 7,803 SH   SOLE   6,528 1,275 0
ABBOTT LABS COM 002824100 56 1,250 SH   DFND   1,250 0 0
ABBVIE INC COM 00287Y109 344 5,250 SH   DFND   5,250 0 0
ABBVIE INC COM 00287Y109 10 158 SH   SOLE   158 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 263 2,950 SH   SOLE   1,200 1,750 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 58 650 SH   DFND   650 0 0
AIR PRODS & CHEMS INC COM 009158106 43 300 SH   DFND   300 0 0
ALLIANCEBERNSTEIN GBL HGH IN COM 01879R106 12 950 SH   SOLE   950 0 0
ALLIANCEBERNSTEIN INCOME FUN COM 01881E101 22 3,000 SH   DFND   3,000 0 0
ALLSTATE CORP COM 020002101 43 610 SH   SOLE   610 0 0
ALTRIA GROUP INC COM 02209S103 1,219 24,732 SH   SOLE   18,639 6,093 0
ALTRIA GROUP INC COM 02209S103 502 10,180 SH   DFND   10,180 0 0
AMAZON COM INC COM 023135106 47 150 SH   SOLE   150 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 34 1,540 SH   SOLE   1,540 0 0
AMERICAN ELEC PWR INC COM 025537101 501 8,249 SH   DFND   8,249 0 0
AMERICAN ELEC PWR INC COM 025537101 751 12,363 SH   SOLE   11,902 461 0
AMERICAN EXPRESS CO COM 025816109 13 145 SH   DFND   70 75 0
AMERICAN EXPRESS CO COM 025816109 567 6,098 SH   SOLE   5,578 520 0
AMERICAN WTR WKS CO INC NEW COM 030420103 11 200 SH   SOLE   200 0 0
AMGEN INC COM 031162100 11 68 SH   SOLE   68 0 0
AMKOR TECHNOLOGY INC COM 031652100 9 1,295 SH   SOLE   1,295 0 0
ANADARKO PETE CORP COM 032511107 17 200 SH   SOLE   200 0 0
ANDERSONS INC COM 034164103 24 460 SH   DFND   230 230 0
APACHE CORP COM 037411105 25 400 SH   DFND   400 0 0
APACHE CORP COM 037411105 91 1,450 SH   SOLE   450 1,000 0
APPLE INC COM 037833100 3,024 27,394 SH   SOLE   24,059 3,335 0
APPLE INC COM 037833100 183 1,655 SH   DFND   1,555 100 0
ARTISAN PARTNERS ASSET MGMT CL A 04316A108 11 220 SH   SOLE   220 0 0
AT&T INC COM 00206R102 550 16,370 SH   DFND   16,195 175 0
AT&T INC COM 00206R102 1,359 40,444 SH   SOLE   34,260 6,184 0
ATLANTIC TELE NETWORK INC COM NEW 049079205 8 125 SH   SOLE   125 0 0
ATMOS ENERGY CORP COM 049560105 9 160 SH   SOLE   160 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 584 7,010 SH   DFND   7,010 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 400 4,793 SH   SOLE   4,623 170 0
BALL CORP COM 058498106 7 110 SH   SOLE   110 0 0
BANCFIRST CORP COM 05945F103 900 14,200 SH   SOLE   13,870 330 0
BANCFIRST CORP COM 05945F103 78 1,235 SH   DFND   1,085 150 0
BANK AMER CORP COM 060505104 8 450 SH   SOLE   450 0 0
BANK MONTREAL QUE COM 063671101 12 175 SH   SOLE   175 0 0
BANK OF THE OZARKS INC COM 063904106 21 544 SH   DFND   344 200 0
BANK OF THE OZARKS INC COM 063904106 1,342 35,386 SH   SOLE   27,731 7,655 0
BARCLAYS BK PLC ADR 2 PREF 2 06739F390 26 1,000 SH   SOLE   1,000 0 0
BARD C R INC COM 067383109 98 590 SH   SOLE   590 0 0
BAXTER INTL INC COM 071813109 63 853 SH   SOLE   853 0 0
BB&T CORP COM 054937107 9 233 SH   SOLE   233 0 0
BECTON DICKINSON & CO COM 075887109 28 200 SH   SOLE   200 0 0
BECTON DICKINSON & CO COM 075887109 90 650 SH   DFND   650 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 17 115 SH   DFND   65 50 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 635 4,228 SH   SOLE   3,313 915 0
BHP BILLITON LTD SPONSORED ADR 088606108 24 500 SH   SOLE   500 0 0
BHP BILLITON LTD SPONSORED ADR 088606108 17 350 SH   DFND   350 0 0
BLACK HILLS CORP COM 092113109 27 500 SH   DFND   500 0 0
BLACK HILLS CORP COM 092113109 24 450 SH   SOLE   450 0 0
BLACKHAWK NETWORK HLDGS INC CL A 09238E104 12 300 SH   SOLE   300 0 0
BLACKROCK INC COM 09247X101 179 500 SH   SOLE   0 500 0
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 42 3,030 SH   SOLE   3,030 0 0
BLACKROCK MUNIYLD MICH QLTY COM 09254W103 15 1,190 SH   SOLE   1,190 0 0
BP PLC SPONSORED ADR 055622104 202 5,300 SH   DFND   5,300 0 0
BP PRUDHOE BAY RTY TR UNIT BEN INT 055630107 10 150 SH   SOLE   150 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 433 7,330 SH   DFND   7,330 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 107 1,820 SH   SOLE   1,820 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 11 150 SH   SOLE   150 0 0
