Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
Investments:
Fixed maturities, at fair value (amortized cost of $69,626 and $77,858, respectively)	$ 71,010	$ 79,534
Equity investments, at fair value (cost of $2,024 and $2,305, respectively)	3,304	3,548
Limited liability investments	1,476	2,333
Other investments, at cost which approximates fair value	2,000	2,000
Short-term investments, at cost which approximates fair value	586	585
Total investments	78,376	88,000
Investment in investee	26,526	41,733
Cash and cash equivalents	90,821	80,813
Accrued investment income	1,356	2,263
Premiums receivable, net of allowance for doubtful accounts of $3,880 and $4,040, respectively	39,968	35,598
Service fee receivable	16,889	15,173
Other receivables, net of allowance for doubtful accounts of $1,002 and $1,002, respectively	4,435	4,750
Reinsurance recoverable	14,665	8,557
Prepaid reinsurance premiums	10,238	7,316
Deferred policy acquisition costs, net	12,685	14,102
Property and equipment, net of accumulated depreciation of $23,332 and $22,887, respectively	2,448	2,709
Goodwill	9,105	8,421
Intangible assets, net of amortization of $19,821 and $19,263, respectively	50,025	50,583
Other assets	3,974	4,045
Asset held for sale	8,737	8,737
TOTAL ASSETS	370,248	372,800
LIABILITIES
Property and casualty	97,923	103,116
Vehicle service agreements	3,281	3,448
Total unpaid loss and loss adjustment expenses	101,204	106,564
Unearned premiums	52,116	45,047
Reinsurance payable	10,637	4,956
Debt Instrument, Face Amount	14,903	13,655
LROC preferred units	69,572	61,159
Senior unsecured debentures	25,888	23,730
Subordinated debt	28,781	23,774
Deferred income tax liability	3,322	3,054
Deferred service fees	48,813	48,987
Income taxes payable	2,827	2,879
Accrued expenses and other liabilities	34,038	34,740
TOTAL LIABILITIES	322,529	307,386
Equity [Abstract]
Common stock, no par value; unlimited number authorized; 13,148,971 issued and outstanding at March 31, 2013 and December 31, 2012	296,621	296,621
Additional paid-in capital	15,757	15,757
Accumulated deficit	(279,501)	(262,069)
Accumulated other comprehensive income	14,433	14,762
Shareholders' equity attributable to common shareholders	47,310	65,071
Noncontrolling interests in consolidated subsidiaries	409	343
TOTAL EQUITY	47,719	65,414
TOTAL LIABILITIES AND EQUITY	$ 370,248	$ 372,800