Consolidated Statements Of Operations (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest and dividend income
Loans, including fees	$ 1,596	$ 1,891
Securities	60	63
FHLB stock dividends	21	22
Federal funds sold and other	34	40
Total interest and dividend income	1,711	2,016
Interest expense
Deposits	408	593
Long-term FHLB advances and other debt	76	109
Subordinated debentures	41	47
Total interest expense	525	749
Net interest income	1,186	1,267
Provision for loan losses	326	200
Net interest income after provision for loan losses	860	1,067
Noninterest income
Service charges on deposit accounts	73	59
Net gains on sales of loans	6	43
Loan servicing fees, net		8
Earnings on bank owned life insurance	32	33
Other	22	15
Total noninterest income	133	158
Noninterest expense
Salaries and employee benefits	892	991
Occupancy and equipment	75	74
Data processing	163	142
Franchise taxes	85	55
Professional fees	212	218
Director fees	5	45
Postage, printing and supplies	58	48
Advertising and promotion	6	3
Telephone	16	17
Loan expenses	17	8
Foreclosed assets, net	(19)	18
Depreciation	54	67
FDIC premiums	111	156
Amortization of intangibles	9	10
Regulatory assessment	39	45
Other insurance	37	42
Other	43	25
Total non-interest expense	1,803	1,964
Income (loss) before incomes taxes	(810)	(739)
Income tax expense (benefit)
Net loss	(810)	(739)
Preferred stock dividends and accretion of discount on preferred stock		(110)
Earnings (loss) attributable to common stockholders	$ (810)	$ (849)
Earnings (loss) per common share:
Basic	$ (0.05)	$ (1.03)
Diluted	$ (0.05)	$ (1.03)