CABELAS INC COM 126804301 5 100 SH   SOLE   100 0 0
CAL MAINE FOODS INC COM NEW 128030202 792 20,290 SH   SOLE   19,145 1,145 0
CAL MAINE FOODS INC COM NEW 128030202 12 320 SH   DFND   320 0 0
CALIFORNIA RES CORP COM 13057Q107 0 40 SH   SOLE   40 0 0
CARNIVAL CORP PAIRED CTF 143658300 5 100 SH   SOLE   100 0 0
CBRE GROUP INC CL A 12504L109 12 355 SH   SOLE   355 0 0
Centerior Energy Corp. Com 151883105 0 75 SH   SOLE   75 0 0
CENTERPOINT ENERGY INC COM 15189T107 619 26,420 SH   SOLE   25,467 953 0
CENTERPOINT ENERGY INC COM 15189T107 186 7,945 SH   DFND   7,345 600 0
CHEVRON CORP NEW COM 166764100 525 4,682 SH   DFND   4,582 100 0
CHEVRON CORP NEW COM 166764100 1,739 15,498 SH   SOLE   13,089 2,409 0
CINCINNATI FINL CORP COM 172062101 26 500 SH   DFND   500 0 0
CINCINNATI FINL CORP COM 172062101 16 300 SH   SOLE   300 0 0
CISCO SYS INC COM 17275R102 162 5,810 SH   DFND   5,810 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DUR 18383M654 169 3,395 SH   DFND   3,195 200 0
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DUR 18383M654 5,160 103,373 SH   SOLE   97,583 5,790 0
CLOROX CO DEL COM 189054109 188 1,800 SH   SOLE   200 1,600 0
CMS ENERGY CORP COM 125896100 17 500 SH   SOLE   500 0 0
COCA COLA CO COM 191216100 490 11,597 SH   SOLE   7,597 4,000 0
COCA COLA CO COM 191216100 72 1,700 SH   DFND   1,700 0 0
COHEN & STEERS TOTAL RETURN COM 19247R103 8 580 SH   DFND   580 0 0
COLGATE PALMOLIVE CO COM 194162103 90 1,296 SH   SOLE   1,296 0 0
COMCAST CORP NEW CL A 20030N101 91 1,562 SH   DFND   1,487 75 0
COMCAST CORP NEW CL A 20030N101 505 8,708 SH   SOLE   7,398 1,310 0
COMERICA INC COM 200340107 68 1,450 SH   SOLE   1,450 0 0
CONAGRA FOODS INC COM 205887102 385 10,600 SH   DFND   10,600 0 0
CONOCOPHILLIPS COM 20825C104 22 313 SH   SOLE   313 0 0
CONOCOPHILLIPS COM 20825C104 50 725 SH   DFND   725 0 0
CORE LABORATORIES N V COM N22717107 1,103 9,167 SH   SOLE   7,307 1,860 0
CORE LABORATORIES N V COM N22717107 68 563 SH   DFND   563 0 0
COSTCO WHSL CORP NEW COM 22160K105 14 100 SH   SOLE   100 0 0
CREDIT SUISSE HIGH YLD BND F SH BEN INT 22544F103 64 22,759 SH   DFND   22,759 0 0
CUMMINS INC COM 231021106 9 60 SH   SOLE   60 0 0
CVS HEALTH CORP COM 126650100 12 126 SH   SOLE   126 0 0
DANAHER CORP DEL COM 235851102 87 1,010 SH   DFND   885 125 0
DANAHER CORP DEL COM 235851102 1,454 16,965 SH   SOLE   16,160 805 0
DELTA AIR LINES INC DEL COM NEW 247361702 14 279 SH   SOLE   279 0 0
DEVON ENERGY CORP NEW COM 25179M103 184 3,000 SH   DFND   3,000 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 23 200 SH   DFND   200 0 0
DISCOVER FINL SVCS COM 254709108 10 153 SH   SOLE   153 0 0
DISNEY WALT CO COM DISNEY 254687106 28 300 SH   SOLE   300 0 0
DOMINION RES INC VA NEW COM 25746U109 62 800 SH   DFND   800 0 0
DOMINION RES INC VA NEW COM 25746U109 77 1,000 SH   SOLE   1,000 0 0
DOVER CORP COM 260003108 6 87 SH   SOLE   87 0 0
DOW CHEM CO COM 260543103 170 3,737 SH   SOLE   3,737 0 0
DTE ENERGY CO COM 233331107 167 1,936 SH   DFND   1,720 216 0
DTE ENERGY CO COM 233331107 283 3,271 SH   SOLE   3,271 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 479 6,480 SH   DFND   6,480 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 811 10,973 SH   SOLE   8,211 2,762 0
DUKE ENERGY CORP NEW COM NEW 26441c204 218 2,610 SH   DFND   2,610 0 0
E M C CORP MASS COM 268648102 9 300 SH   SOLE   300 0 0
EATON CORP PLC SHS G29183103 14 200 SH   SOLE   200 0 0
EMERSON ELEC CO COM 291011104 51 820 SH   DFND   820 0 0
EMERSON ELEC CO COM 291011104 154 2,500 SH   SOLE   0 2,500 0
ENBRIDGE ENERGY PARTNERS L P COM 29250R106 20 500 SH   SOLE   500 0 0
ENERGEN CORP COM 29265N108 8 125 SH   SOLE   125 0 0
ENERGIZER HLDGS INC COM 29266R108 13 100 SH   SOLE   100 0 0
