The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACE LTD COM h0023r105 5,869 56,757 SH   SOLE 0 56,757 0 0
ANSYS, Inc. COM 03662Q105 5,523 62,660 SH   SOLE 0 62,660 0 0
AT&T Inc COM 00206R102 2,868 88,020 SH   SOLE 0 88,020 0 0
AbbVie, Inc. COM 00287y109 26,280 133,130 SH   SOLE 0 133,130 0 0
Apple Inc COM 037833100 13,599 123,287 SH   SOLE 0 123,287 0 0
BB&T Corporation COM 054937107 5,003 140,545 SH   SOLE 0 140,545 0 0
Bank of America COM 060505104 3,380 216,968 SH   SOLE 0 216,968 0 0
Berkshire Hathaway Cl B COM 084670702 209 1,600 SH   SOLE 0 1,600 0 0
Biogen Idec Inc. COM 09062x103 2,391 8,195 SH   SOLE 0 8,195 0 0
Blackrock Inc COM 09247X101 3,210 10,792 SH   SOLE 0 10,792 0 0
Carbonite Inc COM 141337105 7,034 2,342,297 SH   SOLE 0 2,342,297 0 0
Celgene Corp COM 151020104 3,968 36,680 SH   SOLE 0 36,680 0 0
Cerner Corp. COM 156782104 3,644 60,769 SH   SOLE 0 60,769 0 0
Cisco Systems Inc COM 17275R102 3,750 142,848 SH   SOLE 0 142,848 0 0
Coca-Cola Company COM 191216100 4,385 109,299 SH   SOLE 0 109,299 0 0
Comcast Corp Cl A COM 20030N101 3,938 69,242 SH   SOLE 0 69,242 0 0
Danaher Corp COM 235851102 4,190 49,174 SH   SOLE 0 49,174 0 0
Disney, Walt Co COM 254687106 6,911 67,619 SH   SOLE 0 67,619 0 0
Du Pont E.I. De Nemours COM 263534109 3,963 82,215 SH   SOLE 0 82,215 0 0
Duke Energy Corporation COM 26441c204 5,041 70,070 SH   SOLE 0 70,070 0 0
EMC Corp COM 268648102 3,386 140,140 SH   SOLE 0 140,140 0 0
EOG Resources, Inc. COM 26875p101 2,274 31,230 SH   SOLE 0 31,230 0 0
Encompass Group Affiliates, In COM 29257h101 0 1,724,524 SH   SOLE 0 1,724,524 0 0
Eversource Energy COM 30040w108 210 4,156 SH   SOLE 0 4,156 0 0
Exxon Mobil Corp COM 30231g102 5,486 73,780 SH   SOLE 0 73,780 0 0
Facebook Inc. COM 30303m102 8,824 98,157 SH   SOLE 0 98,157 0 0
Fleetcor Technologies Inc COM 339041105 11,256 81,790 SH   SOLE 0 81,790 0 0
General Electric COM 369604103 6,225 246,845 SH   SOLE 0 246,845 0 0
Google Inc CL A COM 38259p508 4,407 6,903 SH   SOLE 0 6,903 0 0
Google Inc CL C COM 38259p706 6,200 10,190 SH   SOLE 0 10,190 0 0
Health Care Select Sector SPDR COM 81369y209 1,626 24,553 SH   SOLE 0 24,553 0 0
Heineken NV ADR COM n39427211 252 3,125 SH   SOLE 0 3,125 0 0
Home Depot Inc COM 437076102 6,892 59,673 SH   SOLE 0 59,673 0 0
Honeywell International Inc COM 438516106 7,094 74,920 SH   SOLE 0 74,920 0 0
Intel Corporation COM 458140100 286 9,475 SH   SOLE 0 9,475 0 0
Johnson & Johnson COM 478160104 21,841 233,969 SH   SOLE 0 233,969 0 0
Kraft Heinz Company COM 500754106 7,010 99,322 SH   SOLE 0 99,322 0 0
Marsh & McLennan COM 571748102 5,077 97,220 SH   SOLE 0 97,220 0 0
Materials Select Sector SPDR COM 81369y100 2,732 68,430 SH   SOLE 0 68,430 0 0
Maxim Integrated Prods. COM 57772K101 585 17,500 SH   SOLE 0 17,500 0 0
