Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
ASSETS
Cash and cash equivalents	$ 33,197	$ 25,152
Interest-bearing deposits in other financial institutions	2,726	2,726
Securities available for sale	12,155	17,639
Loans held for sale	629	623
Loans, net of allowance of $6,065 and $5,237	179,877	153,043
FHLB stock	1,942	1,942
Foreclosed assets, net	1,538	1,525
Premises and equipment, net	5,252	5,317
Assets held for sale	167	167
Other intangible assets	30	49
Bank owned life insurance	4,470	4,405
Accrued interest receivable and other assets	2,631	2,447
Total assets	244,614	215,035
Deposits
Noninterest bearing	23,536	18,008
Interest bearing	181,143	155,500
Total deposits	204,679	173,508
FHLB advances	10,000	10,000
Advances by borrowers for taxes and insurance	187	241
Accrued interest payable and other liabilities	2,285	2,488
Subordinated debentures	5,155	5,155
Total liabilities	222,306	191,392
Stockholders' equity
Common stock, $.01 par value, shares authorized; 50,000,000 shares issued; 15,935,417 in 2013 and 15,936,417 in 2012	159	159
Additional paid-in capital	47,958	47,919
Accumulated deficit	(22,661)	(21,297)
Accumulated other comprehensive income	97	107
Treasury stock, at cost; 111,707 shares	(3,245)	(3,245)
Total stockholders' equity	22,308	23,643
Total liabilities and stockholder's equity	$ 244,614	$ 215,035