ENERGY RECOVERY INC COM 29270J100 53 10,000 SH   SOLE   10,000 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 42 650 SH   SOLE   650 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 432 6,650 SH   DFND   6,650 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 65 1,800 SH   DFND   1,800 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 209 5,800 SH   SOLE   800 5,000 0
ERIE INDTY CO CL A 29530P102 14 150 SH   SOLE   150 0 0
EXELON CORP COM 30161N101 15 400 SH   DFND   400 0 0
Exide Technologies Com 302051206 0 2,282 SH   DFND   2,282 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 6 66 SH   DFND   66 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 723 8,542 SH   SOLE   8,019 523 0
EXXON MOBIL CORP COM 30231G102 209 2,262 SH   DFND   2,062 200 0
EXXON MOBIL CORP COM 30231G102 2,548 27,557 SH   SOLE   24,523 3,034 0
FIFTH THIRD BANCORP COM 316773100 9 450 SH   SOLE   450 0 0
FIRST HORIZON NATL CORP COM 320517105 0 4 SH   SOLE   4 0 0
FIRST TR ENERGY INCOME & GRW COM 33738G104 372 10,180 SH   DFND   9,755 425 0
FIRST TR ENERGY INCOME & GRW COM 33738G104 3,400 93,148 SH   SOLE   76,827 16,321 0
First Trust MLP Closed End Fun Com 30284S458 17 1,977 SH   DFND   989 988 0
FIRSTENERGY CORP COM 337932107 2 52 SH   SOLE   52 0 0
FIRSTENERGY CORP COM 337932107 31 800 SH   DFND   800 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 78 5,027 SH   DFND   0 5,027 0
FORD MTR CO DEL COM PAR $0.01 345370860 454 29,263 SH   SOLE   24,913 4,350 0
GABELLI DIVD & INCOME TR COM 36242H104 11 530 SH   SOLE   530 0 0
GABELLI EQUITY TR INC COM 362397101 20 3,060 SH   DFND   1,530 1,530 0
GENERAL ELECTRIC CO COM 369604103 327 12,947 SH   DFND   12,947 0 0
GENERAL ELECTRIC CO COM 369604103 282 11,162 SH   SOLE   6,162 5,000 0
GENERAL MLS INC COM 370334104 906 16,995 SH   SOLE   11,425 5,570 0
GENERAL MLS INC COM 370334104 130 2,445 SH   DFND   2,395 50 0
GENUINE PARTS CO COM 372460105 267 2,510 SH   DFND   2,510 0 0
GENUINE PARTS CO COM 372460105 1,090 10,229 SH   SOLE   7,026 3,203 0
GILEAD SCIENCES INC COM 375558103 28 300 SH   SOLE   300 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 64 1,500 SH   DFND   1,500 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 174 900 SH   SOLE   395 505 0
Goldman Sachs Group Inc Pfd Stk 38144X500 25 1,000 SH   SOLE   1,000 0 0
GOOGLE INC CL A 38259P508 12 22 SH   DFND   7 15 0
GOOGLE INC CL A 38259P508 242 456 SH   SOLE   428 28 0
GOOGLE INC CL C 38259P706 4 7 SH   DFND   7 0 0
GOOGLE INC CL C 38259P706 174 330 SH   SOLE   315 15 0
GRAND CANYON ED INC COM 38526M106 12 250 SH   DFND   250 0 0
GRAND CANYON ED INC COM 38526M106 804 17,236 SH   SOLE   16,636 600 0
GREAT PLAINS ENERGY INC COM 391164100 620 21,835 SH   DFND   21,835 0 0
HALLIBURTON CO COM 406216101 8 200 SH   SOLE   200 0 0
HALYARD HEALTH INC COM 40650V100 1 18 SH   DFND   18 0 0
HALYARD HEALTH INC COM 40650V100 18 403 SH   SOLE   388 15 0
HANCOCK JOHN PFD INCOME FD SH BEN INT 41013W108 315 15,455 SH   DFND   15,455 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT 41013W108 172 8,448 SH   SOLE   6,448 2,000 0
HANESBRANDS INC COM 410345102 15 131 SH   SOLE   131 0 0
HEALTH CARE REIT INC COM 42217K106 144 1,908 SH   DFND   1,908 0 0
HEALTH CARE REIT INC COM 42217K106 267 3,525 SH   SOLE   0 3,525 0
HEALTH NET INC COM 42222G108 13 245 SH   SOLE   245 0 0
HECLA MNG CO COM 422704106 11 4,000 SH   DFND   4,000 0 0
HELMERICH & PAYNE INC COM 423452101 459 6,802 SH   DFND   6,692 110 0
HELMERICH & PAYNE INC COM 423452101 1,586 23,523 SH   SOLE   20,056 3,467 0
HEXCEL CORP NEW COM 428291108 68 1,629 SH   DFND   1,429 200 0
HEXCEL CORP NEW COM 428291108 1,316 31,712 SH   SOLE   26,985 4,727 0
HOME DEPOT INC COM 437076102 364 3,465 SH   DFND   3,465 0 0
HONEYWELL INTL INC COM 438516106 25 250 SH   DFND   250 0 0
HONEYWELL INTL INC COM 438516106 53 535 SH   SOLE   535 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 12 110 SH   SOLE   110 0 0
ILLINOIS TOOL WKS INC COM 452308109 28 300 SH   DFND   300 0 0
