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Deferred Acquisition Costs
 6 Months Ended
Jun. 30, 2017
Deferred Acquisition Costs [Abstract]  
Deferred Policy Acquisition Costs [Text Block]
DEFERRED ACQUISITION COSTS
Policy acquisition costs consist primarily of commissions, premium taxes, and underwriting and agency expenses, net of ceding commission income, incurred related to successful efforts to acquire new or renewal insurance contracts and vehicle service agreements. Acquisition costs deferred on both property and casualty insurance products and vehicle service agreements are amortized over the period in which the related revenues are earned.
The components of deferred acquisition costs and the related amortization expense for the three and six months ended June 30, 2017 and June 30, 2016 are comprised as follows:
(in thousands)
 
Three months ended June 30,
 
 
Six months ended June 30,
 
 
 
2017

 
2016

 
2017

 
2016

Beginning balance, net
 
$
14,113

 
$
13,440

 
$
13,609

 
$
12,143

Additions
 
7,011

 
7,180

 
14,698

 
14,769

Amortization
 
(7,415
)
 
(6,796
)
 
(14,598
)
 
(13,088
)
Balance at June 30, net
 
$
13,709

 
$
13,824

 
$
13,709

 
$
13,824