Merck COM 58933y105 6,277 127,092 SH   SOLE 0 127,092 0 0
Microsoft Corp COM 594918104 6,640 150,025 SH   SOLE 0 150,025 0 0
Mobilepro Corp. COM 60742e205 0 300,000 SH   SOLE 0 300,000 0 0
New Jersey Resources Corporati COM 646025106 270 9,000 SH   SOLE 0 9,000 0 0
Nortel Networks Corp COM 656568508 0 24,000 SH   SOLE 0 24,000 0 0
Occidental Petroleum Corp COM 674599105 2,923 44,195 SH   SOLE 0 44,195 0 0
Office Depot COM 676220106 93 14,500 SH   SOLE 0 14,500 0 0
Oracle Corporation COM 68389X105 5,400 149,505 SH   SOLE 0 149,505 0 0
Penn West Petroleum Ltd COM 707887105 5 10,000 SH   SOLE 0 10,000 0 0
Pfizer Inc COM 717081103 6,947 221,170 SH   SOLE 0 221,170 0 0
Powershares S&P 500 Low Volati COM 73937b779 202 5,605 SH   SOLE 0 5,605 0 0
Procter & Gamble Co COM 742718109 4,234 58,860 SH   SOLE 0 58,860 0 0
SPDR S&P 500 ETF Trust COM 78462F103 12,324 64,310 SH   SOLE 0 64,310 0 0
Schlumberger Ltd COM 806857108 2,803 40,638 SH   SOLE 0 40,638 0 0
Schwab International Equity ET COM 808524805 5,706 208,490 SH   SOLE 0 208,490 0 0
TJX Companies Inc COM 872540109 5,863 82,087 SH   SOLE 0 82,087 0 0
The Hershey Company COM 427866108 404 4,400 SH   SOLE 0 4,400 0 0
Toyota Motor Corp Spon ADR COM 892331307 375 3,200 SH   SOLE 0 3,200 0 0
Tyler Technologies Inc. COM 902252105 36,098 241,763 SH   SOLE 0 241,763 0 0
US Bancorp COM 902973304 7,472 182,205 SH   SOLE 0 182,205 0 0
Union Pacific Corp COM 907818108 3,772 42,670 SH   SOLE 0 42,670 0 0
United Parcel Service COM 911312106 5,433 55,054 SH   SOLE 0 55,054 0 0
UnitedHealth Group COM 91324p102 7,677 66,177 SH   SOLE 0 66,177 0 0
Utilities Select Sector SPDR COM 81369y886 3,213 74,227 SH   SOLE 0 74,227 0 0
VF Corp COM 918204108 5,196 76,180 SH   SOLE 0 76,180 0 0
Vanguard FTSE All-World Ex-US COM 922042775 10,814 253,666 SH   SOLE 0 253,666 0 0
Vanguard MSCI EAFE COM 921943858 9,504 266,669 SH   SOLE 0 266,669 0 0
Vanguard Mega Cap Growth ETF COM 921910816 2,072 26,643 SH   SOLE 0 26,643 0 0
Verizon Communications COM 92343v104 4,248 97,635 SH   SOLE 0 97,635 0 0
Visa Inc COM 92826c839 4,446 63,825 SH   SOLE 0 63,825 0 0
Wells Fargo & Co COM 949746101 9,482 184,648 SH   SOLE 0 184,648 0 0
Whirlpool Corp COM 963320106 265 1,800 SH   SOLE 0 1,800 0 0
Wisdomtree India Earnings Fund COM 97717w422 287 14,400 SH   SOLE 0 14,400 0 0
iShares MSCI EAFE Growth Index COM 464288885 6,876 107,762 SH   SOLE 0 107,762 0 0
iShares MSCI EAFE Index Fund COM 464287465 308 5,371 SH   SOLE 0 5,371 0 0
iShares MSCI USA Minimum Volat COM 46429b697 3,493 88,225 SH   SOLE 0 88,225 0 0
iShares MSCI USA Quality Facto COM 46432f339 8,731 144,436 SH   SOLE 0 144,436 0 0
S&P 500 ETF (SPY) 01/15/16 $19 PUT 99qadp3yn 1,867 1,773 SH   SOLE 0 1,773 0 0
S&P 500 ETF (SPY) 10/16/15 $19 PUT 99qagu027 1,031 1,832 SH   SOLE 0 1,832 0 0