<SEC-DOCUMENT>0001398344-22-015411.txt : 20220812 <SEC-HEADER>0001398344-22-015411.hdr.sgml : 20220812 <ACCEPTANCE-DATETIME>20220812091639 ACCESSION NUMBER: 0001398344-22-015411 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220630 FILED AS OF DATE: 20220812 DATE AS OF CHANGE: 20220812 EFFECTIVENESS DATE: 20220812 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Advanced Asset Management Advisors Inc CENTRAL INDEX KEY: 0001075444 IRS NUMBER: 311626750 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18332 FILM NUMBER: 221158093 BUSINESS ADDRESS: STREET 1: 4995 BRADENTON AVENUE STREET 2: SUITE 210 CITY: DUBLIN STATE: OH ZIP: 43017 BUSINESS PHONE: 6147263622 MAIL ADDRESS: STREET 1: 4995 BRADENTON AVENUE STREET 2: SUITE 210 CITY: DUBLIN STATE: OH ZIP: 43017 FORMER COMPANY: FORMER CONFORMED NAME: ADVANCED ASSET MANAGEMENT ADVISORS INC /ADV DATE OF NAME CHANGE: 19981217 </SEC-HEADER> <DOCUMENT> <TYPE>13F-HR <SEQUENCE>1 <FILENAME>primary_doc.xml <TEXT> <XML> <?xml version="1.0" encoding="UTF-8"?> <edgarSubmission xsi:schemaLocation="http://www.sec.gov/edgar/thirteenffiler eis_13F_Filer.xsd" xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:ns1="http://www.sec.gov/edgar/common" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"> <headerData> <submissionType>13F-HR</submissionType> <filerInfo> <liveTestFlag>LIVE</liveTestFlag> <flags> <confirmingCopyFlag>false</confirmingCopyFlag> <returnCopyFlag>false</returnCopyFlag> <overrideInternetFlag>false</overrideInternetFlag> </flags> <filer> <credentials> <cik>0001075444</cik> <ccc>XXXXXXXX</ccc> </credentials> </filer> <periodOfReport>06-30-2022</periodOfReport> </filerInfo> </headerData> <formData> <coverPage> <reportCalendarOrQuarter>06-30-2022</reportCalendarOrQuarter> <isAmendment>false</isAmendment> <filingManager> <name>Advanced Asset Management Advisors Inc</name> <address> <ns1:street1>4995 BRADENTON AVENUE</ns1:street1> <ns1:street2>SUITE 210</ns1:street2> <ns1:city>DUBLIN</ns1:city> <ns1:stateOrCountry>OH</ns1:stateOrCountry> <ns1:zipCode>43017</ns1:zipCode> </address> </filingManager> <reportType>13F HOLDINGS REPORT</reportType> <form13FFileNumber>028-18332</form13FFileNumber> <provideInfoForInstruction5>N</provideInfoForInstruction5> </coverPage> <signatureBlock> <name>Robert D. Baker</name> <title>President</title> <phone>614-726-3622</phone> <signature>/s/ Robert D. Baker</signature> <city>Dublin</city> <stateOrCountry>OH</stateOrCountry> <signatureDate>08-10-2022</signatureDate> </signatureBlock> <summaryPage> <otherIncludedManagersCount>0</otherIncludedManagersCount> <tableEntryTotal>91</tableEntryTotal> <tableValueTotal>390140</tableValueTotal> </summaryPage> </formData> </edgarSubmission> </XML> </TEXT> </DOCUMENT> <DOCUMENT> <TYPE>INFORMATION TABLE <SEQUENCE>2 <FILENAME>fp0078048_13fhr-table.xml <DESCRIPTION>13F INFORMATION TABLE <TEXT> <XML> <?xml version="1.0" ?> <informationTable xsi:schemaLocation="http://www.sec.gov/edgar/document/thirteenf/informationtable eis_13FDocument.xsd" xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:n1="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"> <infoTable> <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer> <titleOfClass>SHS CLASS A</titleOfClass> <cusip>G1151C101</cusip> <value>267</value> <shrsOrPrnAmt> <sshPrnamt>960</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>960</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ADOBE SYSTEMS INCORPORATED</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>00724F101</cusip> <value>4977</value> <shrsOrPrnAmt> <sshPrnamt>13595</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>13595</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ALPHABET INC</nameOfIssuer> <titleOfClass>CAP STK CL C</titleOfClass> <cusip>02079K107</cusip> <value>265</value> <shrsOrPrnAmt> <sshPrnamt>121</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>121</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ALPHABET INC</nameOfIssuer> <titleOfClass>CAP STK CL A</titleOfClass> <cusip>02079K305</cusip> <value>7492</value> <shrsOrPrnAmt> <sshPrnamt>3438</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3438</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AMAZON COM INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>023135106</cusip> <value>5916</value> <shrsOrPrnAmt> <sshPrnamt>55700</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>55700</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AMGEN INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>031162100</cusip> <value>3650</value> <shrsOrPrnAmt> <sshPrnamt>15000</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>15000</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>APPLE INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>037833100</cusip> <value>7182</value> <shrsOrPrnAmt> <sshPrnamt>52529</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>52529</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>APPLIED