Exhibit 22

JOINT FILING AGREEMENT

JOINT FILING AGREEMENT The undersigned hereby agree that this statement on Schedule 13D dated March 15, 2016 with respect to the common stock of Jacksonville Bancorp, Inc. is, and any amendments hereto signed by each of the undersigned shall be, filed on behalf of each of us pursuant to and in accordance with the provisions of Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended.

Dated:  March 15, 2016

CAPGEN CAPITAL GROUP IV LP
By:		CAPGEN CAPITAL GROUP IV LLC,
		its general partner
By:	/s/ Eugene Ludwig
Name:	Eugene A. Ludwig
Title:	Managing Member
CAPGEN CAPITAL GROUP IV LLC
By:	/s/ Eugene Ludwig
Name:	Eugene A. Ludwig
Title:	Managing Member
EUGENE A. LUDWIG
By:	/s/ Eugene Ludwig
Name:	Eugene A. Ludwig
ROBERT B. GOLDSTEIN
By:	/s/ Robert B. Goldstein
Name:	Robert B. Goldstein

JOHN W. ROSE
By:	/s/ John W. Rose
Name:	John W. Rose