Regulatory Capital (Tables)

6 Months Ended

Jun. 30, 2012

Regulatory Capital [Abstract]

Summary of regulatory capital and capital ratios of LCNB

A summary of the regulatory capital and capital ratios of LCNB follows (dollars in thousands):

				At		At
				June 30,	December 31,
				2012		2011
Regulatory Capital:
	Shareholders' equity		$	80,465		77,960
	Goodwill and other intangibles			(6,044)		(6,071)
	Accumulated other comprehensive (income) loss			(5,190)		(5,028)
		Tier 1 risk-based capital		69,231		66,861
Eligible allowance for loan losses				2,952		2,931
		Total risk-based capital	$	72,183		69,792
Capital ratios:
	Total risk-based (required 8.00%)			14.86%		14.54%
	Tier 1 risk-based (required 4.00%)			14.25%		13.93%
	Leverage (required 3.00%)			8.65%		8.51%