ILLINOIS TOOL WKS INC COM 452308109 54 572 SH   SOLE   572 0 0
IMMUNOGEN INC COM 45253H101 1 145 SH   SOLE   145 0 0
INGREDION INC COM 457187102 13 150 SH   SOLE   150 0 0
INSIGHT ENTERPRISES INC COM 45765U103 13 505 SH   SOLE   505 0 0
INTEL CORP COM 458140100 601 16,570 SH   DFND   16,320 250 0
INTEL CORP COM 458140100 658 18,140 SH   SOLE   17,609 531 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 22 100 SH   SOLE   100 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 149 930 SH   DFND   890 40 0
INTERNATIONAL BUSINESS MACHS COM 459200101 659 4,108 SH   SOLE   2,913 1,195 0
ISHARES CORE US CR BD 464288620 354 3,163 SH   SOLE   2,438 725 0
ISHARES CORE US CR BD 464288620 39 350 SH   DFND   350 0 0
ISHARES IBOXX HI YD ETF 464288513 168 1,877 SH   DFND   1,857 20 0
ISHARES IBOXX HI YD ETF 464288513 1,134 12,652 SH   SOLE   9,492 3,160 0
ISHARES INTL SEL DIV ETF 464288448 515 15,275 SH   DFND   14,855 420 0
ISHARES INTL SEL DIV ETF 464288448 1,962 58,236 SH   SOLE   56,771 1,465 0
ISHARES JP MOR EM MK ETF 464288281 3,473 31,653 SH   SOLE   28,668 2,985 0
ISHARES JP MOR EM MK ETF 464288281 347 3,160 SH   DFND   3,095 65 0
ISHARES MBS ETF 464288588 27 250 SH   DFND   250 0 0
ISHARES MICRO-CAP ETF 464288869 453 5,880 SH   DFND   5,140 740 0
ISHARES MICRO-CAP ETF 464288869 6,352 82,515 SH   SOLE   79,895 2,620 0
ISHARES MSCI CDA ETF 464286509 14 500 SH   SOLE   500 0 0
ISHARES MSCI PAC JP ETF 464286665 13 300 SH   DFND   300 0 0
ISHARES MSCI PAC JP ETF 464286665 198 4,500 SH   SOLE   0 4,500 0
ISHARES NAT AMT FREE BD 464288414 166 1,500 SH   SOLE   1,500 0 0
ISHARES NAT AMT FREE BD 464288414 223 2,025 SH   DFND   525 1,500 0
ISHARES SHT NTLAMTFR ETF 464288158 53 500 SH   SOLE   500 0 0
ISHARES U.S. PFD STK ETF 464288687 967 24,510 SH   DFND   24,405 105 0
ISHARES U.S. PFD STK ETF 464288687 2,149 54,498 SH   SOLE   42,378 12,120 0
ISHARES GOLD TRUST ISHARES 464285105 11 1,000 SH   DFND   1,000 0 0
ISHARES GOLD TRUST ISHARES 464285105 6 500 SH   SOLE   500 0 0
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 3 150 SH   DFND   150 0 0
ISHARES TR COHEN&STEER REIT 464287564 12 125 SH   DFND   60 65 0
ISHARES TR CORE S&P SCP ETF 464287804 57 500 SH   SOLE   500 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,161 28,705 SH   DFND   27,710 995 0
ISHARES TR CORE US AGGBD ET 464287226 38,218 347,059 SH   SOLE   328,011 19,048 0
ISHARES TR MSCI EAFE ETF 464287465 4,313 70,883 SH   SOLE   64,148 6,735 0
ISHARES TR MSCI EAFE ETF 464287465 292 4,801 SH   DFND   4,111 690 0
ISHARES TR MSCI EMG MKT ETF 464287234 6,568 167,158 SH   SOLE   147,633 19,525 0
ISHARES TR MSCI EMG MKT ETF 464287234 494 12,584 SH   DFND   11,474 1,110 0
ISHARES TR RUS 1000 GRW ETF 464287614 10 100 SH   DFND   100 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 13 90 SH   DFND   90 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 530 3,720 SH   SOLE   1,720 2,000 0
ISHARES TR RUS 2000 VAL ETF 464287630 193 1,900 SH   SOLE   900 1,000 0
ISHARES TR RUS MD CP GR ETF 464287481 213 2,287 SH   DFND   1,787 500 0
ISHARES TR RUS MD CP GR ETF 464287481 4,648 49,856 SH   SOLE   45,691 4,165 0
ISHARES TR RUS MDCP VAL ETF 464287473 258 3,500 SH   SOLE   500 3,000 0
ISHARES TR RUS MID-CAP ETF 464287499 140 840 SH   DFND   840 0 0
ISHARES TR RUS MID-CAP ETF 464287499 1,305 7,813 SH   SOLE   7,143 670 0
ISHARES TR RUSSELL 2000 ETF 464287655 875 7,312 SH   DFND   6,742 570 0
ISHARES TR RUSSELL 2000 ETF 464287655 10,039 83,921 SH   SOLE   80,297 3,624 0
ISHARES TR S&P 100 ETF 464287101 143 1,570 SH   SOLE   1,570 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 11,412 102,259 SH   SOLE   98,358 3,901 0
ISHARES TR S&P 500 GRWT ETF 464287309 874 7,836 SH   DFND   6,631 1,205 0
ISHARES TR S&P 500 VAL ETF 464287408 5,870 62,595 SH   SOLE   60,291 2,304 0
ISHARES TR S&P 500 VAL ETF 464287408 496 5,286 SH   DFND   4,456 830 0
ISHARES TR S&P MC 400VL ETF 464287705 77 600 SH   SOLE   600 0 0
