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OTHER REAL ESTATE OWNED (Tables)
12 Months Ended
Dec. 31, 2013
Real Estate [Abstract]  
Changes in Other Real Estate Owned
Other real estate owned includes property acquired through foreclosure or deed-in-lieu of foreclosure and also includes property deemed to be in-substance foreclosed and are included in other assets in the consolidated balance sheets.  Changes in other real estate owned were as follows (in thousands):
 
2013
 
2012
Balance, beginning of year
$
2,189

 
1,619

Additions
260

 
875

Reductions due to sales
(909
)
 
(21
)
Reductions due to valuation write downs
(77
)
 
(284
)
Balance, end of year
$
1,463

 
2,189

Components of Other Real Estate Owned
Other real estate owned at December 31 consisted of (dollars in thousands):
 
2013
 
2012
 
Number
 
Amount
 
Number
 
Amount
Commercial real estate
2

 
$
1,415

 
2

 
$
1,875

Residential real estate
2

 
48

 
8

 
314

 
4

 
$
1,463

 
10

 
$
2,189