Deferred Acquistion Costs

12 Months Ended

Dec. 31, 2018

Deferred Policy Acquisition Costs [Abstract]

Deferred Policy Acquisition Costs, Policy [Policy Text Block]

11 DEFERRED ACQUISITION COSTS

Policy acquisition costs consist primarily of commissions and agency expenses incurred related to successful efforts to acquire vehicle service agreements. Acquisition costs deferred on vehicle service agreements are amortized over the period in which the related revenues are earned.

The components of deferred acquisition costs and the related amortization expense as of and for the years ended December 31, 2018 and December 31, 2017 are comprised as follows:

(in thousands)	Years ended December 31,
	2018			2017
Balance at January 1, net	$	6,325		$	5,827
Additions	3,825			3,484
Amortization	(3,246		)	(2,986		)
Balance at December 31, net	$	6,904		$	6,325