ISHARES TR SELECT DIVID ETF 464287168 368 4,640 SH   SOLE   1,140 3,500 0
ISHARES TR SELECT DIVID ETF 464287168 249 3,140 SH   DFND   2,840 300 0
ISHARES TR TIPS BD ETF 464287176 78 700 SH   SOLE   700 0 0
ISHARES TR U.S. BAS MTL ETF 464287838 75 915 SH   SOLE   915 0 0
ISHARES TR U.S. CNSM GD ETF 464287812 366 3,493 SH   SOLE   3,248 245 0
ISHARES TR U.S. CNSM GD ETF 464287812 13 125 SH   DFND   0 125 0
ISHARES TR U.S. CNSM SV ETF 464287580 10 75 SH   DFND   0 75 0
ISHARES TR U.S. CNSM SV ETF 464287580 299 2,172 SH   SOLE   1,892 280 0
ISHARES TR U.S. ENERGY ETF 464287796 52 1,155 SH   DFND   855 300 0
ISHARES TR U.S. ENERGY ETF 464287796 381 8,500 SH   SOLE   7,930 570 0
ISHARES TR U.S. FINLS ETF 464287788 9 100 SH   DFND   0 100 0
ISHARES TR U.S. FINLS ETF 464287788 571 6,334 SH   SOLE   6,059 275 0
ISHARES TR U.S. INDS ETF 464287754 37 345 SH   DFND   270 75 0
ISHARES TR U.S. INDS ETF 464287754 460 4,320 SH   SOLE   3,660 660 0
ISHARES TR U.S. TECH ETF 464287721 5,675 54,358 SH   SOLE   50,218 4,140 0
ISHARES TR U.S. TECH ETF 464287721 350 3,352 SH   DFND   2,932 420 0
ISHARES TR U.S. TELECOM ETF 464287713 1,178 40,243 SH   SOLE   39,948 295 0
ISHARES TR U.S. TELECOM ETF 464287713 36 1,222 SH   DFND   992 230 0
ISHARES TR U.S. UTILITS ETF 464287697 273 2,305 SH   SOLE   1,865 440 0
ISHARES TR U.S. UTILITS ETF 464287697 15 125 SH   DFND   100 25 0
ISHARES TR US HLTHCARE ETF 464287762 80 555 SH   DFND   455 100 0
ISHARES TR US HLTHCARE ETF 464287762 805 5,585 SH   SOLE   5,340 245 0
JETBLUE AIRWAYS CORP COM 477143101 17 1,090 SH   SOLE   1,090 0 0
JOHNSON & JOHNSON COM 478160104 316 3,022 SH   DFND   2,947 75 0
JOHNSON & JOHNSON COM 478160104 1,029 9,842 SH   SOLE   8,152 1,690 0
JPMORGAN CHASE & CO COM 46625H100 93 1,493 SH   DFND   1,493 0 0
JPMORGAN CHASE & CO COM 46625H100 1,132 18,088 SH   SOLE   15,183 2,905 0
KELLOGG CO COM 487836108 26 400 SH   DFND   400 0 0
KIMBERLY CLARK CORP COM 494368103 391 3,383 SH   DFND   3,383 0 0
KIMBERLY CLARK CORP COM 494368103 418 3,616 SH   SOLE   3,491 125 0
KINDER MORGAN INC DEL COM 49456B101 659 15,584 SH   DFND   15,584 0 0
KINDER MORGAN INC DEL COM 49456B101 160 3,785 SH   SOLE   445 3,340 0
KRAFT FOODS GROUP INC COM 50076Q106 493 7,873 SH   SOLE   7,611 262 0
KRAFT FOODS GROUP INC COM 50076Q106 390 6,225 SH   DFND   5,955 270 0
LA Z BOY INC COM 505336107 4,504 167,792 SH   SOLE   157,792 10,000 0
LA Z BOY INC COM 505336107 2,120 79,000 SH   DFND   79,000 0 0
LEGGETT & PLATT INC COM 524660107 26 600 SH   DFND   600 0 0
LIFEPOINT HOSPITALS INC COM 53219L109 13 180 SH   SOLE   180 0 0
LILLY ELI & CO COM 532457108 598 8,665 SH   DFND   8,665 0 0
LILLY ELI & CO COM 532457108 500 7,246 SH   SOLE   6,089 1,157 0
LOCKHEED MARTIN CORP COM 539830109 673 3,497 SH   DFND   3,497 0 0
LOCKHEED MARTIN CORP COM 539830109 481 2,499 SH   SOLE   2,434 65 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 198 2,400 SH   DFND   2,400 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 380 4,600 SH   SOLE   600 4,000 0
MAGNA INTL INC COM 559222401 11 105 SH   SOLE   105 0 0
MARATHON OIL CORP COM 565849106 311 11,000 SH   DFND   11,000 0 0
MARATHON PETE CORP COM 56585A102 496 5,500 SH   DFND   5,500 0 0
MARKETAXESS HLDGS INC COM 57060D108 133 1,850 SH   DFND   1,850 0 0
MARKETAXESS HLDGS INC COM 57060D108 745 10,392 SH   SOLE   9,657 735 0
MASTERCARD INC CL A 57636Q104 22 250 SH   SOLE   250 0 0
MBT FINL CORP COM 578877102 3,145 630,354 SH   DFND   0 0 625,154
MBT FINL CORP COM 578877102 3,254 652,101 SH   SOLE   0 0 620,082
MCCORMICK & CO INC COM NON VTG 579780206 59 800 SH   SOLE   800 0 0
MCDONALDS CORP COM 580135101 503 5,370 SH   DFND   5,270 100 0
MCDONALDS CORP COM 580135101 1,469 15,682 SH   SOLE   13,406 2,276 0
MCKESSON CORP COM 58155Q103 21 100 SH   SOLE   100 0 0
MDU RES GROUP INC COM 552690109 36 1,528 SH   SOLE   1,528 0 0
MDU RES GROUP INC COM 552690109 34 1,450 SH   DFND   1,450 0 0
