Other Real Estate Owned

6 Months Ended

Jun. 30, 2012

Other Real Estate Owned [Abstract]

Other Real Estate Owned

Note 4 - Other Real Estate Owned

Other real estate owned includes property acquired through foreclosure or deed-in-lieu of foreclosure and also includes property deemed to be in-substance foreclosed and are included in "other assets" in the consolidated balance sheets.  Changes in other real estate owned are as follows (in thousands):

		Six Months Ended
		June 30,
		2012	2011
Balance, beginning of year	$	1,619	2,088
Additions		580	-
Reductions due to valuation write downs		76	-
Balance, end of period	$	2,123	2,088

Other real estate owned at June 30, 2012 and December 31, 2011 consisted of (dollars in thousands):

	June 30, 2012			December 31, 2011
	Number		Balance	Number		Balance
Commercial real estate	2	$	2,063	1	$	1,579
Residential real estate	2		60	1		40
	4	$	2,123	2	$	1,619