-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 E7M3PPysPgmHLCPka7nghN6LWsdCdLfhPL4aecwmmCGkcL2yBhRPeMIOoKegog/+
 XXsTr5mEEaeJAR4LUrzNsw==

<SEC-DOCUMENT>0001005477-03-001477.txt : 20030521
<SEC-HEADER>0001005477-03-001477.hdr.sgml : 20030521
<ACCEPTANCE-DATETIME>20030521093937
ACCESSION NUMBER:		0001005477-03-001477
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030520
FILED AS OF DATE:		20030521

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			DENMARK GEORGE D
		CENTRAL INDEX KEY:			0001190676

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-72565
		FILM NUMBER:		03713739

	MAIL ADDRESS:	
		STREET 1:		PO BOX 1180
		CITY:			SOUTH YARMOUTH
		STATE:			MA
		ZIP:			02664-0180

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CCBT FINANCIAL COMPANIES INC
		CENTRAL INDEX KEY:			0001074972
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				043437708
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		495 STATION AVENUE
		CITY:			SOUTH YARMOUTH
		STATE:			MA
		ZIP:			02601
		BUSINESS PHONE:		5087608323

	MAIL ADDRESS:	
		STREET 1:		495 STATION AVENUE
		CITY:			SOUTH YARMOUTH
		STATE:			MA
		ZIP:			02601

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CCBT BANCORP INC
		DATE OF NAME CHANGE:	19981209
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar123.xml
<DESCRIPTION>FORM 4
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0101</schemaVersion>

    <documentType>4</documentType>
    <periodOfReport>2003-05-20</periodOfReport>
    <notSubjectToSection16>0</notSubjectToSection16>
    <issuer>
        <issuerCik>0001074972</issuerCik>
        <issuerName>CCBT FINANCIAL COMPANIES INC</issuerName>
        <issuerTradingSymbol>CCBT</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
    <reportingOwnerId>
            <rptOwnerCik>0001190676</rptOwnerCik>
            <rptOwnerName>DENMARK GEORGE D</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>  </rptOwnerStreet1>
            <rptOwnerStreet2>  </rptOwnerStreet2>
            <rptOwnerCity>  </rptOwnerCity>
            <rptOwnerState>  </rptOwnerState>
            <rptOwnerZipCode>  </rptOwnerZipCode>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
        <isDirector>1</isDirector>
        <isOfficer>0</isOfficer>
        <isTenPercentOwner>0</isTenPercentOwner>
        <isOther>0</isOther>
    </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeSecurity>
        <securityTitle>
            <value>Commonn Stock</value>
        </securityTitle>
        <transactionDate>
            <value>2003-05-20</value>
        </transactionDate>
    <transactionCoding>
        <transactionFormType>4</transactionFormType>
        <transactionCode>P</transactionCode>
        <equitySwapInvolved>0</equitySwapInvolved>
    </transactionCoding>
        <transactionAmounts>
            <transactionShares>
                <value>0</value>
            </transactionShares>
            <transactionValue>
                <value>0.00</value>
            </transactionValue>
            <transactionAcquiredDisposedCode>
                <value>A</value>
            </transactionAcquiredDisposedCode>
        </transactionAmounts>
        <postTransactionAmounts>
            <sharesOwnedFollowingTransaction>
                <value>14957</value>
            </sharesOwnedFollowingTransaction>
        </postTransactionAmounts>
        <ownershipNature>
            <directOrIndirectOwnership>
                <value>D</value>
            </directOrIndirectOwnership>
        </ownershipNature>
    </nonDerivativeSecurity>

    <derivativeSecurity>
        <securityTitle>
            <value>options to buy Common Stock</value>
        </securityTitle>
        <conversionOrExercisePrice>
            <value>22.82</value>
        </conversionOrExercisePrice>
        <transactionDate>
            <value>2003-05-20</value>
        </transactionDate>
    <transactionCoding>
        <transactionFormType>4</transactionFormType>
        <transactionCode>A</transactionCode>
        <equitySwapInvolved>0</equitySwapInvolved>
    </transactionCoding>
        <transactionAmounts>
            <transactionShares>
                <value>4000</value>
            </transactionShares>
            <transactionValue>
                <value>0</value>
            </transactionValue>
            <transactionAcquiredDisposedCode>
                <value>A</value>
            </transactionAcquiredDisposedCode>
        </transactionAmounts>
        <exerciseDate>
            <value>2004-04-24</value>
            <footnoteId id="F1"/>
        </exerciseDate>
        <expirationDate>
            <value>2013-04-24</value>
        </expirationDate>
        <underlyingSecurity>
            <underlyingSecurityTitle>
                <value>Common Stock</value>
            </underlyingSecurityTitle>
            <underlyingSecurityShares>
                <value>4000</value>
            </underlyingSecurityShares>
        </underlyingSecurity>
        <postTransactionAmounts>
            <sharesOwnedFollowingTransaction>
                <value>12000</value>
            </sharesOwnedFollowingTransaction>
        </postTransactionAmounts>
        <ownershipNature>
            <directOrIndirectOwnership>
                <value>D</value>
            </directOrIndirectOwnership>
        </ownershipNature>
    </derivativeSecurity>

    <footnotes>
        <footnote id="F1">Note A: 25% annual vesting starting 4-24-2004</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>John S. Burnett, POA for George D. Denmark</signatureName>
        <signatureDate>2003-05-24</signatureDate>
    </ownerSignature>

</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----