EX-1 3 p320328_ex1.txt MONTHLY REPORT EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4A Statement to Certificateholders
Original Prior Face Principal Class Value Balance Interest Principal Total A 650,000,000.00 363,217,359.79 1,007,322.81 9,668,481.46 10,675,804.27 A Certificate - - 1,268,410.25 - 1,268,410.25 Totals 650,000,000.00 363,217,359.79 2,275,733.06 9,668,481.46 11,944,214.52 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next A - - 353,548,878.33 3.120000% 2.800000% A Certificate - - - NA NA Totals - - 353,548,878.33 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance A 00755WGC4 558.795938 1.549727 14.874587 16.424314 543.921351 A Certificate 0.000000 1.951400 0.000000 1.951400 0.000000 Delinquent Loan Information: 90+ Days Loans Loans Loans 30-59 60-89 excldg f/c, REO in in in Days Days & Bkrptcy Bankruptcy REO Foreclosure Trust A Principal Balance 11,644,389.80 2,434,420.99 1,039,452.56 13,024,706.94 4,972,977.62 14,559,342.27 % of Pool Balance 3.07812% 0.64352% 0.27477% 3.44300% 1.31458% 3.84867% Number of Loans 204 48 19 216 85 250 % of Loans 3.28291% 0.77245% 0.30576% 3.47602% 1.36788% 4.02317%
General Mortgage Loan Information: Trust A Beginning Aggregate Mortgage Loan Balance 387,963,579.59 Prefunding 0.00 Principal Reduction 9,668,481.46 Ending Aggregate Mortgage Loan Balance 378,295,098.13 Beginning Aggregate Mortgage Loan Count 6351 Ending Aggregate Mortgage Loan Count 6214 Current Weighted Average Coupon Rate 9.487639% Next Weighted Average Coupon Rate 9.486487% Mortgage Loan Principal Reduction Information: Trust A Scheduled Principal 700,805.74 Curtailments 150,401.33 Prepayments 7,713,883.00 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 1,103,391.39 Other Principal 0.00 Less: Realized Losses 527,532.47 Total Principal Reduction 10,196,013.93 Servicer Information: Trust A Accrued Servicing Fee for the Current Period 161,651.49 Less: Amounts to Cover Interest Shortfalls 12,411.32 Less: Delinquent Service Fees 46,886.43 Collected Servicing Fees for Current Period: 102,353.72 Advanced Principal N/A Advanced Interest 883,811.86
Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Applied Principal Principal Distribution Forward Current Forward Realized Loss Class Distributed Distributed Amount Amount Amount Amount Amount Class A 7,713,883.00 1,253,792.72 9,140,948.99 - - - - - - - - - - - Total 7,713,883.00 1,253,792.72 9,140,948.99 - - - - Prior Current Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount Trust A NO 0.00 24,746,219.80 527,532.47 0.00 24,746,219.80 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust A 24,746,219.80 0.00
Trust A Insured Payment 0.00 Pool Rolling six month delinquency rate 4.670024 Pool Cumulative Realized Losses 13,156,219.59 Book Value of REO loans 6,147,193.75 Cumulative Number of Mortgage loans repurchased to date 11 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 55,641.91 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unremibursed Delinquent/Servicing Advances still Outstanding 0.00
TOTAL AVAILABLE FUNDS: Current Interest Collected: 2,136,683.55 Principal Collected: 8,565,090.07 Insurance Proceeds Received: 0.00 Net Liquidation Proceeds: 575,858.92 Delinquency Advances on Mortgage Interest: 883,811.86 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: 0.00 Trust Termination Proceeds: 0.00 Investment Earnings on Note Account: 1,997.67 Capitalized Interest Requirement: 0.00 Capitalized Interest Fund Earnings 0.00 Capitalized Interest Account 0.00 Investment Earnings on Pre-Funding Account 0.00 Unreimbursed Delq/Servicing Advances Paid Back To CertificateHolders - Sum of the Above Amounts: 12,163,442.07 LESS: Servicing Fees (including PPIS): 114,765.06 Non Recoverable Advance 6,931.13 Indenture Trustee Fees: 2,263.12 Owner Trustee Fees: 277.78 Insurance Premiums: 39,348.55 Reimbursement of Delinquency Advances/Servicing Advances 55,641.91 Total Reductions to Available Funds Amount: 219,227.55 Total Available Funds: 11,944,214.52
EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4B Statement to Certificateholders
Original Prior Face Principal Class Value Balance Interest Principal Total B 350,000,000.00 190,174,523.46 527,417.35 6,526,802.13 7,054,219.48 B Certificate - - 555,172.89 - 555,172.89 Totals 350,000,000.00 190,174,523.46 1,082,590.24 6,526,802.13 7,609,392.37 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next B - - 183,647,721.33 3.120000% 2.800000% B Certificate - - - NA NA Totals - - 183,647,721.33 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance B 00755WGD2 543.355781 1.506907 18.648006 20.154913 524.707775 B Certificate 0.000000 0.854112 0.000000 0.854112 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c, REO in in Days Days & Bkrptcy Bankruptcy REO Trust B Principal Balance 5,173,330.80 1,488,038.58 610,781.94 9,155,935.87 2,862,574.98 % of Pool Balance 2.62642% 0.75545% 0.31008% 4.64833% 1.45329% Number of Loans 84 21 12 133 42 % of Loans 3.09963% 0.77491% 0.44280% 4.90775% 1.54982% Loans in Foreclosure Trust B Principal Balance 6,129,431.10 % of Pool Balance 3.11182% Number of Loans 118 % of Loans 4.35424%
General Mortgage Loan Information: Trust B Beginning Aggregate Mortgage Loan Balance 203,499,396.56 Subsequent Mortgage Loans Added This Period 0.00 Principal Reduction 6,526,802.13 Ending Aggregate Mortgage Loan Balance 196,972,594.43 Beginning Aggregate Mortgage Loan Count 2,777 Ending Aggregate Mortgage Loan Count 2,710 Current Weighted Average Coupon Rate 9.464170% Next Weighted Average Coupon Rate 9.465485% Mortgage Loan Principal Reduction Information: Trust B Scheduled Principal 287,609.65 Curtailments 41,987.69 Prepayments 5,515,309.31 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 681,895.48 Other Principal 0.00 Less: Realized Losses 377,061.70 Total Principal Reduction 6,903,863.83 Servicer Information: Trust B Accrued Servicing Fee for the Current Period 84,791.42 Less: Amounts to Cover Interest Shortfalls 3,608.44 Less: Delinquent Service Fees 25,473.42 Collected Servicing Fees for Current Period: 55,709.56 Advanced Principal N/A Advanced Interest 484,437.79
Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class B 5,515,309.31 723,883.17 6,149,740.43 - - - - - - - - Total 5,515,309.31 723,883.17 6,149,740.43 - - - Unpaid Realized Loss Amount Class B - -
Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount Trust B NO 0.00 13,324,873.10 377,061.70 0.00 13,324,873.10 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust B 13,324,873.10 0.00
Trust B Insured Payment 0.00 Pool Rolling six month delinquency rate 4.809383 Pool Cumulative Realized Losses 8,646,757.13 Book Value of REO loans 3,594,964.59 Cumulative Number of Mortgage loans repurchased to date 8 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 36,023.06 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS: Current Interest Collected: 1,095,049.58 Principal Collected: 5,844,906.65 Insurance Proceeds Received: 0.00 Net Liquidation Proceeds: 304,833.78 Delinquency Advances on Mortgage Interest: 484,437.79 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: 0.00 Trust Termination Proceeds: 0.00 Investment Earnings on Note Account: 1,271.84 Capitalized Interest Requirement: 0.00 Capitalized Interest Account Earnings 0.00 Capitalized Interest Account 0.00 Reversal of Realized Loss Amount 0.00 Unreimbursed Delq/Servicing Advances Paid Back To Certificateholders 0.00 Sum of the Above Amounts: 7,730,499.64 LESS: Servicing Fees (including PPIS): 59,318.00 Non-Recoverable Advance 3,699.11 Indenture Trustee Fees: 1,187.08 Owner Trustee Fees: 277.78 Insurance Premiums: 20,602.24 Reimbursement of Delinquency Advances/Servicing Advances 36,023.06 Total Reductions to Available Funds Amount: 121,107.27 Total Available Funds: 7,609,392.37
EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4C Statement to Certificateholders
Original Prior Face Principal Class Value Balance Interest Principal Total C 100,000,000.00 38,072,157.56 100,510.50 1,540,187.00 1,640,697.50 C Certificate - - 203,270.36 - 203,270.36 Totals 100,000,000.00 38,072,157.56 303,780.86 1,540,187.00 1,843,967.86 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next C - - 36,531,970.56 2.970000% 2.650000% C Certificate - - - NA NA Totals - - 36,531,970.56 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance C 00755WGE0 380.721576 1.005105 15.401870 16.406975 365.319706 C Certificate 0.000000 0.312724 0.000000 0.312724 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO Trust C Principal Balance 1,021,733.99 219,314.10 155,522.12 2,748,701.09 957,776.16 % of Pool Balance 2.25018% 0.54095% 0.38361% 6.77986% 2.36242% Number of Loans 15 2 1 33 12 % of Loans 3.13808% 0.41841% 0.20921% 6.90377% 2.51046% Loans in Foreclosure Trust C Principal Balance 3,024,978.51 % of Pool Balance 7.46132% Number of Loans 33 % of Loans 6.90377%
General Mortgage Loan Information: Trust C Beginning Aggregate Mortgage Loan Balance 42,212,124.03 Prefunding N/A Principal Reduction 1,670,001.69 Ending Aggregate Mortgage Loan Balance 40,542,122.34 Beginning Aggregate Mortgage Loan Count 494 Ending Aggregate Mortgage Loan Count 478 Current Weighted Average Coupon Rate 9.964226% Next Weighted Average Coupon Rate 9.960919% Mortgage Loan Principal Reduction Information: Trust C Scheduled Principal 64,466.16 Curtailments (33,704.03) Prepayments 1,258,090.01 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 381,149.55 Other Principal 0.00 Less: Realized Losses 150,236.04 Total Principal Reduction 1,820,237.73 Servicer Information: Trust C Accrued Servicing Fee for the Current Period 17,588.38 Less: Amounts to Cover Interest Shortfalls 322.92 Less: Delinquent Service Fees 6,824.90 Collected Servicing Fees for Current Period: 10,440.56 Advanced Principal N/A Advanced Interest 132,310.35
Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class C 1,258,090.01 347,445.52 1,519,765.65 - - - - - - - - - Unpaid Realized Loss Amount Class C - - Prior Current Has a Over- Accelerated Amounts Over Trigger Event Collateral Principal From Reserve Collateral Occurred Amount Distributed Fund Amount Trust C NO 4,139,966.47 20,421.35 0.00 4,010,151.78 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust C 4,010,151.78 0.00
Trust C Insured Payment 0.00 Pool Rolling six month delinquency rate 8.632721 Pool Cumulative Realized Losses 2,153,930.12 Book Value of REO loans 1,188,405.71 Cumulative Number of Mortgage loans repurchased to date 3 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 3,585.02 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS: Current Interest Collected: 211,374.03 Principal Collected: 1,288,852.14 Insurance Proceeds Received: - Net Liquidation Proceeds: 230,913.51 Delinquency Advances on Mortgage Interest: 132,310.35 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: 0.00 Trust Termination Proceeds: 0.00 Investment Earnings on Note Account: 308.00 Unreimbursed Delq/Servicing Advances Paid Back to CertificateHolders - Sum of the Above Amounts: 1,863,758.03 LESS: Servicing Fees (including PPIS): 10,763.48 Non-Recoverable Advance - Indenture Trustee Fees: 246.24 Owner Trustee Fees: 277.78 Insurance Premiums: 4,917.65 Reimbursement of Delinquency Advances/Servicing Advances 3,585.02 Total Reductions to Available Funds Amount: 19,790.17 Total Available Funds: 1,843,967.86