EX-1 3 exh-1.txt EXHIBIT 1 EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4A Statement to Certificateholders
Original Prior Face Principal Class Value Balance Interest Principal Total ------------------------------------------------------------------------------------------------------------------------------------ A 650,000,000.00 260,157,395.18 544,897.69 6,256,971.28 6,801,868.97 A Certificate - - 2,247,787.90 - 2,247,787.90 Totals 650,000,000.00 260,157,395.18 2,792,685.59 6,256,971.28 9,049,656.87 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next ------------------------------------------------------------------------------------------------------------------------------------ A - - 253,900,423.90 2.513750% 2.530000% A Certificate - - - NA NA Totals - - 253,900,423.90 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance ------------------------------------------------------------------------------------------------------------------------------------ A 00755WGC4 400.242146 0.838304 9.626110 10.464414 390.616037 A Certificate 0.000000 3.458135 0.000000 3.458135 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO ------------------------------------------------------------------------------------------------------------------------------------ Trust A Principal Balance 13,717,023.58 2,180,320.10 836,732.74 14,830,201.70 2,619,297.95 % of Pool Balance 5.00490% 0.79553% 0.30530% 5.41106% 0.95570% Number of Loans 227 42 15 247 44 % of Loans 4.74102% 0.87719% 0.31328% 5.15873% 0.91896% Loans in Foreclosure ------------------------------------------------------------- Trust A Principal Balance 13,105,049.19 % of Pool Balance 4.78161% Number of Loans 217 % of Loans 4.53216% General Mortgage Loan Information: Trust A -------------- Beginning Aggregate Mortgage Loan Balance 281,251,238.03 Prefunding 0.00 Principal Reduction 7,179,422.32 Ending Aggregate Mortgage Loan Balance 274,071,815.71 Beginning Aggregate Mortgage Loan Count 4886 Ending Aggregate Mortgage Loan Count 4788 Current Weighted Average Coupon Rate 9.480635% Next Weighted Average Coupon Rate 9.484980% Mortgage Loan Principal Reduction Information: Trust A -------------- Scheduled Principal 517,341.41 Curtailments 106,040.71 Prepayments 6,174,196.53 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 381,843.67 Other Principal 0.00 Less: Realized Losses 154,462.30 Total Principal Reduction 7,333,884.62 Servicer Information: Trust A -------------- Accrued Servicing Fee for the Current Period 117,188.02 Less: Amounts to Cover Interest Shortfalls 0.00 Less: Delinquent Service Fees 40,412.15 Collected Servicing Fees for Current Period: 76,775.87 Advanced Principal N/A Advanced Interest 755,721.73 Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount --------------------------------------------------------------------------------------------------------------------------------- Class A 6,174,196.53 487,884.38 6,640,965.65 - - - - - - - - - Total 6,174,196.53 487,884.38 6,640,965.65 - - - Applied Realized Loss Amount --------------------------------------- Class A - - Total -
Prior Current Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount ------------------------------------------------------------------------------------------------------------------------------------ Trust A NO 0.00 21,093,842.85 (383,994.37) 0.00 20,171,391.81 Specified Over- Over- Collateral Collateral Deficit Amount Amount ------------------------------------------------------------- Trust A 20,555,386.18 0.00 Trust A Insured Payment 0.00 Pool Rolling six month delinquency rate 4.925715 Pool Cumulative Realized Losses 20,904,834.50 Book Value of REO loans 3,368,607.84 Cumulative Number of Mortgage loans repurchased to date 11 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 46,089.41 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unremibursed Delinquent/Servicing Advances still Outstanding 0.00 TOTAL AVAILABLE FUNDS: Current Interest Collected: 1,425,821.80 Principal Collected: 6,797,578.65 Insurance Proceeds Received: 0.00 Net Liquidation Proceeds: 227,381.37 Delinquency Advances on Mortgage Interest: 755,721.73 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: 0.00 Trust Termination Proceeds: 0.00 Investment Earnings on Note Account: 2,118.43 Capitalized Interest Requirement: 0.00 Capitalized Interest Fund Earnings 0.00 Capitalized Interest Account 0.00 Investment Earnings on Pre-Funding Account 0.00 Unreimbursed Delq/Servicing Advances Paid Back To CertificateHolders - Sum of the Above Amounts: 9,208,621.98 LESS: Servicing Fees (including PPIS): 76,775.87 Non Recoverable Advance 5,997.70 Indenture Trustee Fees: 1,640.63 Owner Trustee Fees: 277.78 Insurance Premiums: 28,183.72 Reimbursement of Delinquency Advances/Servicing Advances 46,089.41 Total Reductions to Available Funds Amount: 158,965.11 Total Available Funds: 9,049,656.87
EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4B Statement to Certificateholders
Original Prior Face Principal Class Value Balance Interest Principal Total ------------------------------------------------------------------------------------------------------------------------------------ B 350,000,000.00 134,061,783.00 280,831.51 4,614,016.18 4,894,847.69 B Certificate - - 779,022.82 - 779,022.82 Totals 350,000,000.00 134,061,783.00 1,059,854.33 4,614,016.18 5,673,870.51 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next ------------------------------------------------------------------------------------------------------------------------------------ B - - 129,447,766.81 2.513750% 2.530000% B Certificate - - - NA NA Totals - - 129,447,766.81 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance ------------------------------------------------------------------------------------------------------------------------------------ B 00755WGD2 383.033666 0.802376 13.182903 13.985279 369.850762 B Certificate 0.000000 1.198497 0.000000 1.198497 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO ------------------------------------------------------------------------------------------------------------------------------------ Trust B Principal Balance 5,692,514.67 1,057,990.26 478,034.13 8,802,612.39 2,087,158.65 % of Pool Balance 4.06772% 0.75601% 0.34159% 6.29012% 1.49143% Number of Loans 95 20 6 128 41 % of Loans 4.61165% 0.97087% 0.29126% 6.21359% 1.99029% Loans in Foreclosure ------------------------------------------------------------ Trust B Principal Balance 7,105,532.04 % of Pool Balance 5.07743% Number of Loans 110 % of Loans 5.33981% General Mortgage Loan Information: Trust B -------------- Beginning Aggregate Mortgage Loan Balance 144,931,657.29 Subsequent Mortgage Loans Added This Period 0.00 Principal Reduction 4,988,125.60 Ending Aggregate Mortgage Loan Balance 139,943,531.69 Beginning Aggregate Mortgage Loan Count 2,118 Ending Aggregate Mortgage Loan Count 2,060 Current Weighted Average Coupon Rate 9.483340% Next Weighted Average Coupon Rate 9.479288% Mortgage Loan Principal Reduction Information: Trust B -------------- Scheduled Principal 225,295.97 Curtailments 276,619.89 Prepayments 3,843,514.71 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 642,695.03 Other Principal 0.00 Less: Realized Losses 353,315.60 Total Principal Reduction 5,341,441.20 Servicer Information: Trust B -------------- Accrued Servicing Fee for the Current Period 60,388.19 Less: Amounts to Cover Interest Shortfalls 0.00 Less: Delinquent Service Fees 19,483.83 Collected Servicing Fees for Current Period: 40,904.36 Advanced Principal N/A Advanced Interest 369,503.03
Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount ------------------------------------------------------------------------------------------------------------------------------------ Class B 3,843,514.71 919,314.92 4,614,016.18 - - - - - - - - Total 3,843,514.71 919,314.92 4,614,016.18 - - - Unpaid Realized Loss Amount --------------------------------------- Class B - - Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount ------------------------------------------------------------------------------------------------------------------------------------ Trust B NO 0.00 10,869,874.29 0.00 0.00 10,495,764.88 Specified Over- Over- Collateral Collateral Deficit Amount Amount --------------------------------------------------------- Trust B 10,495,764.88 0.00 Trust B Insured Payment 0.00 Pool Rolling six month delinquency rate 6.1796 Pool Cumulative Realized Losses 12,708,157.73 Book Value of REO loans 2,631,036.56 Cumulative Number of Mortgage loans repurchased to date 8 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 26,976.38 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00 TOTAL AVAILABLE FUNDS: Current Interest Collected: 756,376.56 Principal Collected: 4,345,430.57 Insurance Proceeds Received: - Net Liquidation Proceeds: 289,379.43 Delinquency Advances on Mortgage Interest: 369,503.03 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 1,327.43 Capitalized Interest Requirement: 0.00 Capitalized Interest Account Earnings 0.00 Capitalized Interest Account 0.00 Reversal of Realized Loss Amount - Unreimbursed Delq/Servicing Advances Paid Back To Certificateholders 0.00 Sum of the Above Amounts: 5,762,017.02 LESS: Servicing Fees (including PPIS): 40,904.36 Non-Recoverable Advance 4,619.20 Indenture Trustee Fees: 845.43 Owner Trustee Fees: 277.78 Insurance Premiums: 14,523.36 Reimbursement of Delinquency Advances/Servicing Advances 26,976.38 Total Reductions to Available Funds Amount: 88,146.51 Total Available Funds: 5,673,870.51
EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4C Statement to Certificateholders
Original Prior Face Principal Class Value Balance Interest Principal Total ----------------------------------------------------------------------------------------------------------------------------------- C 100,000,000.00 24,946,778.30 49,139.96 626,899.77 676,039.73 C Certificate - - 255,031.25 - 255,031.25 Totals 100,000,000.00 24,946,778.30 304,171.21 626,899.77 931,070.98 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next ----------------------------------------------------------------------------------------------------------------------------------- C - - 24,319,878.53 2.363750% 2.380000% C Certificate - - - NA NA Totals - - 24,319,878.53 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance ----------------------------------------------------------------------------------------------------------------------------------- C 00755WGE0 249.467783 0.491400 6.268998 6.760397 243.198785 C Certificate 0.000000 0.392356 0.000000 0.392356 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO ------------------------------------------------------------------------------------------------------------------------------------ Trust C Principal Balance 1,306,479.43 140,713.82 94,368.37 1,718,905.66 892,401.84 % of Pool Balance 4.75111% 0.51172% 0.34318% 6.25092% 3.24528% Number of Loans 15 3 1 22 9 % of Loans 4.45104% 0.89021% 0.29674% 6.52819% 2.67062% Loans in Foreclosure -------------------------------------------------------------- Trust C Principal Balance 2,523,263.59 % of Pool Balance 9.17603% Number of Loans 29 % of Loans 8.60534% General Mortgage Loan Information: Trust C ------------- Beginning Aggregate Mortgage Loan Balance 28,337,653.08 Prefunding N/A Principal Reduction 839,226.91 Ending Aggregate Mortgage Loan Balance 27,498,426.17 Beginning Aggregate Mortgage Loan Count 348 Ending Aggregate Mortgage Loan Count 337 Current Weighted Average Coupon Rate 9.241281% Next Weighted Average Coupon Rate 9.227042% Mortgage Loan Principal Reduction Information: Trust C ------------- Scheduled Principal 20,970.59 Curtailments (14,008.73) Prepayments 634,346.36 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 197,918.69 Other Principal 0.00 Less: Realized Losses 107,793.11 Total Principal Reduction 947,020.02 Servicer Information: Trust C ------------- Accrued Servicing Fee for the Current Period 11,807.35 Less: Amounts to Cover Interest Shortfalls 0.00 Less: Delinquent Service Fees 4,414.09 Collected Servicing Fees for Current Period: 7,393.26 Advanced Principal N/A Advanced Interest 77,917.87
Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount ------------------------------------------------------------------------------------------------------------------------------------ Class C 634,346.36 183,909.96 626,899.77 - - - - - - - - - Unpaid Realized Loss Amount ------------------------------------- Class C - Prior Current Has a Over- Accelerated Amounts Over Trigger Event Collateral Principal From Reserve Collateral Occurred Amount Distributed Fund Amount ------------------------------------------------------------------------------------------------------------------------------------ Trust C NO 3,390,874.78 0.00 0.00 3,178,547.64 Specified Over- Over- Collateral Collateral Deficit Amount Amount ----------------------------------------------------------- Trust C 3,178,547.64 0.00 Trust C Insured Payment 0.00 Pool Rolling six month delinquency rate 11.940529 Pool Cumulative Realized Losses 3,293,191.73 Book Value of REO loans 1,143,298.28 Cumulative Number of Mortgage loans repurchased to date 3 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 1,325.69 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00 TOTAL AVAILABLE FUNDS: Current Interest Collected: 135,898.23 Principal Collected: 641,308.22 Insurance Proceeds Received: - Net Liquidation Proceeds: 90,125.58 Delinquency Advances on Mortgage Interest: 77,917.87 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 217.93 Unreimbursed Delq/Servicing Advances Paid Back to CertificateHolders - Sum of the Above Amounts: 945,467.83 LESS: Servicing Fees (including PPIS): 7,393.26 Non-Recoverable Advance 2,012.53 Indenture Trustee Fees: 165.30 Owner Trustee Fees: 277.78 Insurance Premiums: 3,222.29 Reimbursement of Delinquency Advances/Servicing Advances 1,325.69 Total Reductions to Available Funds Amount: 14,396.85 Total Available Funds: 931,070.98