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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Dec. 31, 2017
Dec. 31, 2016
ASSETS:    
Cash and due from banks $ 21,159 $ 18,378
Interest-bearing demand deposits 4,227 487
Total cash and cash equivalents 25,386 18,865
Investment securities:    
Available-for-sale, at fair value 278,472 320,659
Held-to-maturity, at cost 32,571 41,003
Federal Reserve Bank stock, at cost 2,732 2,732
Federal Home Loan Bank stock, at cost 3,638 3,638
Loans, net 845,657 816,228
Premises and equipment, net 34,927 30,244
Goodwill 30,183 30,183
Core deposit and other intangibles 3,799 4,582
Bank owned life insurance 27,985 27,307
Other assets 10,288 11,358
TOTAL ASSETS 1,295,638 1,306,799
Deposits:    
Non-interest-bearing 283,212 271,332
Interest-bearing 802,609 839,573
Total deposits 1,085,821 1,110,905
Short-term borrowings 47,000 42,040
Long-term debt 303 598
Accrued interest and other liabilities 12,243 10,312
TOTAL LIABILITIES 1,145,367 1,163,855
SHAREHOLDERS' EQUITY:    
Common shares - no par value; authorized 19,000,000 shares at December 31, 2017 and 2016; issued 10,776,686 and 10,751,652 shares at December 31, 2017 and 2016, respectively 76,977 76,490
Retained earnings 87,301 80,736
Treasury shares at cost, 753,627 shares at December 31, 2017 and 2016 (11,665) (11,665)
Accumulated other comprehensive loss, net of taxes (2,342) (2,617)
TOTAL SHAREHOLDERS' EQUITY 150,271 142,944
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 1,295,638 $ 1,306,799