CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
ASSETS:
Cash and due from banks	$ 13,191	$ 10,817
Interest-bearing demand deposits	13,650	182
Total cash and cash equivalents	26,841	10,999
Investment securities:
Available-for-sale, at fair value	250,769	235,882
Held-to-maturity, at cost	11,243	12,141
Federal Reserve Bank stock, at cost	941	939
Federal Home Loan Bank stock, at cost	2,091	2,091
Loans, net	454,447	452,350
Premises and equipment, net	17,195	16,017
Goodwill	5,915	5,915
Bank owned life insurance	14,536	14,242
Other assets	8,972	9,558
TOTAL ASSETS	792,950	760,134
Deposits:
Noninterest-bearing	98,558	98,994
Interest-bearing	580,193	539,545
Total deposits	678,751	638,539
Short-term borrowings	12,198	21,691
Long-term debt	22,061	23,120
Accrued interest and other liabilities	5,824	6,077
TOTAL LIABILITIES	718,834	689,427
SHAREHOLDERS' EQUITY:
Preferred shares - no par value, authorized 1,000,000 shares, none outstanding	0	0
Common shares - no par value, authorized 12,000,000 shares, issued 7,445,514 shares at June 30, 2011 and December 31, 2010	11,068	11,068
Surplus	15,469	15,447
Retained earnings	56,198	54,045
Treasury shares at cost, 755,771 shares at June 30, 2011 and December 31, 2010	(11,698)	(11,698)
Accumulated other comprehensive income, net of taxes	3,079	1,845
TOTAL SHAREHOLDERS' EQUITY	74,116	70,707
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 792,950	$ 760,134