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Deferred Acquisition Costs
 9 Months Ended
Sep. 30, 2018
Deferred Acquisition Costs [Abstract]  
Deferred Policy Acquisition Costs [Text Block]
DEFERRED ACQUISITION COSTS
Policy acquisition costs consist primarily of commissions and agency expenses incurred related to successful efforts to acquire vehicle service agreements. Acquisition costs deferred on vehicle service agreements are amortized over the period in which the related revenues are earned.
The components of deferred acquisition costs and the related amortization expense for the three and nine months ended September 30, 2018 and September 30, 2017 are comprised as follows:
(in thousands)
 
Three months ended September 30,
 
 
Nine months ended September 30,
 
 
 
2018

 
2017

 
2018

 
2017

Beginning balance, net
 
$
6,662

 
$
6,054

 
$
6,325

 
$
5,827

Additions
 
1,047

 
1,255

 
3,545

 
3,572

Amortization
 
(810
)
 
(1,068
)
 
(2,971
)
 
(3,158
)
Balance at September 30, net
 
$
6,899

 
$
6,241

 
$
6,899

 
$
6,241