Intangible Assets

3 Months Ended

Mar. 31, 2013

Intangible Assets [Abstract]

Intangible Assets Disclosure [Text Block]

INTANGIBLE ASSETS

Intangible assets are comprised as follows:

(in thousands)
	March 31, 2013		December 31, 2012
Intangible assets subject to amortization
Database	$	4,734	$	4,907
VSA in-force	2,443		2,770
Customer-related relationships	3,004		3,056
Non-compete agreement	60		66
Intangible assets not subject to amortization
Insurance licenses	7,803		7,803
Renewal rights	31,318		31,318
Trade name	663		663
Intangible assets	$	50,025	$	50,583

The Company's intangible assets with indefinite useful lives are not amortized. The Company's intangible assets with definite useful lives are amortized over their estimated useful lives. Accumulated amortization for these intangibles as of March 31, 2013 and December 31, 2012 was $19.9 million and $19.3 million, respectively. Amortization of intangible assets was $0.6 million and zero for the years ended March 31, 2013 and 2012, respectively.