Unpaid Loss and Loss Adjustment Expenses Unpaid Loss and Loss Adjustment Expenses (Tables)

3 Months Ended

Mar. 31, 2013

Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]

Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]

The results of this comparison and the changes in the provision for property and casualty unpaid loss and loss adjustment expenses, net of amounts recoverable from reinsurers, as of March 31, 2013 and March 31, 2012 were as follows:

(in thousands)	March 31, 2013			March 31, 2012
Balance at beginning of period, gross	$	103,116		$	120,258
Less reinsurance recoverable related to property and casualty unpaid loss and loss adjustment expenses	5,478			298
Balance at beginning of period, net	97,638			119,960
Incurred related to:
Current year	20,950			21,533
Prior years	(789		)	242
Paid related to:
Current year	(8,210		)	(7,101		)
Prior years	(19,685		)	(29,546		)
Balance at end of period, net	89,904			105,088
Plus reinsurance recoverable related to property and casualty unpaid loss and loss adjustment expenses	8,019			969
Balance at end of period, gross	$	97,923		$	106,057

The changes in and the provision for vehicle service agreement unpaid loss and loss adjustment expenses were zero as of March 31, 2012.

(in thousands)	March 31, 2013
Balance at beginning of period	$	3,448
Incurred related to:
Current year	1,670
Prior years	—
Paid related to:
Current year	(1,756		)
Prior years	(81		)
Balance at end of period	$	3,281