CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$ 69,228	$ 64,570
Interest on securities	7,601	7,241
Interest on federal funds sold	207	753
Interest on deposits in other banks	322	1,127
Dividends on stock	20	34
Total Interest and Dividend Income	77,378	73,725
INTEREST EXPENSE
Interest on deposits	8,362	9,701
Interest on other borrowed funds	16	0
Interest on junior subordinated debentures	0	385
Total Interest Expense	8,378	10,086
Net Interest Income	69,000	63,639
Provision for loan losses	6,293	1,810
Net Interest Income After Provision for Loan Losses	62,707	61,829
NONINTEREST INCOME
Service charges on deposit accounts	4,108	4,573
Debit card income, net	3,641	3,095
Mortgage loan income	8,398	3,002
Brokerage income	2,324	2,125
Loan and deposit income	1,701	1,521
Bank-owned life insurance income	568	544
Gain (Loss) on equity securities	85	115
Gain (Loss) on sale of securities	1,441	18
SBIC income	775	819
Other income	126	158
Total Noninterest Income	23,167	15,970
OPERATING EXPENSES
Personnel expenses	31,160	27,800
Occupancy and equipment expenses	5,106	4,976
Technology expenses	2,542	2,293
Advertising	933	1,025
Other business development expenses	1,020	1,107
Data processing expense	1,905	1,882
Other taxes	1,733	1,579
Loan and deposit expenses	1,052	1,148
Legal and professional expenses	2,141	1,541
Regulatory assessment expenses	538	351
Other operating expenses	3,276	3,633
Total Operating Expenses	51,406	47,335
Income Before Income Tax Expense	34,468	30,464
Income tax expense	6,323	5,640
Net Income	$ 28,145	$ 24,824
EARNINGS PER SHARE
Basic (in dollars per share)	$ 3.84	$ 3.51
Diluted (in dollars per share)	$ 3.83	$ 3.49