-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 WCxDljX+9R7z2Q+MSz6f8ja7xpAsOs9sO3gen7fLLXdtC2/EWQK7xgZ4GYF76cie
 6fTnjFp5s3IaOkTOkHc/Mg==

<SEC-DOCUMENT>0000914317-04-000171.txt : 20040114
<SEC-HEADER>0000914317-04-000171.hdr.sgml : 20040114
<ACCEPTANCE-DATETIME>20040114102751
ACCESSION NUMBER:		0000914317-04-000171
CONFORMED SUBMISSION TYPE:	5
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031231
FILED AS OF DATE:		20040114

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			ENLOW WILLIAM R
		CENTRAL INDEX KEY:			0001190677

	FILING VALUES:
		FORM TYPE:		5
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-72565
		FILM NUMBER:		04524043

	MAIL ADDRESS:	
		STREET 1:		PO BOX 1180
		CITY:			SOUTH YARMOUTH
		STATE:			MA
		ZIP:			02664-0180

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CCBT FINANCIAL COMPANIES INC
		CENTRAL INDEX KEY:			0001074972
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				043437708
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		495 STATION AVENUE
		CITY:			SOUTH YARMOUTH
		STATE:			MA
		ZIP:			02601
		BUSINESS PHONE:		5087608323

	MAIL ADDRESS:	
		STREET 1:		495 STATION AVENUE
		CITY:			SOUTH YARMOUTH
		STATE:			MA
		ZIP:			02601

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CCBT BANCORP INC
		DATE OF NAME CHANGE:	19981209
</SEC-HEADER>
<DOCUMENT>
<TYPE>5
<SEQUENCE>1
<FILENAME>form5-enlow_ex.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<!-- - EDGAR Ease Plus 1.0                                   07/25/03  TT    -->
<ownershipDocument>
    <schemaVersion>X0201</schemaVersion>

    <documentType>5</documentType>
   <periodOfReport>2003-12-31</periodOfReport>
   <notSubjectToSection16>0</notSubjectToSection16>
    <form3HoldingsReported>0</form3HoldingsReported>

    <form4TransactionsReported>0</form4TransactionsReported>

    <issuer>
        <issuerCik>0001074972</issuerCik>
        <issuerName>CCBT FINANCIAL COMPANIES INC</issuerName>
        <issuerTradingSymbol>CCBT</issuerTradingSymbol>
   </issuer>
   <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001190677</rptOwnerCik>
            <rptOwnerName>ENLOW WILLIAM R</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>PO BOX 1180</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>SOUTH YARMOUTH</rptOwnerCity>
            <rptOwnerState>MA</rptOwnerState>
            <rptOwnerZipCode>02664-0180</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
         <isDirector>1</isDirector>
         <isOfficer>0</isOfficer>
         <isTenPercentOwner>0</isTenPercentOwner>
         <isOther>0</isOther>
      </reportingOwnerRelationship>
   </reportingOwner>
 <nonDerivativeTable>
   <nonDerivativeHolding>
      <securityTitle>
         <value>Common Stock</value>
      </securityTitle>
      <postTransactionAmounts>
         <sharesOwnedFollowingTransaction>
           <value>2143</value>
         </sharesOwnedFollowingTransaction>
      </postTransactionAmounts>
      <ownershipNature>
         <directOrIndirectOwnership>
            <value>D</value>
         </directOrIndirectOwnership>
      </ownershipNature>
   </nonDerivativeHolding>
   <nonDerivativeHolding>
      <securityTitle>
         <value>Common Stock</value>
      </securityTitle>
      <postTransactionAmounts>
         <sharesOwnedFollowingTransaction>
           <value>200</value>
         </sharesOwnedFollowingTransaction>
      </postTransactionAmounts>
      <ownershipNature>
         <directOrIndirectOwnership>
            <value>I</value>
         </directOrIndirectOwnership>
         <natureOfOwnership>
            <value>Trust</value>
         </natureOfOwnership>
      </ownershipNature>
   </nonDerivativeHolding>
 </nonDerivativeTable>
 <derivativeTable>
   <derivativeHolding>
      <securityTitle>
         <value>Options to buy common stock</value>
      </securityTitle>
      <conversionOrExercisePrice>
         <value>0</value>
      </conversionOrExercisePrice>
      <exerciseDate>
         <value>1988-08-08</value>
      </exerciseDate>
      <expirationDate>
         <value>1988-08-08</value>
      </expirationDate>
      <underlyingSecurity>
         <underlyingSecurityTitle>
           <value>common stock</value>
         </underlyingSecurityTitle>
         <underlyingSecurityShares>
           <value>0</value>
         </underlyingSecurityShares>
      </underlyingSecurity>
      <postTransactionAmounts>
         <sharesOwnedFollowingTransaction>
           <value>13000</value>
         </sharesOwnedFollowingTransaction>
      </postTransactionAmounts>
      <ownershipNature>
         <directOrIndirectOwnership>
           <value>D</value>
         </directOrIndirectOwnership>
      </ownershipNature>
   </derivativeHolding>
 </derivativeTable>
   <ownerSignature>
      <signatureName>/s/ John S. Burnett, POA for William R. Enlow</signatureName>
      <signatureDate>2004-01-12</signatureDate>
   </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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