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CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2012
Dec. 31, 2011
ASSETS:    
Cash and due from banks $ 16,928 $ 12,449
Interest-bearing demand deposits 9,968 7,086
Total cash and cash equivalents 26,896 19,535
Investment securities:    
Available-for-sale, at fair value 285,141 254,006
Held-to-maturity, at cost 11,474 10,734
Federal Reserve Bank stock, at cost 949 940
Federal Home Loan Bank stock, at cost 2,091 2,091
Loans, net 458,629 458,331
Premises and equipment, net 16,953 17,346
Goodwill 5,915 5,915
Bank owned life insurance 15,125 14,837
Other assets 8,402 7,835
TOTAL ASSETS 831,575 791,570
Deposits:    
Noninterest-bearing 117,813 106,793
Interest-bearing 592,843 556,769
Total deposits 710,656 663,562
Short-term borrowings 13,142 21,596
Long-term debt 20,391 21,373
Accrued interest and other liabilities 6,921 7,079
TOTAL LIABILITIES 751,110 713,610
SHAREHOLDERS' EQUITY:    
Preferred shares - no par value, authorized 1,000,000 shares, none outstanding 0 0
Common shares - no par value, authorized 12,000,000 shares, issued 7,474,269 and 7,460,494 shares at June 30, 2012 and December 31, 2011, respectively 26,952 26,753
Retained earnings 59,989 57,877
Treasury shares at cost, 753,627 shares at June 30, 2012 and December 31, 2011 (11,665) (11,698)
Accumulated other comprehensive income, net of taxes 5,189 5,028
TOTAL SHAREHOLDERS' EQUITY 80,465 77,960
TOTAL LIABILITES AND SHAREHOLDERS' EQUITY $ 831,575 $ 791,570