MATLS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>038222105</cusip> <value>8534</value> <shrsOrPrnAmt> <sshPrnamt>93800</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>93800</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AT&T INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>00206R102</cusip> <value>295</value> <shrsOrPrnAmt> <sshPrnamt>14067</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>14067</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>BALL CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>058498106</cusip> <value>2544</value> <shrsOrPrnAmt> <sshPrnamt>37000</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>37000</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>110122108</cusip> <value>7300</value> <shrsOrPrnAmt> <sshPrnamt>94800</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>94800</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>166764100</cusip> <value>6779</value> <shrsOrPrnAmt> <sshPrnamt>46824</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>46824</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CISCO SYS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>17275R102</cusip> <value>5619</value> <shrsOrPrnAmt> <sshPrnamt>131773</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>131773</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CONAGRA BRANDS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>205887102</cusip> <value>3629</value> <shrsOrPrnAmt> <sshPrnamt>106000</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>106000</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CONSTELLATION ENERGY CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>21037T109</cusip> <value>583</value> <shrsOrPrnAmt> <sshPrnamt>10190</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>10190</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer> <titleOfClass>SBI CONS DISCR</titleOfClass> <cusip>81369Y407</cusip> <value>3</value> <shrsOrPrnAmt> <sshPrnamt>20</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>20</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer> <titleOfClass>SBI CONS STPLS</titleOfClass> <cusip>81369Y308</cusip> <value>373</value> <shrsOrPrnAmt> <sshPrnamt>5174</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>5174</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CORNING INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>219350105</cusip> <value>4248</value> <shrsOrPrnAmt> <sshPrnamt>134800</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>134800</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>US TELECOM ETF</titleOfClass> <cusip>464287713</cusip> <value>186</value> <shrsOrPrnAmt> <sshPrnamt>7406</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>7406</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>LILLY ELI & CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>532457108</cusip> <value>225</value> <shrsOrPrnAmt> <sshPrnamt>693</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>693</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>EMERSON ELEC CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>291011104</cusip> <value>6236</value> <shrsOrPrnAmt> <sshPrnamt>78400</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>78400</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer> <titleOfClass>ENERGY</titleOfClass> <cusip>81369Y506</cusip> <value>7</value> <shrsOrPrnAmt> <sshPrnamt>99</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>99</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>EXELON CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>30161N101</cusip> <value>1438</value> <shrsOrPrnAmt> <sshPrnamt>31735</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>31735</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>30231G102</cusip> <value>7973</value> <shrsOrPrnAmt> <sshPrnamt>93104</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>93104</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FASTENAL CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>311900104</cusip> <value>1498</value> <shrsOrPrnAmt> <sshPrnamt>30000</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>30000</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer> <titleOfClass>NASD TECH DIV</titleOfClass> <cusip>33738R118</cusip> <value>298</value> <shrsOrPrnAmt> <sshPrnamt>5937</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>5937</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer> <titleOfClass>PFD SECS INC ETF</titleOfClass> <cusip>33739E108</cusip> <value>793</value> <shrsOrPrnAmt> <sshPrnamt>46000</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>46000</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer> <titleOfClass>CL B</titleOfClass> <cusip>35671D857</cusip> <value>7315</value> <shrsOrPrnAmt> <sshPrnamt>250000</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>250000</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer> <titleOfClass>SBI