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COMMITMENTS AND CONTINGENT LIABILITIES (Tables)
12 Months Ended
Dec. 31, 2017
Commitments and Contingencies Disclosure [Abstract]  
Financial Instruments Whose Contract Amounts Represent Off-Balance-Sheet Credit Risk
Financial instruments whose contract amounts represent off-balance-sheet credit risk at December 31 were as follows (in thousands):
 
2017
 
2016
Commitments to extend credit:
 
 
 
Commercial loans
$
18,964

 
10,350

Other loans:
 
 
 
Fixed rate
2,747

 
4,425

Adjustable rate
1,150

 
1,044

Unused lines of credit:
 
 
 
Fixed rate
20,984

 
9,731

Adjustable rate
90,147

 
80,222

Unused overdraft protection amounts on demand and NOW accounts
16,441

 
17,123

Standby letters of credit
294

 
657

 
$
150,727

 
123,552