EX-1 3 ex-1.txt EXHIBIT 1 EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4A Statement to Certificateholders
Original Prior Face Principal Class Value Balance Interest Principal Total ------------------------------------------------------------------------------------------------------------------ A 650,000,000.00 300,996,530.08 703,499.75 8,289,310.11 8,992,809.86 A Certificate - - 2,255,655.21 - 2,255,655.21 Totals 650,000,000.00 300,996,530.08 2,959,154.96 8,289,310.11 11,248,465.07 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next ------------------------------------------------------------------------------------------------------------------- A - - 292,707,219.97 2.550000% 2.540000% A Certificate - - - NA NA Totals - - 292,707,219.97 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance ------------------------------------------------------------------------------------------------------------------------------------ A 00755WGC4 463.071585 1.082307 12.752785 13.835092 450.318800 A Certificate 0.000000 3.470239 0.000000 3.470239 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO ------------------------------------------------------------------------------------------------------------------------------------ Trust A Principal Balance 8,755,688.10 1,969,288.50 822,008.62 15,294,346.67 3,912,941.77 % of Pool Balance 2.77068% 0.62317% 0.26012% 4.83980% 1.23823% Number of Loans 144 33 17 250 67 % of Loans 2.67559% 0.61315% 0.31587% 4.64511% 1.24489% Loans in Foreclosure -------------------------------------------------- Trust A Principal Balance 10,842,556.55 % of Pool Balance 3.43106% Number of Loans 197 % of Loans 3.66035% General Mortgage Loan Information: Trust A -------------- Beginning Aggregate Mortgage Loan Balance 325,742,749.88 Prefunding 0.00 Principal Reduction 9,730,858.62 Ending Aggregate Mortgage Loan Balance 316,011,891.26 Beginning Aggregate Mortgage Loan Count 5536 Ending Aggregate Mortgage Loan Count 5382 Current Weighted Average Coupon Rate 9.493591% Next Weighted Average Coupon Rate 9.494190% Mortgage Loan Principal Reduction Information: Trust A -------------- Scheduled Principal 626,894.33 Curtailments 120,422.86 Prepayments 7,697,685.62 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 1,285,855.81 Other Principal 0.00 Less: Realized Losses 649,107.41 Total Principal Reduction 10,379,966.03 Servicer Information: Trust A -------------- Accrued Servicing Fee for the Current Period 135,726.15 Less: Amounts to Cover Interest Shortfalls 3,029.80 Less: Delinquent Service Fees 39,029.41 Collected Servicing Fees for Current Period: 93,666.94 Advanced Principal N/A Advanced Interest 737,947.95 Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount ------------------------------------------------------------------------------------------------------------------------------------ Class A 7,697,685.62 1,406,278.67 8,685,530.66 - - - - - - - - - Total 7,697,685.62 1,406,278.67 8,685,530.66 - - - Applied Realized Loss Amount ---------------------------------------- Class A - - Total -
Prior Current Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount ------------------------------------------------------------------------------------------------------------------------------------ Trust A NO 0.00 24,746,219.80 (396,220.55) 0.00 23,304,671.29 Specified Over- Over- Collateral Collateral Deficit Amount Amount ---------------------------------------------------------- Trust A 23,700,891.84 0.00 Trust A Insured Payment 0.00 Pool Rolling six month delinquency rate 5.078455 Pool Cumulative Realized Losses 17,447,505.12 Book Value of REO loans 4,953,529.07 Cumulative Number of Mortgage loans repurchased to date 11 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 60,804.39 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unremibursed Delinquent/Servicing Advances still Outstanding 0.00 TOTAL AVAILABLE FUNDS: Current Interest Collected: 1,800,000.01 Principal Collected: 8,445,002.81 Insurance Proceeds Received: 0.00 Net Liquidation Proceeds: 636,748.40 Delinquency Advances on Mortgage Interest: 737,947.95 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: 0.00 Trust Termination Proceeds: 0.00 Investment Earnings on Note Account: 3,341.33 Capitalized Interest Requirement: 0.00 Capitalized Interest Fund Earnings 0.00 Capitalized Interest Account 0.00 Investment Earnings on Pre-Funding Account 0.00 Unreimbursed Delq/Servicing Advances Paid Back To CertificateHolders - Sum of the Above Amounts: 11,623,040.50 LESS: Servicing Fees (including PPIS): 96,696.74 Non Recoverable Advance 8,592.39 Indenture Trustee Fees: 1,900.17 Owner Trustee Fees: 277.78 Insurance Premiums: 32,607.96 Reimbursement of Delinquency Advances/Servicing Advances 60,804.39 Trust A Crossover Amounts 173,696.00 Total Reductions to Available Funds Amount: 374,575.43 Total Available Funds: 11,248,465.07
EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4B Statement to Certificateholders
Original Prior Face Principal Class Value Balance Interest Principal Total ------------------------------------------------------------------------------------------------------------------- B 350,000,000.00 155,508,180.64 363,500.37 6,288,811.83 6,652,312.20 B Certificate - - 928,560.95 - 928,560.95 Totals 350,000,000.00 155,508,180.64 1,292,061.32 6,288,811.83 7,580,873.15 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next ------------------------------------------------------------------------------------------------------------------- B - - 149,219,368.81 2.550000% 2.540000% B Certificate - - - NA NA Totals - - 149,219,368.81 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance ------------------------------------------------------------------------------------------------------------------------------------ B 00755WGD2 444.309088 1.038572 17.968034 19.006606 426.341054 B Certificate 0.000000 1.428555 0.000000 1.428555 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO ------------------------------------------------------------------------------------------------------------------------------------ Trust B Principal Balance 3,382,814.09 755,140.54 422,829.40 8,629,900.70 2,824,185.18 % of Pool Balance 2.09698% 0.46811% 0.26211% 5.34961% 1.75069% Number of Loans 70 16 5 135 41 % of Loans 3.03162% 0.69294% 0.21654% 5.84669% 1.77566% Loans in Foreclosure ------------------------------------------------ Trust B Principal Balance 7,259,193.81 % of Pool Balance 4.49992% Number of Loans 120 % of Loans 5.19706% General Mortgage Loan Information: Trust B -------------- Beginning Aggregate Mortgage Loan Balance 168,116,952.04 Subsequent Mortgage Loans Added This Period 0.00 Principal Reduction 6,798,715.49 Ending Aggregate Mortgage Loan Balance 161,318,236.55 Beginning Aggregate Mortgage Loan Count 2,386 Ending Aggregate Mortgage Loan Count 2,309 Current Weighted Average Coupon Rate 9.499550% Next Weighted Average Coupon Rate 9.496565% Mortgage Loan Principal Reduction Information: Trust B -------------- Scheduled Principal 254,134.56 Curtailments 245,420.00 Prepayments 5,500,748.66 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 798,412.27 Other Principal 0.00 Less: Realized Losses 346,839.96 Total Principal Reduction 7,145,555.45 Servicer Information: Trust B -------------- Accrued Servicing Fee for the Current Period 70,048.73 Less: Amounts to Cover Interest Shortfalls 5,900.55 Less: Delinquent Service Fees 20,209.35 Collected Servicing Fees for Current Period: 43,938.83 Advanced Principal N/A Advanced Interest 384,429.39
Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount ------------------------------------------------------------------------------------------------------------------------------------ Class B 5,500,748.66 1,043,832.27 6,288,811.83 - - - - - - - - Total 5,500,748.66 1,043,832.27 6,288,811.83 - - - Unpaid Realized Loss Amount ---------------------------------------- Class B - - Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount ------------------------------------------------------------------------------------------------------------------------------------ Trust B NO 0.00 12,608,771.40 0.00 0.00 12,098,867.74 Specified Over- Over- Collateral Collateral Deficit Amount Amount ---------------------------------------------------------- Trust B 12,098,867.74 0.00 Trust B Insured Payment 0.00 Pool Rolling six month delinquency rate 5.567465 Pool Cumulative Realized Losses 10,809,471.42 Book Value of REO loans 3,500,953.24 Cumulative Number of Mortgage loans repurchased to date 8 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 37,528.65 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00 TOTAL AVAILABLE FUNDS: Current Interest Collected: 926,224.10 Principal Collected: 6,000,303.22 Insurance Proceeds Received: - Net Liquidation Proceeds: 451,572.31 Delinquency Advances on Mortgage Interest: 384,429.39 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 2,237.38 Capitalized Interest Requirement: 0.00 Capitalized Interest Account Earnings 0.00 Capitalized Interest Account 0.00 Reversal of Realized Loss Amount - Unreimbursed Delq/Servicing Advances Paid Back To Certificateholders 0.00 Sum of the Above Amounts: 7,764,766.40 LESS: Servicing Fees (including PPIS): 49,839.38 Non-Recoverable Advance 5,979.37 Indenture Trustee Fees: 980.68 Owner Trustee Fees: 277.78 Insurance Premiums: 16,846.72 Reimbursement of Delinquency Advances/Servicing Advances 37,528.65 Trust B Crossover Amounts 72,440.67 Total Reductions to Available Funds Amount: 183,893.25 Total Available Funds: 7,580,873.15
EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4C Statement to Certificateholders
Original Prior Face Principal Class Value Balance Interest Principal Total ------------------------------------------------------------------------------------------------------------------- C 100,000,000.00 28,747,235.20 63,243.92 1,269,549.24 1,332,793.16 C Certificate - - - - - Totals 100,000,000.00 28,747,235.20 63,243.92 1,269,549.24 1,332,793.16 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next ------------------------------------------------------------------------------------------------------------------- C - - 27,477,685.96 2.400000% 2.390000% C Certificate - - - NA NA Totals - - 27,477,685.96 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance ------------------------------------------------------------------------------------------------------------------------------------ C 00755WGE0 287.472352 0.632439 12.695492 13.327931 274.776860 C Certificate 0.000000 0.000000 0.000000 0.000000 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO ------------------------------------------------------------------------------------------------------------------------------------ Trust C Principal Balance 874,295.41 255,720.38 108,190.29 2,815,267.80 853,067.67 % of Pool Balance 2.77574% 0.81187% 0.34349% 8.93801% 2.70836% Number of Loans 10 3 2 31 11 % of Loans 2.58398% 0.77519% 0.51680% 8.01034% 2.84238% Loans in Foreclosure ------------------------------------------------ Trust C Principal Balance 2,629,577.53 % of Pool Balance 8.34848% Number of Loans 31 % of Loans 8.01034% General Mortgage Loan Information: Trust C ------------- Beginning Aggregate Mortgage Loan Balance 32,450,616.48 Prefunding N/A Principal Reduction 952,920.03 Ending Aggregate Mortgage Loan Balance 31,497,696.45 Beginning Aggregate Mortgage Loan Count 399 Ending Aggregate Mortgage Loan Count 387 Current Weighted Average Coupon Rate 9.479231% Next Weighted Average Coupon Rate 9.480041% Mortgage Loan Principal Reduction Information: Trust C ------------- Scheduled Principal 19,089.23 Curtailments 1,708.29 Prepayments 827,117.08 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 105,005.43 Other Principal 0.00 Less: Realized Losses 104,122.42 Total Principal Reduction 1,057,042.45 Servicer Information: Trust C ------------- Accrued Servicing Fee for the Current Period 13,521.09 Less: Amounts to Cover Interest Shortfalls 0.00 Less: Delinquent Service Fees 5,405.12 Collected Servicing Fees for Current Period: 8,115.97 Advanced Principal N/A Advanced Interest 98,622.05
Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount ------------------------------------------------------------------------------------------------------------------------------------ Class C 827,117.08 106,713.72 848,797.61 - - - - - - - - - Unpaid Realized Loss Amount ----------------------------------------- Class C - - Prior Current Has a Over- Accelerated Amounts Over Trigger Event Collateral Principal From Reserve Collateral Occurred Amount Distributed Fund Amount ------------------------------------------------------------------------------------------------------------------------------------ Trust C NO 3,703,381.28 174,614.96 246,136.67 4,020,010.49 Specified Over- Over- Collateral Collateral Deficit Amount Amount -------------------------------------------------------- Trust C 4,020,010.49 0.00 Trust C Insured Payment 0.00 Pool Rolling six month delinquency rate 10.215162 Pool Cumulative Realized Losses 2,866,343.04 Book Value of REO loans 1,079,679.98 Cumulative Number of Mortgage loans repurchased to date 3 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 0.00 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding 31,258.40 TOTAL AVAILABLE FUNDS: Current Interest Collected: 152,311.92 Principal Collected: 847,914.60 Insurance Proceeds Received: - Net Liquidation Proceeds: 883.01 Delinquency Advances on Mortgage Interest: 98,622.05 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 317.92 Unreimbursed Delq/Servicing Advances Paid Back to CertificateHolders - Trust A & B Crossover Amounts 246136.67 Sum of the Above Amounts: 1,346,186.17 LESS: Servicing Fees (including PPIS): 8,115.97 Non-Recoverable Advance 1,096.78 Indenture Trustee Fees: 189.30 Owner Trustee Fees: 277.78 Insurance Premiums: 3,713.18 Reimbursement of Delinquency Advances/Servicing Advances - Total Reductions to Available Funds Amount: 13,393.01 Total Available Funds: 1,332,793.16