HEALTHCARE</titleOfClass> <cusip>81369Y209</cusip> <value>403</value> <shrsOrPrnAmt> <sshPrnamt>3145</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3145</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>HOME DEPOT INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>437076102</cusip> <value>4833</value> <shrsOrPrnAmt> <sshPrnamt>17620</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>17620</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer> <titleOfClass>SBI INT-INDS</titleOfClass> <cusip>81369Y704</cusip> <value>3</value> <shrsOrPrnAmt> <sshPrnamt>37</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>37</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INTEL CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>458140100</cusip> <value>6499</value> <shrsOrPrnAmt> <sshPrnamt>173737</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>173737</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer> <titleOfClass>AEROSPACE DEFN</titleOfClass> <cusip>46137V100</cusip> <value>14</value> <shrsOrPrnAmt> <sshPrnamt>202</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>202</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer> <titleOfClass>DIVID ACHIEVEV</titleOfClass> <cusip>46137V506</cusip> <value>48</value> <shrsOrPrnAmt> <sshPrnamt>1380</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1380</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer> <titleOfClass>DYNMC OIL GAS</titleOfClass> <cusip>46137V670</cusip> <value>2</value> <shrsOrPrnAmt> <sshPrnamt>570</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>570</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer> <titleOfClass>HIG YLD EQ DIV</titleOfClass> <cusip>46137V563</cusip> <value>64</value> <shrsOrPrnAmt> <sshPrnamt>3112</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3112</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO QQQ TR</nameOfIssuer> <titleOfClass>UNIT SER 1</titleOfClass> <cusip>46090E103</cusip> <value>1382</value> <shrsOrPrnAmt> <sshPrnamt>4932</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4932</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer> <titleOfClass>S&P500 EQL STP</titleOfClass> <cusip>46137V373</cusip> <value>11</value> <shrsOrPrnAmt> <sshPrnamt>64</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>64</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer> <titleOfClass>S&P500 EQL WGT</titleOfClass> <cusip>46137V357</cusip> <value>14</value> <shrsOrPrnAmt> <sshPrnamt>108</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>108</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer> <titleOfClass>S&P500 EQL IND</titleOfClass> <cusip>46137V324</cusip> <value>4</value> <shrsOrPrnAmt> <sshPrnamt>22</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>22</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer> <titleOfClass>S&P500 QUALITY</titleOfClass> <cusip>46137V241</cusip> <value>243</value> <shrsOrPrnAmt> <sshPrnamt>5774</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>5774</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>0-5YR HI YL CP</titleOfClass> <cusip>46434V407</cusip> <value>762</value> <shrsOrPrnAmt> <sshPrnamt>18800</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>18800</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>1 3 YR TREAS BD</titleOfClass> <cusip>464287457</cusip> <value>3185</value> <shrsOrPrnAmt> <sshPrnamt>38470</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>38470</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>CORE S&P500 ETF</titleOfClass> <cusip>464287200</cusip> <value>26252</value> <shrsOrPrnAmt> <sshPrnamt>69238</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>69238</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>CORE S&P US GWT</titleOfClass> <cusip>464287671</cusip> <value>20055</value> <shrsOrPrnAmt> <sshPrnamt>239600</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>239600</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>CORE S&P SCP ETF</titleOfClass> <cusip>464287804</cusip> <value>534</value> <shrsOrPrnAmt> <sshPrnamt>5781</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>5781</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>U.S. UTILITS ETF</titleOfClass> <cusip>464287697</cusip> <value>138</value> <shrsOrPrnAmt> <sshPrnamt>1608</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1608</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>GLOB HLTHCRE ETF</titleOfClass> <cusip>464287325</cusip> <value>1</value> <shrsOrPrnAmt> <sshPrnamt>12</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>12</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>GLOBAL TECH ETF</titleOfClass> <cusip>464287291</cusip> <value>1</value> <shrsOrPrnAmt> <sshPrnamt>20</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>20</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>CORE US AGGBD