MEDIVATION INC COM 58501N101 11 115 SH   SOLE   115 0 0
MERCK & CO INC NEW COM 58933Y105 471 8,290 SH   DFND   7,860 430 0
MERCK & CO INC NEW COM 58933Y105 565 9,950 SH   SOLE   9,293 657 0
METHODE ELECTRS INC COM 591520200 11 300 SH   SOLE   300 0 0
METLIFE INC COM 59156R108 72 1,332 SH   SOLE   1,332 0 0
MICROSOFT CORP COM 594918104 269 5,785 SH   DFND   5,610 175 0
MICROSOFT CORP COM 594918104 1,460 31,424 SH   SOLE   26,614 4,810 0
MORGAN STANLEY COM NEW 617446448 47 1,212 SH   SOLE   1,212 0 0
MURPHY USA INC COM 626755102 15 215 SH   SOLE   215 0 0
MYLAN INC COM 628530107 97 1,720 SH   DFND   1,720 0 0
MYLAN INC COM 628530107 1,780 31,578 SH   SOLE   25,051 6,527 0
NAVISTAR INTL CORP NEW COM 63934E108 2 55 SH   SOLE   55 0 0
NEXTERA ENERGY INC COM 65339F101 202 1,900 SH   SOLE   400 1,500 0
NEXTERA ENERGY INC COM 65339F101 33 314 SH   DFND   314 0 0
NIKE INC CL B 654106103 337 3,500 SH   SOLE   1,000 2,500 0
NOBLE CORP PLC SHS USD G65431101 31 1,900 SH   DFND   1,900 0 0
NOBLE CORP PLC SHS USD G65431101 13 800 SH   SOLE   800 0 0
NORFOLK SOUTHERN CORP COM 655844108 105 962 SH   SOLE   962 0 0
NORFOLK SOUTHERN CORP COM 655844108 607 5,540 SH   DFND   5,540 0 0
NORTHROP GRUMMAN CORP COM 666807102 554 3,761 SH   DFND   3,761 0 0
NOVARTIS A G SPONSORED ADR 66987V109 19 200 SH   DFND   200 0 0
NOVARTIS A G SPONSORED ADR 66987V109 171 1,850 SH   SOLE   350 1,500 0
NOVO-NORDISK A S ADR 670100205 21 500 SH   SOLE   500 0 0
NUVEEN CR STRATEGIES INCM FD COM SHS 67073D102 15 1,750 SH   SOLE   1,750 0 0
NUVEEN GLOBAL HIGH INCOME FD SHS 67075G103 3 187 SH   SOLE   187 0 0
NUVEEN MICH QUALITY INCOME M COM 670979103 25 1,800 SH   SOLE   1,800 0 0
NUVEEN PFD INCOME OPPRTNY FD COM 67073B106 19 2,000 SH   SOLE   2,000 0 0
NVR INC COM 62944T105 13 10 SH   SOLE   10 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 8 100 SH   SOLE   100 0 0
OCEANEERING INTL INC COM 675232102 41 702 SH   DFND   577 125 0
OCEANEERING INTL INC COM 675232102 1,218 20,705 SH   SOLE   16,872 3,833 0
OMNICELL INC COM 68213N109 27 830 SH   DFND   755 75 0
OMNICELL INC COM 68213N109 1,312 39,621 SH   SOLE   33,386 6,235 0
ORACLE CORP COM 68389X105 1,511 33,598 SH   SOLE   28,058 5,540 0
ORACLE CORP COM 68389X105 179 3,984 SH   DFND   3,859 125 0
PARAGON OFFSHORE PLC SHS G6S01W108 2 633 SH   DFND   633 0 0
PEPSICO INC COM 713448108 596 6,305 SH   DFND   5,940 365 0
PEPSICO INC COM 713448108 1,631 17,250 SH   SOLE   15,391 1,859 0
PFIZER INC COM 717081103 1,306 41,940 SH   SOLE   35,634 6,306 0
PFIZER INC COM 717081103 457 14,665 SH   DFND   14,465 200 0
PG&E CORP COM 69331C108 86 1,620 SH   DFND   1,620 0 0
PG&E CORP COM 69331C108 730 13,704 SH   SOLE   10,874 2,830 0
PHILIP MORRIS INTL INC COM 718172109 1,543 18,944 SH   SOLE   15,325 3,619 0
PHILIP MORRIS INTL INC COM 718172109 676 8,300 SH   DFND   8,300 0 0
PHILLIPS 66 COM 718546104 15 213 SH   DFND   213 0 0
PHILLIPS 66 COM 718546104 14 200 SH   SOLE   200 0 0
PILGRIMS PRIDE CORP NEW COM 72147K108 12 375 SH   SOLE   375 0 0
PINNACLE WEST CAP CORP COM 723484101 369 5,400 SH   DFND   5,400 0 0
PINNACLE WEST CAP CORP COM 723484101 7 100 SH   SOLE   100 0 0
PLUM CREEK TIMBER CO INC COM 729251108 13 300 SH   DFND   300 0 0
PNC FINL SVCS GROUP INC COM 693475105 11 125 SH   DFND   125 0 0
PNC FINL SVCS GROUP INC COM 693475105 16 171 SH   SOLE   171 0 0
POLARIS INDS INC COM 731068102 1,642 10,858 SH   SOLE   9,108 1,750 0
POLARIS INDS INC COM 731068102 115 758 SH   DFND   683 75 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 41 400 SH   DFND   400 0 0
PPL CORP COM 69351T106 369 10,165 SH   DFND   10,165 0 0
PRAXAIR INC COM 74005P104 149 1,150 SH   SOLE   150 1,000 0
PRICE T ROWE GROUP INC COM 74144T108 17 200 SH   SOLE   200 0 0
PRINCIPAL FINL GROUP INC COM 74251V102 11 215 SH   SOLE   215 0 0
PROCTER & GAMBLE CO COM 742718109 672 7,381 SH   DFND   7,251 130 0
PROCTER & GAMBLE CO COM 742718109 1,688 18,531 SH   SOLE   15,729 2,802 0
