Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013		Dec. 31, 2012
ASSETS
Cash and cash equivalents	$ 14,406		$ 25,152
Interest-bearing deposits in other financial institutions	2,726		2,726
Securities available for sale	14,493		17,639
Loans held for sale	2,135		623
Loans, net of allowance of $5,682 and $5,237	166,799		153,043
FHLB stock	1,942		1,942
Foreclosed assets, net	1,464		1,525
Premises and equipment, net	5,269		5,317
Assets held for sale	167		167
Other intangible assets	40		49
Bank owned life insurance	4,437		4,405
Accrued interest receivable and other assets	2,561		2,447
Total assets	216,439		215,035
Deposits
Noninterest bearing	15,451		18,008
Interest bearing	153,279		155,500
Total deposits	168,730		173,508
FHLB advances	15,955		10,000
Other borrowings	1,000
Advances by borrowers for taxes and insurance	174		241
Accrued interest payable and other liabilities	2,557		2,488
Subordinated debentures	5,155		5,155
Total liabilities	193,571		191,392
Stockholders' equity
Common stock, $.01 par value, shares authorized; 50,000,000 shares issued; 15,935,417 in 2013 and 15,936,417 in 2012	159		159
Additional paid-in capital	47,929		47,919
Accumulated deficit	(22,107)		(21,297)
Accumulated other comprehensive income	132	[1]	107	[1]
Treasury stock, at cost; 111,707 shares	(3,245)		(3,245)
Total stockholders' equity	22,868		23,643
Total liabilities and stockholder's equity	$ 216,439		$ 215,035

[1] All amounts are net of tax. Amounts in parentheses indicate a reduction of other comprehensive income.