ET</titleOfClass> <cusip>464287226</cusip> <value>41</value> <shrsOrPrnAmt> <sshPrnamt>402</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>402</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>ISHARES BIOTECH</titleOfClass> <cusip>464287556</cusip> <value>28</value> <shrsOrPrnAmt> <sshPrnamt>240</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>240</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>RUSSELL 2000 ETF</titleOfClass> <cusip>464287655</cusip> <value>22</value> <shrsOrPrnAmt> <sshPrnamt>127</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>127</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>SELECT DIVID ETF</titleOfClass> <cusip>464287168</cusip> <value>41</value> <shrsOrPrnAmt> <sshPrnamt>348</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>348</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>ISHARES SEMICDTR</titleOfClass> <cusip>464287523</cusip> <value>35</value> <shrsOrPrnAmt> <sshPrnamt>101</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>101</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>JOHNSON & JOHNSON</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>478160104</cusip> <value>8696</value> <shrsOrPrnAmt> <sshPrnamt>48987</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>48987</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>JPMORGAN CHASE & CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>46625H100</cusip> <value>4312</value> <shrsOrPrnAmt> <sshPrnamt>38294</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>38294</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>KROGER CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>501044101</cusip> <value>4851</value> <shrsOrPrnAmt> <sshPrnamt>102501</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>102501</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer> <titleOfClass>CL A</titleOfClass> <cusip>57636Q104</cusip> <value>3626</value> <shrsOrPrnAmt> <sshPrnamt>11495</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>11495</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer> <titleOfClass>SHS</titleOfClass> <cusip>G5960L103</cusip> <value>5304</value> <shrsOrPrnAmt> <sshPrnamt>59100</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>59100</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MERCK & CO INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>58933Y105</cusip> <value>287</value> <shrsOrPrnAmt> <sshPrnamt>3147</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3147</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MICROSOFT CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>594918104</cusip> <value>8940</value> <shrsOrPrnAmt> <sshPrnamt>34809</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>34809</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>NORFOLK SOUTHN CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>655844108</cusip> <value>3266</value> <shrsOrPrnAmt> <sshPrnamt>14370</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>14370</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PEPSICO INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>713448108</cusip> <value>4494</value> <shrsOrPrnAmt> <sshPrnamt>26968</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>26968</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PFIZER INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>717081103</cusip> <value>7640</value> <shrsOrPrnAmt> <sshPrnamt>145709</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>145709</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>742718109</cusip> <value>4352</value> <shrsOrPrnAmt> <sshPrnamt>30269</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>30269</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PROSHARES TR</nameOfIssuer> <titleOfClass>SHORT S&P 500 NE</titleOfClass> <cusip>74347B425</cusip> <value>561</value> <shrsOrPrnAmt> <sshPrnamt>34000</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>34000</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>744573106</cusip> <value>1673</value> <shrsOrPrnAmt> <sshPrnamt>26445</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>26445</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>QUALCOMM INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>747525103</cusip> <value>6502</value> <shrsOrPrnAmt> <sshPrnamt>50900</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>50900</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>QUANTA SVCS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>74762E102</cusip> <value>2018</value> <shrsOrPrnAmt> <sshPrnamt>16100</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>16100</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>75513E101</cusip> <value>4488</value> <shrsOrPrnAmt> <sshPrnamt>46696</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>46696</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer> <titleOfClass>RL EST SEL