PRUDENTIAL FINL INC COM 744320102 36 400 SH   SOLE   400 0 0
QUALCOMM INC COM 747525103 1,212 16,312 SH   SOLE   13,802 2,510 0
QUALCOMM INC COM 747525103 37 494 SH   DFND   394 100 0
REALTY INCOME CORP COM 756109104 43 900 SH   DFND   900 0 0
REPUBLIC SVCS INC COM 760759100 15 375 SH   SOLE   375 0 0
ROYAL BK SCOTLAND GROUP PLC SP ADR PREF M 780097796 25 1,000 SH   SOLE   1,000 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 35 500 SH   DFND   500 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 400 5,968 SH   SOLE   5,698 270 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 344 5,135 SH   DFND   4,785 350 0
SCHEIN HENRY INC COM 806407102 14 100 SH   SOLE   100 0 0
SCHLUMBERGER LTD COM 806857108 228 2,667 SH   SOLE   2,251 416 0
SCHLUMBERGER LTD COM 806857108 1 15 SH   DFND   15 0 0
SCHWAB CHARLES CORP NEW COM 808513105 6 200 SH   SOLE   200 0 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 10 153 SH   SOLE   153 0 0
SELECT COMFORT CORP COM 81616X103 13 475 SH   SOLE   475 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,202 30,520 SH   SOLE   26,970 3,550 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 150 2,073 SH   DFND   1,981 92 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,640 33,816 SH   SOLE   32,889 927 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 207 4,264 SH   DFND   3,702 562 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,940 43,001 SH   SOLE   42,251 750 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 213 3,112 SH   DFND   2,611 501 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 159 2,006 SH   DFND   1,918 88 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 2,001 25,278 SH   SOLE   25,078 200 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 194 7,863 SH   DFND   7,229 634 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 2,037 82,376 SH   SOLE   80,211 2,165 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 130 2,291 SH   DFND   2,171 120 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,044 18,455 SH   SOLE   18,132 323 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 249 5,269 SH   DFND   4,809 460 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,433 72,706 SH   SOLE   69,396 3,310 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 5 110 SH   DFND   110 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 92 1,904 SH   SOLE   1,904 0 0
SEMPRA ENERGY COM 816851109 9 80 SH   SOLE   80 0 0
SEMPRA ENERGY COM 816851109 117 1,050 SH   DFND   1,050 0 0
SM ENERGY CO COM 78454L100 3 72 SH   SOLE   72 0 0
SMUCKER J M CO COM NEW 832696405 50 500 SH   SOLE   500 0 0
SMUCKER J M CO COM NEW 832696405 20 200 SH   DFND   200 0 0
SNAP ON INC COM 833034101 99 727 SH   DFND   652 75 0
SNAP ON INC COM 833034101 2,214 16,194 SH   SOLE   13,416 2,778 0
SOUTHERN CO COM 842587107 98 2,000 SH   DFND   2,000 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 26 145 SH   DFND   145 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 11 100 SH   SOLE   0 100 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 4,347 112,579 SH   SOLE   107,109 5,470 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 673 17,430 SH   DFND   17,220 210 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 5,103 92,224 SH   SOLE   83,955 8,269 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 403 7,276 SH   DFND   7,081 195 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 24 1,000 SH   SOLE   0 1,000 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 201 2,545 SH   SOLE   2,545 0 0
SPECTRA ENERGY CORP COM 847560109 281 7,750 SH   DFND   7,750 0 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 456 9,355 SH   DFND   9,140 215 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 5,360 109,945 SH   SOLE   98,906 11,039 0
STARBUCKS CORP COM 855244109 21 250 SH   SOLE   250 0 0
Starvox Communications Inc Com 85570Y106 0 36 SH   SOLE   36 0 0
