EX-1 3 ex-1.txt EXHIBIT 1 EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4A Statement to Certificateholders
Original Prior Face Principal Class Value Balance Interest Principal Total ------------------------------------------------------------------------------------------------------------------------------ A 650,000,000.00 389,935,373.98 1,605,802.61 7,638,857.66 9,244,660.27 A Certificate - - 827,268.71 - 827,268.71 Totals 650,000,000.00 389,935,373.98 2,433,071.32 7,638,857.66 10,071,928.98 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next -------------------------------------------------------------------------------------------------------------------------------- A - - 382,296,516.32 4.492500% 4.280000% A Certificate - - - NA NA Totals - - 382,296,516.32 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance ------------------------------------------------------------------------------------------------------------------------------------ A 00755WGC4 599.900575 2.470466 11.752089 14.222555 588.148486 A Certificate 0.000000 1.272721 0.000000 1.272721 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO ------------------------------------------------------------------------------------------------------------------------------------ Trust A Principal Balance 14,246,828.66 2,770,689.72 846,806.90 12,612,528.10 5,350,466.89 % of Pool Balance 3.50008% 0.68069% 0.20804% 3.09858% 1.31447% Number of Loans 244 56 19 206 84 % of Loans 3.69641% 0.84836% 0.28784% 3.12074% 1.27253% Loans in Foreclosure -------------------------------------------------- Trust A Principal Balance 14,369,910.05 % of Pool Balance 3.53032% Number of Loans 243 % of Loans 3.68126% General Mortgage Loan Information: Trust A -------------- Beginning Aggregate Mortgage Loan Balance 414,681,593.78 Prefunding 0.00 Principal Reduction 7,638,857.66 Ending Aggregate Mortgage Loan Balance 407,042,736.12 Beginning Aggregate Mortgage Loan Count 6717 Ending Aggregate Mortgage Loan Count 6601 Current Weighted Average Coupon Rate 9.492916% Next Weighted Average Coupon Rate 9.484874% Mortgage Loan Principal Reduction Information: Trust A -------------- Scheduled Principal 621,489.80 Curtailments 229,434.84 Prepayments 5,519,730.58 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 1,268,202.44 Other Principal 0.00 Less: Realized Losses 605,283.97 Total Principal Reduction 8,244,141.63 Servicer Information: Trust A -------------- Accrued Servicing Fee for the Current Period 172,784.00 Less: Amounts to Cover Interest Shortfalls 6,021.22 Less: Delinquent Service Fees 51,639.04 Collected Servicing Fees for Current Period: 115,123.74 Advanced Principal N/A Advanced Interest 970,127.53 Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount ------------------------------------------------------------------------------------------------------------------------------------ Class A 5,519,730.58 1,497,637.28 7,033,573.69 - - - - - - - - - Total 5,519,730.58 1,497,637.28 7,033,573.69 - - - Applied Realized Loss Amount ------------------------------- Class A - - Total -
Prior Current Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount ------------------------------------------------------------------------------------------------------------------------------------ Trust A NO 0.00 24,746,219.80 605,283.97 0.00 24,746,219.80 Specified Over- Over- Collateral Collateral Deficit Amount Amount ------------------------------------------------------- Trust A 24,746,219.80 0.00 Trust A Insured Payment 0.00 Pool Rolling six month delinquency rate 4.488675 Pool Cumulative Realized Losses 11,444,248.23 Book Value of REO loans 6,790,836.93 Cumulative Number of Mortgage loans repurchased to date 11 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 25,547.95 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unremibursed Delinquent/Servicing Advances still Outstanding 0.00 TOTAL AVAILABLE FUNDS: Current Interest Collected: 2,258,681.43 Principal Collected: 6,370,655.22 Insurance Proceeds Received: 0.00 Net Liquidation Proceeds: 662,918.47 Delinquency Advances on Mortgage Interest: 970,127.53 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: 0.00 Trust Termination Proceeds: 0.00 Investment Earnings on Note Account: 3,825.79 Capitalized Interest Requirement: 0.00 Capitalized Interest Fund Earnings 0.00 Capitalized Interest Account 0.00 Investment Earnings on Pre-Funding Account 0.00 Unreimbursed Delq/Servicing Advances Paid Back To CertificateHolders - Sum of the Above Amounts: 10,266,208.44 LESS: Servicing Fees (including PPIS): 121,144.96 Non Recoverable Advance 2,646.79 Indenture Trustee Fees: 2,418.98 Owner Trustee Fees: 277.78 Insurance Premiums: 42,243.00 Reimbursement of Delinquency Advances/Servicing Advances 25,547.95 Total Reductions to Available Funds Amount: 194,279.46 Total Available Funds: 10,071,928.98
EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4B Statement to Certificateholders
Original Prior Face Principal Class Value Balance Interest Principal Total ----------------------------------------------------------------------------------------------------------------------------- B 350,000,000.00 205,661,610.51 846,940.22 4,239,634.00 5,086,574.22 B Certificate - - 352,466.40 - 352,466.40 Totals 350,000,000.00 205,661,610.51 1,199,406.62 4,239,634.00 5,439,040.62 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next ----------------------------------------------------------------------------------------------------------------------------- B - - 201,421,976.51 4.492500% 4.280000% B Certificate - - - NA NA Totals - - 201,421,976.51 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance ---------------------------------------------------------------------------------------------------------------------------------- B 00755WGD2 587.604601 2.419829 12.113240 14.533069 575.491361 B Certificate 0.000000 0.542256 0.000000 0.542256 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO ----------------------------------------------------------------------------------------------------------------------------------- Trust B Principal Balance 6,048,133.67 1,257,792.61 441,572.81 9,259,475.64 2,974,873.52 % of Pool Balance 2.81640% 0.58571% 0.20562% 4.31181% 1.38529% Number of Loans 110 21 8 137 44 % of Loans 3.77877% 0.72140% 0.27482% 4.70629% 1.51151% Loans in Foreclosure ------------------------------------------------ Trust B Principal Balance 8,037,102.37 % of Pool Balance 3.74259% Number of Loans 134 % of Loans 4.60323% General Mortgage Loan Information: Trust B -------------- Beginning Aggregate Mortgage Loan Balance 218,972,182.73 Subsequent Mortgage Loans Added This Period 0.00 Principal Reduction 4,225,333.12 Ending Aggregate Mortgage Loan Balance 214,746,849.61 Beginning Aggregate Mortgage Loan Count 2,961 Ending Aggregate Mortgage Loan Count 2,911 Current Weighted Average Coupon Rate 9.473670% Next Weighted Average Coupon Rate 9.473331% Mortgage Loan Principal Reduction Information: Trust B -------------- Scheduled Principal 304,298.31 Curtailments 219,150.53 Prepayments 3,190,346.72 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 511,537.56 Other Principal 0.00 Less: Realized Losses 337,055.81 Total Principal Reduction 4,562,388.93 Servicer Information: Trust B -------------- Accrued Servicing Fee for the Current Period 91,238.41 Less: Amounts to Cover Interest Shortfalls 6,418.35 Less: Delinquent Service Fees 27,118.92 Collected Servicing Fees for Current Period: 57,701.14 Advanced Principal N/A Advanced Interest 516,109.65
Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount ----------------------------------------------------------------------------------------------------------------------------------- Class B 3,190,346.72 730,688.09 3,888,277.31 - - - - - - - - - Total 3,190,346.72 730,688.09 3,888,277.31 - - - Unpaid Realized Loss Amount ------------------------------- Class B - - Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount ------------------------------------------------------------------------------------------------------------------------------------ Trust B NO 0.00 13,310,572.22 351,356.69 0.00 13,324,873.10 Specified Over- Over- Collateral Collateral Deficit Amount Amount ------------------------------------------------ Trust B 13,324,873.10 0.00 Trust B Insured Payment 0.00 Pool Rolling six month delinquency rate 4.869576 Pool Cumulative Realized Losses 7,295,253.13 Book Value of REO loans 3,638,737.70 Cumulative Number of Mortgage loans repurchased to date 8 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 63,145.53 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00 TOTAL AVAILABLE FUNDS: Current Interest Collected: 1,185,496.51 Principal Collected: 3,713,795.56 Insurance Proceeds Received: - Net Liquidation Proceeds: 174,481.75 Delinquency Advances on Mortgage Interest: 516,109.65 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: 0.00 Trust Termination Proceeds: 0.00 Investment Earnings on Note Account: 2,087.60 Capitalized Interest Requirement: 0.00 Capitalized Interest Account Earnings 0.00 Capitalized Interest Account 0.00 Reversal of Realized Loss Amount 0.00 Unreimbursed Delq/Servicing Advances Paid Back To Certificateholders 0.00 Sum of the Above Amounts: 5,591,971.07 LESS: Servicing Fees (including PPIS): 64,119.49 Non-Recoverable Advance 1,830.30 Indenture Trustee Fees: 1,277.34 Owner Trustee Fees: 277.78 Insurance Premiums: 22,280.01 Reimbursement of Delinquency Advances/Servicing Advances 63,145.53 Total Reductions to Available Funds Amount: 152,930.45 Total Available Funds: 5,439,040.62
EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4C Statement to Certificateholders
Original Prior Face Principal Class Value Balance Interest Principal Total ------------------------------------------------------------------------------------------------------------------------------ C 100,000,000.00 41,282,749.02 164,331.14 821,331.46 985,662.60 C Certificate - - 406,218.16 - 406,218.16 Totals 100,000,000.00 41,282,749.02 570,549.30 821,331.46 1,391,880.76 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next ------------------------------------------------------------------------------------------------------------------------------ C - - 40,461,417.56 4.342500% 4.130000% C Certificate - - - NA NA Totals - - 40,461,417.56 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance ----------------------------------------------------------------------------------------------------------------------------------- C 00755WGE0 412.827490 1.643311 8.213315 9.856626 404.614175 C Certificate 0.000000 0.624951 0.000000 0.624951 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO ------------------------------------------------------------------------------------------------------------------------------------ Trust C Principal Balance 1,722,830.90 362,776.88 0.00 2,963,081.04 1,067,125.08 % of Pool Balance 3.84420% 0.80947% 0.00000% 6.61161% 2.38111% Number of Loans 20 5 0 32 13 % of Loans 3.84615% 0.96154% 0.00000% 6.15385% 2.50000% Loans in Foreclosure -------------------------------------------------- Trust C Principal Balance 3,423,258.09 % of Pool Balance 7.63842% Number of Loans 37 % of Loans 7.11538% General Mortgage Loan Information: Trust C ------------- Beginning Aggregate Mortgage Loan Balance 45,841,140.98 Prefunding N/A Principal Reduction 1,024,815.02 Ending Aggregate Mortgage Loan Balance 44,816,325.96 Beginning Aggregate Mortgage Loan Count 532 Ending Aggregate Mortgage Loan Count 520 Current Weighted Average Coupon Rate 10.254736% Next Weighted Average Coupon Rate 10.224241% Mortgage Loan Principal Reduction Information: Trust C ------------- Scheduled Principal 19,539.77 Curtailments 12,349.05 Prepayments 991,323.00 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 1,603.20 Other Principal 0.00 Less: Realized Losses (2,493.84) Total Principal Reduction 1,022,321.18 Servicer Information: Trust C ------------- Accrued Servicing Fee for the Current Period 19,100.48 Less: Amounts to Cover Interest Shortfalls 0.00 Less: Delinquent Service Fees 7,036.29 Collected Servicing Fees for Current Period: 12,064.19 Advanced Principal N/A Advanced Interest 142,275.16
Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount ---------------------------------------------------------------------------------------------------------------------------------- Class C 991,323.00 13,952.25 821,331.46 - - - - - - - - - Unpaid Realized Loss Amount ---------------------------------- Class C - - Prior Current Has a Over- Accelerated Amounts Over Trigger Event Collateral Principal From Reserve Collateral Occurred Amount Distributed Fund Amount -------------------------------------------------------------------------------------------------------------------------- Trust C NO 4,558,391.96 0.00 0.00 4,354,908.39 Specified Over- Over- Collateral Collateral Deficit Amount Amount ------------------------------------------------------ Trust C 4,354,908.39 0.00 Trust C Insured Payment 0.00 Pool Rolling six month delinquency rate 7.924502 Pool Cumulative Realized Losses 1,803,393.88 Book Value of REO loans 1,000,196.20 Cumulative Number of Mortgage loans repurchased to date 3 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 2,705.08 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00 TOTAL AVAILABLE FUNDS: Current Interest Collected: 242,429.23 Principal Collected: 1,023,211.82 Insurance Proceeds Received: - Net Liquidation Proceeds: 4,097.04 Delinquency Advances on Mortgage Interest: 142,275.16 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: 0.00 Trust Termination Proceeds: 0.00 Investment Earnings on Note Account: 527.76 Unreimbursed Delq/Servicing Advances Paid Back to CertificateHolders - Sum of the Above Amounts: 1,412,541.01 LESS: Servicing Fees (including PPIS): 12,064.19 Non-Recoverable Advance 13.43 Indenture Trustee Fees: 267.41 Owner Trustee Fees: 277.78 Insurance Premiums: 5,332.36 Reimbursement of Delinquency Advances/Servicing Advances 2,705.08 Total Reductions to Available Funds Amount: 20,660.25 Total Available Funds: 1,391,880.76