SEC</titleOfClass> <cusip>81369Y860</cusip> <value>15</value> <shrsOrPrnAmt> <sshPrnamt>377</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>377</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>US LRG CAP ETF</titleOfClass> <cusip>808524201</cusip> <value>25161</value> <shrsOrPrnAmt> <sshPrnamt>563400</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>563400</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer> <titleOfClass>US MID-CAP ETF</titleOfClass> <cusip>808524508</cusip> <value>45</value> <shrsOrPrnAmt> <sshPrnamt>713</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>713</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer> <titleOfClass>UT SER 1</titleOfClass> <cusip>78467X109</cusip> <value>970</value> <shrsOrPrnAmt> <sshPrnamt>3151</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3151</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SPDR S&P 500 ETF TR</nameOfIssuer> <titleOfClass>TR UNIT</titleOfClass> <cusip>78462F103</cusip> <value>2029</value> <shrsOrPrnAmt> <sshPrnamt>5379</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>5379</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>STARBUCKS CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>855244109</cusip> <value>5347</value> <shrsOrPrnAmt> <sshPrnamt>70000</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>70000</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer> <titleOfClass>TECHNOLOGY</titleOfClass> <cusip>81369Y803</cusip> <value>54</value> <shrsOrPrnAmt> <sshPrnamt>422</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>422</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>882508104</cusip> <value>4871</value> <shrsOrPrnAmt> <sshPrnamt>31700</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>31700</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>T-MOBILE US INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>872590104</cusip> <value>9931</value> <shrsOrPrnAmt> <sshPrnamt>73815</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>73815</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>UNION PAC CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>907818108</cusip> <value>4223</value> <shrsOrPrnAmt> <sshPrnamt>19800</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>19800</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer> <titleOfClass>CL B</titleOfClass> <cusip>911312106</cusip> <value>3651</value> <shrsOrPrnAmt> <sshPrnamt>20000</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>20000</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>91324P102</cusip> <value>10052</value> <shrsOrPrnAmt> <sshPrnamt>19570</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>19570</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer> <titleOfClass>SBI INT-UTILS</titleOfClass> <cusip>81369Y886</cusip> <value>269</value> <shrsOrPrnAmt> <sshPrnamt>3832</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3832</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer> <titleOfClass>GROWTH ETF</titleOfClass> <cusip>922908736</cusip> <value>8289</value> <shrsOrPrnAmt> <sshPrnamt>37187</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>37187</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer> <titleOfClass>MTG-BKD SECS ETF</titleOfClass> <cusip>92206C771</cusip> <value>13530</value> <shrsOrPrnAmt> <sshPrnamt>283000</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>283000</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer> <titleOfClass>S&P 500 ETF SHS</titleOfClass> <cusip>922908363</cusip> <value>30587</value> <shrsOrPrnAmt> <sshPrnamt>88178</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>88178</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer> <titleOfClass>SHORT TERM TREAS</titleOfClass> <cusip>92206C102</cusip> <value>14269</value> <shrsOrPrnAmt> <sshPrnamt>242428</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>242428</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>92343V104</cusip> <value>8792</value> <shrsOrPrnAmt> <sshPrnamt>173248</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>173248</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VISA INC</nameOfIssuer> <titleOfClass>COM CL A</titleOfClass> <cusip>92826C839</cusip> <value>7542</value> <shrsOrPrnAmt> <sshPrnamt>38305</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>38305</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>GRAINGER W W INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>384802104</cusip> <value>4692</value> <shrsOrPrnAmt> <sshPrnamt>10325</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>10325</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>WALMART INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>931142103</cusip> <value>4571</value> <shrsOrPrnAmt> <sshPrnamt>37594</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>37594</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> </informationTable> </XML> </TEXT> </DOCUMENT> </SEC-DOCUMENT>