STRYKER CORP COM 863667101 47 500 SH   DFND   500 0 0
SUNTRUST BKS INC COM 867914103 8 200 SH   SOLE   200 0 0
Superior Dev Group Inc Com 868148206 0 376 SH   SOLE   376 0 0
SUPERIOR ENERGY SVCS INC COM 868157108 3 172 SH   SOLE   172 0 0
SUPERVALU INC COM 868536103 12 1,260 SH   SOLE   1,260 0 0
SYSCO CORP COM 871829107 38 950 SH   DFND   950 0 0
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 14 495 SH   SOLE   495 0 0
TCW STRATEGIC INCOME FUND IN COM 872340104 29 5,400 SH   DFND   5,400 0 0
TECO ENERGY INC COM 872375100 205 10,000 SH   DFND   10,000 0 0
Telenetics Corp Com 87943P408 0 2,000 SH   SOLE   2,000 0 0
TENNECO INC COM 880349105 8 150 SH   SOLE   150 0 0
TESORO CORP COM 881609101 6 80 SH   SOLE   80 0 0
TEXTRON INC COM 883203101 13 315 SH   SOLE   315 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 19 150 SH   SOLE   150 0 0
TJX COS INC NEW COM 872540109 41 600 SH   DFND   600 0 0
TUTOR PERINI CORP COM 901109108 6 255 SH   SOLE   255 0 0
U S SILICA HLDGS INC COM 90346E103 55 2,132 SH   DFND   1,932 200 0
U S SILICA HLDGS INC COM 90346E103 578 22,482 SH   SOLE   19,272 3,210 0
UNDER ARMOUR INC CL A 904311107 14 200 SH   DFND   200 0 0
UNION PAC CORP COM 907818108 336 2,820 SH   DFND   2,820 0 0
UNITED PARCEL SERVICE INC CL B 911312106 88 790 SH   DFND   790 0 0
UNITED PARCEL SERVICE INC CL B 911312106 472 4,249 SH   SOLE   4,145 104 0
UNITED TECHNOLOGIES CORP COM 913017109 136 1,185 SH   DFND   1,120 65 0
UNITED TECHNOLOGIES CORP COM 913017109 1,455 12,654 SH   SOLE   10,234 2,420 0
UNIVERSAL HLTH SVCS INC CL B 913903100 12 105 SH   SOLE   105 0 0
US BANCORP DEL COM NEW 902973304 40 900 SH   DFND   900 0 0
VALERO ENERGY CORP NEW COM 91913Y100 25 500 SH   DFND   500 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 8,794 103,849 SH   SOLE   100,401 3,448 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 571 6,747 SH   DFND   6,457 290 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 38 462 SH   SOLE   462 0 0
VANGUARD INDEX FDS REIT ETF 922908553 637 7,870 SH   DFND   7,600 270 0
VANGUARD INDEX FDS REIT ETF 922908553 3,144 38,817 SH   SOLE   35,652 3,165 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 12 250 SH   SOLE   250 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 75 1,875 SH   DFND   1,875 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 20 500 SH   SOLE   500 0 0
Vanguard Mid-Cap Index Admiral Com 922908645 3,249 21,241 SH   SOLE   20,521 720 0
Vanguard Mid-Cap Index Admiral Com 922908645 76 496 SH   DFND   263 233 0
Vanguard Wellington Adm Com 921935201 21 306 SH   SOLE   306 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 8,106 117,902 SH   SOLE   105,682 12,220 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 708 10,295 SH   DFND   9,645 650 0
VERIZON COMMUNICATIONS INC COM 92343V104 705 15,081 SH   DFND   15,006 75 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,317 28,159 SH   SOLE   23,937 4,222 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 13 381 SH   DFND   381 0 0
WAL-MART STORES INC COM 931142103 11 127 SH   SOLE   127 0 0
WAL-MART STORES INC COM 931142103 39 450 SH   DFND   225 225 0
WASTE MGMT INC DEL COM 94106L109 172 3,356 SH   DFND   2,996 360 0
WASTE MGMT INC DEL COM 94106L109 811 15,805 SH   SOLE   12,175 3,630 0
WELLS FARGO & CO NEW COM 949746101 48 878 SH   DFND   638 240 0
WELLS FARGO & CO NEW COM 949746101 1,179 21,509 SH   SOLE   20,511 998 0
WELLS FARGO ADVANTAGE UTILS COM 94987E109 126 9,805 SH   DFND   9,805 0 0
WESTAR ENERGY INC COM 95709T100 52 1,250 SH   DFND   1,250 0 0
WESTERN REFNG INC COM 959319104 10 270 SH   SOLE   270 0 0
WINDSTREAM HLDGS INC COM 97382A101 4 492 SH   SOLE   492 0 0
WINDSTREAM HLDGS INC COM 97382A101 34 4,100 SH   DFND   4,100 0 0
WORLD ACCEP CORP DEL COM 981419104 13 165 SH   SOLE   165 0 0
XL GROUP PLC SHS G98290102 19 550 SH   SOLE   550 0 0
ZIONS BANCORPORATION COM 989701107 11 400 SH   SOLE   400 0 0