EX-1 3 ex-1.txt EXHIBIT 1 EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4A Statement to Certificateholders
Original Prior Face Principal Class Value Balance Interest Principal Total A 650,000,000.00 232,656,920.81 384,592.45 7,135,345.38 7,519,937.83 A Certificate - - 1,459,713.35 - 1,459,713.35 Totals 650,000,000.00 232,656,920.81 1,844,305.80 7,135,345.38 8,979,651.18
Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next A - - 225,521,575.43 2.052500% 2.036250% A Certificate - - - NA NA Totals - - 225,521,575.43
Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance A 00755WGC4 357.933724 0.591681 10.977454 11.569135 346.956270 A Certificate 0.000000 2.245713 0.000000 2.245713 0.000000
Delinquent Loan Information:
90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO Trust A Principal Balance 9,575,905.87 1,855,301.99 482,822.92 15,095,948.35 3,738,402.88 % of Pool Balance 3.92766% 0.76097% 0.19803% 6.19176% 1.53334% Number of Loans 175 38 13 251 66 % of Loans 4.01008% 0.87076% 0.29789% 5.75160% 1.51237% Loans in Foreclosure Trust A Principal Balance 14,846,236.69 % of Pool Balance 6.08934% Number of Loans 249 % of Loans 5.70577%
General Mortgage Loan Information:
Trust A Beginning Aggregate Mortgage Loan Balance 251,520,995.47 Prefunding 0.00 Principal Reduction 7,713,886.90 Ending Aggregate Mortgage Loan Balance 243,807,108.57 Beginning Aggregate Mortgage Loan Count 4473 Ending Aggregate Mortgage Loan Count 4364 Current Weighted Average Coupon Rate 9.489851% Next Weighted Average Coupon Rate 9.487295%
Mortgage Loan Principal Reduction Information:
Trust A Scheduled Principal 509,056.21 Curtailments 110,720.89 Prepayments 5,691,432.21 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 1,402,677.59 Other Principal 0.00 Less: Realized Losses 565,700.96 Total Principal Reduction 8,279,587.86
Servicer Information:
Trust A Accrued Servicing Fee for the Current Period 104,800.41 Less: Amounts to Cover Interest Shortfalls 0.00 Less: Delinquent Service Fees 36,501.65 Collected Servicing Fees for Current Period: 68,298.76 Advanced Principal N/A Advanced Interest 679,328.62
Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class A 5,691,432.21 1,513,398.48 7,135,345.38 - - - - - - - - - Total 5,691,432.21 1,513,398.48 7,135,345.38 - - - Applied Realized Loss Amount Class A - - Total -
Prior Current Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount Trust A YES 0.00 18,864,074.66 0.00 0.00 18,285,533.14 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust A 18,285,533.14 0.00
Trust A Insured Payment 0.00 Pool Rolling six month delinquency rate 6.077014 Pool Cumulative Realized Losses 22,747,229.45 Book Value of REO loans 4,698,116.09 Cumulative Number of Mortgage loans repurchased to date 11 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 22,405.06 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unremibursed Delinquent/Servicing Advances still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 1,273,167.29 Principal Collected: 6,311,209.31 Insurance Proceeds Received: 0.00 Net Liquidation Proceeds: 836,976.63 Delinquency Advances on Mortgage Interest: 679,328.62 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: 0.00 Trust Termination Proceeds: 0.00 Investment Earnings on Note Account: 1,275.85 Capitalized Interest Requirement: 0.00 Capitalized Interest Fund Earnings 0.00 Capitalized Interest Account 0.00 Investment Earnings on Pre-Funding Account 0.00 Unreimbursed Delq/Servicing Advances Paid Back To CertificateHolders - Sum of the Above Amounts: 9,101,957.70 LESS: Servicing Fees (including PPIS): 68,298.76 Non Recoverable Advance 4,653.21 Indenture Trustee Fees: 1,467.21 Owner Trustee Fees: 277.78 Insurance Premiums: 25,204.50 Reimbursement of Delinquency Advances/Servicing Advances 22,405.06 Total Reductions to Available Funds Amount: 122,306.52 Total Available Funds: 8,979,651.18
EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4B Statement to Certificateholders
Original Prior Face Principal Class Value Balance Interest Principal Total B 350,000,000.00 114,594,753.20 189,064.54 5,278,782.90 5,467,847.44 B Certificate - - 726,774.04 - 726,774.04 Totals 350,000,000.00 114,594,753.20 915,838.58 5,278,782.90 6,194,621.48
Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next B - - 109,315,970.31 2.052500% 2.036250% B Certificate - - - NA NA Totals - - 109,315,970.31
Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance B 00755WGD2 327.413581 0.540184 15.082237 15.622421 312.331344 B Certificate 0.000000 1.118114 0.000000 1.118114 0.000000
Delinquent Loan Information:
90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO Trust B Principal Balance 3,749,333.50 1,321,873.98 23,075.40 6,454,436.35 2,102,875.65 % of Pool Balance 3.17258% 1.11853% 0.01953% 5.46156% 1.77939% Number of Loans 67 14 3 110 33 % of Loans 3.66922% 0.76670% 0.16429% 6.02410% 1.80723% Loans in Foreclosure Trust B Principal Balance 7,913,371.77 % of Pool Balance 6.69607% Number of Loans 122 % of Loans 6.68127%
General Mortgage Loan Information:
Trust B Beginning Aggregate Mortgage Loan Balance 123,886,219.68 Subsequent Mortgage Loans Added This Period 0.00 Principal Reduction 5,706,792.32 Ending Aggregate Mortgage Loan Balance 118,179,427.36 Beginning Aggregate Mortgage Loan Count 1,890 Ending Aggregate Mortgage Loan Count 1,826 Current Weighted Average Coupon Rate 9.490426% Next Weighted Average Coupon Rate 9.506857%
Mortgage Loan Principal Reduction Information:
Trust B Scheduled Principal 204,827.59 Curtailments 153,756.84 Prepayments 4,427,492.26 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 920,715.63 Other Principal 0.00 Less: Realized Losses 370,935.31 Total Principal Reduction 6,077,727.63
Servicer Information:
Trust B Accrued Servicing Fee for the Current Period 51,619.26 Less: Amounts to Cover Interest Shortfalls 0.00 Less: Delinquent Service Fees 17,248.51 Collected Servicing Fees for Current Period: 34,370.75 Advanced Principal N/A Advanced Interest 325,492.87
Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class B 4,427,492.26 1,074,472.47 5,278,782.90 - - - - - - - - Total 4,427,492.26 1,074,472.47 5,278,782.90 - - - Unpaid Realized Loss Amount Class B - -
Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount Trust B YES 0.00 9,291,466.48 0.00 0.00 8,863,457.05 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust B 8,863,457.05 0.00
Trust B Insured Payment 0.00 Pool Rolling six month delinquency rate 6.889572 Pool Cumulative Realized Losses 14,297,734.96 Book Value of REO loans 2,744,644.87 Cumulative Number of Mortgage loans repurchased to date 8 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 51,556.45 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 636,629.38 Principal Collected: 4,786,076.69 Insurance Proceeds Received: - Net Liquidation Proceeds: 549,780.32 Delinquency Advances on Mortgage Interest: 325,492.87 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 879.47 Capitalized Interest Requirement: 0.00 Capitalized Interest Account Earnings 0.00 Capitalized Interest Account 0.00 Reversal of Realized Loss Amount - Unreimbursed Delq/Servicing Advances Paid Back To Certificateholders 0.00 Sum of the Above Amounts: 6,298,858.73 LESS: Servicing Fees (including PPIS): 34,370.75 Non-Recoverable Advance 4,895.17 Indenture Trustee Fees: 722.67 Owner Trustee Fees: 277.78 Insurance Premiums: 12,414.43 Reimbursement of Delinquency Advances/Servicing Advances 51,556.45 Total Reductions to Available Funds Amount: 104,237.25 Total Available Funds: 6,194,621.48
EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4C Statement to Certificateholders
Original Prior Face Principal Class Value Balance Interest Principal Total C 100,000,000.00 21,921,392.35 33,596.06 949,822.60 983,418.66 C Certificate - - 226,837.85 - 226,837.85 Totals 100,000,000.00 21,921,392.35 260,433.91 949,822.60 1,210,256.51
Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next C - - 20,971,569.75 1.902500% 1.886250% C Certificate - - - NA NA Totals - - 20,971,569.75
Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance C 00755WGE0 219.213924 0.335961 9.498226 9.834187 209.715698 C Certificate 0.000000 0.348981 0.000000 0.348981 0.000000
Delinquent Loan Information:
90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO Trust C Principal Balance 735,713.77 184,717.23 0.00 1,762,022.90 757,825.07 % of Pool Balance 3.16719% 0.79519% 0.00000% 7.58537% 3.26238% Number of Loans 10 3 0 22 8 % of Loans 3.42466% 1.02740% 0.00000% 7.53425% 2.73973% Loans in Foreclosure Trust C Principal Balance 1,961,143.89 % of Pool Balance 8.44257% Number of Loans 24 % of Loans 8.21918%
General Mortgage Loan Information:
Trust C Beginning Aggregate Mortgage Loan Balance 24,446,055.52 Prefunding N/A Principal Reduction 1,216,835.13 Ending Aggregate Mortgage Loan Balance 23,229,220.39 Beginning Aggregate Mortgage Loan Count 304 Ending Aggregate Mortgage Loan Count 292 Current Weighted Average Coupon Rate 9.137017% Next Weighted Average Coupon Rate 9.174496%
Mortgage Loan Principal Reduction Information:
Trust C Scheduled Principal 16,487.51 Curtailments 1,940.22 Prepayments 684,365.89 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 514,041.51 Other Principal 0.00 Less: Realized Losses 175,909.68 Total Principal Reduction 1,392,744.81
Servicer Information:
Trust C Accrued Servicing Fee for the Current Period 10,185.86 Less: Amounts to Cover Interest Shortfalls 0.00 Less: Delinquent Service Fees 3,651.13 Collected Servicing Fees for Current Period: 6,534.73 Advanced Principal N/A Advanced Interest 64,192.04
Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class C 684,365.89 515,981.73 949,822.60 - - - - - - - - - Unpaid Realized Loss Amount Class C - -
Prior Current Has a Over- Accelerated Amounts Over Trigger Event Collateral Principal From Reserve Collateral Occurred Amount Distributed Fund Amount Trust C YES 2,524,663.17 0.00 0.00 2,257,650.64 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust C 2,257,650.64 0.00
Trust C Insured Payment 0.00 Pool Rolling six month delinquency rate 11.644344 Pool Cumulative Realized Losses 3,749,545.53 Book Value of REO loans 952,196.14 Cumulative Number of Mortgage loans repurchased to date 3 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 2,356.95 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 118,293.53 Principal Collected: 702,793.62 Insurance Proceeds Received: - Net Liquidation Proceeds: 338,131.83 Delinquency Advances on Mortgage Interest: 64,192.04 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 171.84 Unreimbursed Delq/Servicing Advances Paid Back to CertificateHolders - Sum of the Above Amounts: 1,223,582.86 LESS: Servicing Fees (including PPIS): 6,534.73 Non-Recoverable Advance 1,182.78 Indenture Trustee Fees: 142.60 Owner Trustee Fees: 277.78 Insurance Premiums: 2,831.51 Reimbursement of Delinquency Advances/Servicing Advances 2,356.95 Total Reductions to Available Funds Amount: 13,326.35 Total Available Funds: 1,210,256.51